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*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

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Cholamandalam Bike Insurance

76 reviews Rate This
    Network Garages7,100+
    Claim Settlement Ratio85.89% in FY20
    Emergency AssistanceAvailable 24/7
    Customer89 Lakh+
    AccreditationISO Certification
    Presence135+ Branches

    About Cholamandalam General Insurance

    Cholamandalam MS General Insurance Company Ltd is a leading insurance firm in India. It was founded in the year 2000 and soon recognised as one of the best bike insurance and car insurance firms. The company was formed after a joint venture between two renowned groups Murugappa Group and Mitsui Sumitomo. Murugappa group is a huge business giant which operates in 28 different business lines. This business conglomerate is the mother of so many renowned brands such as Ajax, BSA, Ballmaster, Gromor, Paramfos etc. Whereas Mitsui Sumitomo is a subordinate of one of the largest insurance groups in Japan, MS&AD.

    Cholamandalam MS General Insurance Company has a diversified product portfolio. It offers a wide range of insurance products such as Health Insurance, Bike Insurance, Car Insurance, Property Insurance, Marine Insurance, Personal Accident Insurance, Travel Insurance, Crop Insurance etc. In 2018, the company achieved a Gross Written Premium (GWP) of INR 41,026 million. The company tends to offer bike insurance and other related solutions nationwide with a total of 87 branches and 34,000 agents and in different other nations as well. It is catering to the needs of more than 10 million customers.

    This bike insurance offering company has a brand philosophy known as T3. It stands for Trust, Transparency, and Technology. It has provided excellent service to its customers for more than a decade and managed to win several awards and recognition from the government of India, international entities and rating agencies for its bike insurance and similar services and delivery innovations.

    Cholamandalam MS Bike Insurance

    Cholamandalam MS General Insurance Company is a private joint venture insurance provider. They offer three main types of two-wheeler insurance; third party insurance, standalone own-damage insurance and comprehensive plans. Purchasing insurance is a simple way to safeguard both you and your two-wheeler from the uncertainties of the road. Moreover, having a third party insurance is obligatory for every two-wheeler in India according to the IndianMotor Tariff. The insurance will take care of third party liabilities in the event of a mishap including bodily injury, death and property damage. However, if you are looking to protect your own two-wheeler purchase a standalone own-damage cover. This will compensate the policyholder in case of a mishap and covers a wide range of situations comprising road accidents, vandalism, fire, theft, natural and manmade disasters.

    Furthermore, if you wish to strengthen your standard two-wheeler insurance Cholamandalam offers add-on covers with own-damage insurance. These covers offer compensation for aspects that are usually excluded in insurance policies. They can also make a significant improvement to the claim amount at the claim settlement, hence, make sure to select the add-ons carefully.

    Cholamandalam offers its customers a large variety of add-ons to select from. Additionally, their premium rates are affordable and are also known for their efficient customer service. When you purchase an own-damage cover with them you receive NCB for the claim-free years. This is a reward that is given by insurance providers to their policyholders for their good driving habits. The reward is cumulative and reaches 50% in the fifth consecutive year.

    Significant Points of Cholamandalam MS Bike Insurance



    Property Damage under Third Party Insurance

    Up to Rs 1 Lakh

    Own Damage Cover

    Determined by the insurance provider

    Personal Accident Cover

    Up to Rs 15 Lakh

    Assistance for Claim Procedure

    24x7 Helpline Available

    Calculate Your Bike Insurance

    Select your bike's brand
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    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Benefits of Cholamandalam MS Bike Insurance

    • A wide network of 7,100+ garages
    • 24x7 emergency assistance is provided
    • Easy and quick claim settlement process
    • Digitally advanced bike insurance system
    • Allows its customers to make unlimited claims.

    Must Read Articles before buying Cholamandalam Bike Insurance

    Cholamandalam Bike Insurance User Reviews

    Write your review
    What users are saying
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    • Swift and fast

      Total set up was smooth and liked how swiftly the job was done. Other insurance application took almost 3-4hou...

      Bajaj Pulsar 125 Neon barrackpore
      On: September 21, 2021
    • Great service providerss

      There are such cheapest and attractive policy quotes. Easy to operate to generate the insurance policy. Great ...

      Royal Enfield Classic 350 Jaipur
      On: September 15, 2021
    • Great Experience

      User friendly and very easy to obtain policy without any hurdle. Keep it up for future growth n to have very h...

      Honda Activa 5G Chennai
      By Ramya Priyadharshni K
      On: September 9, 2021
    • Many network garages available

      The InsuranceDekho team advised me to buy Cholamandalam bike insurance cover as it possesses a range of networ...

      Read More
      By Ishant Rathor
      On: July 10, 2020
    • Prompt policy issuance

      At InsuranceDekho, I could easily purchase a Cholamandalam insurance policy for my Bajaj Avenger Street 220 bi...

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      By Atul Yadav
      On: July 9, 2020
    • The policy is issued instantly

      InsuranceDekho platform issued me a Cholamandalam insurance plan for my Suzuki Access 125 scooter instantly af...

      Read More
      By Sumit Hajela
      On: July 3, 2020
    • Several options of add-on cove...

      I got various add-on options for Cholamandalam insurance plan from the InsuranceDekho platform. These add-on c...

      Read More
      By Pankaj
      On: June 26, 2020
    • Strong network of garages

      The InsuranceDekho team advised me to purchase a Cholamandalam MS insurance plan as it has many repair garages...

      Read More
      By Aditya Nath
      On: June 25, 2020
    • Easy to receive the claim

      With the Cholamandalam Bike Insurance Policy that I have got to insure my TVS Apache RTR 180, I got my claim a...

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      By Vihaan
      On: June 4, 2020
    • Splendid insurance provided

      The services of InsuranceDekho are superb, it helped me find the Cholamandalam insurance policy that takes car...

      Read More
      By Shyam Chandra
      On: May 29, 2020

    Cholamandalam Two wheeler Insurance FAQs

    • What is the process of buying, renewing and paying a premium in Chola MS?

      In Chola MS there are two modes through which one can buy or renew their insurance policy as well as pay the premium. It offers an online and offline platform for the convenience of the customers. You can simply log in to the official website for buying a policy or paying premium via debit card, credit card or net banking. If someone is not comfortable with it, they can simply visit the branch.

    • What are the add-on covers available with Chola MS two wheeler Insurance policy?

      Chola MS two wheeler Insurance policy offers various add-on covers so that the policyholders can get additional coverage. It includes Full Depreciation Waiver Cover, Return to invoice Cover, Monthly Installment Cover, Daily Cash Allowance, Hydrostatic Lock Cover. The policyholders can buy it with their Comprehensive/standalone own-damage two wheeler insurance policy by paying an additional premium.

    • What are the features of the Chola MS two wheeler Insurance policy?

      The Chola MS two wheeler Insurance policy has the following features:

      • It offers unique add-on covers.
      • It provides Roadside Assistance services.
      • It is ISO certified.
      • In-house claim settlement.
      • The customers will get complete support at the time of claim settlement.
      • Long term plans for new two wheelers.
    • How many branches does Chola MS General Insurance have in India?

      Chola MS General Insurance has 87 branches all over the country. The customers can visit any branch to get their two wheeler insurance policy. You can look for your nearest branch by visiting the official website or downloading the app.

    • Whom should I contact if I have a query related to Chola MS’ insurance plans?

      If you have any queries regarding the policy you can ring up to their customer executive on their toll-free number 1800-208-5544. You can also mail your query at and someone from the team will revert back to you. Else you can also contact Insurance Dekho.

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Cholamandalam Bike Insurance Contact Details

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    This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.