How will my premium for Shriram two-wheeler Insurance policy be calculated?

The premium that the policyholder needs to pay for taking a Shriram two-wheeler Insurance policy will be calculated based on factors such as the Cubic Capacity of the engine, Age of the vehicle, IDV (Insured Declared Value), Gross weight of the vehicle and Place of registration.

What are the benefits of taking Shriram two-wheeler Insurance policy?

There are several features that make Shriram Two-Wheeler Insurance the first choice of the customers. Some of them are as follows: Cost-effective plans with customized coverage. Facility to transfer No Claim Bonus in the existing policy. Facility to tracking the status of the policy. Fast and hassle-free claim process.

Does Shriram Two-Wheeler Insurance operate in all parts of India?

Shriram General Insurance has approximately 2,400 branches all over India where it provides two-wheeler insurance. It has branches in a vast number of cities including Ahmedabad, Pune, Bhubaneswar, Allahabad, Ranchi, Bhopal, Patna, etc.

Will I get a cashless repair and replacement service with my two-wheeler insurance?

A policyholder can seek cashless repair and replacement service at any of the over 2,000 network garages of Shriram General Insurance Company. You can locate your nearest network garage through the official website.

Can I check the status of my Shriram Two-Wheeler Insurance policy?

The policyholders can easily check the status of their current policy by making a registration on the official website. They can also contact the customer assistance service on the toll-free number 1800-300-30000 to know the status of the two-wheeler insurance policy. They will assist you on confirming your policy details.

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Shriram Bike Insurance

Key Features:

No Inspection Needed
Immediate Policy Issurance
No Paper work

Top Shriram General Insurance Bike Insurance Plans

PLAN TYPE: Comprehensive

Starting From ₹ 714

Shriram Bike Insurance

PLAN TYPE: Third Party

Starting From ₹ 714

Shriram Bike Insurance

PLAN TYPE: Own Damage

Starting From ₹ 475

Calculate Your Bike Insurance Price Online

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Disclaimer: Actual Premium might vary basis your location, age and number of members

About Shriram General Insurance

Shriram General Insurance Company is a leading name in the insurance industry of India where it tops in the bike insurance segment. The company was formed by the joint venture between Shriram Capital Ltd. and Sanlam Limited. Both companies are renowned in their field. Shriram Capital is a huge financial organization that caters to personal loans, home loans, gold loans, etc. It holds a 74% stake in the company. Whereas, Sanlam Limited is the largest general insurance company in South Africa, providing financial advice and products to the individual and corporates, which holds 26% stakes in the company.

The company offers a huge portfolio of insurance products such as Bike Insurance, Car Insurance, Travel Insurance, Life Insurance, Home Insurance, Health Insurance, etc. It is also working as an insurance partner with IRCTC (Indian Railways Catering and Tourism Corporation). It is working towards providing the best bike insurance plans and different other insurance covers to its customers that satisfy their overall needs and requirements.

It has received several awards and recognition in the field of insurance for offering bike insurance, health insurance, and others. It has received the ‘’Excellence in Growth’’ award in the year 2011 and 2012, the “Amiable Insurer in the Non-Life Insurance’’ award in the year 2018, and the ‘’Best General Insurance’’ in the year 2019. Shriram General Insurance is growing constantly with a workforce of 45,000 employees working in more than 2,400 branches in India. Thus, it is all set to become the first choice of customers for bike insurance and other related insurance plans.

Shriram Bike Insurance

Shriram General Insurance offers three types of two-wheeler insurance in India, third party insurance, standalone own-damage insurance and comprehensive insurance plans. Having third party insurance in India is compulsory according to the Indian Motor Tariff. Hence, if you are caught without it you can be punished with a fine of Rs 2,000 and/or be imprisoned for up to 3 months. This insurance cover will handle third party liabilities in case of a mishap including bodily injury, death and property damage. If you also want to protect your own two-wheeler from the uncertainties of the road you can purchase standalone own-damage insurance. This will compensate for its damage costs in many different situations including theft, vandalism, fires, road accidents, natural and manmade calamities. If you want to purchase both types of insurance it is advisable to opt for a comprehensive cover instead. As this name suggests, the plan covers both own-damage costs and third party liabilities under a single premium.

Shriram also offers add-on covers with its own-damage insurance for two-wheelers. These covers are optional, which means you can pick and choose them according to your needs. Though they come at an additional cost if chosen wisely they can make a marked difference in your claim amount. When looking at add-o covers make sure to check the zero depreciation cover, the consumables cover, the tyre protect cover, the engine protection cover, the passenger assistance cover and the roadside assistance cover.

Shriram offers quick and efficient service to its customers. There is a 24x7 helpline that assists policyholders looking for insurance claims. Moreover, if you purchase an own-damage cover the insurance holder will give you no claim bonus for the years that are claim-free. This reward is cumulative going up to 50% in the fifth consecutive year.

