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Cholamandalam Bike Insurance

85 reviews Rate This
    Network Garages7,100+
    Claim Settlement Ratio85.89% in FY20
    Emergency AssistanceAvailable 24/7
    Customer89 Lakh+
    AccreditationISO Certification
    Presence135+ Branches

    About Cholamandalam General Insurance

    Cholamandalam MS General Insurance Company Ltd is a leading insurance firm in India. It was founded in the year 2000 and soon recognised as one of the best bike insurance and car insurance firms. The company was formed after a joint venture between two renowned groups Murugappa Group and Mitsui Sumitomo. Murugappa group is a huge business giant which operates in 28 different business lines. This business conglomerate is the mother of so many renowned brands such as Ajax, BSA, Ballmaster, Gromor, Paramfos etc. Whereas Mitsui Sumitomo is a subordinate of one of the largest insurance groups in Japan, MS&AD.

    Cholamandalam MS General Insurance Company has a diversified product portfolio. It offers a wide range of insurance products such as Health Insurance, Bike Insurance, Car Insurance, Property Insurance, Marine Insurance, Personal Accident Insurance, Travel Insurance, Crop Insurance etc. In 2018, the company achieved a Gross Written Premium (GWP) of INR 41,026 million. The company tends to offer bike insurance and other related solutions nationwide with a total of 87 branches and 34,000 agents and in different other nations as well. It is catering to the needs of more than 10 million customers.

    This bike insurance offering company has a brand philosophy known as T3. It stands for Trust, Transparency, and Technology. It has provided excellent service to its customers for more than a decade and managed to win several awards and recognition from the government of India, international entities and rating agencies for its bike insurance and similar services and delivery innovations.

    Cholamandalam MS Bike Insurance

    Cholamandalam MS General Insurance Company is a private joint venture insurance provider. They offer three main types of two-wheeler insurance; third party insurance, standalone own-damage insurance and comprehensive plans. Purchasing insurance is a simple way to safeguard both you and your two-wheeler from the uncertainties of the road. Moreover, having a third party insurance is obligatory for every two-wheeler in India according to the IndianMotor Tariff. The insurance will take care of third party liabilities in the event of a mishap including bodily injury, death and property damage. However, if you are looking to protect your own two-wheeler purchase a standalone own-damage cover. This will compensate the policyholder in case of a mishap and covers a wide range of situations comprising road accidents, vandalism, fire, theft, natural and manmade disasters.

    Furthermore, if you wish to strengthen your standard two-wheeler insurance Cholamandalam offers add-on covers with own-damage insurance. These covers offer compensation for aspects that are usually excluded in insurance policies. They can also make a significant improvement to the claim amount at the claim settlement, hence, make sure to select the add-ons carefully.

    Cholamandalam offers its customers a large variety of add-ons to select from. Additionally, their premium rates are affordable and are also known for their efficient customer service. When you purchase an own-damage cover with them you receive NCB for the claim-free years. This is a reward that is given by insurance providers to their policyholders for their good driving habits. The reward is cumulative and reaches 50% in the fifth consecutive year.

    Significant Points of Cholamandalam MS Bike Insurance



    Property Damage under Third Party Insurance

    Up to Rs 1 Lakh

    Own Damage Cover

    Determined by the insurance provider

    Personal Accident Cover

    Up to Rs 15 Lakh

    Assistance for Claim Procedure

    24x7 Helpline Available

    Bike insurance starting from Rs.482/year*
    • Save upto 75%*
      Lowest Bike Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    Calculate Your Bike Insurance

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    Which city is your bike registered in?
    • Ahmedabad
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    • Chennai
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    When did you buy your bike?
    Have you made a claim in the previous year?

    Benefits of Cholamandalam MS Bike Insurance

    • A wide network of 7,100+ garages
    • 24x7 emergency assistance is provided
    • Easy and quick claim settlement process
    • Digitally advanced bike insurance system
    • Allows its customers to make unlimited claims.

