Kotak Bike Insurance

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Highlights
    Network Garages1,300+
    Claim Settlement Ratio81.70% in FY19
    Emergency AssistanceAvailable 24/7
    Policies Issued18 lakh+
    Claim ProcessDigitally Enabled
    Third Party CoverAvailable

    About Kotak Mahindra Bike Insurance

    Kotak Mahindra General Insurance is one of the fastest-growing general insurance companies in India. It was incorporated in December 2014 and started its work as an insurer after receiving its IRDA “Certificate of Registration” in April 2015. It has successfully reached out to millions of people by delivering bike insurance, car insurance, and several other products in this short period. The company has marked its presence among one of the leading insurance companies in India, which aims at reaching out to a large number of customer segments digitally with the best quality of bike insurance and other related services at affordable rates.

    Kotak Mahindra has its headquarters located in Mumbai and 18 branches spread all over India. It has provided employment to more than 350 people across India. It is a 100% subsidiary of Kotak Mahindra Bank Ltd. It caters to the need of financial security and protection against life’s uncertainties. Kotak Mahindra offers a variety of insurance ranging from health insurance to bike insurance. It strives to reach out to a large number of people with the best quality of bike insurance products and solutions.

    Kotak Mahindra Company is determined to connect to people without being restricted to geographical boundaries and thus plan to connect with people digitally. It has come into a field with a well- planned digital infrastructure to offer an array of non-life insurances like bike insurance, health insurance, and so on, to a broad range of customer base. This digitalization of the company is made to ensure flawless processes for bike insurance, car insurance, health insurance and other similar insurance products. With these type of improvisations, the company has reached on the verge to become the first insurance choice for customers.

    What is your bike's brand?

    When did you buy your bike?
    20052019
    Have you made a claim in the previous year?

    Benefits of Kotak Bike Insurance

    • A wide network of 1,300+ garages
    • 24x7 emergency assistance is offered
    • Smooth and prompt claim settlement process
    • Digitally enabled insurance solutions provided
    • Allows policyholders to make unlimited claims.

    Kotak Bike Insurance User Reviews

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    What users are saying
    • All
    • Most Helpful
    • Renewal within minutes

      I renewed Kotak comprehensive bike insurance policy for my Yamaha Saluto within less than a few minutes on Ins...

      Read More
      I
      By Ishika Bhadra
      On: January 25, 2021
    • Swift access to quotes

      As I was going through Insurance Dekho, I gave the required information of my Royal Enfield Super Meteor and r...

      Read More
      I
      By Ishwit Pandey
      On: January 22, 2021
    • Customer executives are friend...

      I really appreciate the customer executive’s friendly behaviour, whom I contacted to learn more about Kotak St...

      Read More
      T
      By Twarita Sharma
      On: January 21, 2021
    • Transparent policy features

      The policy features on InsuranceDekho are easy to comprehend. The differences among the policies are mentioned...

      Read More
      H
      By Hetal Reddy
      On: January 20, 2021
    • Explore multiple quotes

      I landed on InsuranceDekho and gave my bike registration number of Mahindra Mojo UT 300. I received multiple q...

      Read More
      R
      By Reba Muhammed
      On: January 18, 2021
    • Hassle-free inspection process

      InsuranceDekho not only helps to find the right policy but also in the procedures that come after. I took help...

      Read More
      K
      By Kunal Singh
      On: January 15, 2021
    • Abundant information on polici...

      If you are a first time visitor of InsuranceDekho, you will be astounded to notice the abundance of informatio...

      Read More
      K
      By Kishore Banerjee
      On: January 14, 2021
    • DINESH OZA

      THE WEBSITE HAS SO EASY TO USE AND GET DIRECTED TOWARDS A EASY AND SAFE POLICY MAKING DICISION.I JUST LOVED IT...

      D
      By DINESHBHAI JETHABHAI OZA
      On: January 13, 2021
    • Simple renewal procedure

      I was looking for a platform where I could renew my Kotak bike insurance policy for my Hero Destini 125. A fri...

      Read More
      S
      By Sounak Majumdar
      On: January 13, 2021
    • Website like no other

      InsuranceDekho is a website like no other. It has all the information a policy buyer can possibly need. Everyt...

