ICICI Lombard Car Insurance

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Highlights
    Network Garages8,800+
    Claim Settlement Ratio87.71%
    Emergency AssistanceAvailable 24/7
    Policies Issued2.6 crore in FY20
    AccreditationiAAA Rating by ICRA
    Presence46 Countries

    About ICICI Lombard

    When listing the leading private sector general insurance companies in India, ICICI Lombard General Insurance Company Limited is a name that cannot be missed. In operations since 2001, the company is a collaboration between ICICI Bank and Fairfax Financial Holdings Limited. As per the numbers for the financial year 2018, ICICI Lombard marks a Gross Written Premium (GWP) of Rs126 billion. From general insurance to investment management, the company is involved in lots of business operations.

    Before learning about the car insurance products that the company introduces, let’s quickly read a little more about the two giants that have collaborated. ICICI Bank is the second largest bank in the country while Fairfax Financial Holdings Limited is a famous financial company from Toronto. 64% of the stakes in the merger are owned by ICICI Bank while 36% is held by Fairfax International. It would be right to describe the company as India’s largest and most renowned general insurance company.

    ICICI Lombard offers a wide variety of products. From car insurance, two-wheeler insurance, and health insurance, to overseas student travel insurance, weather insurance and two-wheeler insurance, there are a lot of products to learn about. When it comes to car insurance products, the insurer offers third-party car insurance policies, standalone own-damage car insurance policies, and comprehensive car insurance policies. The car insurance products offered by the insurer are much trusted.

    ICICI Lombard Car Insurance

    When it comes to car insurance, the ICICI Lombard provides all sorts of policies which comprise a third party plan, standalone own-damage plan, and comprehensive plan. These plans are meant to offer you compensation in case your car gets damaged in an accident, fire, theft, natural or man-made calamity and even for events where you may end up damaging third party people or their property in an accident. The insurer provides car insurance plans at affordable prices which protects you against risks so that you can drive worry-free. The insurer also provides Rs. 15 Lakh coverage for injuries to the registered owner driver while travelling in the car, or getting in or off the car.

    In addition to offering different insurance policies, the ICICI Lombard General Insurance provides an assorted range of add-ons for an additional premium such as roadside assistance cover, engine protect cover, consumables protect cover, zero depreciation cover, garage cash cover, loss of personal belongings cover and so on. By opting a car insurance policy from ICICI Lombard, you can enjoy several benefits such as affordable premiums, easy renewals, No claim bonus up to 50%, cashless repairs in 4,300+ network garages, quick claim settlement and many more.

    Significant Points of ICICI Lombard Car Insurance

    Features

    Coverage

    Third Party Property Damage

    Up to Rs. 7.5 Lakh

    Own Damage Cover

    Coverage for Own Car for Its Loss and Damage

    Personal Accident Cover

    Up to Rs. 15 Lakh

    Add-on Covers

    9 Add-on Covers

    Claim Assistance

    24/7 Claim Assistance

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    When did you buy your car?
    20052019
    Have you made a claim in the previous year?

    Benefits of ICICI Lombard Car Insurance

    • A robust network of 8,800+ garages
    • Provides 24x7 emergency assistance
    • Offers innovative insurance products
    • Ensures hassle-free insurance claim experience
    • Technologically advanced process with Insure App

    ICICI Lombard Car Insurance Add-Ons

    • Zero Depreciation

      Do you know that car is a depreciating asset? Wear and tear of parts is inevitable. However, it increases deduction in the form of depreciation. A zero depreciation cover, also popular as bumper-to-bumper saves you a great deal from such deductions

    • Consumables Cover

      No insurance pays for consumables like nuts, bolts, brake fluids, lubricant, grease and others. Choosing a consumables cover prevents you from spending riches to replace these or repair the same

    • Garage Cash Add-On

      How are you planning to commute when your car is parked in a garage or workshop for a duration much longer than expected? This is when having a garage cash cover is of great benefit. It provides daily allowance for as long as the car is in the garage

    • Roadside Assistance

      Unfortunate breakdowns in the middle of nowhere - do you feel the panic already? Well, having a roadside assistance cover will help you calm down. Emergency services are provided such as flat tyre change, fuel refilling, towing, battery jump-start, key pick-up, mechanic visit and others

    • Engine Cover

      Engine is undoubtedly the most essential and the heart of a vehicle. Getting a defunct engine repaired is a costly affair. This add-on ensures that issues like engine failure and damages to the engine caused due to external factors like flooding and others are paid by the insurance company

