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Top Reliance Bike Insurance Plans

PLAN TYPE: Comprehensive
Starting From 714
PLAN TYPE: Third Party
Starting From 714
PLAN TYPE: Own Damage
Starting From 182

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When did you buy your Two wheeler?

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About Reliance Bike Insurance

Bike insurance provides financial protection against the loss of your vehicle and third-party damages. Reliance General Insurance is one of the best two-wheeler insurance companies. The company provides three types of bike insurance plans. Each one has its own specific features and benefits. Keep reading to find out the details!

Key Features of Reliance Bike Insurance



Claim settlement ratio


Founding year


Number of cashless garages


Claim settlement assistance


Personal accident cover

Up to Rs. 15 lakh



Third-party liabilities


Why Should You Buy Reliance Bike Insurance Plan?

Though there are many bike insurance companies in India, Reliance Motor Insurance Company is top-notch among customers. You must be wondering, "Why?” Some of the reasons to buy a Reliance two-wheeler insurance plan are highlighted below:

  • Attractive Discounts: Whether you are a new customer or an existing one, Reliance General Insurance provides exciting discounts for everyone. You can avail of up to 20-80% discount on a premium paid against the policy.
  • Add-On Benefits: The policyholders of Reliance bike insurance have the flexibility to customize their plan. The company provides various add-ons like third-party liability cover, medical emergency cover, return-to-invoice benefits, and many others. You can buy any add-on with your base two-wheeler insurance plan.
  • No Pre-Inspection: Reliance General Insurance values the time and needs of its policyholders. Therefore, the company provides a seamless and hassle-free claim settlement process. You can simply claim your bike insurance plan online without undergoing any bike inspection process.
  • Long-Term Protection: Understanding the busy schedules of its customers, Reliance General provides long-term bike insurance plans for its policyholders. You can buy a plan for 36 months and keep your bike protected against any mishap that may arise in the future.
  • No Paperwork: Unlike in the old-school days, individuals can now easily buy Reliance bike insurance in a few easy steps. All you need is a stable internet connection and a smartphone to protect your bike against loss or damage.

Reliance Bike Insurance Premium Calculation

The bike insurance premium calculator is an online tool that can help you determine an estimated premium amount you may have to pay against your insurance plan. Here’s the process for using a two-wheeler insurance premium calculator online:

  • Provide the details of your bike, including the manufacturing number, model, registration number, and others.
  • Select the type of bike insurance plan you want to buy.
  • Fill in your personal information, such as age, gender, and more. Select the add-ons that you want to buy with your base plan.
  • Click on the “Calculate Premium” tab.
  • Reliance two-wheeler insurance plan premiums will be displayed on the screen.

Types of Reliance Bike Insurance

Reliance General provides three types of two-wheeler insurance plans. Let’s discuss the features and benefits of each type in detail.

  • Third-Party Bike Insurance: This is the most basic type of two-wheeler insurance. The plan provides protection against third-party liabilities. However, you cannot claim the policy for a loss or damage to your vehicle. According to the Motor Vehicles Act, it is mandatory for all two-wheelers to buy third-party bike insurance.
  • Comprehensive Bike Insurance: A comprehensive two-wheeler insurance plan covers both personal and third-party liabilities. The plan covers loss or damage that happens due to theft, fire, accidents, or natural calamities. However, the policyholders may have to pay an extra premium for their comprehensive insurance plan.
  • Own-Damage Bike Insurance: The plan only provides coverage for loss or damage that happens to your own bike. Since it does not cover third-party liability, the premium is comparatively lower in comparison to comprehensive bike insurance.

Add-on Benefits Available Under Reliance Bike Insurance

Riders or add-ons are additional benefits that policyholders can buy with their base two-wheeler insurance plan. Reliance Bike Insurance Company provides various add-ons to provide comprehensive coverage to its policyholders. Some of them are highlighted below:

  • Consumable Expenses: The expenses that are made for the maintenance of your vehicle are known as consumable expenses. This includes engine oil, coolant, chain lube, brake fluid, and others. With this add-on benefit, you can reimburse the cost of consumable expenses up to a specific limit.
  • Third-Party Property Damage Cover: This add-on cover provides financial protection against any loss or damage that happens to the third party. The coverage limit in this add-on is much higher in comparison to the standard limit of third-party liability insurance plans.
  • Personal Accident Cover: Under this type of add-on, Reliance Bike Insurance will provide protection in the event of accidental death or disability of the policyholder. This add-on will financially help your loved ones in case of severe or fatal injuries.
  • Return-to-Invoice Cover: Reliance two-wheeler insurance plan that you buy with a return-to-invoice add-on benefit will help you get the invoice cost of your voice in case your bike is stolen or severely damaged.
  • Depreciation Allowance: When filing a claim for your bike insurance policy, the policyholders can also file a claim for the repair or replacement vehicle’s parts with depreciation allowance add-on cover.
  • Emergency Medical Expenses: A bike insurance company will reimburse the emergency medical expenses incurred due to accidental injuries that happened to you and your pillion rider.