Significant Points of Shriram Bike Insurance

Features	Coverage
Property Damage under Third Party Insurance	Maximum insurance provider compensates- Rs 1 Lakh
Own Damage Cover	Depends on the IDV of the Two-Wheeler
Personal Accident Cover	Up to Rs 15 Lakh
Claim Settlement Assistance	Available 24x7

Shriram Bike Insurance User Reviews

4.9

Rating based on

282 User reviews

Write your review

What users are saying

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Zero Depreciation
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Renewal
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Too many plans to choose from
There are a lot of plans available on the InsuranceDekho website. After viewing all of them, I chose the Shriram bike insurance plan for my Liberty Bike Insurance Policy, the plan covers my bike with the best of the benefits and has satisfied me. Loved the plan.
Read More
P
By Parth Kakkar
On: March 17, 2023
Detailed explanation
InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.
Read More
A
By Abhishek Kumar
On: March 1, 2023
Informative website
While buying the Shriram bike insurance plan for my Vespa SXL 150, from the InsuranceDekho website I read about various things that were displayed on the website. Like the IDV and its importance, claim settlement ratio, and a lot more. The benefits of the plan I bought were also available. The plan offers varied features and benefits that are expected from a good bike insurance plan. Happy with the purchase.
Read More
A
By Arpit Pathak
On: February 20, 2023
Authentic information
I purchased Shriram bike insurance policy for my TVS Pep Plus from InsuranceDekho. I was able to purchase the insurance policy with the help of authentic information on the InsuranceDekho, the product description was detailed enough to help me understand all the features of the bike insurance policy. I am very happy with my purchase.
Read More
A
By Akash Bajaj
On: February 9, 2023
The reminder feature is amazin...
The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a Shriram bike insurance policy for my Triumph street twin from insurancedekho.com, which always reminds me to renew my policy on time.
Read More
V
By Vikas Singh
On: January 30, 2023
The reminder function is amazi...
The procedure of purchasing a plan is so uncomplicated on the website as it is arranged perfectly. I purchased a Shriram bike insurance policy for my Triumph street twin from InsuranceDekho, which always reminds me to renew my policy on time.
Read More
A
By Ayan Ajhmed
On: January 24, 2023
Detailed explanation
InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.
Read More
A
By Abhishek Kumar
On: January 11, 2023
The Chat box feature availabl...
The InsuranceDekho website has a chat box feature which is quite helpful. While buying the Shriram bike insurance plan for my Vespa Elegante 125, I listed all my queries on the chat box. All my queries were solved within seconds. Thanks to the team.
Read More

By Dhruv Sharma
On: January 3, 2023
Informative website
While buying the Shriram bike insurance plan for my Vespa Elegante 125 from the InsuranceDekho website, I learned about IDV and the importance of the claim settlement ratio. These are the things I didn't know before, and I am really happy that I know these now.
Read More
K
By Kush Singhal
On: October 13, 2022
Well managed website
The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Shriram two-wheeler insurance for my Hero Splendor, it was very easy to locate everything that I wanted on the website.
Read More
V
By Vivek Sharma
On: August 24, 2022
Informative website
While buying the Shriram bike insurance plan for my Vespa Elegante 125 from the InsuranceDekho website, I learned about IDV and the importance of the claim settlement ratio. These are the things I didn't know before, and I am really happy that I know these now.
Read More
K
By Kush Aggarwal
On: August 9, 2022
Well managed website
The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Shriram two-wheeler insurance for my Hero Splendor, it was very easy to locate everything that I wanted on the website.
Read More

By Vivek Sharma
On: July 22, 2022
Detailed explanation
InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.
Read More
A
By Abiral Gupta
On: July 14, 2022
Informative website
While buying the Shriram bike insurance plan for my Vespa SXL 150, from the InsuranceDekho website I read about various things that were displayed on the website. Like the IDV and its importance, claim settlement ratio, and a lot more. The benefits of the plan I bought were also available. The plan offers varied features and benefits that are expected from a good bike insurance plan. Happy with the purchase.
Read More
A
By Arpit Pathak
On: July 12, 2022
Informative website
While buying the Shriram bike insurance plan for my Vespa Elegante 125 from the InsuranceDekho website, I learned about IDV and the importance of the claim settlement ratio. These are the things I didn't know before, and I am really happy that I know these now.
Read More
K
By Kush Aggarwal
On: July 7, 2022
Well managed website
The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Shriram two-wheeler insurance for my Hero Splendor, it was very easy to locate everything that I wanted on the website.
Read More
V
By Vivek Sharma
On: June 30, 2022
Chat box feature
The InsuranceDekho website has a chat box feature which is quite helpful. While buying the Shriram bike insurance plan for my Vespa Elegante 125, I listed all my queries on the chat box. All my queries were solved within seconds. Thanks to the team.
Read More
S
By Shriyansh Agarwal
On: June 28, 2022
Well managed website
The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Shriram two-wheeler insurance for my Hero Splendor, it was very easy to locate everything that I wanted on the website.
Read More
V
By Vivek Sharma
On: June 28, 2022
Informative website
While buying the Shriram bike insurance plan for my Vespa Elegante 125 from the InsuranceDekho website, I learned about IDV and the importance of the claim settlement ratio. These are the things I didn't know before, and I am really happy that I know these now.
Read More
K
By Kush Aggarwal
On: June 23, 2022
Detailed explanation
InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.
Read More

