Is it mandatory to purchase a car insurance policy?

Yes, it is compulsory to insure your car against at least third party liabilities as per the Motor Vehicles Tariff, 2002. It means a car owner has to own at least a third party insurance cover while driving a car otherwise he or she might be imposed with a fine of Rs. 2,000 and/or imprisonment of up to 3 months.

How can I buy a car insurance plan from Universal Sompo company?

You can purchase a car insurance policy from Universal Sompo General Insurance in different ways. The first one is the traditional way where you can directly visit the branch and purchase it. The second method is an online mode where you can purchase a car insurance cover online through the website of Universal Sompo. Lastly, you can also get in touch with the support executives of Universal Sompo General Insurance by calling their toll-free number and they will help you in buying the policy.

What documents do I need at the time of claim filing?

When it comes to filing a car insurance claim, you require to keep the following documents handy: Valid Driving Licence of Car Car Insurance policy document Car’s Registration Certificate (RC) Pollution Under Control Certificate (PUC) .

How can I get cashless repair service for my car?

Universal Sompo General Insurance offers cashless repair services to its policyholders at its network garages. The policyholders of the insurance company can get the repair and replacement service at any of the 3,500+ network garages of the insurance company spread all around the country. The claims at these authorized workshops are completely cashless due to which customers have to pay nothing apart from deductibles for repair costs.

Is there any way to change details in my existing car insurance policy?

You can modify your details in your existing car insurance policy by raising an endorsement request with your insurance company. You can connect with them through call, email or online mode. However, you can also visit the nearest branch of the Universal Sompo to get the changes done to your existing policy.

Track & Policy DownloadLogin

Universal Sompo Car Insurance Policy Online

CASHLESS GARAGES 3,500
CLAIMS SETTLED 96%
COMPREHENSIVE CLAIMS UNLIMITED

Key Features:

Towing Assistance (Till 50 kms)
Repair On Spot
24x7 Assistance
Quick Claim Settlement

Top Uni Sompo Car Insurance Plans

Universal Sompo Car Insurance

PLAN TYPE: Comprehensive

Starting From ₹ 2514

Universal Sompo Car Insurance

PLAN TYPE: Third Party

Starting From ₹ 2094

Universal Sompo Car Insurance

PLAN TYPE: Own Damage

Starting From ₹ 802

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Disclaimer: Actual Premium might vary basis your location, age and number of members

About Universal Sompo General Insurance

Universal Sompo General Insurance Company is a private-public joint venture. It is the first of its kind and the venture is comprised of two nationalised banks - Indian Overseas Bank and Allahabad Bank, one private bank - Karnataka Bank, an FMCG company Dabur Investment Corporation and the well-known Japan-based insurance firm Sompo Japan Nipponkoa Insurance Incorporation. The company offers around 135 IRDAI approved products across India that includes reliable car insurance plans.

As on March 31, 2016, the company has rendered over 1.6 million insurance policies and has settled more than 1.1 lakh insurance claims.Universal Sompo General Insurance Company has developed rapidly since its establishment in 2007, gaining a reputation for providing customer-oriented car insurance products. Universal Sompo General Insurance features an active network composed of 113 Branches and 17 Zonal Offices. The company claims that its car insurance products are developed based on personalisation and flexibility. The company also offers policies for health insurance, business insurance, travel insurance, home insurance, and two-wheeler insurance. In addition, the company has a remarkable after-sale service that helps it in keeping its car insurance customers satisfied and happy.

Universal Sompo Car Insurance

When it comes to car insurance, Universal Sompo General Insurance offers two types of car insurance plans that comprise a third party car insurance policy and a comprehensive car insurance policy. The former is a policy that covers the insured as well as his or her car from financial losses and damages after an accident or any mishap such as theft, fire, natural calamity, or man-made calamity, while the latter is a policy that covers the insured as well as his or her car from financial losses and damages after an accident or any mishap such as theft, fire, natural calamity, or man-made calamity.

