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Top Navi Car Insurance Plans

PLAN TYPE: Comprehensive
PLAN TYPE: Third Party
Starting From 2094
PLAN TYPE: Own Damage

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About Navi Car Insurance

Navi General Insurance is a widely renowned insurance firm that offers a range of plans to secure people. Sachin Bansal, CEO of Navi, acquired DHFL General Insurance from Wadhawan Global Capital WGC, which originally provides housing loans, but now has expanded its ambit. Navi General Insurance is a completely owned subsidiary of Navi Technologies which was established in 2016 and began its operations in 2017. The company has over 1.1 million customers to whom it has offered a range of insurance solutions such as car insurance, bike insurance, health insurance, property insurance, commercial insurance, etc.

Navi General Insurance provides complete trust among the customers by providing them with the best insurance products and services. In addition to this, the company emphasizes a lot on its claims process which are prompt and transparent. Overall, the firm gives its policyholders a sense of empowerment with financial independence through an extensive range of affordable products and a seamless customer experience. The company offers two types of car insurance policies which comprise a third party insurance policy and a comprehensive insurance policy.

With its excellent products and unparalleled services, the Navi General Insurance has won several awards and recognition like ''Golden Globe Tigers Award'' for the most admired service provider in the financial sector, ''Gold Award For The CSR Campaign Delivering Hope'' at the Asia Pacific Customer Engagement Forum, ''Gold At The ACEF Awards'' for best use of celebrity endorsement, ''Grand Prix Award'' for the marketing campaign of the year, ''Dream Companies To Work For'' award, and ''The Economic Times Iconic Brand Award'' for providing best car insurance plans and services.

Navi Car Insurance

Navi General Insurance is a leading car insurance company in the country known for its excellent covers of third party insurance and comprehensive insurance. The third party insurance is mandatory to be owned by all the car owners as per the Indian Motor Tariff, which is designed to cover your financial liabilities towards a third party for their injuries, death and property damage. On the other hand, the comprehensive car insurance cover is meant to cover your car’s damage expenses in an accident, theft, vandalism, natural disaster and man-made calamities. To purchase a comprehensive car insurance policy is the best way out to secure your car under a single premium.

The coverage of standard comprehensive car insurance policy provided by Navi General Insurance can be expanded with add-on covers. The optional covers can be purchased with the comprehensive policy to enhance the coverage of your policy which eventually can give your car better protection. The add-on covers can be purchased by paying an additional premium but it brings a significant difference during the claim settlement. Some major add-on covers which are offered by the Navi General Insurance are zero depreciation cover, hospital cash, daily conveyance allowance, new car for an old car, no claim bonus secure, emergency transport and hotel stay, key and lock replacement, tyre replacement, the roadside assistance cover, etc.

The Navi General Insurance provides you with an instant insurance policy, a wide variety of add-on covers, a paperless insurance process, hassle-free cashless claim settlement, no claim bonus and other benefits.

Significant Points of Navi Car Insurance

Features

Coverage

Founding Year2016
Network Garages900
Claim Settlement Ratio53.10%

Property Damage in Third Party Insurance

Up to Rs 7.5 Lakh

Own Damage Cover

Determined by the IDV of the Car

Personal Accident Cover

Up to Rs 15 Lakh

Claim Assistance

24x7 Helpline Available

Navi Car Insurance User Reviews

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What users are saying
  • All
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • It gives me a reminder.

    The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI car insurance policy for my TATA Nexon from insurancedekho.com, which always reminds me to renew my policy on time.

    U
    By Urwan Tharoor
    On: January 18, 2023
  • Got the policy within a few mi...

    I wanted to purchase a good car insurance policy for my Hyundai Venue car so I visited InsuranceDekho’s website to purchase one. I was able to check the details of different car insurance policies by generating quotes easily on InsuranceDekho’s website. I selected a Navi car insurance policy for my car.

    G
    By Gurdesh Kamal
    On: December 26, 2022
  • Purchased the plan at ease

    I bought the Navi car insurance plan for my Toyota Fortuner from the InsuranceDekho website. The process to buy this plan is easy and quick. There were no complications involved in the process. I was guided by their team and was required to follow a few simple steps

    By Nimesh Tyagi
    On: August 29, 2022
  • Got my policy renewed in just ...

