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Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance
  • Right Green Tick No Paper work

Top Cholamandalam Bike Insurance Plans

PLAN TYPE: Comprehensive
Starting From ₹ 768
PLAN TYPE: Third Party
Starting From ₹ 714
PLAN TYPE: Own Damage
Starting From ₹ 182

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Disclaimer: Actual Premium might vary basis your location, age and number of members

About Cholamandalam General Insurance

Cholamandalam MS General Insurance Company Ltd is a leading insurance firm in India. It was founded in the year 2000 and soon recognised as one of the best bike insurance and car insurance firms. The company was formed after a joint venture between two renowned groups Murugappa Group and Mitsui Sumitomo. Murugappa group is a huge business giant which operates in 28 different business lines. This business conglomerate is the mother of so many renowned brands such as Ajax, BSA, Ballmaster, Gromor, Paramfos etc. Whereas Mitsui Sumitomo is a subordinate of one of the largest insurance groups in Japan, MS&AD.

Cholamandalam MS General Insurance Company has a diversified product portfolio. It offers a wide range of insurance products such as Health Insurance, Bike Insurance, Car Insurance, Property Insurance, Marine Insurance, Personal Accident Insurance, Travel Insurance, Crop Insurance etc. In 2018, the company achieved a Gross Written Premium (GWP) of INR 41,026 million. The company tends to offer bike insurance and other related solutions nationwide with a total of 87 branches and 34,000 agents and in different other nations as well. It is catering to the needs of more than 10 million customers.

This bike insurance offering company has a brand philosophy known as T3. It stands for Trust, Transparency, and Technology. It has provided excellent service to its customers for more than a decade and managed to win several awards and recognition from the government of India, international entities and rating agencies for its bike insurance and similar services and delivery innovations.

Cholamandalam MS Bike Insurance

Cholamandalam MS General Insurance Company is a private joint venture insurance provider. They offer three main types of two-wheeler insurance; third party insurance, standalone own-damage insurance and comprehensive plans. Purchasing insurance is a simple way to safeguard both you and your two-wheeler from the uncertainties of the road. Moreover, having a third party insurance is obligatory for every two-wheeler in India according to the IndianMotor Tariff. The insurance will take care of third party liabilities in the event of a mishap including bodily injury, death and property damage. However, if you are looking to protect your own two-wheeler purchase a standalone own-damage cover. This will compensate the policyholder in case of a mishap and covers a wide range of situations comprising road accidents, vandalism, fire, theft, natural and manmade disasters.

Furthermore, if you wish to strengthen your standard two-wheeler insurance Cholamandalam offers add-on covers with own-damage insurance. These covers offer compensation for aspects that are usually excluded in insurance policies. They can also make a significant improvement to the claim amount at the claim settlement, hence, make sure to select the add-ons carefully.

Cholamandalam offers its customers a large variety of add-ons to select from. Additionally, their premium rates are affordable and are also known for their efficient customer service. When you purchase an own-damage cover with them you receive NCB for the claim-free years. This is a reward that is given by insurance providers to their policyholders for their good driving habits. The reward is cumulative and reaches 50% in the fifth consecutive year.

Significant Points of Cholamandalam MS Bike Insurance

Features

Coverage

Property Damage under Third Party Insurance

Up to Rs 1 Lakh

Own Damage Cover

Determined by the insurance provider

Personal Accident Cover

Up to Rs 15 Lakh

Assistance for Claim Procedure

24x7 Helpline Available

Cholamandalam Bike Insurance User Reviews

4.9
Rating based on
155 User reviews
Write your review
What users are saying
  • All
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Transparent Renewal Costs

    I appreciated the transparency in the renewal costs of the Chola MS Bike Insurance Policy for my Hero bike presented by InsuranceDekho. There were no hidden fees or unexpected charges. What I saw in the renewal quote is what I paid.

    Read More

    V
    By Vinit Chauhan
    On: November 15, 2023
  • Trustworthy Own Damage Partner...

