United India Car Insurance

United India Car Insurance is a popular face in the car insurance industry of India. When it comes to car insurance, the insurer offers reliable third-party car insurance policies as well as comprehensive car insurance policies at affordable premiums. To get additional car insurance coverage, one can also buy add-on covers along with comprehensive car insurance plans at affordable prices from United India General Insurance.

Key Features of United India Car Insurance

Features	Coverage
United India Insurance Claim Settlement Ratio	95.00%
Founding Year	1938
Number of Network Garages	3,100
Claim Assistance	Yes, 24*7 Claim Support
Add-on Options	Yes
No Claim Bonus	Yes, up to 50%
Personal Accident Cover	Yes, up to Rs.15 lakhs

Why Buy Car Insurance with United India?

Listed below are some of the convincing reasons why you should choose to buy car insurance with United India:

• High Claim Settlement Ratio: With a claim settlement ratio of 95.00%, you can get your car insurance claims easily settled with United India. Moreover, the process of claim settlement with United India is quite hassle-free.
• Network Garages: United India has an extensive number of network garages. With over 3,100 network garages, you can get your car repaired at a nearby location with utmost convenience.
• Adequate Coverage: There are times when your vehicle can cause damage to a third party or get damaged due to a mishap. To provide adequate coverage for such cases, United India offers relevant coverage.
• Dedicated Customer Support: United India has a dedicated customer team to help policyholders with any query related to car insurance. Be it claim settlement or any other kind of query, you can get all your queries answered with United India.

Types of United India Car Insurance

The three different types of car insurance plans available with United India Car Insurance include:

• Third-party Car Insurance: Third-party car insurance provides coverage if a third party is damaged or injured due to the insured vehicle. Third-party car insurance is a must according to the Motor Vehicles Act of 1988.
• Standalone Own Damage Car Insurance: Standalone Own Damage Car Insurance provides financial coverage for any damage to the insured vehicle.
• Comprehensive Car Insurance: Comprehensive Car Insurance provides coverage for both third-party liability and own damage. The premium of Comprehensive car insurance is however higher than the other two types.

How to Buy Car Insurance with United India?

Here is how you can buy car insurance with United India in a few simple steps:

• Visit the United India General Insurance website and select the Motor option and click on the ‘Buy’ button. After this, you will have to select the type of insurance coverage you wish to buy.
• Enter a few details such as registration state, manufacturer name, model name, make year, RTO name, IDV, date of registration, etc., and then click on the button to see plans.
• Select one plan from different policy quotes provided by the insurance company. You can also add a few add-on covers to your car insurance policy if required.
• Make payment for the selected insurance policy quote through a debit card or credit card, net banking or e-wallets. You will get the insurance plan document through an email after the payment.

Inclusions and Exclusions Under United India Car Insurance

There are certain inclusions and exclusions under car insurance plans. Listed below are the inclusions and exclusions of United India Car Insurance:

Inclusions:

• Any damage to the car due to theft, riots, accidents, or any other mishaps
• Damage to the car due to fire
• Third-party coverage

Exclusions:

• Any damage to the car if the driver is riding under the consumption of alcohol or drugs
• Any expenses related to normal wear and tear of the car
• If there is any damage to the car outside a geographical area mentioned in the policy paper

List of Add-ons Available with United India Car Insurance

Some of the add-ons that you can buy along with your United India car insurance plan are as follows:

• Return to Invoice Cover
• Zero Depreciation Cover
• Engine Protection Cover
• Roadside Assistance Cover
• Key Loss Cover

How to Renew United India Car Insurance?

Every car insurance plan comes with an expiry date. So, to renew United India car insurance, here is all that you need to do:

• Click on the car insurance tab of United India
• Enter details like vehicle number, policy number, and other details to get instant quotes
• Once the quotes are visible, you can include or remove add-ons
• Next, pay the premium and renew your car insurance plan

How to File United India Car Insurance Claim?

You need to follow the below-mentioned steps to file the United India car insurance claim:

• First, inform the insurance company about the incident
• After your claim has been registered, the team of United India Insurance will get in touch with you and initiate the process
• Next, a surveyor will be assigned to evaluate the total damage
• Then, upload the documents and get the car repaired at a network garage or any other garage
• In the case of cashless claims, the insurance company will directly settle all your bills and in case of reimbursement claims, the insurance company will reimburse the total amount

Documents Required to File United India Car Insurance Claim

Listed below are the documents required to file United India Car Insurance:

• A copy of the car insurance
• Copy of valid driving license
• Repair bills
• Copy of registration certificate
• FIR
• Duly-signed claim form

Every detail provided in this website is for information purpose only. Insurancedekho under no circumstances, endorse the information provided. However, we are constantly doing our best to keep our privileged customers up-to-date with neutral and factual information.