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Future Generali Car Insurance Claim

Future Generali

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    Future Generali Car Insurance Claim

    A claim is a process wherein a policyholder gets compensated by the insurer for the damage incurred during an accident or any other unintentional mishap involving the insured car. Depending on the type of insurance policy purchased, the policyholder is entitled to claim a certain amount during a claim settlement process.

    Purchasing a car insurance policy from Future Generali brings you a hassle-free claim settlement process. Apart from the usual reimbursement claim settlement, the company also offers cashless repair services at more than 2,500 network garages across the country.

    Documents Required For Future Generali Car Insurance Claim Settlement

    • Duly filled and signed claim form
    • Copy of insurance policy document
    • Copy of driving licence (DL) of the driver driving the car at the time of accident/mishap (with original DL for verification)
    • Police FIR (if applicable)
    • Copy of car’s Registration Certificate (RC)

    How To Make A Cashless Future Generali Car Insurance Claim

    Step 1: Initiation of Claim

    Intimate Future Generali immediately after an accident/mishap by calling at 1800 220 233 or by sending an SMS ‘MOTORCLAIM’ to 9222211100. You can also inform the insurer by visiting their official website. To initiate a claim online on Future Generali website, go the ‘Car Insurance’, select the ‘Motor Claim’ option, fill the required details and click on the ‘Submit’ button. You will receive an email and SMS confirming the initiation of the claim process.

    Step 2: Survey of Insured Vehicle

    Post initiation of a claim, Future Generali will send a surveyor to the accident spot who will carry out an inspection of the insured vehicle to assess the extent of damage.

    Step 3: Documentation

    After the completion of the survey of your car, you need to submit the relevant documents to the surveyor along with the duly signed claim form and FIR (if applicable).

    Step 4: Towing of Car

    After the submission of all the required documents by you, Future Generali will arrange a towing service for the damaged vehicle. The towing service is free up to Rs. 1,500. In case, you get the car towed by yourself, you are eligible to receive a reimbursement of Rs. 1,500 from the insurer.

    Step 5: Car Repairs and Claim Settlement

    Your car will get repaired at the nearest Future Generali partnered workshop. If you have opted either for the Future Xpress or Future Xpress+ claims subscription then the claim settlement services will be rendered to you on a priority basis at over 900 select workshops.

    The entire approved claim amount for the repairs will be paid directly by the insurer to the garage. Only the liability to payment for the deductibles - compulsory and voluntary (if opted) will be on you.

    How To Make A Reimbursement Future Generali Car Insurance Claim

    Step 1: Intimate Future Generali

    Inform Future Generali immediately after an accident by calling at 1800 220 233 or by sending a text message ‘MOTORCLAIM’ to 9222211100. Alternatively, you can visit the company’s website to initiate a claim. For this, Select ‘Car Insurance’ tab on the homepage, click on the ‘Motor Claim’ option and fill the details asked. Click on the ‘Submit’ button to make your claim request.

    Step 2: Survey of Car

    A surveyor will be arranged by the company for inspection of damages incurred by the vehicle. The surveyor will send the damage report to the company for claim amount evaluation.

    Step 3: Submission of Documents

    Post survey of your car, submit all the necessary documents to proceed for the repairs of the car.

    Step 4: Towing of Car

    You can either get a towing service arranged by the insurer or can it arranged yourself. The towing service provided by the insurer will be free of charge up to Rs. 1,500. In case, you get your car towed yourself, you can get the towing charges reimbursed by the insurer up to Rs. 1,500.

    Step 5: Car Repairs and Claim Settlement

    You can get your car repaired at a garage of your preference and make payment for the cost of repairs at the garage. The claim amount of repairs will be reimbursed to you by the insurer post submission of all the original repairs bills and other required documents. The company will reimburse you with the claim amount after factoring deductibles within 7 days of final submission of the documents.

    Common Claim Rejection Reasons

    • If the driver was driving the car under the influence of intoxicants.
    • If the accident happened because of breaking of traffic rules.
    • Delay made in informing the insurer about the accident.
    • Repair of the vehicle done before the inspection by the surveyor.
    • Absence of valid documents with the driver at the time of accident.
    • Expired car insurance policy.

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    8 Future Generali Cashless Garages in India

    Future Generali Car Insurance Claim FAQs

    • How can I know which authorised workshop offer Future Xpress+ claims?

      The Future Xpress+ claim settlements are offered at more than 900 garages authorised by the company. To know the nearest one, you can call 1800-220-233/1860-500-3333/022-67837800.
    • I want to file a claim but the damage is minor. Does this still need an inspection?

      Yes, an inspection of your damaged vehicle by the surveyor is mandatory in every case. Inspection helps to assess the extent of damages and in finalisation of the claim amount.
    • What additional documents do I need to provide in case of theft of the insured vehicle?

      Apart from the standard documents and the claim form, you need to submit a copy of the FIR filed at the local police station. You also need to provide details of the witnesses, if any.

    Why to Buy Car Insurance Policy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Contact Details

    • InsuranceDekho

      7551196989Mon to Sun 10 AM to 7 PM
    • Future Generali Contact Details

      (Toll-free) 1800 220 233, 1860 500 3333

    Latest Car Insurance News

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.