    I trust InsuranceDekho as a trustworthy partner for own damage bike insurance for my Kawasaki bike. Their commitment to policyholders of the Chola MS Bike Insurance Policy and professionalism set them apart.

    Read More

    By Ajay Srikant
    On: October 17, 2023
  • Transparent Billing at Cashles...

    The transparency in billing at InsuranceDekho's cashless garages is commendable. There were no surprises, and I knew exactly what was covered under the Chola MS Bike Insurance Policy. A trustworthy choice to insure my Ampere bike.

    Read More

    A
    By Abihishek Pandey
    On: September 20, 2023
  • Ideal for New Car Owners

    For new bike owners, InsuranceDekho's zero depreciation Chola MS Bike Insurance Policy is ideal. The policy did preserve my investment and provided complete peace of mind when it came to my newly purchased KTM bike.

    Read More

    R
    By Ravi Dubey
    On: September 15, 2023
  • Prompt Claim Settlement for Ow...

    I had to file a claim for the Chola MS Bike Insurance Policy for my own damage to my Kawasaki bike, and InsuranceDekho settled it promptly. Their efficiency made a challenging situation much easier to handle.

    Read More

    S
    By Shree Srivastav
    On: September 13, 2023
  • Transparent Renewal Costs

    InsuranceDekho's renewal process is transparent, with clear details about costs and coverage for my Suzuki bike. I'm confident I'm getting the best value for my Chola MS Bike Insurance Policy renewal.

    Read More

    K
    By Kabir Wadhwa
    On: September 11, 2023
  • Holistic Approach to Protectio...

    InsuranceDekho's Comprehensive Coverage that comes along with the Chola MS Bike Insurance Policy takes a holistic approach to the protection of my Suzuki bike. From covering damages to third-party liabilities, it ensures all aspects are accounted for.

    Read More

    By Priyal Das
    On: September 5, 2023
  • Reliable Partnerships

    I recently bought the Chola MS Bike Insurance Policy for my Vespa bike from InsuranceDekho and added the Cashless Garages benefit to it. And I must say that there is a testament to their reliable partnerships. The quality of repairs and service at these garages has consistently exceeded my expectations.

    Read More

    S
    By Sameer Sayyed
    On: September 1, 2023
  • Value-Retaining Protection

    The Zero Depreciation Car Policy with InsuranceDekho’s Chola MS Bike Insurance Policy ensures my BMW bike’s value is retained over time. I don't have to settle for reduced claim amounts due to depreciation.

    Read More

    L
    By Lanchen Yoshi
    On: August 29, 2023
  • Third-party insurance

    I read several excellent and informative articles about third-party insurance while looking to renew my Chola MS Bike Insurance Policy for my Suzuki bike on the InsuranceDekho website. I was relieved to have added that to my policy. It secured my vehicle against property damage by any third person.

    Read More

    S
    By Saurabh Bajpai
    On: August 25, 2023
  • Smooth Transfer of Policy from...

    Switching to InsuranceDekho for the renewal of my Chola MS Bike Insurance Policy for my Kawasaki bike was smooth, thanks to their efficient handling of the transfer process from my previous insurer.

    Read More

    By Gautam Das
    On: August 23, 2023
  • Customizable Coverage Options ...

    I appreciated the customizable coverage options offered by InsuranceDekho’s Chola MS Bike Insurance Policy for their own damage policy. It allowed me to tailor the coverage to my specific needs for my Bajaj bike.

    Read More

    P
    By Pratishush Banerjee
    On: August 22, 2023
  • Great Customer Support for Zer...

    InsuranceDekho's customer support team was helpful and patient when explaining the benefits of their zero depreciation bike insurance policy that came along with the Chola MS Bike Insurance Policy that I bought for my Kawasaki bike.

    Read More

    A
    By Amanjeet Khurana
    On: August 16, 2023
  • Wide Network of Cashless Garag...

