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  • Right Green Tick Towing Assistance (For Accidents)
  • Right Green Tick Coverage Outside India
  • Right Green Tick PSU Provider
  • Right Green Tick Quick Claim Settlement

Top United India Car Insurance Plans

PLAN TYPE: Comprehensive
Starting From 2396
PLAN TYPE: Third Party
Starting From 2094
PLAN TYPE: Own Damage
Starting From 1377

Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Have you made a insurance claim in the previous year?

About United India Car Insurance

United India Car Insurance is a popular face in the car insurance industry of India. When it comes to car insurance, the insurer offers reliable third-party car insurance policies as well as comprehensive car insurance policies at affordable premiums. To get additional car insurance coverage, one can also buy add-on covers along with comprehensive car insurance plans at affordable prices from United India General Insurance.

Key Features of United India Car Insurance



Claim settlement ratio


Founding year


Network garages


Claim assistance

24*7 support

Personal accident cover

Yes, up to Rs. 15 lakh



Why Buy Car Insurance with United India?

Listed below are some of the convincing reasons why you should choose to buy car insurance with United India:

  • High Claim Settlement Ratio: With a claim settlement ratio of 95.00%, you can get your car insurance claims easily settled with United India. Moreover, the process of claim settlement with United India is quite hassle-free.
  • Network Garages: United India has an extensive number of network garages. With over 3,100 network garages, you can get your car repaired at a nearby location with utmost convenience.
  • Adequate Coverage: There are times when your vehicle can cause damage to a third party or get damaged due to a mishap. To provide adequate coverage for such cases, United India offers relevant coverage.
  • Dedicated Customer Support: United India has a dedicated customer team to help policyholders with any query related to car insurance. Be it claim settlement or any other kind of query, you can get all your queries answered with United India.

United India Car Insurance Premium Calculator

The United India Car Insurance Premium Calculator is an online tool that enables you to determine an estimated premium for your insurance policy. Customers might have to submit certain details like vehicle model, type, registration number, and more to calculate the premium for their policy. Additionally, you can add add-ons to your policy and calculate the estimate for the premium of your car insurance plan.

Types of United India Car Insurance

The three different types of car insurance plans available with United India Car Insurance include:

  • Third-party Car Insurance: Third-party car insurance provides coverage if a third party is damaged or injured due to the insured vehicle. Third-party car insurance is a must, according to the Motor Vehicles Act of 1988.
  • Standalone Own Damage Car Insurance: Standalone Own Damage Car Insurance provides financial coverage for any damage to the insured vehicle.
  • Comprehensive Car Insurance: Comprehensive Car Insurance provides coverage for both third-party liability and own damage. The premium for Comprehensive car insurance is, however, higher than the other two types.

List of Add-ons Available with United India Car Insurance

Some of the add-ons that you can buy along with your United India car insurance plan are as follows:

  • Return to Invoice Cover
  • Zero Depreciation Cover
  • Engine Protection Cover
  • Roadside Assistance Cover
  • Key Loss Cover

Factors Affecting United India Car Insurance Premium

Here’s a list of some factors that affect your United India Car Insurance Premium:

  • Vehicle Make and Model: Premiums vary based on the car's make, model, and age.
  • Engine Capacity: Cars with higher engine capacity may incur higher premiums.
  • Cubic Capacity: Vehicles with larger cubic capacity can lead to higher premiums.
  • Policyholder's Profile: Age, gender, and driving experience influence premium rates.
  • Claims History: A clean claims record may result in lower premiums.
  • Coverage and Deductibles: Comprehensive coverage usually has higher premiums, and choosing higher deductibles may reduce premiums.
  • Location and Usage: Urban areas and higher vehicle usage can impact premiums.
  • Anti-theft and Safety Features: Installing security devices may lead to premium discounts.
  • No Claim Bonus (NCB): Accumulated NCB can significantly lower premiums.
  • Add-on Covers: Opting for additional coverage options may increase premiums.

