Liberty Car Insurance

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  • ​More than 3,500 network workshops offering cashless claim settlement​
    Check in your City
  • Impressive 95% claim settlement ratio
  • Presence in more than 20 Indian cities
  • Hassle-free policy issuance and instant claim settlement

About Liberty Car Insurance

Liberty General Insurance is a joint venture between Liberty Citystale holdings PTE Ltd and Industries Limited. The company has a vast portfolio of insurance products and has affirmed itself in around 20 cities in India. It offers car insurance products both for the new and old car owners. The Liberty car insurance segment consists of a third party liability cover and a comprehensive plan along with a range of add-on covers. The company issues policies online as well as through its branches spread across the country. Liberty General Insurance features a network of 3,500+ cashless garages and has an impressive claim settlement ratio of 95%.

Liberty Car Insurance Benefits

  • Unlimited liability cover in case of death of a third party in an accident involving the insured car.
  • Up to Rs 7.5 lakh compensation for third party property damage.
  • Protection of the insured vehicle against damages incurred in an accident or during any natural or man-made calamity.
  • Cashless claim settlement through its wide network of over 3,500 cashless garages.
  • Easy policy issuance and hassle-free renewal process.
  • Availability of an extensive portfolio of add-on covers.
  • Availability of roadside assistance services against an extra premium.
  • Effective claim related assistance throughout the week.
  • Transfer of existing No Claim Bonus from the previous insurer’s policy.
  • Claim reimbursement within 7 days of submission of documents.
  • Discount of 2.5% on the OD (Own Damage) premium subject to a maximum of Rs. 500 upon installing ARAI approved anti-theft devices.

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Liberty User Reviews

131 reviews Write a Review
  • Easy to navigate the website

    I purchased Liberty General car insurance policy online from InsuranceDekho for my Renault Kwid car. Their website is easy to navigate and I was able ...

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    Sameer Oberoi
    On: July 13, 2020 | Views
  • Excellent policy

    My Liberty car insurance policy that I purchased from InsuranceDekho for my Volkswagen Vento car is an excellent product. I like the several benefits...

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    Divay Gulati
    On: July 9, 2020 | Views
  • Quick and transparent buying process

    I really want to thank the team at InsuranceDekho who helped me buy Liberty General car insurance policy for my Chevrolet Aveo car in just a few minut...

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    Parth Singhal
    On: July 8, 2020 | Views
  • Liked my policy

    I recently bought Liberty General car insurance policy for my Honda Amaze car. The policy is affordable yet high on benefits. There are several cashle...

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    Rahul Makhija
    On: July 8, 2020 | Views
  • Affordable policy

    My Liberty General car insurance policy is really affordable. I bought it for my Honda Jazz car. I thank the team at InsuranceDekho for suggesting thi...

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    Kriti Rathi
    On: July 6, 2020 | Views

Liberty Car Insurance FAQs

  • Is it necessary to have a car insurance policy in India?

    According to the Indian Motor Tariff 2002, it is mandatory for every car owner to have at least a third party car insurance cover for being able to drive on India. Besides fulfilling the legal requirement, a car insurance policy saves you from financial liabilities which may arise due to an accident/mishap of your vehicle.
  • Is it mandatory to purchase a personal accident cover with a car insurance policy?

    It is mandatory for every car owner to have a personal accident cover. However, the car owner is free to purchase it either with a car insurance policy or separately.
  • What is the Sum Insured in car insurance?

    Sum Insured is the maximum amount that you can get from your insurer during a claim settlement. Sum Insured is equivalent to the Insured Declared Value (IDV) of your vehicle.
  • What is NCB?

    NCB stands for No Claim Bonus. It is a discount offered by all the insurers on own damage premium for claim-free years. The NCB discount amount continues to increase with every claim-free year and can go up to a limit of 50% of the own damage premium incase of 5 claim-free years.
  • How can I locate Liberty’s nearest branch?

    You can locate your nearest Liberty General Insurance branch by visiting the insurer’s official website and clicking on the ‘Contact Us’ tab. Scroll down to Branch Locator page and select your state and city and click submit. The result will be displayed instantly on the same page.

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