Tata AIG Bike Insurance

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Highlights
    Network Garages5,000+
    Claim Settlement Ratio90.49% in FY20
    Emergency AssistanceAvailable 24/7
    Number of Customers5 crore+
    AccreditationiAAA Rating by ICRA
    Presence190+ countries

    About Tata AIG Bike Insurance

    Tata AIG General Insurance Company Limited is one of the most reputed general insurance companies in India. The company was formed in the year 2000 after two big enterprises Tata Group, and American International Group (AIG) decided to collaborate. Tata Group is a globally recognized Indian multinational conglomerate, and AIG is a multinational insurance and finance corporation. The coming together of two big companies in a single platform has made the company gain the trust and value of thousands of customers.

    The general insurance company works in two significant verticles, Customer lines, and Commercial lines. It offers an ample range of insurance policies to cater to satisfy the needs of various businesses as well as individuals. It offers a wide variety of corporate and personal insurance services. Its products range from bike insurance, car insurance, health insurance, travel insurance, home insurance, motor insurance, and rural agriculture insurance. Some of the unique insurance plans offered by the company are property and business, professional and general liability insurance, environment insurance, etc.

    Tata AIG provides third party bike insurance policies, standalone own-damage bike insurance policies, as well as comprehensive bike insurance policies attempting bike insurance premiums. Apart from providing these bike insurance policies with the traditional medium, Tata AIG has opted for a various end to end channels like banks, agents, brokers to enhance the reach. It will provide bike insurance customers with an easy journey right from buying to renewal, especially for bike insurance.

    TATA AIG Bike Insurance

    Tata AIG offers three basic types of two-wheeler insurance in India; third party insurance, standalone own-damage insurance and comprehensive insurance. Third party insurance is compulsory for all two-wheelers according to the Motor Vehicles Act of 1988, the cover takes care of third party liabilities in case of a mishap including bodily injury, death and property damage. If you want to cover the cost of own-damage in case of a mishap you can purchase a standalone own-damage cover. This is not compulsory but provides coverage for a wide variety of situations including theft, road accidents, vandalism, natural and manmade calamities. However, if you are looking for a hassle-free way to remain protected from the uncertainties of the road it is best to purchase a comprehensive insurance plan. This type of insurance covers both own-damage costs and third party liabilities in the event of a mishap under a single premium.

    Furthermore, to expand the coverage that is provided by the own-damage cover you can purchase add-on covers for your two-wheeler. These are optional covers that allow you to pick and choose the ones best suited to your needs. Add-ons come at an additional cost but if selected wisely they can make a significant difference in the claim amount. Some useful add-ons that you should definitely check include the zero depreciation cover, the return to invoice cover, the engine protect cover and the roadside assistance cover.

    Tata AIG offers its customers a wide variety of add-ons to choose from. Moreover, the insurance policy is easy to purchase and renew. With more than 7500 network garages you can also rest assured that any repairs that your two-wheelers need can be easily done anywhere across the country.

    Significant Points of Tata AIG Bike Insurance

    Features

    Coverage

    Third Party Insurance- property Damage

    Up to Rs. 1 Lakh

    Own Damage Cover

    Depends on the IDV of the two-wheeler

    Personal Accident Cover

    Up to Rs. 15 Lakh

    Claim Assistance

    24x7

    What is your bike's brand?

    • Hero
    • Honda
    • TVS
    • Bajaj
    • Yamaha
    When did you buy your bike?
    20052019
    Have you made a claim in the previous year?

    Benefits of Tata AIG Bike Insurance

    • An extensive network of 5,000+ garages
    • 24x7 emergency assistance is available
    • Digital insurance process for paperless system
    • Enables the customers to make unlimited claims
    • Issues instant policies for all insurance products

    38 Tata Aig Cashless Garages in India

    Must Read Articles before buying Tata Aig Bike Insurance

    Tata AIG Bike Insurance User Reviews

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    What users are saying
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    • Friendly chatbox

      I talked about my policy requirements with the chatbox of InsuranceDekho. Their friendly response made it easi...

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      By Nirmal Sharma
      On: May 12, 2021
    • Follows methodical system

      InsuranceDekho follows a proper methodical system in each of its services. I really appreciate that. I am more...

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      A
      By Anup Pattanaik
      On: May 3, 2021
    • Standardised policies

      All the policies listed on InsuranceDekho have standardised and mandated coverage. This makes it a great platf...

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      By Pratim Kumar
      On: April 30, 2021
    • User-friendly website

      InsuranceDekho is a user-friendly website. It is flexible, adaptable across multiple devices, accessible to a ...

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      By Ratan Banik
      On: April 28, 2021
    • Payment gateway runs smoothly

      The payment gateway of InsuranceDekho is fully encrypted and runs smoothly. It took just a few seconds to pay ...