    ICICI Lombard Car Insurance Claim Process

    It's 8 step simple process,Hassle FREE
    • 1

      Inform the Insurance Company

      Intimate about your claim by calling up ICICI Lombard’s toll-free number 1800-2666 You can visit the workshop and communicate the same
    • 2

      Drop In At the Workshop

      You can either get your vehicle towed to the nearest garage or drive your car to a nearby workshop
    • 3

      Process of Survey Commence

      Post intimation of claim, a surveyor is appointed in 24-48 working hours
    • 4

      Provision of Necessary Documents

      The insurance company must be provided with essential documents like DL, Claim Intimation Form, Policy Copy, Aadhar Card, RC, Repair Estimate and PAN Card
    • 5

      Survey is completed

      A detailed survey of the vehicle is completed in 24-48 working hours
    • 6

      Surveyor Makes the Final Decision

      A detailed survey is performed. The surveyor then accepts or rejects the claim. Post approval, repair works begin
    • 7

      Delivery Order is issued

      Once the repairs are done with, a survey is proceeded and the delivery order is issued
    • 8

      Non-Cashless – What’s The Deal?

      In case of non-cashless claims, you will need to foot the bills of repairs done. Soon after, the amount is reimbursed by the insurance company

    635 Icici Lombard Cashless Garages in India

    Must Read Articles before buying Icici Lombard Car Insurance

    ICICI Lombard Car Insurance User Reviews

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    • smooth experience

      smooth and fast , was quite time savings plus the ease on quotes options to check with other insurance compani...

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      Hyundai Verna 2016-2017 New Delhi
      By SABIR AHSAN
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      It's a very good experience. Initially I was conscious as online fraud, but after taking with the insurance ad...

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      Toyota Etios Bangalore
      By ABDUL HANNAN
      On: November 9, 2020
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      Maruti Swift Dzire Mumbai
      By SWAPNIL JADHAV
      On: September 13, 2020
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      By Daphne Clarance
      On: August 27, 2020
    • Website is easy to use

      InsuranceDekho’s website is very easy to use. I bought an ICICI Lombard car insurance policy from them last we...

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      By Riya Ghai
      On: August 10, 2020
    • Easy to compare car insurance ...

      The website of InsuranceDekho is really easy to navigate. I was able to compare and select the most suitable p...

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      By Jaikisan Shashwat
      On: August 6, 2020
    • Smooth claim settlement proces...

      I recently made a claim under my ICICI Lombard car insurance policy that I bought for my Toyota Fortuner car o...

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      A
      By Arpan Jain
      On: August 5, 2020
    • Easy to find quotes online

      It is very easy to find quotes at InsuranceDekho online. I bought an ICICI Lombard car insurance policy for my...

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      A
      By Ankita Kumari
      On: July 30, 2020
    • Very good

      The insurance dekho site is very wonderful. The follow up & renewal process is remarkable. The offers given ar...

      Read More
      S
      Ford Figo 2010-2012 Nashik
      By Sachin Chandrakant Parandkar
      On: July 6, 2021
    • Website is easy to use

      InsuranceDekho’s website is very easy to use. I bought an ICICI Lombard car insurance policy from them last we...

      Read More
      By Riya Ghai
      On: August 10, 2020
    • Easy to compare car insurance ...

      The website of InsuranceDekho is really easy to navigate. I was able to compare and select the most suitable p...

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      By Jaikisan Shashwat
      On: August 6, 2020
    • Easy to find and compare quote...

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      By Priyanka Bhawser
      On: July 6, 2020
    • Relevant quotes to compare

      I found quotes from different insurers to compare and choose a plan at Insurance Dekho. I chose the ICICI Lomb...

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      By Shweta Kumari
      On: March 31, 2020
    • Hassle-free comparison

      The process of comparing plans on Insurance Dekho is completely hassle-free. The website compares the plan wit...

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      By Raghav Mehta
      On: February 19, 2020
    • Easy to follow

      As my friend suggested, I opted to use Insurance Dekho to compare car insurance policy. As I entered the site,...

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      By Animesh Dewan
      On: January 31, 2020
    • Insurance in a few steps

      I had to follow very few steps to get insurance for my car and all thanks to Insurance Dekho. The first step w...

