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*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

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Tata AIG Bike Insurance

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Highlights
    Network Garages5,000+
    Claim Settlement Ratio90.49% in FY20
    Emergency AssistanceAvailable 24/7
    Number of Customers5 crore+
    AccreditationiAAA Rating by ICRA
    Presence190+ countries

    About Tata AIG Bike Insurance

    Tata AIG General Insurance Company Limited is one of the most reputed general insurance companies in India. The company was formed in the year 2000 after two big enterprises Tata Group, and American International Group (AIG) decided to collaborate. Tata Group is a globally recognized Indian multinational conglomerate, and AIG is a multinational insurance and finance corporation. The coming together of two big companies in a single platform has made the company gain the trust and value of thousands of customers.

    The general insurance company works in two significant verticles, Customer lines, and Commercial lines. It offers an ample range of insurance policies to cater to satisfy the needs of various businesses as well as individuals. It offers a wide variety of corporate and personal insurance services. Its products range from bike insurance, car insurance, health insurance, travel insurance, home insurance, motor insurance, and rural agriculture insurance. Some of the unique insurance plans offered by the company are property and business, professional and general liability insurance, environment insurance, etc.

    Tata AIG provides third party bike insurance policies, standalone own-damage bike insurance policies, as well as comprehensive bike insurance policies attempting bike insurance premiums. Apart from providing these bike insurance policies with the traditional medium, Tata AIG has opted for a various end to end channels like banks, agents, brokers to enhance the reach. It will provide bike insurance customers with an easy journey right from buying to renewal, especially for bike insurance.

    TATA AIG Bike Insurance

    Tata AIG offers three basic types of two-wheeler insurance in India; third party insurance, standalone own-damage insurance and comprehensive insurance. Third party insurance is compulsory for all two-wheelers according to the Motor Vehicles Act of 1988, the cover takes care of third party liabilities in case of a mishap including bodily injury, death and property damage. If you want to cover the cost of own-damage in case of a mishap you can purchase a standalone own-damage cover. This is not compulsory but provides coverage for a wide variety of situations including theft, road accidents, vandalism, natural and manmade calamities. However, if you are looking for a hassle-free way to remain protected from the uncertainties of the road it is best to purchase a comprehensive insurance plan. This type of insurance covers both own-damage costs and third party liabilities in the event of a mishap under a single premium.

    Furthermore, to expand the coverage that is provided by the own-damage cover you can purchase add-on covers for your two-wheeler. These are optional covers that allow you to pick and choose the ones best suited to your needs. Add-ons come at an additional cost but if selected wisely they can make a significant difference in the claim amount. Some useful add-ons that you should definitely check include the zero depreciation cover, the return to invoice cover, the engine protect cover and the roadside assistance cover.

    Tata AIG offers its customers a wide variety of add-ons to choose from. Moreover, the insurance policy is easy to purchase and renew. With more than 7500 network garages you can also rest assured that any repairs that your two-wheelers need can be easily done anywhere across the country.

    Significant Points of Tata AIG Bike Insurance

    Features

    Coverage

    Third Party Insurance- property Damage

    Up to Rs. 1 Lakh

    Own Damage Cover

    Depends on the IDV of the two-wheeler

    Personal Accident Cover

    Up to Rs. 15 Lakh

    Claim Assistance

    24x7

    Calculate Your Bike Insurance

    Select your bike's brand
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    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    20052019
    Have you made a claim in the previous year?

    Benefits of Tata AIG Bike Insurance

    • An extensive network of 5,000+ garages
    • 24x7 emergency assistance is available
    • Digital insurance process for paperless system
    • Enables the customers to make unlimited claims
    • Issues instant policies for all insurance products

    38 Tata Aig Cashless Garages in India

    Must Read Articles before buying Tata Aig Bike Insurance

    Tata AIG Bike Insurance User Reviews

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    • Personalised insurance plans

      Insurance plan preferences differ from one individual to another. I wanted my insurance plan to have a few spe...

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      M
      By Manav Dhiman
      On: November 24, 2021
    • Seamless cashless claim settle...

      I had immediately made a cashless claim settlement under my Tata AIG bike insurance plan at InsuranceDekho web...

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      A
      By Arpita Deshmukh
      On: November 22, 2021
    • Premium calculation in a jiffy

      With the help of the premium calculator, I calculated the entire payable premium amount for my Tata AIG bike i...

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      A
      By Apoorva Kaul
      On: November 17, 2021
    • Various methods of payment all...

      I am not that comfortable when it comes to making the payment online. I am glad that InsuranceDekho allows var...

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      By Smriti Ahuja
      On: November 15, 2021
    • Insurance plan within budget

      The premium costs provided by InsuranceDekho are designed specifically keeping in mind all types of customer r...

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      By Ashu Banerjee
      On: November 11, 2021
    • Easy plan comparison

      All thanks to InsuranceDekho for providing me with an opportunity to do comparison of several insurance plans ...

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      By Madhurima Naik
      On: November 8, 2021
    • Useful suggestions

      I hold Tata AIG third party bike insurance plan for my Royal Enfield Thunderbird 500X. I wanted some suggestio...

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      N
      By Naman Sarkar
      On: November 2, 2021
    • Digital procedure

      All the services on InsuranceDekho website are served digitally without the involvement of huge paper piles. I...

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      M
      By Mahira Khan
      On: October 27, 2021
    • Good value for my money

      Purchasing Tata AIG bike insurance plan for my Aprilia SRV 850 using InsuranceDekho website has been a cost ef...

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      By Rajni Jaiswal
      On: October 25, 2021
    • Compelling insurance offers

      At the InsuranceDekho website, the insurance content available is compelling and effective. The coverage offer...

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      By Siddharth Jain
      On: October 20, 2021

    Tata AIG Two-Wheeler Insurance FAQs

    • Why should I take a two-wheeler insurance plan?

      Having an insurance policy is very important to run your bike on the road safely. People get two-wheelers so that they can travel effortlessly. It often gives rise to several accidents that end up giving financial liabilities to the owner. Therefore, the insurance policy provides coverage against such uncertainties and protects the owner legally as well as financially.

    • What if I do not make a single claim in the entire policy period?

      In case the policyholder does not claim for any benefit in the whole policy period, they will get a special discount in terms of No Claim Bonus. The NCB can be earned in the Own Damage section of the policy.

    • What are the exclusive benefits of buying Tata AIG two-wheeler insurance?

      There are some exclusive benefits provided by Tata AIG which makes it more attractive than others. It settles down the claim in just 15 days, once the claim is approved and you submit all the necessary documents. The policyholder can register the claim through any medium such as by contact through a toll-free number or email id. They can get cashless repair and replacement services anywhere in the country. At last, all the third party liabilities will be paid directly by the insurer on behalf of the policyholder.

    • What are the add-on covers under Tata AIG two-wheeler insurance?

      Tata AIG two-wheeler insurance provides so many add-ons covers such as Return to invoice, Cost of Consumables, Depreciation allowance, Loss of accessories, etc. It also offers Personal accident cover for both owner and driver.

    • How to get discounts under Tata AIG two-wheeler insurance?

      The policyholders can get discounts through various available options such as No claim bonus, Automobile association membership, Installation of anti-theft alarm and Voluntary deductibles.

    Why to buy from InsuranceDekho?

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    Tata AIG Bike Insurance Contact Details

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    Disclaimer

    This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.