Universal Sompo Car Insurance

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Highlights
    Network Garages3,500+
    Claim Settlement Ratio90.78%
    Emergency AssistanceAvailable 24/7
    Policies Issued12 lakh+ in FY19
    Claim ProcessDigitally Enabled
    Presence86+ branches

    About Universal Sompo General Insurance

    Universal Sompo General Insurance Company is a private-public joint venture. It is the first of its kind and the venture is comprised of two nationalised banks - Indian Overseas Bank and Allahabad Bank, one private bank - Karnataka Bank, an FMCG company Dabur Investment Corporation and the well-known Japan-based insurance firm Sompo Japan Nipponkoa Insurance Incorporation. The company offers around 135 IRDAI approved products across India that includes reliable car insurance plans.

    As on March 31, 2016, the company has rendered over 1.6 million insurance policies and has settled more than 1.1 lakh insurance claims. Since the commencement of its operations in 2007, Universal Sompo General Insurance Company has grown well, gaining popularity for delivering customer-oriented car insurance products. Universal Sompo General Insurance features an active network composed of 113 Branches and 17 Zonal Offices. The company claims that its car insurance products are developed based on personalisation and flexibility. Apart from car insurance policies, the company offers policies for health insurance, business insurance, travel insurance, home insurance, and two-wheeler insurance. Furthermore, the company has a praiseworthy after-sale service which helps it keep its car insurance customers satisfied and happy.

    Universal Sompo Car Insurance

    When it comes to car insurance, Universal Sompo General Insurance offers two types of car insurance plans that comprise a third party car insurance policy and a comprehensive car insurance policy. The former is the basic and compulsory car insurance policy to be carried by every policyholder while driving, which covers your financial liabilities towards a third party arising after an accident with the involvement of the insurer car, while the latter is a policy which is designed to protect the insured as well as his or her car from financial losses and damages after an accident or any mishap such as theft, fire, natural calamity or man-made calamity.

    However, to enhance the car insurance policy coverage, one can purchase add-on cover(s), by paying a little extra premium amount, offered by the insurance company to ensure all-round safety when hitting the road. The add-on covers provided by the insurer are nil depreciation cover, return to invoice cover, daily cash allowance cover, key replacement cover, roadside assistance and so on. In addition to these offerings, policyholders can also achieve No Claim Bonus as a reward of completing a policy year without making any claim on their own-damage premium, which they can avail during the renewal of the policy. This discount may accumulate with every claim-free year and range from 20% to maximum of 50%.

    Significant Points of Universal Sompo Car Insurance

    Features

    Coverage

    Third Party Property Damage

    Up to Rs. 7.5 Lakh

    Own Damage Cover

    Coverage for Own Car for Its Loss and Damage

    Personal Accident Cover

    Up to Rs. 15 Lakh for the Owner-Driver

    Add-on Covers

    8 Add-on Covers

    Claim Assistance

    24/7 Claim Assistance

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    When did you buy your car?
    20052019
    Have you made a claim in the previous year?

    Benefits of Universal Sompo Car Insurance

    • Possess authentic and prestigious certifications
    • Allows its policyholders to raise unlimited claims
    • Provides third party as well as comprehensive plan
    • Holds a strong network of more than 3,500 garages
    • 24x7 emergency assistance is provided to policyholders
    • Robust customer support system to resolve their queries

    502 Universal Sompo Cashless Garages in India

    Must Read Articles before buying Universal Sompo Car Insurance

    Universal Sompo Car Insurance User Reviews

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    What users are saying
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    • Useful chatbox

      I wanted to understand what kind of plan should I opt for my Skoda Rapid car. The chatbox on InsuranceDekho in...

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      By Sourav Joshi
      On: August 3, 2021
    • Amiable help desk

      My Honda Amaze car is insured with Universal Sompo car insurance policy. I needed some add-on covers to enhanc...

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      By Rahul Channa
      On: July 29, 2021
    • Relevant policy information

      The latest information regarding insurance policies can be found on InsuranceDekho platform. It helped me find...

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      By Saranya Mukherjee
      On: July 27, 2021
    • Renewal done in minutes

      I used the InsuranceDekho portal to renew my Universal Sompo car insurance plan to keep my Toyota Crown car in...