      Read More
      H
      By Himadri Ghatak
      On: January 11, 2021
    • Renewal within minutes

      I renewed Kotak comprehensive bike insurance policy for my Yamaha Saluto within less than a few minutes on Ins...

      Read More
      I
      By Ishika Bhadra
      On: January 25, 2021
    • Swift access to quotes

      As I was going through Insurance Dekho, I gave the required information of my Royal Enfield Super Meteor and r...

      Read More
      I
      By Ishwit Pandey
      On: January 22, 2021
    • Customer executives are friend...

      I really appreciate the customer executive’s friendly behaviour, whom I contacted to learn more about Kotak St...

      Read More
      T
      By Twarita Sharma
      On: January 21, 2021
    • Transparent policy features

      The policy features on InsuranceDekho are easy to comprehend. The differences among the policies are mentioned...

      Read More
      H
      By Hetal Reddy
      On: January 20, 2021
    • Explore multiple quotes

      I landed on InsuranceDekho and gave my bike registration number of Mahindra Mojo UT 300. I received multiple q...

      Read More
      R
      By Reba Muhammed
      On: January 18, 2021
    • Hassle-free inspection process

      InsuranceDekho not only helps to find the right policy but also in the procedures that come after. I took help...

      Read More
      K
      By Kunal Singh
      On: January 15, 2021
    • Abundant information on polici...

      If you are a first time visitor of InsuranceDekho, you will be astounded to notice the abundance of informatio...

      Read More
      K
      By Kishore Banerjee
      On: January 14, 2021
    • Simple renewal procedure

      I was looking for a platform where I could renew my Kotak bike insurance policy for my Hero Destini 125. A fri...

      Read More
      S
      By Sounak Majumdar
      On: January 13, 2021
    • Website like no other

      InsuranceDekho is a website like no other. It has all the information a policy buyer can possibly need. Everyt...

      Read More
      H
      By Himadri Ghatak
      On: January 11, 2021
    • Rapid quote

      Recently I bought a TVS Apache RTR 200 Fi E100. I was searching for a befitting bike insurance policy when Ins...

      Read More
      T
      By Tanima Chadra
      On: January 8, 2021

    Insurance Products by Kotak General Insurance

    Kotak Mahindra Bike Insurance FAQs

    • Why do I need to have two-wheeler insurance?

      As per the Indian Motor Tariff, it is mandatory for all two-wheeler owners to have at least a third party insurance for their vehicle. Though comprehensive insurance is not mandatory, it is recommended to purchase one as it provides extensive coverage - coverage for own-damages sustained by insured’s two-wheeler in addition to incurred third party liabilities.

    • What is the tenure of Kotak Mahindra two-wheeler insurance policy?

      One can opt for short term insurance of 1 year or a long term of 3 or 5 years. However, as per the regulations of IRDA, a new two-wheeler owner is compulsorily required to have third party insurance for 5 years. One can purchase comprehensive insurance for a tenure of 1 year, 3 year or 5 years as per his/her requirements.

    • What are the benefits of Kotak Mahindra two-wheeler insurance policy?

      Kotak Mahindra two-wheeler insurance provides a quick and hassle-free claim settlement with their prompt customer assistance. As Kotak Mahindra has a well developed digital infrastructure, one can opt for paperless renewal without stepping out of their house.

    • What is the coverage amount for the third party under Kotak Mahindra two-wheeler insurance policy?

      Kotak Mahindra third party two-wheeler insurance policy provides compensation up to Rs. 7.5 lakh for property damage. In case of death or bodily injuries of a third party, the amount of compensation is decided by a court of law.

    • What is IDV? How to calculate it?

      The Insured Declared Value (IDV) refers to the maximum amount one can claim from the insurer in case of theft or total loss of the two-wheeler. This amount is calculated after the calculation of the depreciation of the vehicle. However, IDV is calculated separately if any modification of the vehicle is done.


      IDV is calculated using the following formula:


      IDV = (Manufacturer’s listing price - Depreciation) + (Accessories or extra fittings if any - Depreciation)

    Why Choose Bike Insurance from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Kotak Bike Insurance Contact Details

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    Disclaimer

    This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.