Save upto 75%*Lowest Car Premiums
11.5 Lakh+Happy Customers
Claim Support7 days a week
*TP price for less than 1000cc four wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
HDFC ERGO Car Insurance
- 94% claim settlement ratio
- Awarded IAAA rating by ICRA:This implies that it has one of the highest claim paying ability
- 6800+ Cashless garages.
- Round the clock support
About HDFC ERGO Car Insurance
HDFC ERGO General Insurance Company Limited is an alliance between HDFC Ltd. and ERGO International AG. ERGO is a part of Munich Re Group, a Germany based company with 49% holdings in the partnership and HDFC (The Housing Development Finance Corporation) on the other hand enjoys a majority of 51% of the holdings. The joint venture was formed in the year 2002. The firm is often reckoned as a public company. However, it is categorized as an Indian Non-Government company.
HDFC ERGO offers a wide range of products in the market. Retail products like car insurance, bike insurance, health insurance, travel insurance, personal accident and home insurance are provided. The list does not end here. From rural products like crop insurance and Gramin Suraksha Bima to commercial products like liability insurance, engineering insurance, and property insurance, HDFC ERGO introduces a varied range of products.
The insurer offers all three types of car insurance policies namely third-party car insurance policies, standalone own-damage car insurance policies, and comprehensive car insurance policies. Except for third-party car insurance policies, the rest come with a variety of add-on covers. These car insurance policies offer the insured cover against towing expenses, towing and damage expenses, etc. Car insurance policies offered by HDFC Ergo General Insurance give your car the all-round coverage that it deserves.
The company certainly ranks as one of the big names in the country’s private sector of general insurers. HDFC ERGO envisions to be one of the finest and most valued insurers in the business. Prompt response to customer needs is one of the key features of the company’s services. The firm is headquartered in Mumbai with its presence in 101 Indian cities. HDFC ERGO General Insurance Company Limited operates in 127 branches.
What is your car's brand?
Benefits of Car Insurance
- Car insurance protects you against major financial loss in case of an accident or a physical damage.
- Having an insurance comes of great use to survivors in case of death or severe injury.
- Motor insurance cover for all expenses of repairs and damages caused due to accidents and collisions.
- Expenses of lawsuits and legal fees in case of accidents are also covered by insurance.
- Enjoy stress-free driving and freedom from being pulled up with a car insurance in hand.
HDFC ERGO Car Insurance Add-Ons
Zero Depreciation
Value of cars depreciate with time. Wear and tears are obvious when a car is in use. Opting for a zero-depreciation cover allows you to enjoy maximum claim fund without factoring depreciation.
Emergency Assistance Cover
Emergency assistance is one of the key add-ons introduced by HDFC ERGO. This cover helps you with services such as on site repair in case of minor damages, battery jump start, lost/duplicate keys, urgent fuel requirement, towing etc
No Claim Bonus Protection
For each claim free policy tenure a customer gets discounts in premium. No claim bonus protector helps protect your No claim bonus in case you have taken a claim. Please check the detailed terms & conditions before purchasing the same
Engine and Gear Box Protector
A comprehensive car insurance does not cover damages in a vehicle’s engine or gear box. Opting for this protector saves you from the expenses of engine breakdown or gear-box repair services. Issues in a car engine could be due to water-logging, oil leakages and consequences of accidents. Paying for it could cost you riches. Therefore, choosing an engine and gear box cover comes in pretty handy.
Down Time Rider
This can also be described as a smart add-on. If your vehicle is in a garage for quite a long time or your car has been subjected to theft and you are waiting for a long period, the down time rider pays for all expenses related to traveling and commutation
HDFC ERGO Car Insurance Claims Process
546 Hdfc Ergo Cashless Garages in India
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HDFC ERGO Car Insurance FAQs
What is car insurance? Why trust HDFC ERGO?
car insurance is a contract between you and an insurance company. It safeguards you from a financial loss in case of an accident or physical damage due to collision. In addition to this, having a motor insurance offer financial security against theft or damage of vehicles. HDFC ERGO is a brand you can bank upon. No wonder, the company has a whopping count of 10 million and more customers.">car insurance is a contract between you and an insurance company. It safeguards you from a financial loss in case of an accident or physical damage due to collision. In addition to this, having a motor insurance offer financial security against theft or damage of vehicles. HDFC ERGO is a brand you can bank upon. No wonder, the company has a whopping count of 10 million and more customers.
Do you need car insurance?
In India, it is mandatory to have a car insurance if you wish to drive your vehicle on roads. Having a third-party liability insurance is a must.
HDFC ERGO – what are the different types of car the company covers?
As per the Motor Vehicles Act, every vehicle plying on Indian roads must be secured with at-least a third-party liability insurance. HDFC ERGO offer scalable and well-thought insurance protection plans for both new and used cars.
What are the various types of car insurance policies available in HDFC ERGO?
comprehensive insurance policy">Typically, there are two types of car insurances policies to choose from – a third party liability policy and a comprehensive insurance policy
What are the exclusions in a HDFC ERGO car insurance policy?
Not every little damage repaired is borne by the company. Things like electrical breakdown, depreciation of parts, general wear and tear, damage caused due to collisions under the influence of alcohol or inflicted man-made calamities are not covered by HDFC ERGO.
Exclusive Benefits
- Benefits of zero depreciation coverage.
- Access to roadside assistance.
- Provide emergency assistance.
- Protection cover for gear box and engine.
- A trusted brand covering car insurance needs at its best.
Why to Buy Car Insurance Policy from InsuranceDekho?
- Instant policy# within 5 mins
- More than 11.5 Lac happy customers
- Claim Support available all 7 days of the week
HDFC ERGO Car Insurance Contact Details
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