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      By Shantanu Sinha
      On: July 22, 2021
    • Instant quotes

      I visited the InsuranceDekho portal on the recommendation of my friend and could easily get policy quotes of s...

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      By Devesh Chaudhary
      On: July 20, 2021
    • Easy claim guide

      Following the easy claim guide available on InsuranceDekho, I could make a reimbursement claim under Universal...

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      By Abhro Dutta
      On: July 15, 2021
    • Multiple Policy Types

      InsuranceDekho portal offers different types of car insurance policies due to which I could choose the best fo...

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      By Ishant Mathur
      On: July 13, 2021
    • Ensures confidentiality

      I am glad that I chose InsuranceDekho to insure Ford Ikon with Universal Sompo car insurance policy. I shared ...

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      By Pamela Choudhury
      On: July 6, 2021
    • Variety of insurance plans

      A wide variety of insurance plans that fits perfectly with individual policy requirements can be found on Insu...

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      By Anil Prakash
      On: July 1, 2021
    • Responsive team

      I posted a query on the chatbox of InsuranceDekho related to the benefits of Universal Sompo car insurance pol...

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      By Shivansh Patel
      On: June 29, 2021
    • Useful chatbox

      I wanted to understand what kind of plan should I opt for my Skoda Rapid car. The chatbox on InsuranceDekho in...

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      S
      By Sourav Joshi
      On: August 3, 2021
    • Amiable help desk

      My Honda Amaze car is insured with Universal Sompo car insurance policy. I needed some add-on covers to enhanc...

      Read More
      By Rahul Channa
      On: July 29, 2021
    • Relevant policy information

      The latest information regarding insurance policies can be found on InsuranceDekho platform. It helped me find...

      Read More
      S
      By Saranya Mukherjee
      On: July 27, 2021
    • Renewal done in minutes

      I used the InsuranceDekho portal to renew my Universal Sompo car insurance plan to keep my Toyota Crown car in...

      Read More
      S
      By Shantanu Sinha
      On: July 22, 2021
    • Instant quotes

      I visited the InsuranceDekho portal on the recommendation of my friend and could easily get policy quotes of s...

      Read More
      D
      By Devesh Chaudhary
      On: July 20, 2021
    • Easy claim guide

      Following the easy claim guide available on InsuranceDekho, I could make a reimbursement claim under Universal...

      Read More
      A
      By Abhro Dutta
      On: July 15, 2021
    • Multiple Policy Types

      InsuranceDekho portal offers different types of car insurance policies due to which I could choose the best fo...

      Read More
      By Ishant Mathur
      On: July 13, 2021
    • Ensures confidentiality

      I am glad that I chose InsuranceDekho to insure Ford Ikon with Universal Sompo car insurance policy. I shared ...

      Read More
      P
      By Pamela Choudhury
      On: July 6, 2021
    • Variety of insurance plans

      A wide variety of insurance plans that fits perfectly with individual policy requirements can be found on Insu...

      Read More
      A
      By Anil Prakash
      On: July 1, 2021
    • Responsive team

      I posted a query on the chatbox of InsuranceDekho related to the benefits of Universal Sompo car insurance pol...

      Read More
      S
      By Shivansh Patel
      On: June 29, 2021
    • Variety of insurance plans

      A wide variety of insurance plans that fits perfectly with individual policy requirements can be found on Insu...

      Read More
      A
      By Anil Prakash
      On: July 1, 2021
    • Straightforward policy issuanc...

      Issuing Universal Sompo Comprehensive car insurance policy for Chevrolet Captiva was straightforward on Insura...

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      On: June 10, 2021
    • Various types of insurance pol...

      I learned about various insurance policy types Comprehensive, Third Party and Standalone own Damage on Insuran...

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      On: May 27, 2021
    • Streamlined policy issuance

      Issuance of Universal Sompo car insurance policy for my Mahindra XUV300 was streamlined on InsuranceDekho. I s...

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      On: April 29, 2021
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      The renewal for my Universal Sompo Standalone Own Damage car insurance policy was simple. I could do it easily...

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      By Joy Agarwal
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      On: April 7, 2021
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      Renewing Universal Sompo Comprehensive car insurance policy for my Honda Jazz took total 5 minutes to complete...

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      On: February 4, 2021
    • Effortless claim Settlement

      I am a policyholder of Universal Sompo comprehensive car insurance policy. After repairing my Hyundai Sonata T...