Tips To Buy the Best Car Insurance

When purchasing car insurance, it is necessary that you compare different options and select the most suitable one for yourself. When comparing different options, the following are some factors that you should consider:

  • Check the claim settlement ratio of the company: The high claim settlement ratio represent the higher creditworthiness of the company. Additionally, it will ensure hassle-free claims settlement and peace of mind for you during mishaps.
  • Look out for add-ons: Another important factor that you should take into consideration is add-ons. Add-ons are additional benefits that the company offers to its customers. You can buy these benefits to enhance your plan coverage by paying an extra premium.
  • Read existing customer reviews: Before purchasing a four-wheeler insurance policy, ensure that you check the existing customer's feedback and reviews to make sure that you are purchasing from the right insurer.
  • Consider purchasing online: This is one of the most important factors that you should take into consideration. Purchasing insurance online will simplify the overall process for you.

Inclusions and Exclusions of United India Car Insurance:

Following are the inclusions and exclusions under United India Car Insurance:


  • Any damage to the car due to theft, riots, accidents, or any other mishaps
  • Damage to the car due to fire
  • Third-party coverage


  • Any damage to the car if the driver is riding under the consumption of alcohol or drugs
  • Any expenses related to normal wear and tear of the car
  • If there is any damage to the car outside a geographical area mentioned in the policy paper

How to Buy Car Insurance with InsuranceDekho?

Here is how you can buy car insurance with United India in a few simple steps:

  • Visit the website of InsuranceDekho. Select the Motor option and click on the ‘Buy’ button. After this, you will have to select the type of insurance coverage you wish to buy.
  • Enter a few details such as registration state, manufacturer name, model name, make year, RTO name, IDV, date of registration, etc., and then click on the button to see plans.
  • Select one plan from different policy quotes provided by the insurance company. You can also add a few add-on covers to your car insurance policy if required.
  • Make payment for the selected insurance policy quote through a debit card or credit card, net banking or e-wallets. You will get the insurance plan document through an email after the payment.

Why Purchase United India Car Insurance Plan Online?

Following are the benefits of purchasing United India Car Insurance Online:

  • Less Documentation: Policyholders can avoid the tedious and lengthy paperwork process by purchasing car insurance online. It will both your time and effort.
  • Easy Process: The process to buy United India Car Insurance is simple and easy. All you have to fill out some details and submit a few documents to get insured.
  • Buy Quickly: With InsuranceDekho, you can purchase a United India four-wheeler insurance plan quickly and conveniently. All you need is a stable internet connection and a smartphone to secure your vehicle against uncertainties.
  • Hassle-Free Renewals: Policyholders should renew their car insurance plan to continue to enjoy the coverage. And you can simply do this online with your policy number and vehicle registration number.

How to Renew United India Car Insurance?

Every car insurance plan comes with an expiry date. So, to renew United India car insurance, here is all that you need to do:

  • Click on the car insurance tab of United India
  • Enter details like vehicle number, policy number, and other details to get instant quotes
  • Once the quotes are visible, you can include or remove add-ons
  • Next, pay the premium and renew your car insurance plan

How to File United India Car Insurance Claim?

You need to follow the below-mentioned steps to file the United India car insurance claim:

  • First, inform the insurance company about the incident
  • After your claim has been registered, the team of United India Insurance will get in touch with you and initiate the process
  • Next, a surveyor will be assigned to evaluate the total damage
  • Then, upload the documents and get the car repaired at a network garage or any other garage
  • In the case of cashless claims, the insurance company will directly settle all your bills and in case of reimbursement claims, the insurance company will reimburse the total amount

Documents Required to File United India Car Insurance Claim

Listed below are the documents required to file United India Car Insurance:

  • A copy of the car insurance
  • Copy of valid driving license
  • Repair bills
  • Copy of registration certificate
  • FIR
  • Duly-signed claim form

207 United India Cashless Garages in India

United India Car Insurance User Reviews

Write your review
What users are saying
  • All
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Effortless Purchase

    Getting United India Car Insurance through InsuranceDekho was effortless! Their team helped me choose the right coverage hassle-free. Now, I feel confident about my car's protection.