Factors That Affect Bike Insurance Premium

A premium is an amount that policyholders pay to the insurer in exchange for insurance protection. Numerous factors help determine a bike insurance premium. Some of these factors are listed below:

  • Type of Plan: Bike insurance policy type plays an important role in determining a premium. For instance, the policyholders of a comprehensive two-wheeler insurance policy may have to pay an extra premium in comparison to the ones who bought a third-party two-wheeler insurance plan.
  • Model of Bike: The type of bike that you own also impacts the premium for your bike insurance plan. An individual who owns a sport bike may have to pay a higher premium as compared to a standard motorcycle owner.
  • Driver’s Experience: An individual who has begun riding will have to pay a higher premium. However, a person who is middle-aged and has relevant riding experience may have to pay a low premium.
  • Add-on Covers: Policyholders who buy add-ons with their base bike insurance plan will have to pay a higher premium. Add-ons are additional optional benefits that policyholders can buy with their base two-wheeler insurance plan.
  • Modifications on the Bike: Many individuals install expensive accessories and parts to their vehicles for better performance and looks. Any modifications made to your bike will be considered an important factor in the premium calculation.

Tips to Choose the Right Bike Insurance Plan

It is advisable to compare different bike insurance plans at the time of purchase. Additionally, here are some tips that you can follow to choose the best plan:

  • Check Claim Settlement Ratio: It is one of the most important factors that you should consider when purchasing a bike insurance plan. The higher claim settlement ratio represents that the company has higher credibility.
  • Compare Plans: When choosing the right bike insurance plan, it is a must that you compare different plans on the basis of premium, sum assured, add-ons, and more. You can visit the official website of InsuranceDekho to compare and buy the most suitable two-wheeler insurance plan.
  • Cashless Garages: Another important factor to choose the right plan is the number of cashless garages associated with a bike insurance company. Reliance General Insurance has over 8500+ cashless garages, making it one of the best options to buy an insurance plan.

Inclusions and Exclusions in Reliance Bike Insurance

Following are the inclusions and exclusions in the Reliance two-wheeler insurance policy:


  • Any damage that happens due to accidents
  • Loss incurred due to burglary or theft
  • Natural calamities such as cyclones, floods, earthquakes, and more
  • Damage that occurs due to fire or explosion of a bike
  • Personal accident coverage depends on the type of bike insurance you are covered
  • Third-party liabilities are covered


  • General wear and tear of the bike
  • Mechanical or electrical breakdown
  • Loss or damage that happens due to drunk driving
  • Driving without a valid license

Process To Buy Reliance Bike Insurance with InsuranceDekho

Reliance General Insurance provides a quick and easy process to buy bike insurance. Here’s a step-by-step process to buy two-wheeler insurance online:

  • Visit the official website of InsuranceDekho.
  • Fill in your details, such as bike manufacturing number, model name, registration number, email address, and others.
  • Opt for add-on coverage that you want to include in your plan.
  • Select the policy tenure and pay a premium online.
  • Once the above process is completed, a soft copy of your Reliance bike insurance will be sent to your registered e-mail address.

Why Purchase Reliance General Bike Insurance Online?

Bike insurance ensures that you are financially protected in case any loss or damage happens to your own bike or a third-party vehicle. Besides this, it offers many other benefits to policyholders if bought online. Some of them are as follows:

  • Many bike insurance companies offer attractive discounts on purchasing two-wheeler insurance online. So, you can save on a premium for your insurance policy by purchasing it online.
  • Purchasing bike insurance online enables you to compare different plans. You can use InsuranceDekho to analyze the features and benefits of different policies. Additionally, you can calculate the premium for your chosen plan using a bike insurance premium calculator.
  • Policyholders can purchase bike insurance online quickly and easily. All you need to do is visit the official website of InsuranceDekho and provide some information to buy a two-wheeler insurance plan with ease.

Process To Renew Reliance Bike Insurance

The policyholders of Reliance bike insurance must renew their policy before its expiration date. Here’s a process that you can follow to renew your plan:

  • Visit the official website of Reliance General Insurance Company.
  • Click on the “Renew Policy” button.
  • Fill in your policy details and hit the “Proceed to Renew” tab.
  • Choose the policy tenure and pay a premium online.
  • Once the payment process is completed, a soft copy of the two-wheeler insurance plan will be sent to your registered email id.

Process To Claim Reliance Bike Insurance

There are two ways in which you can get your bike insurance claim settled, either in a cashless manner or by getting it reimbursed. Here are the steps to raise cashless claims:

  • Inform the police and obtain a First Investigation Report (FIR) immediately after the accident or theft of your two-wheeler.
  • Contact the claim support team of Reliance General Insurance and inform them about the loss.
  • Fill out the claim form and submit all the required documents.
  • In case of an accident, locate and visit the nearest network garage to avail of a cashless repair facility. However, in case of theft, submit the FIR copy to a bike insurance company.
  • The company will settle your claim request for Reliance bike insurance if satisfied with the information you provided.

