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Tata AIA Investment

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Tata AIA Investment
Highlights
Claim Settlement Ratio98.53%
Customer Care10:00 AM to 7:00 PM
In-House Claim SettlementAvailable
Policies Sold73,31,050
Presence400+ branch offices
RenewabilityLifelong

About Tata AIA Investment

Investment plans ensure a financially stable life for you and your loved ones. They help you create wealth and accomplish all your financial goals. Tata AIA Life Insurance provides a wide variety of investment options to its customers. Read on to find out Tata AIA best investment plans.

What Is an Investment Plan?

An investment plan is a financial tool that allows you to create wealth and maximize your savings in the long run. The policyholders invest a certain amount periodically for wealth creation. The right investment decision depends on many factors, such as affordability, risk appetite, and future financial goals that you want to achieve. Tata AIA provides many types of investment plans, among which you can compare and select the one that suits you.

Benefits of Tata AIA Investment Plans

There are many investment options available in India. Though you can invest in any type of scheme, if you have defined financial goals, you can buy Tata AIA investment plans. Here are some of the benefits of making an investment with Tata AIA Company:

  • Family Protection: If you are the sole earner in your family, it is critical that you have appropriate savings to protect your family in the event of your untimely death. Investment plans can help you build long-term wealth for your family, ensuring their financially stable survival in your absence.
  • Accomplish Financial Goals: Financial objectives change as you progress through life. Since these financial objectives must be fulfilled in the future, the inflation rate should be considered an important factor in financial planning. Tata AIA investment plans will assist you to plan, invest, and accomplish financial goals on time.
  • Building Wealth: The various investment schemes offered by Tata AIA Life Insurance contribute to building wealth at varying rates, depending on policy terms and market conditions. The higher the risk, the greater the long-term profit.
  • Flexibility: One of the most significant benefits of Tata AIA investment plans is flexibility. You can select an investment plan based on your financial needs. Furthermore, you can invest in these schemes on a regular basis at a convenient frequency, such as monthly, semi-annually, or annually.

Best Tata AIA Investment Plans 2023

Here is a list of Tata AIA best investment plans in India:

Investment Plan

Entry Age

Max. Maturity Age

Sum Assured

Tata AIA Money Back Plus Plan

2- 51 years

75 years

Rs. 2 lac- no limit

Tata AIA InsuranceSmart7

6- 55 years

67 years

Rs. 2 lac- no limit

Tata AIA Smart Growth Plus

30 days- 50 years

65 years

Rs. 1.5 lac- no limit

Tata AIA MahaLife Gold Plus

30 days- 55 years

85 years

Rs. 2 lac- no limit

Tata AIA MahaLife Magic

30 days- 55 years

85 years

Rs. 1 lac- no limit

Let’s find out the features and benefits of each plan in detail:

Tata AIA Money Back Plus Plan

It is a non-linked, participating endowment assurance investment scheme. The plan provides attractive features and benefits to help you achieve all your financial goals. Some of the features are as follows:

  • The plan provides dual benefits of life protection and wealth creation to the policyholders.
  • Get a survival benefit of up to 130% of the sum assured at the time of maturity.
  • In-built accidental death benefit rider to protect your family in case of your accidental death.
  • Avail of loan feature up to 65% of the surrender value.
  • Enjoy tax benefits as per prevailing laws of the Income Tax Act.

Tata AIA InsuranceSmart7

It is an endowment investment plan that allows you to build wealth and financially secure the future of your family. The policyholders of this Tata AIA investment plan get both maturity benefits for surviving the policy tenure and a death benefit in case of the demise of the life assured. The key features of this plan include:

  • The plan provides a limited premium payment of 7 years.
  • The policyholders can avail of a loan against their investment plan.
  • Tata AIA will provide a compounding annual bonus to the policyholders.
  • Enjoy enhanced protection with additional riders.
  • Flexibility to select from different premium payment terms.

Tata AIA Smart Growth Plus

This is a non-linked, participating assurance plan that provides additional bonuses to its policyholders. Anyone who wants to accomplish their short- and long-term financial goals can invest in this Tata AIA investment plan. The key features of this plan are highlighted below:

  • The plan is available in two variants: endowment plan and endowment plan with ADB.
  • Get attractive discounts on investment plans above the sum assured of Rs. 3.5 lac.
  • Flexibility to choose policy tenure as per your specific financial needs.
  • Enjoy a vested bonus, terminal bonus, and guaranteed additions along with the sum assured upon maturity.

Tata AIA MahaLife Gold Plus

This is a participating whole life insurance plan that provides both maturity and death benefits. You can start investing in this investment plan with a minimum amount of Rs. 2 lac. However, there is no maximum limit for coverage. Some more benefits of this plan include:

  • Assured annual bonuses are paid to the policyholders.
  • The loan feature is available under this plan.
  • The sum assured increases in every 15th year of the policy.
  • Non-guaranteed cash dividends are paid starting from the 7th year of the policy.

Tata AIA MahaLife Magic

Anyone who wants a financially stable future can invest in this Tata AIA investment plan. This scheme provides unique features and benefits to policyholders. Some of them are enlisted below:

  • A loan facility is available under the policy.
  • Enjoy enhanced coverage by including add-ons to your base policy.
  • Get assured sum assured including earned bonuses on the maturity.
  • There is a limited premium payment tenure of 9 years.

In addition to the above-mentioned investment plans, Tata AIA offers many more. To get personalized advice on which Tata AIA investment plan is best for you, reach out to the professional insurance advisors at InsuranceDekho.

Process To Buy Tata AIA Investment Plans

Anyone interested in investing in Tata AIA Life Insurance's investment schemes can refer to the following guide:

Documents Required To Buy Tata AIA Investment Plans

  • Income proof
  • Address proof
  • Age proof
  • Identity proof

Steps You Need To Follow To Buy Tata AIA Investment Plans

  • Visit the official website of Tata AIA Life Insurance.
  • Go to the investment section on the page.
  • Provide all the necessary details.
  • Select the investment plan in which you want to invest.
  • Submit all the necessary documents.
  • Make a premium payment online to complete the process.
  • The policy details will be sent to your registered email address.

About Tata AIA Life Insurance

Here are some key highlights for Tata AIA Life Insurance Company:

Parameters

Details

Established in

2001

Headquarters of the company

Mumbai

Official website

www.tataaia.com

Helpline number

1860 266 9966

Helpline email-id

customercare@tataaia.com

Best Tata AIA Investment Plans

Info

It is a form of investment which gives you guaranteed returns mentioned while investing along with life coverage.

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