    InsuranceDekho's extensive network of cashless garages is impressive. No matter where I am, I can easily find a partner garage to get my Honda vehicle repaired hassle-free because of the amazing Chola MS Bike Insurance Policy.

    Read More

    A
    By Ankit Jain
    On: August 11, 2023
  • Fast and Convenient Renewal Ex...

    The renewal of my Chola MS Bike Insurance Policy from InsuranceDekho for my Suzuki bike was fast and convenient. The entire process was completed online, saving me time and effort. I will definitely recommend it to my friends and family.

    Read More

    A
    By Ashish Chaudhary
    On: August 9, 2023
  • Hassle-Free Claim Settlement

    Filing a claim for own damage with InsuranceDekho was hassle-free. They guided me through the process and promptly settled the claim for my Chola MS Bike Insurance Policy for my Jawa bike. Highly recommend their services.

    Read More

    A
    By Ajay Shetty
    On: August 8, 2023
  • Transparent Terms and Conditio...

    I was looking for a good third-party insurance for my SWM bike. I appreciate InsuranceDekho's transparency when it comes to their terms and conditions for third party car insurance. The Chola MS Bike Insurance Policy provide all the necessary information upfront, ensuring there are no hidden surprises. It's a relief to deal with a company that values transparency.

    Read More

    V
    By Vishal Dhami
    On: July 31, 2023
  • Effortless Policy Renewal

    Renewing my comprehensive Chola MS Bike Insurance Policy for my Vespa with InsuranceDekho was effortless. Their reminders and user-friendly platform made it a quick process.

    Read More

    S
    By Sahil Soni
    On: July 28, 2023
  • Hassle-Free Repairs at Cashles...

    InsuranceDekho's cashless garage network made car repairs a breeze! I didn't have to worry about upfront payments, and the whole process with the Chola MS Bike Insurance Policy for my Mahindra was smooth.

    Read More

    S
    By Sahej Singhaniya
    On: July 24, 2023
  • Timely Renewal Reminders

    InsuranceDekho's timely renewal reminders ensured that I never missed the renewal date of my Chola MS Bike Insurance Policy for my Vespa. It made the process convenient and stress-free.

    Read More

    S
    By Shri Vani
    On: July 20, 2023
  • Additional Add-Ons

    InsuranceDekho's own damage policy offered additional add-ons to enhance coverage. I could customize my Chola MS Bike Insurance Policy with options like zero depreciation, engine protection, and roadside assistance for my Mahindra bike.

    Read More

    N
    By Nitin Bagade
    On: July 19, 2023
  • No Worries about Depreciation

    InsuranceDekho's Zero Dep policy takes away the worry of bearing depreciation costs in case of an accident. I recently had to repair my KTM car, and the entire process was hassle-free because of the Chola MS Bike Insurance Policy. I didn't have to worry about any additional expenses. Highly recommended for peace of mind!

    Read More

    G
    By Girish Singh
    On: July 17, 2023
  • Saves Time and Effort

    InsuranceDekho's premium calculator saves a lot of time and effort. Instead of manually requesting quotes from multiple insurers, I can quickly get an estimate of the premium for different coverage options. And purchased the Chola MS Bike Insurance Policy to secure my Kawasaki bike. It simplifies the insurance comparison process.

    Read More

    S
    By Sagar Wadhawan
    On: July 13, 2023
  • Reliable Customer Support

    InsuranceDekho's third-party car insurance came with reliable customer support. Their team was responsive and assisted me with any queries or concerns I had related to the Chola MS Bike Insurance Policy or claim process for my Ampere bike.

    Read More

    P
    By Pratyaksh Aggarwal
    On: July 11, 2023
  • Personal Accident Cover for Dr...

    I felt secure knowing that InsuranceDekho's comprehensive car insurance policy included a personal accident cover for my Bajaj bike. It provided additional protection under the Chola MS Bike Insurance Policy.

