United India Car Insurance

United India Insurance Company is a popular face in the car insurance industry of India. It is a public sector company headquartered in Chennai and has been at the forefront when it comes to designing and implementing reliable car insurance policies to a large customer base. The company has a pan India presence and is also known for its pioneering efforts in taking car insurance to the masses in order to quench their varied requirements.

It was incorporated on 18th February 1938 and later nationalised in 1942. Previously, it operated as a subsidiary of the General Insurance Corporation of India (GIC) but got autonomy along with three other primary subsidiaries, namely New India Assurance, Oriental Insurance and National Insurance, when the GIC became a re-insurance company as per the IRDA Act 1999. A total of twelve Indian insurance companies, four co-operative insurance societies, five foreign insurers with Indian operations and the general insurance operations of the southern region of Life Insurance Corporation of India were merged with United India Insurance Company Limited.

Shri Girish Radhakrishnan operates as Chairman cum Managing Director of United India Insurance. After nationalisation, the company has taken leaps in the general insurance sector and is now working with a workforce of 18,300 people working in 1340 offices across India.

The general insurance company claims to cover more than 1 crore insurance holders and has a wide range of insurance products that includes car insurance policies, two-wheeler insurance policies, health insurance policies, fire insurance policies, marine insurance policies, industrial insurance policies, etc. When it comes to car insurance, the insurer offers reliable third party car insurance policies as well as comprehensive car insurance policies at affordable premiums.

The insurer is leading the sector in offering complex policies, as in cases of ONGC Ltd, GMR- Hyderabad International Airport Ltd, Mumbai International Airport Ltd Tirumala-Tirupati Devasthanam etc. Besides corporate solutions, the company has also established a stronghold in more than 200 tier II & III towns and villages through its innovative Micro Offices and has actively helped in the implementation of a plethora of Union government’s programmes.

United India Car Insurance

When it comes to car insurance plans, United India presents third-party car insurance policy as well as comprehensive car insurance policy to its policyholders at the most reasonable premiums rates in the market. These car insurance plans can be easily purchased online without any trouble via through the insurance company’s website or from some known insurance platforms. To get additional car insurance coverage, one can also buy add-on covers along with the comprehensive car insurance plans at affordable prices from United India General Insurance. In order to make people grab cost-efficient insurance deals, the insurer offers various discounts like Automobile Association Membership Discount, No Claim Bonus, Discount for Anti Theft Devices, etc.

The insurance company hosts 8 car insurance add-on covers to choose from such as nil depreciation cover, return to invoice, engine and gearbox cover, courtesy car cover, medical expenses cover, electronic fittings cover, fiberglass fuel tank cover, and CNG/LPG bi-fuel kit cover. In addition to this, the insurer also provides you personal accident cover for owner-driver up to a specified sum insured, where it gives compensation in case of a bodily injury while getting on or off from the insured car or while riding as a co-driver or whilst driving etc., which resulted into death, loss of limbs or eye-sight, or permanent disablement.

Significant Points of United India Car Insurance

How to Buy United India Car Insurance Policy Online?

When it comes to online insurance purchase, you can buy a United India car insurance plan either directly from the insurance company website or from the InsuranceDekho platform. Below described are the policy purchase processes of both the types.

How to Buy United India Car Insurance Policy From InsuranceDekho?

Following is the process to purchase a car insurance plan from the InsuranceDekho platform:

Step 1: Visit the website of InsuranceDekho and click the ‘Car’ tab on the homepage.

Step 2: Enter the registration number of your car or click on the ‘click here’ option, if you do not know the number of your car. After this, you will have to choose brand, model, variant, registration year and registration location of your car and fill up the mobile number and email ID. After filling up all these details, you just have to click on the ‘Get your Quote’ button.

Step 3: The insurance policy premium cost provided by different insurance providers will be displayed on the next page.

Step 4: You can select various add-on covers as per your budget and requirements before confirming your insurance plan.

Step 5: Pay the premium for the opted insurance policy through debit card, credit card, net banking, and so on. Your policy document will be sent in the inbox of your registered email ID.

How to Buy Car Insurance From the Website of United India General Insurance?

Below is the process to buy the car insurance from the website of United India General Insurance:

Step 1: Visit the United India General Insurance website and select the Motor option and click on the ‘Buy’ button. After this, you will have to select the type of insurance cover you wish to buy.

Step 2: Enter a few details such as registration state, manufacturer name, model name, make year, RTO name, IDV, make month, date of registration, etc., and then click on the button to see plans.

Step 3: Select one plan from different policy quotes provided by the insurance company. You can also add a few add-on covers in your car insurance policy, if required.

Step 4: Make payment for the selected insurance policy quote through a debit card or credit card, net banking or e-wallets. You will get the insurance plan document through an email after the payment.