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      By Rituparna Saha
      On: December 24, 2020
    • Amazing experience

      Never imagined I would be so satisfied with my Ford Ecosport’s Universal Sompo comprehensive car issuance pol...

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      On: December 4, 2020
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      By Abhro Dutta
      On: July 15, 2021
    • Claim was settled within a sho...

      The claim under Universal Sompo Standalone Own Damage car insurance policy issued for MG Hector Plus has been ...

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      On: March 30, 2021
    • User-friendly experience

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      On: March 18, 2021
    • Accurate claim settlement rati...

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      By Vasudha Majumdar
      On: March 4, 2021
    • Quick settlement of claim

      Settling the cashless claim for my Universal Sompo Standalone Own Damage car insurance policy was quicker on I...

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      By Rajesh Ramanathan
      On: February 2, 2021
    • Effortless claim Settlement

      I am a policyholder of Universal Sompo comprehensive car insurance policy. After repairing my Hyundai Sonata T...

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      By Rituparna Saha
      On: December 24, 2020
    • Worry-free claim settlement

      I just met with an accident recently with my Mahindra Armada. I wanted to make a claim under the Universal Som...

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      By Parshati Samaddar
      On: December 8, 2020
    • Thanks for help in claim settl...

      I really want to thank the team at InsuranceDekho who helped me make a claim under my Universal Sompo car insu...

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      On: September 24, 2020
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      I met with an accident while driving my Hyundai Creta car. The car was covered under Universal Sompo car insur...

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      On: September 10, 2020
    • Successful claim

      I recently made a claim under my Universal Sompo car insurance policy that I bought for my Toyota Yaris car fr...

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      By Abhiram Awasthi
      On: July 2, 2020
    • Renewal done in minutes

      I used the InsuranceDekho portal to renew my Universal Sompo car insurance plan to keep my Toyota Crown car in...

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      On: July 22, 2021
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      The renewal for my Universal Sompo Standalone Own Damage car insurance policy was simple. I could do it easily...

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      On: April 8, 2021
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      By Nirjhar Ganguly
      On: March 9, 2021
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      Usually, I do offline renewal for my Universal Sompo car insurance policy issued for Datsun RediGo. This year ...

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      On: March 2, 2021
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      Renewing Universal Sompo Comprehensive car insurance policy for my Honda Jazz took total 5 minutes to complete...

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      On: February 23, 2021
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      On: May 20, 2021
    • Smooth payment

      Payment for the premium of Universal Sompo Comprehensive car insurance policy issued for Toyota Etios Liva was...

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      On: April 7, 2021
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    Universal Sompo Car Insurance FAQs

    • Is it mandatory to purchase a car insurance policy?

      Yes, it is compulsory to insure your car against at least third party liabilities as per the Motor Vehicles Tariff, 2002. It means a car owner has to own at least a third party insurance cover while driving a car otherwise he or she might be imposed with a fine of Rs. 2,000 and/or imprisonment of up to 3 months.

    • How can I buy a car insurance plan from Universal Sompo company?

      You can purchase a car insurance policy from Universal Sompo General Insurance in different ways. The first one is the traditional way where you can directly visit the branch and purchase it. The second method is an online mode where you can purchase a car insurance cover online through the website of Universal Sompo. Lastly, you can also get in touch with the support executives of Universal Sompo General Insurance by calling their toll-free number and they will help you in buying the policy.

    • What documents do I need at the time of claim filing?

      When it comes to filing a car insurance claim, you require to keep the following documents handy:

      • Valid Driving Licence of Car
      • Car Insurance policy document
      • Car’s Registration Certificate (RC)
      • Pollution Under Control Certificate (PUC)
      .
    • How can I get cashless repair service for my car?

      Universal Sompo General Insurance offers cashless repair services to its policyholders at its network garages. The policyholders of the insurance company can get the repair and replacement service at any of the 3,500+ network garages of the insurance company spread all around the country. The claims at these authorized workshops are completely cashless due to which customers have to pay nothing apart from deductibles for repair costs.

    • Is there any way to change details in my existing car insurance policy?

      You can modify your details in your existing car insurance policy by raising an endorsement request with your insurance company. You can connect with them through call, email or online mode. However, you can also visit the nearest branch of the Universal Sompo to get the changes done to your existing policy.

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.