SBI Health Insurance

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  • 6,000+ Network Hospitals
    Check in your City
  • 7,56,443 Policies Issued
  • 52% Incurred Claim Ratio
  • Lifelong Renewability
  • 50.12% Claim Settlement Ratio
  • Dedicated Claim Settlement

About SBI General

SBI General Insurance Company Limited was founded in the year 2009. A joint venture between State Bank of India and Insurance Australia Group (IAG), SBI General Insurance commenced its operation in 2010. Out of the total capital of SBI General Insurance, SBI owns 74% and IAG possesses 26%. SBI General Insurance follows a powerful multi-distribution model comprising of Bancassurance, Retail Direct Channels, and Agency Broking. The insurer enjoys the largest banking franchise in the country. 

Headquartered in Mumbai, SBI General Insurance Company is renowned for offering a wide array of general insurance products in retail as well as commercial space so as to make insurance accessible to all people and businesses. In the retail space, SBI General Insurance offers products such as health, motor, personal accident, travel, and home insurance. In commercial space, aviation, marine, fire, construction & engineering, package, and liability insurance are the products offered by the general insurer.

Key Highlights 

  • Dedicated claim settlement
  • Access to 6,000+ network hospitals
  • Comprehensive health insurance policies
  • Tax benefits under Section 80D of the Income Tax Act, 1961
  • No medical test required for people up to 45 years of age and without any medical history
  • Presence in over 23,000 branches (State Bank Group) and over 5500 branches (Regional Rural Banks)
  • Geographical reach covering over 110+ cities across India and over 350+ locations through satellite resources

Currently serving Retail Segment (individual & families), Corporate Segment (mid to large size companies) and SME Segment, SBI General Insurance aims to provide every individual with a greater sense of security and better health. The insurer looks forward to becoming the most trustworthy general insurer and lead the nationwide campaign to enhance insurance penetration in the country. 

Whether an individual or an entire family, SBI General Insurance covers one and all to provide the utmost financial support during an unfortunate medical emergency. Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance policy, Critical Illness Insurance Policy, and Hospital Daily Cash are the health insurance products one can invest in to ensure superior financial stability and peace of mind, even in a challenging situation.

SBI Health Insurance Plan List

Name of PlanSum Insured
Arogya Premier PolicyMin: 3 Months; Max: 65 Years10 Lakh Get Quotes Now
Arogya Plus PolicyMin: 3 Months; Max: 65 Years1 Lakh Get Quotes Now
Critical Illness Insurance PolicyMin: 18 Years; Max: 65 Years2 Lakh Get Quotes Now
Hospital Daily CashMin: 90 Days; Max: 65 Years500/day Get Quotes Now
Health Insurance Policy-RetailMin: 3 Months; Max: 65 Years50 Thousand Get Quotes Now

SBI Health Insurance Top Up List

Name of PlanSum Insured
Arogya Top up PolicyMin: 3 Months; Max: 65 Years1 Lakh Get Quotes Now

Claim Process at SBI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of SBI Health Insurance at 1800221111.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of SBI Health Insurance 1800221111.

SBI Health Insurance User Reviews

  • Good insurance by sbi

    Sbi is my best insurer so far. It has been around 2 weeks since i purchased sbi health insurance. Let me tell you that you get not get superb services...

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    Gopesh Kumar
    On: Feb 03, 2020 | Views
  • Sbi my favorite

    In the past few years, sbi has become my preference for health insurance purpose. The insurance company is great and gives you a lot of benefits at lo...

    Read More
    Keshav Rana
    On: Jan 29, 2020 | Views
  • Nice experience with sbi

    My experience with sbi up to now has been a great one. I am currently having one plan of sbi, which i find very vast coverage and affordable. Moreover...

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    Sundeep Mehra
    On: Jan 24, 2020 | Views
  • SBI health insurance is first-rate

    After years of investing in other insurers, i found that sbi was the best one. Vast network hospital list, good CSR, wide product range, reasonable pr...

    Read More
    Gautam Shukla
    On: Jan 22, 2020 | Views
  • Insurer you can trust

    I am yet to find a health insurer that can give as much as benefit as SBI as low premium. I have purchased a policy few days back and the experience i...

    Read More
    Ajit Singh
    On: Jan 16, 2020 | Views
  • Big insurer in field

    Everyone knows that sbi is a big name in the industry. I was looking forward to buying sbi health insurance since the last few months. Glad that i fin...

    Read More
    Abhishek Gulati
    On: Jan 14, 2020 | Views
  • Superb insurer as per my experience

    SBI health insurance is a new investment for me. The insurer is offering a vast range of health insurance plans at affordable premium. The claim settl...

    Read More
    Vivek Verma
    On: Jan 09, 2020 | Views
  • I recommend sbi to all

    I have always been in support of sbi health insurance. This is one insurer where you get a large number of insurance benefits without paying high prem...

    Read More
    Satyendra Singh Chauhan
    On: Jan 03, 2020 | Views
  • Always satisfied with sbi

    I am a regular customer of sbi health insurance. I have purchased this policy with the help of insurancedekho team around 25 days back. I am satisfied...

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    Rahul Singh
    On: Dec 30, 2019 | Views
  • Thankful to sbi

    My experience with sbi has always been great. I am not a new customer of sbi and have had smooth plan claim and other experience with the insurer. Aga...

    Read More
    On: Dec 19, 2019 | Views
  • Sbi is a good insurer

    This is my first insurance with sbi health insurance. With good claim settlement ratio and a vast list of network hospitals, sbi has become my persona...