Documents Required to Claim Reliance Bike Insurance

  • Registration certificate
  • Driving license
  • Previous year’s two-wheeler insurance policy document
  • FIR copy
  • Estimate from the garage
  • Discharge vouchers and hospital bills in case of third-party claims
  • Repair bills
  • No claim bonus declaration
  • ID proof
  • Address proof

35 Reliance Cashless Garages in India

Reliance Bike Insurance User Reviews

Write your review
What users are saying
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  • Comprehensive
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  • Own Damage
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  • Cashless Garages
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  • Add On
  • Satisfactory Experience

    I'm really happy with InsuranceDekho. They helped me find the Reliance bike insurance that was just right for me, and it was all really straightforward.

    By Aashi Goel
    On: March 2, 2024
  • Responsive Customer Support

    Dealing with customer support for inquiries related to Third-Party Reliance Bike Insurance Policy was a positive experience. The team at InsuranceDekho was responsive, providing timely and helpful assistance for my KTM bike.

    By Gagan Grover
    On: November 24, 2023
  • Transparent Premium Breakdown

    The premium calculator on InsuranceDekho not only provided an estimate for my Reliance Bike Insurance Policy but also broke down the premium into components for my Royal Enfield bike, so I knew what I was paying for. This transparency is highly valuable for making an informed decision.

    By Umesh Patil
    On: November 8, 2023
  • Seamless Claims with No Hassle...

    I found that the claims process with InsuranceDekho is seamless and hassle-free. As my Honda bike was insured with the Reliance Bike Insurance Policy, everything was taken care of, allowing me to focus on other aspects of recovery.

    By Dinesh Sreenath
    On: November 7, 2023
  • Effortless Settlement for Own ...

    The claims settlement process of the Reliance Bike Insurance Policy for own damage insurance through InsuranceDekho was effortless. They took care of everything with minimal hassle for my Hero bike.

    By Rohan Singh
    On: November 2, 2023
  • Seamless Renewal Process

    The Reliance Bike Insurance Policyy’s renewal process is seamless at InsuranceDekho, taking the stress out of keeping the coverage of my Triumph bike up to date.

    By AJay Bhatia
    On: October 30, 2023
  • Comprehensive Garage Services

    I am relaxed after the purchase of the Reliance Bike Insurance Policy for my Suzuki bike. InsuranceDekho's cashless garages offer comprehensive services, from regular maintenance to major repairs. It's a one-stop solution for all car-related needs.

    By Jagdish Dora
    On: October 26, 2023
  • My Trusted Renewal Partner

    I trust InsuranceDekho as my go-to platform for the Reliance Bike Insurance Policy renewal. Their platform is easy to use, and their team provides valuable assistance to ensure a seamless renewal process for my Suzuki bike.

    By Tanish Dey
    On: October 18, 2023
  • Quality Repairs with Peace of ...

    InsuranceDekho's cashless garages ensure quality repairs for my Mahindra car with the peace of mind that comes from not dealing with cash transactions for my Reliance Bike Insurance Policy.

    By Vikas Kumar
    On: October 16, 2023
  • Legal Compliance Made Easy

    I appreciate how InsuranceDekho simplifies the process of staying legally compliant with third-party coverage. With the Reliance Bike Insurance Policy for my Jawa bike, I feel that it's a responsible choice for every bike owner.

    By Devan Gaur
    On: October 11, 2023

Reliance Bike I​nsurance FAQs

  • Why is two-wheeler insurance required?

    Every bike owner is required to have at least a third-party two-wheeler insurance plan. Furthermore, it helps you in solving financial obligations that may arise as a result of an unfortunate event.
  • Why should I choose Reliance Bike Insurance?

    Consumers are attracted to Reliance Bike Insurance Policy for a variety of reasons, including: 1.Customized add-ons with a low premium yet a high level of coverage. 2.On-road assistance is provided by an excellent customer service team. 3.Service is easily accessible in over 3800 networking garages. 4.Excellent history of claim settlements.
  • Is it possible to add-on cover with Reliance bike insurance plan?

    Yes, customers can choose from a variety of add-on covers after purchasing a Reliance Comprehensive Bike Insurance policy or a Reliance Standalone Own Damage Bike Insurance policy. Nil Depreciation, Daily Allowance Benefit, EMI Protection, and Helmet Cover are some of the most popular add-ons.
  • What is the best way to keep track of the status of my two-wheeler insurance policy?

    Customers can access the official website to verify the status of their insurance. Simply enter your login ID and password on the login tab on the home page, and the list will appear.
  • Is it possible for me to purchase an insurance policy online?

    Absolutely, you may buy your policy online with minimal documentation using the official website of Reliance Bike Insurance or InsuranceDekho. All you have to do now is fill in the required information about yourself and your vehicle, pick a new plan, calculate the premium, and make the payment.

Bike Insurance News


Every detail provided in this website is for information purpose only. Insurancedekho under no circumstances, endorse the information provided. However, we are constantly doing our best to keep our privileged customers up-to-date with neutral and factual information.
Reliance Bike insurance starting from ₹ 714/year*

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Reliance Bike insurance starting from ₹ 714/year*
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.