Reliance General Insurance

31 reviews Rate This
Highlights
  • 4,000+ Network Hospitals
    Check in your City
  • 91,492 Policies Issued
  • 94% Incurred Claim Ratio
  • Lifelong Renewability
  • 75.76% Claim Settlement Ratio
  • Dedicated Claim Settlement

About Reliance General

Reliance General Insurance is one of the prominent insurance companies in India. Incorporated on 17 August 2000, the company has no foreign partners, like other insurers in the country. It is solely promoted by Reliance Capital (a diversified financial services holding company promoted by Reliance Group). Reliance General Insurance has got the credit of being India’s first insurance company to get an ISO 9001:2008 certification for end-to-end services. 

Headquartered in Mumbai, Reliance General Insurance maintains a huge customer base, which includes individuals, corporate, and small and medium enterprises. Its health insurance products comprise of retail & corporate health, mass health insurance products; and personal accident insurance products. It is the first company to come up with first Over-The-Counter health and home insurance policies.  

Key Highlights

  • Easy access to our TPA service
  • 139+ offices across the country
  • An array of sum insured options
  • 4,300+ leading network hospitals
  • Pre-policy medical health check-ups not until 45 years of age
  • Cashless treatment in all network hospitals
  • ‘Go Digital’ initiative for easy policy purchase

Reliance General Insurance is on a mission to satisfy your need for insurance cover in critical hours, provide incomparable customer services, and ensure better reach through presence across and abroad. Besides, the company aims at making cost-effective insurance accessible to all, protecting your interests and becoming the most innovative in product development.

Apart from two-wheeler insurance, car insurance, home insurance, etc. Reliance General Insurance gives importance to people’s health and offers a range of comprehensive health insurance policies, including HealthGain Health Insurance, Reliance HealthWise Policy, Critical Illness Insurance. It makes sure to offer insurance policies at affordable premiums that can enable policyholders to take care of themselves and their family’s health! Choose a health plan of your choice at Reliance General Insurance and look forward to a stronger and healthier lifestyle.

Reliance General Insurance Plan List

Name of PlanSum Insured
Health GainMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now
Critical Illness InsuranceMin: 18 Years; Max: 65 Years5 Lakh Get Quotes Now
HealthWiseMin: 3 Months; Max: 65 Years1 Lakh Get Quotes Now

Claim Process at Reliance General Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Reliance General Insurance at 1800-3009.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Reliance General Insurance 1800-3009.

Reliance General Insurance User Reviews

  • Insurancedekho is the best

    Buying health insurance plans can be tough when you have little knowledge of the best. But not when insurancedekho is around. I called in id and told ...

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    S
    Satnam Singh
    On: Jan 29, 2020 | Views
  • Timely process

    This is my second time that I have purchased health insurance plan from insurancedekho. And i feel satisfied to have made the right choice both the ti...

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    A
    Ateeque Lateef Sheikh
    On: Jan 29, 2020 | Views
  • Many benefits

    Reliance general offers a wide variety of plans which are not only easy to understand, but easy to buy also from insurancedekho. It has an easy claim ...

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    K
    Kunal Mishra
    On: Jan 23, 2020 | Views
  • great variety of plans

    Name a benefit that you want and you can find it in health insurance plans offered by reliance general. They offer top up plan, senior citizen pl...

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    A
    Anmol Kelkar
    On: Jan 23, 2020 | Views
  • Offers quite good plans

    Since i have started investing in health insurance plans, i have purchased only reliance general’s policy. Iam covered under an individual plan ...

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    P
    Piyush Kukreja
    On: Jan 16, 2020 | Views
  • Quick process of claim settlement

    I had purchased reliance general’s health insurance plan last year from insurancedekho.. I found the benefits under it really helpful and the cu...

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    A
    Anil Kumar
    On: Jan 16, 2020 | Views
  • Good medical coverage under RG plans

    Reliance general offers wide range of coverage features under its plans.. Also, its plans are easy to understand too. Everything is explained in the b...

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    V
    VISHNU KUMAR
    On: Jan 09, 2020 | Views
  • Wide coverage under policy

    Iam cvered under individual health insurance plan by reliance general since six months now. I recently made a claim where i had to be hospitalised. Th...

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    K
    Krupal
    On: Jan 09, 2020 | Views
  • Satisfied enough with my plan

    I am covered under individual plan from reliance general since last year.. It was my first experience of buying insurance plan online and i was a bit ...

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    N
    Nitin macchindra thorat
    On: Jan 06, 2020 | Views
  • Have full faith on reliance general

    Reliance general offers plans that include every basic healthcare expense at nominal premium.. My family floater plan covers all the necessary benefts...

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    V
    Vinay Singh
    On: Jan 06, 2020 | Views
  • Don’t miss their plans

    Reliance general is a good insurance provider that offers different yet comprehensive plans. Last year when i was hospitalised, I paid my own bills an...