    Read More
    Durga Prasad
    On: Dec 06, 2019 | Views
  • Superb plans by SBI

    I had heard a lot about SBI health insurance plans from my relatives. When i talked to insurancedekho people about sbi insurance, i knew i had to inve...

    Read More
    Megha Rai
    On: Nov 21, 2019 | Views
  • SBI is a great insurer

    I am a new customer of SBI. However, i really liked this insurer. I have purchased one of the top plans from sbi at a low premium rate. I am satisfied...

    Read More
    On: Nov 14, 2019 | Views
  • Good experience with me

    This is not my first purchase with sbi health insurance. I have invested in health plans before also and have had a good experience. I will definitely...

    Read More
    On: Nov 08, 2019 | Views
  • Happy with sbi insurer

    I have always been a follower of sbi. For health insurance also, i chose sbi because i have a strong beliefs in its products. After purchasing sbi ins...

    Read More
    On: Oct 31, 2019 | Views
  • SBI is top insurer for me

    Buying SBI health insurance is a good decision for anyone. The insurer helps you with vast cover at low premium. You get multiple plan benefits, excel...

    Read More
    Dnyaneshwar Raykar
    On: Oct 16, 2019 | Views
  • SBI health insurance is ideal match for me

    I have always looked for a health insurer that matches my needs and budget perfectly. SBI does that superbly. With more than 3000 network hospitals an...

    Read More
    Abhay Sharma
    On: Oct 15, 2019 | Views
  • Always ready for SBI

    When i heard about SBI health insurance, i was immediately ready for it. SBI health insurance fulfills every policyholder demands without asking for a...

    Read More
    Dilip Gopinath Kolekar
    On: Oct 15, 2019 | Views
  • Thanks SBI for helping me with your insurance

    I have always had trust on SBI. With health insurance, it was a clear choice that i had to go with SBI. Must say the insurer is reliable and gives sup...

    Read More
    Subir Kr Bhadury
    On: Oct 07, 2019 | Views
  • I am happy with SBI health insurance

    I am new to SBI. Must say that even thought i have not made a claim but the services it gives has left me amazed. When you choose SBI for health insur...

    Read More
    On: Oct 07, 2019 | Views
  • SBI health insurance is superb

    I have always been a fan of SBI. So, when it came to buying health insurance, i went for SBI. Must say, the insurer didn’t disappoint me at all....

    Read More
    On: Sep 25, 2019 | Views
  • The best insurer in the market

    I am happy that i decided to buy SBI health insurance. Thank you InsuranceDekho for suggesting the right insurer as per my needs. SBI health insurance...

    Read More
    On: Sep 25, 2019 | Views
  • Thanks

    Thanks for the timely correction in the policy. With the support of the team, I was able to get the best treatment for my father at the quickest momen...

    Read More
    prasahant sawant
    On: Sep 05, 2019 | Views
  • Wow!

    I was looking for a critical illness plan with low premium amount and finally found SBI General. It took away all my tension and worries for future....

    Read More
    Avinash Gokhale
    On: Aug 13, 2019 | Views
  • Finally I have found the perfect health insurance plan

    Firstly, thanks to InsuranceDekho for suggesting SBI for a broad coverage. My past experience of health insurance plans have been worse so SBI is like...

    Read More
    Rajat Sharma
    On: Jul 10, 2019 | Views
  • Excellent health insurance plans by SBI

    Contrary to my past health insurance experiences, my current SBI health insurance is simply great. I am thankful to InsuranceDekho for recommending SB...

    Read More
    Rohit Goswami
    On: Jul 09, 2019 | Views
  • Good services by SBI General Insurance

    This is the first time I have invested in SBI health insurance. My current health insurance plan covers all my family members at a premium price that ...

    Read More
    Ankit Agrawal
    On: Jul 08, 2019 | Views
  • A satisfied customer of SBI General Insurance

    SBI General Insurance is not a new insurer for me as I have opted for SBI health plans in the past as well. At present, my SBI health insurance plan c...

    Read More
    Sakharam Sawant
    On: Jul 08, 2019 | Views
  • Comprehensive health insurance policy by SBI

    I recommend SBI General Insurance to everyone looking for a health insurance plan that is both, affordable and vast in terms of coverage. My policy at...

    Read More
    Avinash Sarjerao Gaikwad
    On: Jul 05, 2019 | Views
  • SBI General Insurance is simply the best

    My experience with SBI General Insurance is new. It’s been a few days since I bought my health insurance as per the suggestion of InsuranceDekho...

    Read More
    On: Jul 04, 2019 | Views

Latest SBI Health Insurance News

SBI Health Insurance Contact Details

Reach us for help anytime

SBI Health Insurance FAQs

  • Why should I invest in health insurance policy from SBI General Insurance?

    SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.


  • How can I buy and apply for SBI General health insurance policy?

    SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.


  • Which health insurance policies does SBI General Insurance provide?

    SBI General Insurance, under its health insurance category, offers Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance Policy, Critical Illness Insurance Policy, and Hospital Daily Cash.  

  • Does SBI General Insurance provide critical illness cover?

    Yes! SBI General Insurance provides critical illness cover for 13 critical illnesses under its Critical Illness Insurance Policy.

  • What is the Claim Settlement Ratio of SBI General Insurance?

    The claim settlement ratio of SBI General Insurance for the year ended March 31, 2018 is 50.12%.

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