Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
Key Features:
  • Right Green Tick Towing Assistance (Accidents)
  • Right Green Tick Priority Car Repairs
  • Right Green Tick 24x7 Roadside Assistance
  • Right Green Tick Quick Claim Settlement

Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

What is a Car Insurance Premium Calculator?

A car insurance premium calculator is an online instrument with which you can find the right premium amount for your car insurance. You can get a customised insurance premium for your car by just entering a few details of your car such as make and model of your car, RTO location, etc., in addition to your No Claim Bonus status. With the knowledge of the correct premium amount, you can easily pick the perfect premium quote for you as per your requirements.

How to Use a Car Insurance Premium Calculator?

Follow the simple steps given below to use car insurance premium calculator:

Step 1: Pick the Make, Model, Variant and Fuel Type of your car.

Step 2: Pick the Year of Purchase and Location of Registration of your car.

Step 3: Mention as if any claim is requested by you against your car in the last policy tenure.

Step 4: Click on ‘Calculate’ and get the right IDV and car insurance premium amount for you.

Benefits of Car Insurance Premium Calculator

Listed below are some benefits of car insurance premium calculator at InsuranceDekho:

1. Right Insured Declared Value – You can get the right Insured Declared Value(IDV) of your car with this premium calculator. The amount of IDV is what you are entitled to receive as compensation if your car is stolen or sustains total loss. Getting your car’s right IDV is always recommended.

2. Right Premium - The right premium amount computed by the insurance calculator helps you understand how much amount you should actually pay as your car’s insurance premium.

3. Helps to Make Informed Decisions – You can make an informed decision about your car insurance with the knowledge of the right IDV and the amount of premium of your car.

4. Get You To Know the Right Plan - With the information of the right IDV and amount of premium computed through the calculator, you can easily select the best premium quote or deal for yourself.

Third Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 cc

Rs. 5,268

Rs. 2,072

Between 1,000 cc and 1,500 cc

Rs. 9,534

Rs. 3,221

Above 1,500 cc

Rs. 24,305

Rs. 7,890


Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The amount of premium for standalone own-damage and comprehensive car insurance policies are based on factors such as the make, model, and variant of your car, age of the car, RTO location of your car, the fuel type and engine capacity of your car and so on. To get an instant insurance premium amount, use our Premium Calculator now.

Factors Which Determine Car Insurance Premium

Explained below are some factors that affect your car insurance premium:

1. Insured Declared Value: Insured Declared Value or IDV is the market value of your car. It is the amount that you can be compensated for in case of theft or total loss of your car. So, the higher the IDV of your car, the higher premium you will be required to pay as it increases the insurer’s liability.

2. Anti-Theft Devices: If you install ARAI-approved anti-theft devices in your car, then you will be able get a discount on your own-damage premium. This is because these devices ensure safety of the car that reduces the chances of theft which decreases the liability of the insurer.

3. Modifications: Modifying your car can increase the premium as modifications may compromise with the car's safety features and increase the chances of it being stolen or getting involved in an accident. So, more modifications will increase your car insurance premium.

4. Number of Add-Ons: Add-ons are the additional benefits that you can purchase by paying extra premium for your car insurance policy. Future Generali car insurance policies come with several add-on benefits such as zero depreciation cover, daily cash allowance cover, engine protection cover etc. But you must choose the add-on benefits wisely as they increase your car insurance premium.

5. Engine’s Cubic Capacity: Higher the cubic capacity of the engine of your car, the faster it can go, which increases the risk on the road. This increases the insurer’s liability and therefore, a higher premium will be charged for it.

Must Read Articles before buying Future Generali Car Insurance

Future Generali Car Insurance User Reviews

Write your review
What users are saying
  • All
  • Premium
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • User Friendly Services

    Dealing with car insurance at the InsuranceDekho website has been such a hassle-free process. Their website is user-friendly, making it easy to compare quotes and choose the best policy. I chose Future Generali Car Insurance. Ever since customer team is always ready to help with any concerns and queries. Thank you!

