Future Generali Car Insurance Calculator

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    Network Garages3,500+
    Claim Settlement Ratio88.69%
    Emergency AssistanceAvailable 24/7
    Policies Issued18 lakh+ in FY19
    Customers16 lakh+
    Presence125+ branches

    What is a Car Insurance Premium Calculator?

    A car insurance premium calculator is an online instrument with which you can find the right premium amount for your car insurance. You can get a customised insurance premium for your car by just entering a few details of your car such as make and model of your car, RTO location, etc., in addition to your No Claim Bonus status. With the knowledge of the correct premium amount, you can easily pick the perfect premium quote for you as per your requirements.

    How to Use a Car Insurance Premium Calculator?

    Follow the simple steps given below to use car insurance premium calculator:

    Step 1: Pick the Make, Model, Variant and Fuel Type of your car.

    Step 2: Pick the Year of Purchase and Location of Registration of your car.

    Step 3: Mention as if any claim is requested by you against your car in the last policy tenure.

    Step 4: Click on ‘Calculate’ and get the right IDV and car insurance premium amount for you.

    Benefits of Car Insurance Premium Calculator

    Listed below are some benefits of car insurance premium calculator at InsuranceDekho:

    1. Right Insured Declared Value – You can get the right Insured Declared Value(IDV) of your car with this premium calculator. The amount of IDV is what you are entitled to receive as compensation if your car is stolen or sustains total loss. Getting your car’s right IDV is always recommended.

    2. Right Premium - The right premium amount computed by the insurance calculator helps you understand how much amount you should actually pay as your car’s insurance premium.

    3. Helps to Make Informed Decisions – You can make an informed decision about your car insurance with the knowledge of the right IDV and the amount of premium of your car.

    4. Get You To Know the Right Plan - With the information of the right IDV and amount of premium computed through the calculator, you can easily select the best premium quote or deal for yourself.

    Third Party Car Insurance Premium Rates

    Engine Capacity

    Premium To Buy A New Policy (3-Year Plan)

    Premium To Renew Existing Policy (1-Year Plan)

    Under 1,000 cc

    Rs. 5,268

    Rs. 2,072

    Between 1,000 cc and 1,500 cc

    Rs. 9,534

    Rs. 3,221

    Above 1,500 cc

    Rs. 24,305

    Rs. 7,890

    (Source:IRDAI)

    Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

    The amount of premium for standalone own-damage and comprehensive car insurance policies are based on factors such as the make, model, and variant of your car, age of the car, RTO location of your car, the fuel type and engine capacity of your car and so on. To get an instant insurance premium amount, use our Premium Calculator now.

    Factors Which Determine Car Insurance Premium

    Explained below are some factors that affect your car insurance premium:

    1. Insured Declared Value: Insured Declared Value or IDV is the market value of your car. It is the amount that you can be compensated for in case of theft or total loss of your car. So, the higher the IDV of your car, the higher premium you will be required to pay as it increases the insurer’s liability.

    2. Anti-Theft Devices: If you install ARAI-approved anti-theft devices in your car, then you will be able get a discount on your own-damage premium. This is because these devices ensure safety of the car that reduces the chances of theft which decreases the liability of the insurer.

    3. Modifications: Modifying your car can increase the premium as modifications may compromise with the car's safety features and increase the chances of it being stolen or getting involved in an accident. So, more modifications will increase your car insurance premium.

    4. Number of Add-Ons: Add-ons are the additional benefits that you can purchase by paying extra premium for your car insurance policy. Future Generali car insurance policies come with several add-on benefits such as zero depreciation cover, daily cash allowance cover, engine protection cover etc. But you must choose the add-on benefits wisely as they increase your car insurance premium.

    5. Engine’s Cubic Capacity: Higher the cubic capacity of the engine of your car, the faster it can go, which increases the risk on the road. This increases the insurer’s liability and therefore, a higher premium will be charged for it.

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    When did you buy your car?
    20052019
    Have you made a claim in the previous year?

    Must Read Articles before buying Future Generali Car Insurance

    Future Generali Car Insurance User Reviews

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    What users are saying
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    • Awesome experience

      Settling a claim under Future Generali car insurance policy issued for Hyundai i10 on InsuranceDekho was an aw...

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      On: June 21, 2021
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      On: June 14, 2021
    • Premium calculator helped to c...

      The premium calculator available on InsuranceDekho helped me to compare a range of insurance company premiums ...