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      By Supratik Mahato
      On: April 27, 2021
    • Handy premium calculator

      The premium calculator available on InsuranceDekho comes in handy when it is time to compare the premium rates...

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      By Vaibhav Deshmukh
      On: April 26, 2021
    • Flexible policy coverages

      Based on your purpose, private or commercial use, you have the option to choose the policy coverage on Insuran...

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      By Upama Roy
      On: April 23, 2021
    • Easy to navigate through the w...

      InsuranceDekho is easy to navigate. The tabs and icons are super active. They open with a single click and pro...

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      By Murli Kashyap
      On: April 23, 2021
    • Skilful support team

      I am a policyholder of Tata AIG bike insurance policy for Yamaha Saluto. I contacted the support team of Insur...

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      By Sourodip Bhattacharya
      On: April 21, 2021
    • Located cashless garages easil...

      I have a Ducati 959 Panigale. Locating cashless garages partnered with TATA AIG on InsuranceDekho was easy. I ...

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      A
      By Ahaan Nandy
      On: April 21, 2021
    • Friendly chatbox

      I talked about my policy requirements with the chatbox of InsuranceDekho. Their friendly response made it easi...

      Read More
      N
      By Nirmal Sharma
      On: May 12, 2021
    • Follows methodical system

      InsuranceDekho follows a proper methodical system in each of its services. I really appreciate that. I am more...

      Read More
      A
      By Anup Pattanaik
      On: May 3, 2021
    • Standardised policies

      All the policies listed on InsuranceDekho have standardised and mandated coverage. This makes it a great platf...

      Read More
      P
      By Pratim Kumar
      On: April 30, 2021
    • User-friendly website

      InsuranceDekho is a user-friendly website. It is flexible, adaptable across multiple devices, accessible to a ...

      Read More
      R
      By Ratan Banik
      On: April 28, 2021
    • Payment gateway runs smoothly

      The payment gateway of InsuranceDekho is fully encrypted and runs smoothly. It took just a few seconds to pay ...

      Read More
      S
      By Supratik Mahato
      On: April 27, 2021
    • Handy premium calculator

      The premium calculator available on InsuranceDekho comes in handy when it is time to compare the premium rates...

      Read More
      V
      By Vaibhav Deshmukh
      On: April 26, 2021
    • Flexible policy coverages

      Based on your purpose, private or commercial use, you have the option to choose the policy coverage on Insuran...

      Read More
      U
      By Upama Roy
      On: April 23, 2021
    • Easy to navigate through the w...

      InsuranceDekho is easy to navigate. The tabs and icons are super active. They open with a single click and pro...

      Read More
      M
      By Murli Kashyap
      On: April 23, 2021
    • Policy overviews are genuine

      On InsuranceDekho, every policy highlights, descriptions, coverage details are genuine and verified by the ins...

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      F
      By Firoz Samanta
      On: April 19, 2021
    • Add-on covers are purposeful

      The add-on covers on InsuranceDekho are purposeful. I bought The Passenger Assistance Cover to protect the pil...

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      By Shiuli Mukherjee
      On: April 16, 2021

    Insurance Products by Tata Aig General Insurance

    Tata AIG Two-Wheeler Insurance FAQs

    • Why should I take a two-wheeler insurance plan?

      Having an insurance policy is very important to run your bike on the road safely. People get two-wheelers so that they can travel effortlessly. It often gives rise to several accidents that end up giving financial liabilities to the owner. Therefore, the insurance policy provides coverage against such uncertainties and protects the owner legally as well as financially.

    • What if I do not make a single claim in the entire policy period?

      In case the policyholder does not claim for any benefit in the whole policy period, they will get a special discount in terms of No Claim Bonus. The NCB can be earned in the Own Damage section of the policy.

    • What are the exclusive benefits of buying Tata AIG two-wheeler insurance?

      There are some exclusive benefits provided by Tata AIG which makes it more attractive than others. It settles down the claim in just 15 days, once the claim is approved and you submit all the necessary documents. The policyholder can register the claim through any medium such as by contact through a toll-free number or email id. They can get cashless repair and replacement services anywhere in the country. At last, all the third party liabilities will be paid directly by the insurer on behalf of the policyholder.

    • What are the add-on covers under Tata AIG two-wheeler insurance?

      Tata AIG two-wheeler insurance provides so many add-ons covers such as Return to invoice, Cost of Consumables, Depreciation allowance, Loss of accessories, etc. It also offers Personal accident cover for both owner and driver.

    • How to get discounts under Tata AIG two-wheeler insurance?

      The policyholders can get discounts through various available options such as No claim bonus, Automobile association membership, Installation of anti-theft alarm and Voluntary deductibles.

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Tata AIG Bike Insurance Contact Details

    For any assistance or query, call us on:

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    Disclaimer

    This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.