Kotak Mahindra Health Insurance

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Highlights

4,000+ Network Hospitals

3,49,931 Policies Issued

47% Incurred Claim Ratio

Lifelong Renewability

55.74% Claim Settlement Ratio

In-House Claim Settlement

About Kotak General

Kotak General Insurance or Kotak Mahindra General Insurance is a 100% subsidiary of Kotak Mahindra Bank Ltd., which is India’s fastest growing bank. Incorporated in December 2014, the general insurance company has marked its strong existence in the ever-growing non-life insurance sector since the very beginning. After getting approval from the IRDA to start a General Insurance business in April 2015, the insurer started its business operations from December 2015. 

Headquartered in Mumbai, the general insurer is engaged in offering a vast array of non-life insurance products such as health, motor, and others. Kotak Mahindra General Insurance leaves no stone unturned in catering to the varied insurance needs of all, irrespective of customer segment and geographical location. What set the general insurer apart are its strong management practices, proficient team, and Kotak group pedigree. Furthermore, the general insurer garners praise for customised products & services, customer-centric operations, digitally enabled processes, and efficient claims handling.

Key Highlights 

  • No pre-acceptance medical test
  • 13 branches spread across India
  • Access to 4000+ network hospitals
  • Comprehensive health insurance policies
  • Great discount for multi-year tenure policies 
  • Wide range of options for sum insured to be opted
  • Tax benefits under Section 80D of the Income Tax Act, 1961

Working towards the mission of fulfilling the growing non-life insurance needs while valuing customer service, quality, and innovation above everything else, Kotak Mahindra General Insurance has gained a strong reputation in the market. Offering first-rate quality products along with superior customer service right from the start, the insurer is definitely making its strong mark. 

Kotak Mahindra General Insurance, through its health insurance plans, ensures that both individuals as well as families stay protected during an unfortunate medical emergency. Be it a plan that is individual, family individual or family floater, the general insurer offers comprehensive health insurance coverage of all kinds. Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care are a few health insurance plans that the insurer has in store.

Kotak Mahindra Health Insurance Plan List

Name of PlanSum Insured
Kotak Health Care Min: 91 Days; Max: 65 Years2 Lakh Get Quotes Now
Kotak Secure ShieldMin: 18 Years; Max: 65 Years5 Lakh Get Quotes Now
Kotak Health PremierMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now

Kotak Mahindra Health Insurance Top Up List

Name of PlanSum Insured
Kotak Health Super Top UpMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now

Claim Process at Kotak Mahindra Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance User Reviews

What users are saying
  • It was very much required

    Hi all, i have purchased this super top up policy 3 weeks back on family floater basis. Let me tell you that a...

    Read More
    N
    Kotak Health Super Top Up
    By Nishant Kumar
    On: Feb 11, 2020
  • Saved my savings

    Kotak Secure Shield Plan is a great option for anyone who wants a safe, secure cover for critical illness...

    Read More
    H
    Kotak Secure Shield
    By Hemant Pandey
    On: Feb 11, 2020
  • My latest insurance

    It has been only 15 - 20 days that i bought this insurance policy by kotak. I would say that it is a worthy pu...

    Read More
    M
    Kotak Health Premier
    By Mohinder
    On: Feb 10, 2020
  • Great experience as of now

    I want to thank insurancedekho for helping me get this cover. Must say that i made the right choice because th...

    Read More
    H
    Kotak Secure Shield
    By Harshit Johri
    On: Feb 07, 2020
  • Good one for me

    I was introduced to kotak health premier by insurancedekho team. They suggested it was the best for me and my ...

    Read More
    J
    Kotak Health Premier
    By Jagpal Singh
    On: Feb 06, 2020
  • Good financial support

    This plan is very helpful in managing medical expenses. I got this cover for less premium amount, but got cove...

    Read More
    G
    Kotak Health Care
    By Girdhari Prasad
    On: Feb 06, 2020
  • A fine super top up

    I am so thankful to insurancedekho team for recommendation of this policy. It is because of your support that ...

    Read More
    S
    Kotak Health Super Top Up
    By Sudhanshu
    On: Feb 04, 2020
  • Nice, less premium plan

    I want to first thank insurancedekho for suggesting this policy to me. My premium amount is very low for so mu...

    Read More
    S
    Kotak Health Premier
    By Suraj Mohan
    On: Feb 04, 2020
  • Can’t think of a better plan

    Ever since i have purchased this policy, i am grateful to insurancedekho people for their support. It is becau...

    Read More
    A
    Kotak Health Care
    By A S Rawat
    On: Feb 03, 2020
  • New experience but good

    I am a very new customer of this plan. I have had kotak plans before, but this one is new because of critical ...

    Read More
    N
    Kotak Secure Shield
    By Neha Patil
    On: Feb 03, 2020

Latest Kotak Mahindra Health Insurance News

Kotak Mahindra Health Insurance Contact Details

Reach us for help anytime

Kotak Mahindra Health Insurance FAQs

  • Why should I buy a health insurance policy from Kotak General Insurance?

    Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products & services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.

     

  • How to buy and apply for Kotak Mahindra health insurance policy?

    To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or www.insurancedekho.com. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.

  • What are the health insurance policies offered by Kotak General Insurance?

    Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up. 

  • Does Kotak General Insurance offer critical illness cover?

    Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

  • What is the Claim Settlement Ratio of Kotak General Insurance?

    The claim settlement ratio of Kotak General Insurance for the year ended March 31, 2018 is 55.74%.

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