    By Shivangi Kalra
    On: June 7, 2024
  • Handy options

    Very comfortable and Easy access with excellent follow up from customer care service people of Insurance dekho. Fully satisfied with the service

    Skoda Rapid Hyderabad
    On: March 20, 2023
  • Smooth process

    Smooth process easy to use and. That's enough for me to write. I am not good in essays writing. So please don't expect to fulfill 125 words criteria.

    Maruti Wagon R New Delhi
    On: March 19, 2023
  • Swift renewal process

    To get my Future Generali car insurance policy renewed, I visited the InsuranceDekho portal and find a simple and swift renewal process. With its help, I could get my policy renewed timely which secure my Maruti car.

    By Meher Kaur
    On: March 10, 2023
  • Additional features

    Since I bought the Future Generali car insurance plan for my Skoda from the InsuranceDekho website, I am quite relaxed. They have many additional features. One of my favorites is the reminder feature, which sends a message well in advance in case your policy is about to expire and you can renew it well in time.

    By Vritti Gupta
    On: March 7, 2023
  • Detailed Information of the Pl...

    While I was looking for car insurance for my Renault car, I came across the Future Generali car insurance plan on the InsuranceDekho website. All the plans had detailed information which made it easier for me to choose the plan best suited for me.

    By Jolly Narula
    On: March 3, 2023
  • Detailed information

    The InsuranceDekho website provides detailed information about each plan they offer, this helped me choose an appropriate plan. I picked the Future Generali car insurance plan for my Nissan Magnite. The plan has all the required features and benefits. Happy with the purchase.

    By Nihit Saxena
    On: February 21, 2023
  • Well-organized website.

    When I was looking for an insurance policy for my Skoda Octavia. I visited I liked that it is so much easy to use this website as the website is so much organized and managed properly. I purchased a plan from Future General. I was really happy with the policy and the website

    By Harshad Polim
    On: February 10, 2023
  • Good and instant comforting

    very informative and satisfying team had clarity and patience to discuss details at length very neutral approach and efforts clearly indicated that subject is the matter beyond sales.

    Hyundai Elite i20 Ghaziabad
    On: February 10, 2023
  • Easy quotes comparisons

    The InsuranceDekho website allowed me to compare several car insurance quotes which were generated according to my requirements and budget. It helped me choose and purchase a Future Generali car insurance policy for my Maruti Alto car.

    By Abhishek Shinde
    On: February 1, 2023

8 Future Generali Cashless Garages in India

Future Generali Car Insurance Premium Calculator FAQs

  • What should I enter to get the premium on the premium calculator?

    You will have to enter details like make, model and variant of your car, fuel type of your car, RTO location of your car, engine capacity of your car, registration year of your car, etc., to get the premium amounts offered by different insurers through the premium calculator.

  • Why should I use the car insurance premium calculator?

    With the car insurance premium calculator, you can easily get the premium amount and IDV offered by different insurance companies. It will help you select a better car insurance plan.

  • Where can I find the premium calculator to get the premium from it?

    You can find the best premium calculator to compute the premium and Insured Declared Value (IDV) for your insurance policy at the website of InsuranceDekho, i.e.,

  • What factors determine the premium of a car insurance plan?

    Factors that affect the insurance premium of a car insurance cover are Insured Declared Value (IDV), Engine’s Cubic Capacity, No Claim Bonus (NCB), Anti-Theft Devices, Age of the Owner and so on.

  • Can I avail the premium calculator to compute the premium for my old car?

    Yes, you can avail premium calculator to calculate the premium amount for your old car as well as your new car.

must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy # within 5 mins
  • More than 45 Lac happy customers
  • Claim Support available all 7 days of the week

Future Generali Car Insurance Contact Details

For any assistance or query, call us on:

Car Insurance News

Calculate your Car IDV

Cashless Garages in Popular Cities

CityNo of Garages
View All
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.