ICICI Lombard Bike Insurance

Network Garages | 8,800+ |
Claim Settlement Ratio | 87.71% in FY20 |
Emergency Assistance | Available 24/7 |
Policies Issued | 2.6 crore in FY20 |
Accreditation | iAAA Rating by ICRA |
Presence | 46 Countries |
About ICICI Lombard Bike Insurance
ICICI Lombard General Insurance is a part of ICICI Lombard General Insurance since 08/09/2021. ICICI Lombard General Insurance Company Ltd. is one of the biggest business groups in India. Since its founding as a bicycle parts manufacturer, the company has grown to become a global leader in the fields of telecommunications, food, and insurance. In the year 2006, the company expanded its reach into the field of insurance. ICICI Lombard is the result of a merger between two leading companies, Bharti Enterprises and AXA Group.The Paris based AXA group holds 49% stakes in the company whereas Bharti enterprises hold 51% stakes. They have become successful in bringing the rich culture and essence to the insurance industry.
The company is constantly extending, with the goal of expanding its services across the country. It has been providing innovative insurance products and services to its customers for many years.It has managed to widely spread its network in 123 cities across the country. It offers an ample variety of insurance products to ensure the protection, financial stability, retirement, and health care of its customers.
ICICI Lombard General Insurance is recognized for offering a wide range of insurance products/solutions which include two-wheeler/bike insurance, car insurance, health insurance, home insurance and travel insurance. ICICI Lombard General Insurance offers all types of bike/two-wheeler insurance policies to its customers at reasonable premium rates. Two-wheeler insurance policies offered by ICICI Lombard are the third party. Comprehensive and standalone own-damage two-wheeler insurance policies. The insured two-wheeler is covered under the ICICI Lombard two-wheeler insurance policy in the case of unexpected damage, theft/burglary, natural/man-made calamities, or third-party liabilities. ICICI Lombard offers a wide range of add-on covers in addition to a variety of insurance products.
With the nation moving towards technical advancements, the insurance company has also introduced a unique interface that helps the customer to select their bike insurance plan in minutes. It allows them to customize their bike insurance plans as per their needs, renew it and also inform them about the premium amount without any hassle. It keeps on updating itself with time.
ICICI Lombard Bike Insurance
ICICI Lombard General Insurance Company Ltd. is one of largest insurance companies in India. Third Party, Standalone Own-Damage, and Comprehensive Insurance policies are the three types of two-wheeler insurance policies offered by ICICI Lombard. A two-wheeler insurance policy offers protection to the two-wheeler owner/driver from the uncertainties of driving a two-wheeler or from any mishap. A two-wheeler insurance policy provides financial assistance for the damages which provides financial stability to the two-wheeler owner in case an unforeseen event takes place.
The ICICI Lombard Two-Wheeler Insurance Policy protects you from third-party liabilities that may emerge in the event of an accident. According to the Motor Vehicles Act, every two-wheeler owner/driver must have third-party insurance when driving the two-wheeler in India.In case the two-wheeler owner/driver is caught driving the vehicle without a third party insurance policy he/she can be fined. A third party insurance policy provides financial and legal assistance to the policyholder in case of property damage/bodily injuries/demise/disability of a third party during an accident involving the insured vehicle.
ICICI Lombard Two-Wheeler Standalone Own-Damage Insurance policy covers the cost of damages/repairs of the insured two-wheeler. This policy provides compensation for the cost of damages that may occur due to an accident, theft/burglary, natural/man-made disasters, fire or explosion etc. These two-wheeler insurance policies do not cover third-party liabilities and only compensate the insured vehicle for its own damages. If you have a third-party insurance policy, you can purchase this one.
The ICICI Lombard Two-Wheeler Comprehensive Insurance policy provides comprehensive coverage for the insured two-wheeler, since it covers both own-damage and third-party liabilities that may occur as a result of an unforeseen event.A comprehensive insurance policy provides coverage for own damages of the insured two-wheeler and third party liabilities such as property damage/bodily injuries/demise/disability of the third party that may arise in any mishap. A comprehensive policy is not mandatory just as standalone own-damage, but this type of policy is generally recommended as it provides extensive coverage.
In addition to three different two-wheeler insurance policies, ICICI Lombard offers a variety of add-on covers that extend the policy's coverage. ICICI Lombard provides Depreciation Cover, Roadside Assistance, Invoice Price Cover, and Engine & Gearbox Cover as add-on covers.
Purchasing your two-wheeler insurance from ICICI Lombard comes with a wealth of benefits. Buying the two-wheeler insurance policy online can be done with ease, after the payment the insurance provider will send you the policy online immediately. Moreover, ICICI Lombard has an extremely high claim settlement ratio of 94.06%. Lastly, with more than 5200 network garages you never have to worry about finding a place to repair your two-wheeler when out on the road.
Significant Points of ICICI Lombard Bike Insurance
Features | Coverage |
Third Party Property Damage | Up to Rs. 1 Lakh |
Own Damage Cover | Determined by the IDV of the two-wheeler |
Personal Accident Cover | Up to Rs 15 Lakh |
Insurance Claim Assistance | Available round the clock |

- Save upto 75%*Lowest Bike Premiums
- 11.5 Lakh+Happy Customers
- Claim Support7 days a week
*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
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Benefits of ICICI Lombard Bike Insurance
- A robust network of 8,800+ garages
- Provides 24x7 emergency assistance
- Offers innovative insurance products
- Ensures hassle-free insurance claim experience
- Technologically advanced process with Insure App
769 Icici Lombard Cashless Garages in India
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ICICI Lombard Bike Insurance FAQs
Can I get bike insurance through ICICI Lombard app?
When it comes to technological upgrades, ICICI Lombard has reached every platform. It allows its customers to get all the information related to bike insurance in ICICI Lombard Insure app. The customers can get this app in the Google Play Store. After downloading it you can save the soft copies, register a claim, check your claim status, locate a network garage near you and track so many things under your fingertips.
How many offices does it have in India?
ICICI Lombard works in physical offices as well as virtual offices in India. It has a total of 273 branches and more than 840 virtual offices in India. The company requires large manpower to manage its widely spread customers well.
What are the coverages provided by ICICI Lombard two-wheeler insurance?
ICICI Lombard provides 3 kinds of insurance plans for the bike. A Standalone Own-Damage covers the damages caused to the insured’s bike, a Third Party Liability cover protects the policyholder against third party liabilities and a comprehensive two-wheeler insurance policy provides insurance for loss and damage caused to the insured’s bike as well as to third parties.
What all are not included in ICICI Lombard comprehensive two-wheeler policy?
The comprehensive two-wheeler policy offered by ICICI has several exclusions such as normal wear and tear and the natural aging of the car, mechanical or electrical breakdown, loss during war or nuclear risk and other consequential losses.
Why should I buy my bike insurance policy from ICICI Lombard?
ICICI Lombard is one of the leading names in the field of insurance. Other than its renowned legacy there are several reasons behind purchasing bike insurance policy from ICICI Lombard such as
- Hassle free renewal process.
- More than one No Claims Bonus will be applicable.
- Single policy certificate with a validity of three years, etc.


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