    By Sakshi Taneja
    On: March 11, 2024
  • Protection with No Compromises...

    InsuranceDekho's own damage coverage offers comprehensive protection without any compromises for my United Car Insurance Policy. It covers everything I need without cutting corners for my MG car.

    By Anushka Biswas
    On: November 21, 2023
  • Supportive Renewal Team

    I had taken a car insurance policy for my Hyundai car. The renewal team at InsuranceDekho is supportive and ready to assist with any questions or concerns during the process of renewal of the United Car Insurance Policy.

    By Gyan Prakash
    On: November 9, 2023
  • Zero Depreciation for a Stress...

    InsuranceDekho's Zero Depreciation insurance offers a stress-free ownership experience. I knew that with the United Car Insurance Policy, my Chevrolet car's value was fully protected, making every drive worry-free.

    By Kriti Mehta
    On: October 23, 2023
  • Accessible Anytime, Anywhere

    I can access InsuranceDekho's premium calculator anytime and from anywhere, which is incredibly convenient when deciding to renew the United Car Insurance Policy for my Kia car.

    By Samagya Gupta
    On: October 19, 2023
  • Educational Tool

    The premium calculator also served as an educational tool for me. It helped me understand how various factors affect my premium for the United Car Insurance Policy that I secured for my Maruti car, making me a more informed policyholder.

    By Gautam Srivastav
    On: September 29, 2023
  • Competitive Rates for Third-pa...

    I've been using InsuranceDekho for my MG car’s insurance needs for a couple of years now. What I appreciate most is their competitive pricing. I've always found that the United Car Insurance Policy’s third-party insurance fits my budget without compromising on coverage. Plus, their reminders for policy renewals are a lifesaver. Highly recommend!

    By Meenakshi Chaturvedi
    On: September 25, 2023
  • Efficient Cashless Claims

    I had to make a claim for my Nissan car after an accident, and as my car was insured with the United Car Insurance Policy with InsuranceDekho's cashless claims process was efficient. I didn't have to go through the hassle of reimbursement; it was all handled directly with the garage.

    By Saher Dharani
    On: September 21, 2023
  • Customization Made Simple

    The ability to customize the renewal of my United Car Insurance Policy is what I love about InsuranceDekho. I can adjust my policy to match the evolving needs of my Nissan car without any complications.

    By Nidhi Nauthiyal
    On: September 14, 2023
  • Trustworthy Claims Partner

    InsuranceDekho has proven to be a trustworthy claims partner. They handle claims professionally for my United Car Insurance Policy and without any hassle for my Honda car.

    By Aarti Gogia
    On: September 12, 2023

United India Car Insurance FAQs

  • How can I check the status of my United India car insurance policy?

    You need to visit the nearest office of the company in order to get the details of your policy

  • What are the modes of paying the premium of my car insurance?

    There are 3 modes of payment offered by the company:

    • Cash payment at the nearest branch
    • Online payment (debit/credit card and Net Banking)
    • Mobile- MPower
  • What is the deadline to renew my car policy, purchased online?

    If you have purchased the policy online, then you can renew it 45 days before the expiry date. It is always advisable to renew your insurance before your policy expiry as otherwise your vehicle would be inspected

  • How can I renew the policy online?

    • Enter your Policy number and Expiry Date to login into e-portal
    • Choose the payment option - Debit/Credit Card or Net Banking to pay
    • Print/Save the receipt of the premium deposit
  • How can I cancel my United India car Insurance policy?

    For cancelling any policy, you need an alternate policy for the same vehicle. Please visit United’s branches to inquire further regarding policy cancellation

United India Car Insurance Policy Wording

  • 71.4 kB
  • PDF Document
  • April 25,2019

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Every detail provided in this website is for information purpose only. Insurancedekho under no circumstances, endorse the information provided. However, we are constantly doing our best to keep our privileged customers up-to-date with neutral and factual information.
United India Car insurance starting from ₹ 2094/year*

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United India Car insurance starting from ₹ 2094/year*
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.