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    A
    Amit Nagpal
    On: Dec 31, 2019 | Views
  • Reduces your financial burden

    Health insurance plans by reliance general help you reduce financial burden at the time you get hospitalised.. I availed cashless treatment last year ...

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    J
    Jasmeet Kaur Ahluwalia
    On: Dec 31, 2019 | Views
  • Great plan and good services from insurancedekho

    I had some spelling issue in my policy once I received my documents. But the customer care executives at insurancedekho helped me in the entire proces...

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    A
    Akshit Mahajan
    On: Dec 26, 2019 | Views
  • Can choose reliance general..

    Without any second thought, you can go for reliance general health insurance plans as they have good customer support. I have an individual policy whi...

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    D
    Divye Popli
    On: Dec 26, 2019 | Views
  • The claim process is best

    I chose Reliance general for the second time because i have made claim with them once and i didnt face any problem during the process. My claim was ac...

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    R
    Ram Dev
    On: Dec 20, 2019 | Views
  • Nice plans

    Reliance General is a reliable health insurance company and i have full faith on them as far as claim settlement process is concerned. They dont bothe...

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    B
    Bhole Nath
    On: Dec 20, 2019 | Views
  • Can go for its health plans..timely response at the time of claim

    Relaince General is a faithful health insurance provider that helps me with great initiative at the time of making claim. Whenever you call them, the ...

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    V
    Vipul Chaudhari
    On: Oct 07, 2019 | Views
  • Quick service....

    Quick and timely services is the USP of Reliance General health insurance plans. Whenever I want any information or have any doubt about my plan, they...

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    M
    Mahipal
    On: Oct 07, 2019 | Views
  • Go for it

    Reliance General insurance is a popular name in the insurance sector.  Purchased a policy last year from Reliance and had recently made a claim w...

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    K
    K M Pradeepa
    On: Sep 26, 2019 | Views
  • Trustworthy insurance provider

    I give Reliance General Insurance 4 out of 5 stars for the sincerity of the customer care when one of my family members got hospitalised for a daycare...

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    S
    Sanjeev Arora
    On: Sep 26, 2019 | Views
  • Unbiased

    The advice given by the executives is unbiased. The executives posses exceptional experience and knowledge. Great experience, no doubt. 

    S
    Surendra Kumar Malviya
    On: Sep 18, 2019 | Views
  • Smooth issuance

    Smooth issuance experience ever. I am glad talking to you. Thank you.

    P
    Pratibha Mirpagar
    On: Sep 05, 2019 | Views
  • Health insurance

    Health insurance is the need of hour and one must surely have one. I am happy with Reliance General policy cover. 

    k
    kripal singh
    On: Aug 20, 2019 | Views
  • Good experience. Great coverage.

    My father has bought a health insurance policy from Reliance a few months back. Policy coverage is quite high and offers coverage for almost all expen...

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    H
    Heena Advani
    On: May 08, 2019 | Views
  • Happy and satisfied

    I have had bad health insurances in the past. But this time, Reliance has offered me with the perfect plan that meets my insurance needs completely. S...

    Read More
    A
    Anjana Mathur
    On: May 03, 2019 | Views
  • Thankful to Reliance

    My friend has Reliance health insurance policy from many years. Based on his advice and suggestion from InsuranceDekho, I recently chose Reliance plan...

    Read More
    S
    Sandhya Gupta
    On: May 02, 2019 | Views
  • Health insurance with best returns

    My health insurance policy from Reliance provides cashless treatment. The premium is low and the returns are high in comparison to other policies. I d...

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    N
    Neena Sharma
    On: May 01, 2019 | Views
  • The best plan with maximum benefits

    I have a health insurance policy from Reliance. The plan is great and the coverage is excellent. I must say that Reliance health insurance, is by far,...

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    A
    Ankit Misra
    On: Apr 30, 2019 | Views
  • Perfect plan

    First of all, a special thanks to InsuranceDekho for recommending Reliance health insurance to me. Based on my previous experience, I was not ready to...

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    A
    Anant Malhotra
    On: Apr 30, 2019 | Views
  • Great services

    My experience with Reliance health insurance has always been a great one. I have two policies from Reliance and both are superb in terms of coverage a...

    Read More
    G
    Gopal Pandit
    On: Apr 29, 2019 | Views
  • Good claim experience

    My claim experience for Reliance health insurance policy was a smooth one. I did not have to worry about spending from my savings as all the expenditu...

    Read More
    S
    Saloni Agarwal
    On: Apr 28, 2019 | Views

Latest Reliance General Insurance News

Reliance General Insurance Contact Details

Reach us for help anytime

Reliance General Insurance FAQs

  • What is the re-instatement of Base Sum Insured?

    This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

  • What is a co-payment?

    A co-payment or co-pay refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

  • Is pre-policy check-up covered?

    No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

  • Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

    The insurance company pays towards all admissible charges up to the limit of your sum insured.

  • What is the grace period to renew a policy online?

    The grace time is 30 days immediately following the premium due date of the policy.

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