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*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

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Shriram Bike Insurance

206 reviews Rate This
    Network Garages2,000+
    Claim Settlement Ratio77.26% in FY20
    Emergency AssistanceAvailable 24/7
    Policies Issued17 lakh+ in FY20
    Third Party CoverAvailable
    Presence209+ locations

    About Shriram General Insurance

    Shriram General Insurance Company is a leading name in the insurance industry of India where it tops in the bike insurance segment. The company was formed by the joint venture between Shriram Capital Ltd. and Sanlam Limited. Both companies are renowned in their field. Shriram Capital is a huge financial organization that caters to personal loans, home loans, gold loans, etc. It holds a 74% stake in the company. Whereas, Sanlam Limited is the largest general insurance company in South Africa, providing financial advice and products to the individual and corporates, which holds 26% stakes in the company.

    The company offers a huge portfolio of insurance products such as Bike Insurance, Car Insurance, Travel Insurance, Life Insurance, Home Insurance, Health Insurance, etc. It is also working as an insurance partner with IRCTC (Indian Railways Catering and Tourism Corporation). It is working towards providing the best bike insurance plans and different other insurance covers to its customers that satisfy their overall needs and requirements.

    It has received several awards and recognition in the field of insurance for offering bike insurance, health insurance, and others. It has received the ‘’Excellence in Growth’’ award in the year 2011 and 2012, the “Amiable Insurer in the Non-Life Insurance’’ award in the year 2018, and the ‘’Best General Insurance’’ in the year 2019. Shriram General Insurance is growing constantly with a workforce of 45,000 employees working in more than 2,400 branches in India. Thus, it is all set to become the first choice of customers for bike insurance and other related insurance plans.

    Shriram Bike Insurance

    Shriram General Insurance offers three types of two-wheeler insurance in India, third party insurance, standalone own-damage insurance and comprehensive insurance plans. Having third party insurance in India is compulsory according to the Indian Motor Tariff. Hence, if you are caught without it you can be punished with a fine of Rs 2,000 and/or be imprisoned for up to 3 months. This insurance cover will handle third party liabilities in case of a mishap including bodily injury, death and property damage. If you also want to protect your own two-wheeler from the uncertainties of the road you can purchase standalone own-damage insurance. This will compensate for its damage costs in many different situations including theft, vandalism, fires, road accidents, natural and manmade calamities. If you want to purchase both types of insurance it is advisable to opt for a comprehensive cover instead. As this name suggests, the plan covers both own-damage costs and third party liabilities under a single premium.

    Shriram also offers add-on covers with its own-damage insurance for two-wheelers. These covers are optional, which means you can pick and choose them according to your needs. Though they come at an additional cost if chosen wisely they can make a marked difference in your claim amount. When looking at add-o covers make sure to check the zero depreciation cover, the consumables cover, the tyre protect cover, the engine protection cover, the passenger assistance cover and the roadside assistance cover.

    Shriram offers quick and efficient service to its customers. There is a 24x7 helpline that assists policyholders looking for insurance claims. Moreover, if you purchase an own-damage cover the insurance holder will give you no claim bonus for the years that are claim-free. This reward is cumulative going up to 50% in the fifth consecutive year.

    Significant Points of Shriram Bike Insurance



    Property Damage under Third Party Insurance

    Maximum insurance provider compensates- Rs 1 Lakh

    Own Damage Cover

    Depends on the IDV of the Two-Wheeler

    Personal Accident Cover

    Up to Rs 15 Lakh

    Claim Settlement Assistance

    Available 24x7

    Calculate Your Bike Insurance

    Select your bike's brand
    • Hero
    • Honda
    • TVS
    • Bajaj
    • Yamaha
    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Benefits of Shriram Bike Insurance

    • A wide network of 2,000+ garages
    • 24x7 emergency assistance is provided
    • Quick and easy claim settlement process
    • Digitally enabled insurance solutions provided
    • Policyholders are allowed to make unlimited claims.

