Bike Insurance Quotes on Top Bike Models

The cost of a bike insurance policy is known as premium. The Insurance Regulatory and Development Authority (IRDAI) has fixed the premium for third party plans which vary depending upon the engine capacity of the bike. The premium amount for comprehensive bike insurance plans and for standalone own-damage bike insurance plans depend on a number of factors such as the coverage of the plan, make, model and variant, fuel type of the bike, RTO location etc.

Confused for Policy Type?

  • Comprehensive Bike Insurance
    It is not a mandatory but recommended plan for bike owners
  • Third Party Bike Insurance
    It is mandatory as per Indian Motor Tariff for all bike owners in India

Add-on Covers For Your Bike Insurance Policy

  • Zero Depreciation

    Like other assets, the value of your two wheeler also depreciates constantly with time and the liabi...

    Read More
  • Invoice Protection

    In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you t...

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  • NCB Cover

    No Claim Bonus is the reward which is given to the policyholder for not making any claim during the ...

    Read More
  • Engine Protection Cover

    The damages incurred by the engine of the two wheeler are by default not covered under a bike insura...

    Read More

Find Right Bike Insurance Quotes by Bikes Body Type

  • Commuter
  • Scooter
  • Sport
  • Cruiser

Bike Insurance Premium FAQs

  • What does a bike insurance premium mean?

    The bike insurance premium refers to the cost of the insurance plan purchased for a bike.

  • Is the premium for comprehensive bike insurance the same for all bikes?

    No, the premium for comprehensive bike insurance is not the same for all bikes. The premium for a comprehensive plan varies on the basis of the MMV (make, model and variant) of the bike, its engine capacity, its age, the add-ons opted among other factors.

  • How can I lower the insurance premium for my bike?

    You can lower the insurance premium for your bike by following the below-mentioned tips:
    Always compare available insurance plans and then choose the one which best suits your requirements and budget. Avoid making claims for small expenses. This helps you keep your No Claim Bonus (NCB) discount intact. The NCB ranges from 20%-50% depending on the number of claim-free years. Always remember to transfer your NCB at the time of policy renewal.

  • How does the age of the bike affect the bike insurance premium?

    The Insured Declared Value (IDV) offered by an insurance company for an old or aged bike is relatively less than that of a new bike. The age of a bike affects the IDV because of the depreciation (wear and tear )suffered by it over time. Thus, the premium amount for aged bikes is lower than that of brand new bikes.

  • What is the premium for bike insurance add-ons?

    The premium for each bike insurance is different. Each bike insurance add-on such as a zero depreciation cover, engine cover, tyre cover, etc comes with a separate premium and helps you extend the coverage of your insurance plan. Bike insurance add-ons are available with standalone own-damage and comprehensive bike insurance plans.

  • How to compare bike insurance quotes at InsuranceDekho?

    At InsuranceDekho, you can compare different bike insurance quotes easily and quickly. All the quotes which get displayed to you are customized according to the details shared by you. Thus, you can compare the quotes basis the available coverage and other features offered by the bike insurance plans.

  • How long are bike insurance quotes valid for?

    At InsuranceDekgo, the generated bike insurance premium quotes generally remain valid for around 10 days, however, they may change if the premium rates shared by insurance companies change or if the age of the bike gets changed during the period.

  • How to get bike insurance quotes online at InsuranceDekho?

    You can get the best bike insurance quotes at InsuranceDekho by following the below-mentioned steps:


    Step 1: Visit insuracedekho.com and click on the tab for ‘Bike’.


    Step 2: Enter your bike’s Registration Number. If you do not remember your bike’s registration number, please choose the ‘Don't know your bike number?’ option.


    Step 3: A pop up window will appear. Now, select your bike’s brand name, model, fuel type, variant, registration year, registration city and RTO.


    Step 4: Enter your personal details - Name and Mobile Number. Click on ‘Submit and Get Quotes’. Confirm the expiry date of your previous bike insurance policy and the name of your previous bike insurer.


    Step 5: All available premium quotes from different insurers will be displayed to you.

  • How can I find cheaper bike insurance quotes online?

    You can find cheaper bike insurance plans by comparing different quotes. You can do so by visiting InsuranceDekho and selecting the quote which best suits your requirements.

  • Are bike insurance quotes free?

    InsuranceDekho offers the service of comparing insurance premium quotes for your bike for free. However, you need to pay the premium at the time of buying a bike insurance plan.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.