    I had to renew my Navi car insurance plan that I bought for my Ford Aspire 2018 so I visited InsuranceDekho’s website. My policy was renewed in less than 5 minutes. The service is really quick and impressive.

    R
    By Ribhu Shrivastav
    On: July 27, 2022
  • Purchased the plan at ease

    I bought the Navi car insurance plan for my Toyota Fortuner from the InsuranceDekho website. The process to buy this plan is easy and quick. There were no complications involved in the process. I was guided by their team and was required to follow a few simple steps.

    N
    By Nayan Chaudhary
    On: June 27, 2022
  • Got my policy renewed in just ...

    I had to renew my Navi car insurance plan that I bought for my Ford Aspire 2018 so I visited InsuranceDekho’s website. My policy was renewed in less than 5 minutes. The service is really quick and impressive.

    By Ribhu Shrivastav
    On: June 17, 2022
  • Got policy within a few minute...

    I wanted to purchase a good car insurance policy for my Hyundai Venue car so I visited InsuranceDekho’s website to purchase one. I was able to check the details of different car insurance policies by generating quotes quickly on InsuranceDekho’s website. I selected a Navi car insurance policy for my car.

    G
    By Gurdesh Kamal
    On: June 1, 2022
  • Purchased the plan at ease

    I bought the Navi car insurance plan for my Toyota Fortuner from the InsuranceDekho website. The process to buy this plan is easy and quick. There were no complications involved in the process. I was guided by their team and was required to follow a few simple steps

    N
    By Nimesh Tyagi
    On: May 25, 2022
  • Purchased the plan at ease

    I bought the Navi car insurance plan for my Toyota Fortuner from the InsuranceDekho website. The process to buy this plan is easy and quick. There were no complications involved in the process. I was guided by their team and was required to follow a few simple steps

    By Nimesh Tyagi
    On: May 11, 2022
  • Well managed website

    The InsuranceDekho website is very well managed. All the things are arranged in such a way that it is easy for the user to locate everything on the website. I visited their website to buy the Navi car insurance plan for my Chevrolet Aveo car. All the benefits and features of this plan were clearly displayed on the website.

    S
    By Sandeep Sharma
    On: May 6, 2022

Navi Car Insurance FAQs

  • What are the car insurance plans offered by Navi General Insurance?

    The Navi General Insurance offers two types of car insurance plans which comprise a third party car insurance policy and a comprehensive car insurance policy.

  • What factors are considered to determine the premium of a car insurance policy?

    The amount of premium which policyholders have to pay for Navi Car Insurance is determined on the basis of the following factors:

    • Age of the car
    • Add-on covers chosen
    • Anti-theft devices in the car
    • Engine Capacity of the car
    • Discount and No Claim Bonus Earned
    • Insured Declared Value of the car.
  • Does the Navi car insurance policy provide a cashless claim settlement facility?

    Yes, with above 900 network garages across the country, Navi General Insurance offers the facility to easily get your car repaired free of cost through the cashless claim settlement facility. Policyholders can locate the nearest network garage or workshop by entering their current exact location on the official website of Navi General Insurance.

  • What all is covered under a Navi Comprehensive Car Insurance Plan?

    Navi Comprehensive Car Insurance Policy provides coverage for damages and losses arising out of road accidents, fire, theft, earthquake, flood, riot. terrorist activity, and so on. However, in order to understand the coverage details, you can look through the policy wording of your car insurance policy.

  • What are the add-on covers provided with the Navi car insurance policy?

    Navi General Insurance provides various add-on covers with its car insurance policy that includes Zero Depreciation cover, New Vehicle for Old Vehicle cover, No Claim Bonus Secure, Consumable Expenses, Engine Protector, Accidental Hospitalisation, Hospital Cash, Roadside Assistance cover, EMI protector, Emergency Transport and Hotel Stay, Key and Lock Replacement, Tyre Replacement, and so on. Policyholders can get these add-on covers by paying a little extra premium amount to enhance their car insurance policy as per your requirement.

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Disclaimer

This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.