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Universal Sompo Car Insurance

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Highlights
    Network Garages3,500+
    Claim Settlement Ratio90.78%
    Emergency AssistanceAvailable 24/7
    Policies Issued12 lakh+ in FY19
    Claim ProcessDigitally Enabled
    Presence86+ branches

    About Universal Sompo General Insurance

    Universal Sompo General Insurance Company is a private-public joint venture. It is the first of its kind and the venture is comprised of two nationalised banks - Indian Overseas Bank and Allahabad Bank, one private bank - Karnataka Bank, an FMCG company Dabur Investment Corporation and the well-known Japan-based insurance firm Sompo Japan Nipponkoa Insurance Incorporation. The company offers around 135 IRDAI approved products across India that includes reliable car insurance plans.

    As on March 31, 2016, the company has rendered over 1.6 million insurance policies and has settled more than 1.1 lakh insurance claims.Universal Sompo General Insurance Company has developed rapidly since its establishment in 2007, gaining a reputation for providing customer-oriented car insurance products. Universal Sompo General Insurance features an active network composed of 113 Branches and 17 Zonal Offices. The company claims that its car insurance products are developed based on personalisation and flexibility. The company also offers policies for health insurance, business insurance, travel insurance, home insurance, and two-wheeler insurance. In addition, the company has a remarkable after-sale service that helps it in keeping its car insurance customers satisfied and happy.

    Universal Sompo Car Insurance

    When it comes to car insurance, Universal Sompo General Insurance offers two types of car insurance plans that comprise a third party car insurance policy and a comprehensive car insurance policy. The former is a policy that covers the insured as well as his or her car from financial losses and damages after an accident or any mishap such as theft, fire, natural calamity, or man-made calamity, while the latter is a policy that covers the insured as well as his or her car from financial losses and damages after an accident or any mishap such as theft, fire, natural calamity, or man-made calamity.

    However, to enhance the car insurance policy coverage, one can purchase add-on cover(s), by paying a little extra premium amount, offered by the insurance company to ensure all-round safety when hitting the road.The insurer provides add-on insurance such as nil depreciation, return to invoice, daily cash allowance, key replacement, and roadside assistance, and so on. In addition to these benefits, policyholders can receive a No Claim Bonus by going an overall policy year without filing a claim on their own-damage premium, which they can use at the time of renewal.This discount may accumulate with every claim-free year and range from 20% to maximum of 50%.

    Significant Points of Universal Sompo Car Insurance

    Features

    Coverage

    Third Party Property Damage

    Up to Rs. 7.5 Lakh

    Own Damage Cover

    Coverage for Own Car for Its Loss and Damage

    Personal Accident Cover

    Up to Rs. 15 Lakh for the Owner-Driver

    Add-on Covers

    8 Add-on Covers

    Claim Assistance

    24/7 Claim Assistance

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
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    • Toyota
    • Mahindra
    Which city is your car registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your car?
    20062019
    Have you made a claim in the previous year?

    Benefits of Universal Sompo Car Insurance

    • Possess authentic and prestigious certifications
    • Allows its policyholders to raise unlimited claims
    • Provides third party as well as comprehensive plan
    • Holds a strong network of more than 3,500 garages
    • 24x7 emergency assistance is provided to policyholders
    • Robust customer support system to resolve their queries

    502 Universal Sompo Cashless Garages in India

    Must Read Articles before buying Universal Sompo Car Insurance

    Universal Sompo Car Insurance User Reviews

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    What users are saying
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    • Informative website

      The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I r...

      Read More
      N
      By Naman Gupta
      On: October 13, 2022
    • 7 days availability

      The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them ...

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      N
      By Naman Batra
      On: August 24, 2022
    • Got a good plan at an affordab...

      I wanted a good car insurance plan for my BMW. Also, a plan that could fit in my budget easily. Someone sugges...

      Read More
      R
      By Rajat Sharma
      On: August 16, 2022
    • Informative website

      The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I...

      Read More
      V
      By Vinay Singh
      On: August 9, 2022
    • 7 days availability

      The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them ...

      Read More
      N
      By Naman Batra
      On: July 26, 2022
    • 7 days availability

      The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them ...

      Read More
      N
      By Naman Batra
      On: July 22, 2022
    • Easy car Insurance with best D...

      Good experience to purchase car insurance. It is promt and best deal is available. People can easily available...

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      R
      Maruti Alto K10 Kolkata
      By Ranajit Batabyal
      On: July 15, 2022
    • Pocket-friendly plans

      I wanted a good car insurance plan for my BMW. Also, a plan that could fit in my budget easily. Someone sugg...

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      M
      By Mohan Sharma
      On: July 14, 2022
    • Quite an informative website

      The InsuranceDekho website is quite informative. While buying the Universal Sompo car insurance plan for my ...

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      S
      By Sam Kapoor
      On: July 12, 2022
    • Informative website

      The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I...

      Read More
      V
      By Vinay Singh
      On: July 7, 2022

    Universal Sompo Car Insurance FAQs

    • Is it mandatory to purchase a car insurance policy?

      Yes, it is compulsory to insure your car against at least third party liabilities as per the Motor Vehicles Tariff, 2002. It means a car owner has to own at least a third party insurance cover while driving a car otherwise he or she might be imposed with a fine of Rs. 2,000 and/or imprisonment of up to 3 months.

    • How can I buy a car insurance plan from Universal Sompo company?

      You can purchase a car insurance policy from Universal Sompo General Insurance in different ways. The first one is the traditional way where you can directly visit the branch and purchase it. The second method is an online mode where you can purchase a car insurance cover online through the website of Universal Sompo. Lastly, you can also get in touch with the support executives of Universal Sompo General Insurance by calling their toll-free number and they will help you in buying the policy.

    • What documents do I need at the time of claim filing?

      When it comes to filing a car insurance claim, you require to keep the following documents handy:

      • Valid Driving Licence of Car
      • Car Insurance policy document
      • Car’s Registration Certificate (RC)
      • Pollution Under Control Certificate (PUC)
      .
    • How can I get cashless repair service for my car?

      Universal Sompo General Insurance offers cashless repair services to its policyholders at its network garages. The policyholders of the insurance company can get the repair and replacement service at any of the 3,500+ network garages of the insurance company spread all around the country. The claims at these authorized workshops are completely cashless due to which customers have to pay nothing apart from deductibles for repair costs.

    • Is there any way to change details in my existing car insurance policy?

      You can modify your details in your existing car insurance policy by raising an endorsement request with your insurance company. You can connect with them through call, email or online mode. However, you can also visit the nearest branch of the Universal Sompo to get the changes done to your existing policy.

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.