However, to enhance the car insurance policy coverage, one can purchase add-on cover(s), by paying a little extra premium amount, offered by the insurance company to ensure all-round safety when hitting the road.The insurer provides add-on insurance such as nil depreciation, return to invoice, daily cash allowance, key replacement, and roadside assistance, and so on. In addition to these benefits, policyholders can receive a No Claim Bonus by going an overall policy year without filing a claim on their own-damage premium, which they can use at the time of renewal.This discount may accumulate with every claim-free year and range from 20% to maximum of 50%.

Significant Points of Universal Sompo Car Insurance

Features	Coverage
Founding Year	2007
Network Garages	3,500
Claim Settlement Ratio	96.00%
Third Party Property Damage	Up to Rs. 7.5 Lakh
Own Damage Cover	Coverage for Own Car for Its Loss and Damage
Personal Accident Cover	Up to Rs. 15 Lakh for the Owner-Driver
Add-on Covers	8 Add-on Covers
Claim Assistance	24/7 Claim Assistance

3,500 Universal Sompo Cashless Garages in India

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Universal Sompo Cashless Garages

Universal Sompo Car Insurance User Reviews

4.8

Rating based on

299 User reviews

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What users are saying

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Most Helpful
Comprehensive
Zero Depreciation
Third Party
Own Damage
Renewal
Cashless Garages
Price
Premium
Policy Download
Customer Care
Claim
Add On