    Must Read Articles before buying Shriram Bike Insurance

    Shriram Bike Insurance User Reviews

    Write your review
    What users are saying
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    • Assistance like no one

      I had gone through the instructions mentioned on claim settlement yet I was not clear on how the inspection pr...

      Read More
      By Jyoti Sachdeva
      On: October 26, 2021
    • Straightforward issuance of pl...

      Issuance of the Shriram bike insurance policy for my Okinawa Lite on InsuranceDekho website was very straightf...

      Read More
      By Varun Gandhi
      On: October 21, 2021
    • Smooth functioning of payment ...

      Doing payment for Shriram comprehensive bike insurance plan in order to protect my KTM 125 Duke was quite a sm...

      Read More
      By Reshika Subramaniam
      On: October 19, 2021
    • Simplified claim process

      I had requested a claim under my Shriram comprehensive bike insurance plan issued for my TVS Victor. I followe...

      Read More
      By Manisha Grewal
      On: October 14, 2021
    • Smooth payment gateway

      At the InsuranceDekho website, the payment gateway is completely encrypted and functions smoothly. The premium...

      Read More
      By Supriya Rana
      On: October 12, 2021
    • Details on NCB budget

      No claim has been raised by me this year under my Shriram bike insurance plan issued for Kawasaki ER 6n. I cam...

      Read More
      By Akhilesh Kumar
      On: October 7, 2021
    • Authentic plan overviews

      Trustworthiness of an insurance company is reflected through plan overviews. Information regarding network hos...

      Read More
      By Madhurima Singh
      On: October 5, 2021
    • Innovative premium calculator

      With the help of the premium calculator available on InsuranceDekho which is absolutely free of cost, I calcul...

      Read More
      By Niharika Gupta
      On: September 30, 2021
    • Several types of plans

      I had found several good options on the InsuranceDekho website at the time of looking for a suitable bike insu...

      Read More
      By Kavish Aggarwal
      On: September 28, 2021
    • Got right policy coverage

      I had found the right plan coverage for my Crayon Envy bike while issuing a Shriram bike insurance plan from t...

      Read More
      By Ashima Dhar
      On: September 24, 2021

    Insurance Products by Shriram General Insurance

    Shriram Two-Wheeler Insurance FAQs

    • How will my premium for Shriram two-wheeler Insurance policy be calculated?

      The premium that the policyholder needs to pay for taking a Shriram two-wheeler Insurance policy will be calculated based on factors such as the Cubic Capacity of the engine, Age of the vehicle, IDV (Insured Declared Value), Gross weight of the vehicle and Place of registration.

    • What are the benefits of taking Shriram two-wheeler Insurance policy?

      There are several features that make Shriram Two-Wheeler Insurance the first choice of the customers. Some of them are as follows:

      • Cost-effective plans with customized coverage.
      • Facility to transfer No Claim Bonus in the existing policy.
      • Facility to tracking the status of the policy.
      • Fast and hassle-free claim process.
    • Does Shriram Two-Wheeler Insurance operate in all parts of India?

      Shriram General Insurance has approximately 2,400 branches all over India where it provides two-wheeler insurance. It has branches in a vast number of cities including Ahmedabad, Pune, Bhubaneswar, Allahabad, Ranchi, Bhopal, Patna, etc.

    • Will I get a cashless repair and replacement service with my two-wheeler insurance?

      A policyholder can seek cashless repair and replacement service at any of the over 2,000 network garages of Shriram General Insurance Company. You can locate your nearest network garage through the official website.

    • Can I check the status of my Shriram Two-Wheeler Insurance policy?

      The policyholders can easily check the status of their current policy by making a registration on the official website. They can also contact the customer assistance service on the toll-free number 1800-300-30000 to know the status of the two-wheeler insurance policy. They will assist you on confirming your policy details.

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
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    Shriram Bike Insurance Contact Details

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    This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.