Liberty Car Insurance

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  • ​More than 3,500 network workshops offering cashless claim settlement​
    Check in your City
  • Impressive 95% claim settlement ratio
  • Presence in more than 20 Indian cities
  • Hassle-free policy issuance and instant claim settlement

About Liberty Car Insurance

Liberty General Insurance is a joint venture between Liberty Citystale holdings PTE Ltd and Industries Limited. The company has a vast portfolio of insurance products and has affirmed itself in around 20 cities in India. It offers car insurance products both for the new and old car owners. The Liberty car insurance segment consists of a third party liability cover and a comprehensive plan along with a range of add-on covers. The company issues policies online as well as through its branches spread across the country. Liberty General Insurance features a network of 3,500+ cashless garages and has an impressive claim settlement ratio of 95%.

Liberty Car Insurance Benefits

  • Unlimited liability cover in case of death of a third party in an accident involving the insured car.
  • Up to Rs 7.5 lakh compensation for third party property damage.
  • Protection of the insured vehicle against damages incurred in an accident or during any natural or man-made calamity.
  • Cashless claim settlement through its wide network of over 3,500 cashless garages.
  • Easy policy issuance and hassle-free renewal process.
  • Availability of an extensive portfolio of add-on covers.
  • Availability of roadside assistance services against an extra premium.
  • Effective claim related assistance throughout the week.
  • Transfer of existing No Claim Bonus from the previous insurer’s policy.
  • Claim reimbursement within 7 days of submission of documents.
  • Discount of 2.5% on the OD (Own Damage) premium subject to a maximum of Rs. 500 upon installing ARAI approved anti-theft devices.

337 Liberty Cashless Garages in India

Liberty User Reviews

  • The process of getting insurance on Insurance Dekho’s website is very easy and takes less time. There are a few steps that I followed and proceeded to...

    On: January 23, 2020 | Views
  • I wanted to have more coverage under my comprehensive insurance policy. I was able to customize my car insurance policy through Insurance Dekho. They ...

    On: January 22, 2020 | Views
  • The support team of Insurance Dekho gave me a lot of help in getting suitable insurance. They told me about the options I had. They told me about the ...

    On: January 21, 2020 | Views
  • Not only it is easy to take a car insurance policy from InsuranceDekho, but renewal is also very easy. You do not have to indulge in massive paperwor...

    On: January 20, 2020 | Views
  • The process of choosing and buying an insurance plan on InsuranceDekho takes just a few minutes. I went to their website and it took me a few minutes ...

    On: January 17, 2020 | Views

Liberty Car Insurance FAQs

  • Is it necessary to have a car insurance policy in India?

    According to the Indian Motor Tariff 2002, it is mandatory for every car owner to have at least a third party car insurance cover for being able to drive on India. Besides fulfilling the legal requirement, a car insurance policy saves you from financial liabilities which may arise due to an accident/mishap of your vehicle.
  • Is it mandatory to purchase a personal accident cover with a car insurance policy?

    It is mandatory for every car owner to have a personal accident cover. However, the car owner is free to purchase it either with a car insurance policy or separately.
  • What is the Sum Insured in car insurance?

    Sum Insured is the maximum amount that you can get from your insurer during a claim settlement. Sum Insured is equivalent to the Insured Declared Value (IDV) of your vehicle.
  • What is NCB?

    NCB stands for No Claim Bonus. It is a discount offered by all the insurers on own damage premium for claim-free years. The NCB discount amount continues to increase with every claim-free year and can go up to a limit of 50% of the own damage premium incase of 5 claim-free years.
  • How can I locate Liberty’s nearest branch?

    You can locate your nearest Liberty General Insurance branch by visiting the insurer’s official website and clicking on the ‘Contact Us’ tab. Scroll down to Branch Locator page and select your state and city and click submit. The result will be displayed instantly on the same page.

Contact Details

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