Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin

Pramerica Life Term Insurance

103 reviews Rate This
Pramerica Life Term Insurance
Claim Settlement Ratio98.61%
Customer CareMon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For560 Policies
Presence138 Offices
Total Death Benefit Paid22.44 Crore

Pramerica Life Insurance is a collaboration between two different companies namely Prudential International Insurance Holdings Limited and Dewan Housing Finance Corporation Limited. Pramerica Life Insurance started operating in the year 2013. Pramerica Life Insurance provides special life insurance policies for the Defence personnel wherein the policy covers all the needs of people in the defence forces. The company received the Golden Star Award for Corporate Social Responsibility in 2018. Pramerica Life Insurance is customer oriented, the insurance company is dedicated to providing quality and affordable financial solutions to their policyholders.

The customer care team at Pramerica Life Insurance provides excellent assistance and help in making an informed purchasing decision. The insurance company aims at providing quality products along with quality services

List of Pramerica Life Insurance Term Insurance Plans

Pramerica Life Insurance has 3 term insurance plans in its armoury. These plans offer some out of the box benefits for the policyholders and their families.

  1. Pramerica Life Saral Jeevan Bima
  2. Pramerica Life TruShield
  3. Pramerica Life U-Protect

Term Life Insurance Premium Calculator


  • Male
  • Female

Date of Birth


Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Pramerica Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
    Tax Free
    1 Cr
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
    Tax Free
    1 Cr
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
    Tax Free
    1 Cr
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans

Best Term Insurance Plans In India

Disclaimer - Above Premium is for an individual of age 18 Years,No smoker, College Graduate & above having 15 Lacs above income (Salaried).
Show More

Popularly Opted Term Insurance Sum Assured

User Reviews

Write your review
What users are saying
  • All
  • Nice Company

    I wanted to buy a term insurance plan and I found the insuranceDekho company in that process. At InsuranceDekho Online platform, they have many features like comparing online, customer service, and a variety of term plans. I Purchased the Pramerica Term Insurance policy easily. My experience with InsuranceDekho was very nice. Thank You, team!

    By Rahul Panwar
    On: Feb 15, 2024
  • Smooth Process

    The entire process of buying the Pramerica term insurance plan from InsuranceDekho was an easy one. With the guidance of the expert customer team members, the overall procedure was simplified and I was easily able to buy the pramerica term insurance plan from InsuranceDekho.

    By Shivani Sinha
    On: Dec 18, 2023
  • Term Insurance - A Lifeline

    InsuranceDekho became our lifeline when we needed a term insurance policy. Their expert advice and support made a world of difference with the Pramerica Term Insurance- Life TruShield Plan- Term Insurance.

    By Mansi Bhandari
    On: Nov 09, 2023
  • Easy Application Process

    Applying for the Pramerica Life Term Insurance Policy with InsuranceDekho was incredibly easy and convenient, thanks to their user-friendly online platform.

    By Swapnil Goswamy
    On: Sep 13, 2023
  • Knowledgeable customer care te...

    I wanted to purchase a plan that did not overshoot my budget and provided me good coverage so I contacted the helpline number of InsuranceDekho. The executive listened to my requirements and recommended I purchase the Pramerica Life Term Insurance Policy as it best suited my requirements under my defined budget.

    By Abhay Raj
    On: Aug 28, 2023

Claim Process at Pramerica Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.
Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 80 Lacs+ happy customers

Term Insurance News


  • What is the age to purchase a Pramerica Term Insurance policy?

    The age to purchase a Pramerica Term Insurance policy is between 18 and 50 years. The Trushield Policy has terms of 7, 10, 12, 15, 20 years thus the maximum age at which it can be purchased is 50 years, and the policy term for U-protect policy is 10 years -30 years and the maximum age for purchase is the same. 

  • What is the minimum and maximum value of sum assured in Pramerica Term Insurance plans?

    The minimum sum assured in a Pramerica TruShield plan is Rs 5 lakhs, and the maximum is Rs. 50 crores. The minimum amount assured in DHFL Pramerica U-Protect plan is Rs. 25 lakhs, and there is no maximum limit which is subject to underwriting.

  • What is the premium payment frequency in Pramerica Term Insurance policies?

    Pramerica TruShield plan has an option of monthly, annual, or single premium payment, whereas the U-Protect plan has yearly and half-yearly premium options. 

  • Which Term Insurance policy in Pramerica provides the premium amount at maturity?

    Pramerica TruShield term insurance returns the premium minus the tax amounts to the policyholder if they are alive at maturity otherwise the sum assured at the inception of the policy is offered to the family of the policyholder in an unfortunate event of death. 

  • What is the maximum age at maturity for a policyholder in a Pramerica term insurance plan?

    The maximum age at maturity for a Pramerica term insurance policyholder is 65 years.

Pramerica Life Term Insurance Contact Details

Reach us for help anytime