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      On: June 7, 2021
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      The premium calculator available on InsuranceDekho made the policy premium calculation quite beneficial for me...

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      By Ankush Pillai
      On: May 31, 2021
    • Smooth premium calculation

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      As soon as I landed on InsuranceDekho, I got a list of the top insurance companies. It contained the names alo...

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      On: May 17, 2021
    • Fast inspection

      The inspection service of InsuranceDekho is fast. I intimated my insurer, Future Generali about the claim and ...

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      By Satyajit Manna
      On: May 10, 2021
    • Offers exemplary coverages

      Each insurance policy type available on InsuranceDekho offers exemplary coverages. I checked the details of ea...

      Read More
      S
      By Shreyan Chakrabarty
      On: May 3, 2021
    • Assisted to make an informed d...

      InsuranceDekho assisted me in making an informed decision when I was issuing Future Generali car insurance pol...

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      By Badal Mehra
      On: April 30, 2021
    • Simultaneous comparison

      The visual charts present on InsuranceDekho has made comparing various types of insurance policies simultaneou...

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      D
      By Debalina Kumar
      On: April 29, 2021
    • Awesome experience

      Settling a claim under Future Generali car insurance policy issued for Hyundai i10 on InsuranceDekho was an aw...

      Read More
      D
      By Debaloy Saha
      On: June 21, 2021
    • Instant quotes comparison

      The innovative premium calculator on InsuranceDekho helped me to compare multiple quotes instantly making it e...

      Read More
      P
      By Pratab Rathore
      On: June 14, 2021
    • Premium calculator helped to c...

      The premium calculator available on InsuranceDekho helped me to compare a range of insurance company premiums ...

      Read More
      K
      By Kiyan Maitra
      On: June 7, 2021
    • Beneficial premium calculator

      The premium calculator available on InsuranceDekho made the policy premium calculation quite beneficial for me...

      Read More
      A
      By Ankush Pillai
      On: May 31, 2021
    • Smooth premium calculation

      On InsuranceDekho, I selected the MMV of my Jaguar XK and its registered location. Then I mentioned the year i...

      Read More
      A
      By Aadi Sabarwal
      On: May 24, 2021
    • Top insurance companies

      As soon as I landed on InsuranceDekho, I got a list of the top insurance companies. It contained the names alo...

      Read More
      A
      By Akansha Dubey
      On: May 17, 2021
    • Fast inspection

      The inspection service of InsuranceDekho is fast. I intimated my insurer, Future Generali about the claim and ...

      Read More
      S
      By Satyajit Manna
      On: May 10, 2021
    • Offers exemplary coverages

      Each insurance policy type available on InsuranceDekho offers exemplary coverages. I checked the details of ea...

      Read More
      S
      By Shreyan Chakrabarty
      On: May 3, 2021
    • Assisted to make an informed d...

      InsuranceDekho assisted me in making an informed decision when I was issuing Future Generali car insurance pol...

      Read More
      B
      By Badal Mehra
      On: April 30, 2021
    • Simultaneous comparison

      The visual charts present on InsuranceDekho has made comparing various types of insurance policies simultaneou...

      Read More
      D
      By Debalina Kumar
      On: April 29, 2021

    8 Future Generali Cashless Garages in India

    Future Generali Car Insurance Premium Calculator FAQs

    • What should I enter to get the premium on the premium calculator?

      You will have to enter details like make, model and variant of your car, fuel type of your car, RTO location of your car, engine capacity of your car, registration year of your car, etc., to get the premium amounts offered by different insurers through the premium calculator.

    • Why should I use the car insurance premium calculator?

      With the car insurance premium calculator, you can easily get the premium amount and IDV offered by different insurance companies. It will help you select a better car insurance plan.

    • Where can I find the premium calculator to get the premium from it?

      You can find the best premium calculator to compute the premium and Insured Declared Value (IDV) for your insurance policy at the website of InsuranceDekho, i.e., www.insurancedekho.com.

    • What factors determine the premium of a car insurance plan?

      Factors that affect the insurance premium of a car insurance cover are Insured Declared Value (IDV), Engine’s Cubic Capacity, No Claim Bonus (NCB), Anti-Theft Devices, Age of the Owner and so on.

    • Can I avail the premium calculator to compute the premium for my old car?

      Yes, you can avail premium calculator to calculate the premium amount for your old car as well as your new car.

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Future Generali Car Insurance Contact Details

    For any assistance or query, call us on:

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.