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Pramerica Life Term Insurance

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Pramerica Life Term Insurance
Highlights
Claim Settlement Ratio98.61%
Customer CareMon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For560 Policies
Inception2013
Presence138 Offices
Total Death Benefit Paid22.44 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Pramerica Life Term Insurance Plan List

    Name of PlanSum Assured
    Life TruShield Plan20 lac - 10 cr Check Premium

    About Pramerica Term Insurance

    Pramerica Life Insurance is a collaboration between two different companies namely Prudential International Insurance Holdings Limited and Dewan Housing Finance Corporation Limited. Pramerica Life Insurance started operating in the year 2013. Pramerica Life Insurance provides special life insurance policies for the Defence personnel wherein the policy covers all the needs of people in the defence forces. The company received the Golden Star Award for Corporate Social Responsibility in 2018. Pramerica Life Insurance is customer oriented, the insurance company is dedicated to providing quality and affordable financial solutions to their policyholders.

    The customer care team at Pramerica Life Insurance provides excellent assistance and help in making an informed purchasing decision. The insurance company aims at providing quality products along with quality services

    List of Pramerica Life Insurance Term Insurance Plans

    Pramerica Life Insurance has 3 term insurance plans in its armoury. These plans offer some out of the box benefits for the policyholders and their families.

    1. Pramerica Life Saral Jeevan Bima
    2. Pramerica Life TruShield
    3. Pramerica Life U-Protect

    Popularly Opted Term Insurance Sum Assured

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    Pramerica Term Insurance User Reviews

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    Claim Process at Pramerica Life Term Insurance

    • 1

      Claim Intimation

      In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
    • 2

      Submission of Documents

      Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
    • 3

      Claim Evaluation

      Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
    • 4

      Claim Settlement

      If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.
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    FAQ About Pramerica Life Term Insurance

    • What is the age to purchase a Pramerica Term Insurance policy?

      The age to purchase a Pramerica Term Insurance policy is between 18 and 50 years. The Trushield Policy has terms of 7, 10, 12, 15, 20 years thus the maximum age at which it can be purchased is 50 years, and the policy term for U-protect policy is 10 years -30 years and the maximum age for purchase is the same. 

    • What is the minimum and maximum value of sum assured in Pramerica Term Insurance plans?

      The minimum sum assured in a Pramerica TruShield plan is Rs 5 lakhs, and the maximum is Rs. 50 crores. The minimum amount assured in DHFL Pramerica U-Protect plan is Rs. 25 lakhs, and there is no maximum limit which is subject to underwriting.

    • What is the premium payment frequency in Pramerica Term Insurance policies?

      Pramerica TruShield plan has an option of monthly, annual, or single premium payment, whereas the U-Protect plan has yearly and half-yearly premium options. 

    • Which Term Insurance policy in Pramerica provides the premium amount at maturity?

      Pramerica TruShield term insurance returns the premium minus the tax amounts to the policyholder if they are alive at maturity otherwise the sum assured at the inception of the policy is offered to the family of the policyholder in an unfortunate event of death. 

    • What is the maximum age at maturity for a policyholder in a Pramerica term insurance plan?

      The maximum age at maturity for a Pramerica term insurance policyholder is 65 years.

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