By Abhishek Kumar
On: June 21, 2022
Too many plans to choose from
There are a lot of plans available on the InsuranceDekho website. After viewing all of them, I chose the Shriram bike insurance plan for my Vespa Elegante 125, the plan covers my bike with the best of the benefits and has satisfied me. Loved the plan.
Read More
N
By Naman Marwah
On: June 16, 2022
Detailed explanation
InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.
Read More
A
By Abiral Gupta
On: June 14, 2022
Informative website
While buying the Shriram bike insurance plan for my Vespa Elegante 125 from the InsuranceDekho website, I learned about IDV and the importance of the claim settlement ratio. These are the things I didn't know before, and I am really happy that I know these now.
Read More
K
By Kush Aggarwal
On: June 9, 2022
Well managed website
The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Shriram two-wheeler insurance for my Hero Splendor, it was very easy to locate everything that I wanted on the website.
Read More
V
By Vivek Sharma
On: June 7, 2022
Informative website
While buying the Shriram bike insurance plan for my Vespa SXL 150, from the InsuranceDekho website I read about various things that were displayed on the website. Like the IDV and its importance, claim settlement ratio, and a lot more. The benefits of the plan I bought were also available. The plan offers varied features and benefits that are expected from a good bike insurance plan. Happy with the purchase.
Read More
A
By Arpit Pathak
On: June 2, 2022
Informative website
While buying the Shriram bike insurance plan for my Vespa Elegante 125 from the InsuranceDekho website, I learned about IDV and the importance of the claim settlement ratio. These are the things I didn't know before, and I am really happy that I know these now.
Read More
K
By Kush Aggarwal
On: May 31, 2022
Chat box feature
The InsuranceDekho website has a chat box feature which is quite helpful. While buying the Shriram bike insurance plan for my Vespa Elegante 125, I listed all my queries on the chat box. All my queries were solved within seconds. Thanks to the team.
Read More

By Rhythm Singh
On: May 26, 2022
Detailed explanation
InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.
Read More

By Nimesh Sharma
On: May 19, 2022
Best Customer care team
While buying the Shriram bike insurance plan for my Sport 1000 PR bike from the InsuranceDekho website, I was facing some issues. I contacted the customer care team and the customer care executive immediately solved all my problems and I was able to buy the plan at ease.
Read More
U
By Ujval Yadav
On: May 17, 2022
Detailed explanations about ea...
InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.
Read More

By Abhishek Kumar
On: May 12, 2022

Shriram Reviews

Shriram Two-Wheeler Insurance FAQs

How will my premium for Shriram two-wheeler Insurance policy be calculated?
The premium that the policyholder needs to pay for taking a Shriram two-wheeler Insurance policy will be calculated based on factors such as the Cubic Capacity of the engine, Age of the vehicle, IDV (Insured Declared Value), Gross weight of the vehicle and Place of registration.
What are the benefits of taking Shriram two-wheeler Insurance policy?
There are several features that make Shriram Two-Wheeler Insurance the first choice of the customers. Some of them are as follows:

Cost-effective plans with customized coverage.

Facility to transfer No Claim Bonus in the existing policy.

Facility to tracking the status of the policy.

Fast and hassle-free claim process.
Does Shriram Two-Wheeler Insurance operate in all parts of India?
Shriram General Insurance has approximately 2,400 branches all over India where it provides two-wheeler insurance. It has branches in a vast number of cities including Ahmedabad, Pune, Bhubaneswar, Allahabad, Ranchi, Bhopal, Patna, etc.
Will I get a cashless repair and replacement service with my two-wheeler insurance?
A policyholder can seek cashless repair and replacement service at any of the over 2,000 network garages of Shriram General Insurance Company. You can locate your nearest network garage through the official website.
Can I check the status of my Shriram Two-Wheeler Insurance policy?
The policyholders can easily check the status of their current policy by making a registration on the official website. They can also contact the customer assistance service on the toll-free number 1800-300-30000 to know the status of the two-wheeler insurance policy. They will assist you on confirming your policy details.

FAQ

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Disclaimer

This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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