About United India Bike Insurance
United India Insurance Company (UIIC) is a public sector insurance company in India that is completely owned by the Government. It was incorporated on 18th February 1938 and later nationalized in 1972. It has pioneered in designing and implementing complex policies including bike insurance and many others, which cater to corporate as well as rural needs. Previously, UIIC operated as a subsidiary of General Insurance Corporation of India (GIC) till it transformed into a reinsurance company under IRDA Act 1999.
The four primary subsidiaries of GIC, namely National Insurance, New India Assurance, Oriental Insurance and United India Insurance became autonomous. Later on, Twelve Indian insurance companies, four co-operative insurance societies, five foreign insurers merged to form United India Insurance Company which holds the potential to offer bike insurance, car insurance, health insurance and several other insurance products. Recently there was an announcement of a merger of United India Insurance Company with Oriental Insurance and National Insurance company on 2nd February 2018.
United India has its headquarters located in Chennai and it has spread its network of 1,340 offices all over India with an enthusiastic and competent workforce of 18,300 people with which it serves bike insurance and other insurance products to people across the nation. United India Insurance Company is the second-largest insurance company in terms of bagging a huge Gross Domestic Premium for the Financial Year 2018-19 of Rs. 16,385 Cr by serving people with bike insurance and other insurance plans.
United India Bike Insurance
United India Insurance Company is a public sector insurance provider. The insurance company is known for being reliable and providing reasonable insurance rates for its extensive customer base. United India offers three basic types of two-wheeler insurance for its customers. These include third party insurance, standalone own-damage insurance and comprehensive insurance. Third party insurance is obligatory for every two-wheeler in India according to the Indian Motor Tariff. Moreover, if caught without it you can be punished with heavy fines of Rs 2,000 and/or imprisonment for up to 3 months. To protect your own two-wheeler you can purchase a standalone own-damage cover. This insurance cover will compensate the policyholder for the cost of the damage to their bike in case of a mishap. Additionally, the policy covers a wide variety of scenarios including natural and manmade calamities, road accidents, theft, fires and vandalism. However, if you’re looking for the most hassle-free option purchase a comprehensive two-wheeler insurance plan. This will cover both own-damage costs and third party liabilities in the event of a mishap.
United India also offers a number of add-on covers that you can purchase to further strengthen your standard car insurance policy. Some useful add-ons include the zero depreciation cover, the consumables cover, the passenger assistance cover and the roadside assistance cover. When selecting add-ons make sure to do your research, the right add-ons can make your claim amount significantly higher.
United India offers its customers an extremely user-friendly way to purchase and renew their insurance policies online. Moreover, with every own-damage cover, they offer no claim bonus for claim-free years. This reward is given by the insurance provider as a token gesture for the policyholder’s good driving habits and can go up to 50% in the fifth consecutive year.
Significant Points of United India Bike Insurance
Property Damage under Third Party Insurance
Up to Rs 1 Lakh
Own Damage Cover
Depends on the IDV of the Two-Wheeler
Personal Accident Cover
Up to Rs 15 Lakh
24x7 Insurance Helpline Available
- Save upto 75%*Lowest Bike Premiums
- 11.5 Lakh+Happy Customers
- Claim Support7 days a week
*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
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Benefits of United India Bike Insurance
- A strong network of 3,100+ garages
- Digital insurance procedure available
- Active and seamless customer services
- Instant online insurance renewal system
- Gives customers a chance to make unlimited claims.
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United India Bike Insurance User Reviews
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quick and reliable service. Easy to renew insurance and accuracy very competitive price and no mark up price ...
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Very good Insurance policy. I'm always be happy for this policy. Within two minutes I take my bike insurance f...
Policy renew process is very easy. No need to fill all the details, once you provide the vehicle registration ...
Easy to do renewal
Good And fast in getting renewals. Ease of doing activities. Within few minutes nice experience on this app. N...
United India Two Wheeler Insurance FAQs
Do I compulsorily need to have insurance for my two wheeler?
As per the Indian Motor Tariff, every bike owner is compulsorily required to have at least a third party insurance for the vehicle. Therefore, it is optional to opt for comprehensive two wheeler insurance however recommended as it insures the policyholder for own-damages sustained by the two wheeler in addition to third party liabilities.
What are the exclusive benefits of the United India Two Wheeler Insurance?
There are several benefits that one can avail through United India two wheeler insurance such as Well-built digital infrastructure helps to deal with issues online.
- Round the clock customer service.
- Policies catering to the needs of rural people.
- Guaranteed compensation in case of robbery or damage caused to the insured’s two wheeler.
- Quick claim settlement.
What is the tenure for United India Two wheeler Insurance?
The basic tenure for a two wheeler insurance policy is one year. However, the customers can also buy a plan with extended tenures of 3 to 5 years.
What are the add-on covers offered by United India Two Wheeler Insurance?
There are various add-on covers offered by United India Two Wheeler Insurance so that customers can stretch the coverage offered by the policy. It includes Extension of geographical area, Accessories coverage and LPG/ CNG bi-fuel kits coverage.
Where can I find more information about insurance plans offered by United India General Insurance?
For more information on insurance plans offered by United India General Insurance, you can visit their official website or call for more information at 1800-425-3333.
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- Instant policy# within 5 mins
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