Good discount and multiple opt...
Easy process to buy policy online at best prices. I am impressed by the options available and customization possible at the website.
Read More
D
Ford Freestyle Bhuj (Kachchh)
By DEEPAK G RAMNANI
On: May 21, 2023
Availability of add-on covers
While buying the Universal Sompo car insurance plan for my BMW X5, I came across the add-on covers available on their website. I read about the Zero Depreciation Add-on cover, which helps in mitigating the burden of bearing the depreciation cost of the vehicle. I loved the facility. And, the plan I purchased is amazing in itself.
Read More
A
By Ashish Batla
On: May 18, 2023
Reminder feature
The InsuranceDekho website holds a reminder feature which is very helpful. A month ago, I bought the Universal Sompo car insurance plan for my Mercedes Benz from their website, which is a very helpful plan and covers all my requirements. This reminder feature keeps on reminding me to renew my policy from time to time.
Read More
L
By Lucky Kumar
On: March 1, 2023
The website has very informati...
The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I read about IDV and its importance. It was very well explained. Loved the plan for all its features and benefits.
Read More
D
By Dhruv Batra
On: February 9, 2023
Transparent policy issuance
While paying the premium amount from Universal Sompo car insurance policy to insure my Volkswagen Polo car through InsuranceDekho, I did not have to pay any hidden charges. I paid the exact amount as shown on the screen earlier. Glad to have this level of transparency.
Read More
N
By Nipun Rangnekar
On: February 3, 2023
Helping team
I visited InsuranceDekho to buy an insurance policy for my Kia Sonet. I was very confused about which plan best suits my needs so I called the InsuranceDekho team, they understood my confusion and recommended some good car insurance plans. I compared the plans with the help of information on the website and finally purchased a Universal Sompo car insurance policy from InsuranceDekho.
Read More
V
By Varun Gupta
On: January 24, 2023
Availability of add-on covers
While buying the Universal Sompo car insurance plan for my BMW X5, I came across the add-on covers available on their website. I read about the Zero Depreciation Add-on cover, which helps in mitigating the burden of bearing the depreciation cost of the vehicle. I loved the facility. And, the plan I purchased is amazing in itself.
Read More
P
By Prashant Batra
On: January 3, 2023
Informative website
The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I read about IDV and its importance. It was very well explained. Loved the plan for all its features and benefits.
Read More
N
By Naman Gupta
On: October 13, 2022
7 days availability
The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on Sunday to buy a good car insurance plan for my BMW. with the help of their team, I chose the Universal Sompo car insurance plan ut comes with superb features and benefits.
Read More
N
By Naman Batra
On: August 24, 2022
Got a good plan at an affordab...
I wanted a good car insurance plan for my BMW. Also, a plan that could fit in my budget easily. Someone suggested me to visit the InsuranceDekho website, and then I came across the Universal Sompo car insurance plan. The plan was perfectly designed as per my needs.
Read More
R
By Rajat Sharma
On: August 16, 2022
Informative website
The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I read about IDV and its importance. It was very well explained. Loved the plan for all its features and benefits.
Read More
V
By Vinay Singh
On: August 9, 2022
7 days availability
The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on Sunday to buy a good car insurance plan for my BMW. with the help of their team, I chose the Universal Sompo car insurance plan ut comes with superb features and benefits
Read More
N
By Naman Batra
On: July 26, 2022
7 days availability
The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on Sunday to buy a good car insurance plan for my BMW. with the help of their team, I chose the Universal Sompo car insurance plan ut comes with superb features and benefits.
Read More
N
By Naman Batra
On: July 22, 2022
Easy car Insurance with best D...
Good experience to purchase car insurance. It is promt and best deal is available. People can easily available it. They called me and explained.
Read More
R
Maruti Alto K10 Kolkata
By Ranajit Batabyal
On: July 15, 2022
Pocket-friendly plans
I wanted a good car insurance plan for my BMW. Also, a plan that could fit in my budget easily. Someone suggested me to visit the InsuranceDekho website, and then I came across the Universal Sompo car insurance plan. The plan was perfectly designed as per my needs.
Read More
M
By Mohan Sharma
On: July 14, 2022
Quite an informative website
The InsuranceDekho website is quite informative. While buying the Universal Sompo car insurance plan for my BMW X5, I learned a lot many things I didn’t know before. Very happy with all the information that I gathered from their website. I would highly recommend all to visit their website and buy the desired plan.
Read More
S
By Sam Kapoor
On: July 12, 2022
Informative website
The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I read about IDV and its importance. It was very well explained. Loved the plan for all its features and benefits.
Read More
V
By Vinay Singh
On: July 7, 2022
7 days availability
The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on Sunday to buy a good car insurance plan for my BMW. with the help of their team, I chose the Universal Sompo car insurance plan ut comes with superb features and benefits.
Read More
N
By Naman Batra
On: June 30, 2022
7 days availability
The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on Sunday to buy a good car insurance plan for my BMW. with the help of their team, I chose the Universal Sompo car insurance plan which comes with superb features and benefits
Read More
N
By Naman
On: June 28, 2022
Reminder feature
The InsuranceDekho website holds a reminder feature which is very helpful. A month ago, I bought the Universal Sompo car insurance plan for my Mercedes Benz from their website, which is a very helpful plan and covers all my requirements. This reminder feature keeps on reminding me to renew my policy from time to time.
Read More

By Lucky Kumar
On: June 23, 2022
Hassle-free claim settlement
To file a claim on the InsuranceDekho website is easy and involves no complications at all. I recently filed a claim for my BMW X5 for which I was insured with the Universal Sompo car insurance plan. I was guided well throughout the process and everything was settled easily.
Read More