    Cholamandalam Bike Insurance User Reviews

    Write your review
    What users are saying
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    • Easy claim settlement

      I filed a claim for my Chola MS two-wheeler insurance policy which I had purchased to insure by TVS Jupiter....

      Read More
      By Hardik Bhatt
      On: January 10, 2023
    • User-friendly website

      The InsuranceDekho website is easy to navigate. While buying the Chola MS bike insurance plan for my KTM bik...

      Read More
      By Rubin Oberoi
      On: January 5, 2023
    • Excellent

      Excellent experience great work bahut easy hai sabke mukable overall are two good our kya khana hoga 125 chara...

      Hero Ignitor Patna
      By INDU Devi
      On: November 4, 2022
    • Excellent service

      Excellent service experience.I would like to recommend it to future other services will be observed ...

      Royal Enfield Thunderbird 350 Rohru
      On: May 22, 2022
    • That was quick

      Purchased 2 wheeler insurance of Chola MS through insurancedekho. I was able to compare policy quotes from var...

      Jawa 42 Coimbatore
      By vignesh d
      On: March 19, 2022
    • Easy to use and Good pricing

      Very smooth. I got Engine protecttor add on , also i got better deal than the price mentioned on website of in...

      TVS Apache RTR 200 4V 2016-2017 Bangalore
      By Hisham Imad
      On: February 25, 2022
    • Really Happy

      Very nice rates offered when compared to other websites and super easy to complete the transaction. Really hap...

      Hero XPulse 200 Bangalore
      By Hasan Aamir
      On: February 21, 2022
    • good super and easy

      good super easy fast and best price got but need more offers and need to store the data for easy retrieval ,...

      Suzuki Hayate Coimbatore
      By S K RAM
      On: February 7, 2022
    • About bike insurance

      Good experience with insurance dekho on this website it is easy to get insurance policy I get my insurance pol...

      TVS Jupiter Ajmer
      By Sarabjeet Singh
      On: December 19, 2021
    • Swift and fast

      Total set up was smooth and liked how swiftly the job was done. Other insurance application took almost 3-4hou...

      Bajaj Pulsar 125 Neon barrackpore
      On: September 21, 2021

    Cholamandalam Two wheeler Insurance FAQs

    • What is the process of buying, renewing and paying a premium in Chola MS?

      In Chola MS there are two modes through which one can buy or renew their insurance policy as well as pay the premium. It offers an online and offline platform for the convenience of the customers. You can simply log in to the official website for buying a policy or paying premium via debit card, credit card or net banking. If someone is not comfortable with it, they can simply visit the branch.

    • What are the add-on covers available with Chola MS two wheeler Insurance policy?

      Chola MS two wheeler Insurance policy offers various add-on covers so that the policyholders can get additional coverage. It includes Full Depreciation Waiver Cover, Return to invoice Cover, Monthly Installment Cover, Daily Cash Allowance, Hydrostatic Lock Cover. The policyholders can buy it with their Comprehensive/standalone own-damage two wheeler insurance policy by paying an additional premium.

    • What are the features of the Chola MS two wheeler Insurance policy?

      The Chola MS two wheeler Insurance policy has the following features:

      • It offers unique add-on covers.
      • It provides Roadside Assistance services.
      • It is ISO certified.
      • In-house claim settlement.
      • The customers will get complete support at the time of claim settlement.
      • Long term plans for new two wheelers.
    • How many branches does Chola MS General Insurance have in India?

      Chola MS General Insurance has 87 branches all over the country. The customers can visit any branch to get their two wheeler insurance policy. You can look for your nearest branch by visiting the official website or downloading the app.

    • Whom should I contact if I have a query related to Chola MS’ insurance plans?

      If you have any queries regarding the policy you can ring up to their customer executive on their toll-free number 1800-208-5544. You can also mail your query at and someone from the team will revert back to you. Else you can also contact Insurance Dekho.

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    Cholamandalam Bike Insurance Contact Details

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    This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​
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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.