    Read More

    By Nimesh Sharma
    On: July 10, 2023
  • Hassle-Free Claims Settlement

    InsuranceDekho provided hassle-free claims settlement for my Chola MS Bike Insurance Policy for my Aprilia bike. The process was straightforward, and they promptly approved and settled the claim amount, allowing me to get my vehicle repaired without any delays.

    Read More

    A
    By Adi Shetty
    On: July 6, 2023
  • Quick and Transparent Service

    Cashless garages have brought transparency to my Chola MS Bike Insurance Policy. The detailed pricing and settlement process gave me confidence that I was being treated fairly. The repairs were completed swiftly, and my Kawasaki bike was back on the road in no time. A fantastic service from InsuranceDekho.

    Read More

    Y
    By Yatin Mehta
    On: July 4, 2023
  • Renewal

    The renewal process for the Chola MS Bike Insurance Policy for my SWM bike was straightforward and user-friendly. I received timely reminders and clear instructions on how to renew my policy. InsuranceDekho made it easy to access the necessary documents, review my coverage details, and make any desired adjustments. The online platform was intuitive and user-friendly, ensuring a seamless experience from start to finish.

    Read More

    S
    By Shivam Reddy
    On: June 30, 2023
  • Excellent Own Damage Coverage

    I recently had to make a claim for own damage on my Chola MS Bike Insurance Policy, and I am extremely satisfied with the coverage provided for my Mahindra bike. InsuranceDekho promptly assessed the damages and efficiently processed my claim. The reimbursement for the repairs was fair and hassle-free. I highly recommend this car insurance policy for its excellent own damage coverage.

    Read More

    G
    By Garv Goyal
    On: June 29, 2023
  • Would Recommend

    I would definitely recommend Chola MS Bike Insurance Policy from InsuranceDekho with the zero depreciation add-on for anyone who is looking for peace of mind. The premiums are well within one’s range. I was happy that for my Vespa bike, I won't have to pay for depreciation if my bike is damaged.

    Read More

    R
    By Rajan Gupta
    On: June 27, 2023
Cholamandalam Reviews

Cholamandalam Two wheeler Insurance FAQs

  • What is the process of buying, renewing and paying a premium in Chola MS?

    In Chola MS there are two modes through which one can buy or renew their insurance policy as well as pay the premium. It offers an online and offline platform for the convenience of the customers. You can simply log in to the official website for buying a policy or paying premium via debit card, credit card or net banking. If someone is not comfortable with it, they can simply visit the branch.

  • What are the add-on covers available with Chola MS two wheeler Insurance policy?

    Chola MS two wheeler Insurance policy offers various add-on covers so that the policyholders can get additional coverage. It includes Full Depreciation Waiver Cover, Return to invoice Cover, Monthly Installment Cover, Daily Cash Allowance, Hydrostatic Lock Cover. The policyholders can buy it with their Comprehensive/standalone own-damage two wheeler insurance policy by paying an additional premium.

  • What are the features of the Chola MS two wheeler Insurance policy?

    The Chola MS two wheeler Insurance policy has the following features:


    • It offers unique add-on covers.
    • It provides Roadside Assistance services.
    • It is ISO certified.
    • In-house claim settlement.
    • The customers will get complete support at the time of claim settlement.
    • Long term plans for new two wheelers.

  • How many branches does Chola MS General Insurance have in India?

    Chola MS General Insurance has 87 branches all over the country. The customers can visit any branch to get their two wheeler insurance policy. You can look for your nearest branch by visiting the official website or downloading the app.

  • Whom should I contact if I have a query related to Chola MS’ insurance plans?

    If you have any queries regarding the policy you can ring up to their customer executive on their toll-free number 1800-208-5544. You can also mail your query at customercare@cholams.murugappa.com and someone from the team will revert back to you. Else you can also contact Insurance Dekho.

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Disclaimer

This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​
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