By Nimesh Sharma
On: June 16, 2022
Pocket-friendly plans
I wanted a good car insurance plan for my BMW. Also, a plan that could fit in my budget easily. Someone suggested me to visit the InsuranceDekho website, and then I came across the Universal Sompo car insurance plan. The plan was perfectly designed as per my needs.
Read More
M
By Mohan Sharma
On: June 14, 2022
Quick and easy policy issuance
To buy a plan from the InsuranceDekho website is quick and easy. All you have to do is to follow certain simple steps and you are all set to go. There are absolutely no complications involved in the process and it can be done in no time. I could easily buy the Universal Sompo car insurance plan for my car Loved the process.
Read More
S
By Shubham Goyal
On: June 9, 2022
7 days availability
The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on Sunday to buy a good car insurance plan for my BMW. with the help of their team, I chose the Universal Sompo car insurance plan ut comes with superb features and benefits.
Read More
N
By Naman Batra
On: June 7, 2022
Availability of add-on covers
While buying the Universal Sompo car insurance plan for my BMW X5, I came across the add-on covers available on their website. I read about the Zero Depreciation Add-on cover, which helps in mitigating the burden of bearing the depreciation cost of the vehicle. I loved the facility. And, the plan I purchased is amazing in itself.
Read More
C
By Chirag Makkar
On: June 2, 2022
Informative website
The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I read about IDV and its importance. It was very well explained. Loved the plan for all its features and benefits.
Read More
V
By Vinay Singh
On: May 31, 2022
Got a good plan at an affordab...
I wanted a good car insurance plan for my BMW. Also, a plan that could fit in my budget easily. Someone suggested me to visit the InsuranceDekho website, and then I came across the Universal Sompo car insurance plan. The plan was perfectly designed as per my needs.
Read More
R
By Rajat Sharma
On: May 26, 2022
So many plans to choose from
There are a lot of plans available on the InsuranceDekho website. Out of all the available plans, I picked up the Universal Sompo car insurance plan for my BMW X5. the plan is super amazing and is a must-buy plan for all those looking for a good car insurance plan.
Read More
G
By Ganesh Negi
On: May 24, 2022
So many plans to choose from
There are a large number of plans on the InsuranceDekho website which helps one to make a wise decision when choosing a plan. I chose the Universal Sompo car insurance plan for my Zs Ev. the plan is worth buying and comes with superb benefits.
Read More
S
By Suvin Singh
On: May 19, 2022
Got my policy renewed in very ...
I had purchased a Universal Sompo car insurance plan for my Zs Ev. It had been a long time since I had not gotten it renewed. So, I visited the InsuranceDekho website, with the help of the experts, I got it done in very little time. I had to follow very simple steps to get it done.
Read More
Y
By Yuvi Singh
On: May 17, 2022

Universal Sompo Reviews

Universal Sompo Car Insurance FAQs

Is it mandatory to purchase a car insurance policy?
Yes, it is compulsory to insure your car against at least third party liabilities as per the Motor Vehicles Tariff, 2002. It means a car owner has to own at least a third party insurance cover while driving a car otherwise he or she might be imposed with a fine of Rs. 2,000 and/or imprisonment of up to 3 months.
How can I buy a car insurance plan from Universal Sompo company?
You can purchase a car insurance policy from Universal Sompo General Insurance in different ways. The first one is the traditional way where you can directly visit the branch and purchase it. The second method is an online mode where you can purchase a car insurance cover online through the website of Universal Sompo. Lastly, you can also get in touch with the support executives of Universal Sompo General Insurance by calling their toll-free number and they will help you in buying the policy.
What documents do I need at the time of claim filing?
When it comes to filing a car insurance claim, you require to keep the following documents handy:

Valid Driving Licence of Car

Car Insurance policy document

Car’s Registration Certificate (RC)

Pollution Under Control Certificate (PUC)
.
How can I get cashless repair service for my car?
Universal Sompo General Insurance offers cashless repair services to its policyholders at its network garages. The policyholders of the insurance company can get the repair and replacement service at any of the 3,500+ network garages of the insurance company spread all around the country. The claims at these authorized workshops are completely cashless due to which customers have to pay nothing apart from deductibles for repair costs.
Is there any way to change details in my existing car insurance policy?
You can modify your details in your existing car insurance policy by raising an endorsement request with your insurance company. You can connect with them through call, email or online mode. However, you can also visit the nearest branch of the Universal Sompo to get the changes done to your existing policy.

FAQ

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