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      By Balakrishnan Prashad
      On: January 21, 2020
    • A suitable site to compare an...

      My friend, who had used Insurance Dekho earlier, suggested me to use it to compare the insurance policies for ...

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      By Aayushi Sani
      On: January 20, 2020
    • Great Comparison Facility

      After visiting the website of insurance dekho it was very easy for me to choose an insurance policy as the quo...

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      M
      By Mukti Agrawal
      On: January 17, 2020
    • Cashless repair services

      I got my Maruti Suzuki Eeco repaired at the cashless garages of ICICI Lombard many times without any hassle. T...

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      J
      By Jatin Kukreja
      On: April 7, 2020
    • Smooth claim settlement proces...

      I recently made a claim under my ICICI Lombard car insurance policy that I bought for my Toyota Fortuner car o...

      Read More
      A
      By Arpan Jain
      On: August 5, 2020
    • The team helped me in claim se...

      I contacted the customer care executives at InusranceDekho recently in order to make a claim under my ICICI Lo...

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      V
      By Vihaan Raj
      On: July 16, 2020
    • Easy claim settlement process

      I contacted InsuranceDekho’s team to seek help in the claim settlement process under my ICICI Lombard car insu...

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      A
      By Asha Joshi
      On: July 15, 2020
    • Easy claim settlement process

      The team at InsuranceDekho helped me make a claim under the ICICI Lombard policy for my Hyundai Santro car. Th...

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      F
      By Falguni Kapoor
      On: July 1, 2020
    • Got my claim amount easily

      I got a complete claim amount for my Tata Tiago car from ICICI Lombard insurance firm. It is a huge element th...

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      S
      By Shekhar Kapadia
      On: May 21, 2020
    • Easy approval for claims

      The ICICI Lombard insurance firm gives online approval for minor claims through cashless network dealers. It g...

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      S
      By Sohail Gupta
      On: April 29, 2020
    • Claim settlement assistance

      Insurance Dekho offers assistance to its customers in getting successful claims. I managed to get the claim ve...

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      S
      By Saroj Ghai
      On: April 3, 2020
    • Help to get a claim

      The Insurance Dekho staff helped me a lot in getting my claim. I was so relieved with their claim related assi...

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      S
      By Shantanu Chatterjee
      On: March 27, 2020
    • Assist in settling claims

      The Insurance Dekho helped me in settling my claim which I requested for. I am very thankful to them for their...

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      D
      By Digvijay Shukla
      On: March 18, 2020
    • Fastest claim settlement.

      I bought a plan from ICICI Lombard. It was a great plan. But, I wasn’t aware of the claim settlement procedure...

      Read More
      A
      By Anjana Tiwari
      On: March 12, 2020
    • Very good

      The insurance dekho site is very wonderful. The follow up & renewal process is remarkable. The offers given ar...

      Read More
      S
      Ford Figo 2010-2012 Nashik
      By Sachin Chandrakant Parandkar
      On: July 6, 2021
    • Excellent assistance

      It's a very good experience. Initially I was conscious as online fraud, but after taking with the insurance ad...

      Read More
      A
      Nissan Sunny 2014-2016
      By ASHUTOSH DUTT TRIPATHI
      On: June 7, 2021
    • Easy renewal process

      I had purchased ICICI Lombard car insurance policy for my Renault Kwid car from InsuranceDekho and had recentl...

      Read More
      S
      By Surya Dev Tripathi
      On: July 8, 2020
    • Easy to pay payment methods

      I bought and renewed my ICICI Lombard insurance plan for my Honda City car through the most advanced and secur...

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      L
      By Lakhan Shah
      On: June 2, 2020
    • Self-inspection feature

      I have used the self-inspection application of ICICI Lombard to inspect my Ford Figo car for renewal. It was s...

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      P
      By Prakash Mitra
      On: May 20, 2020
    • Rapid renewal procedure

      The renewal process at ICICI Lombard insurance firm is very swift and smooth. I got my insurance policy that I...

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      Y
      By Yash Gopinath
      On: May 19, 2020
    • Renewed my plan very easily

      I could get my ICICI Lombard insurance policy renewed in just a few minutes. With this feature, I could easily...

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      G
      By Gaurav Saxena
      On: May 8, 2020
    • Policy renewal in no time

      My ICICI Lombard’s car insurance plan got renewed in just a few minutes. I bought the plan to secure my Hyunda...

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      S
      By Salman Qureshi
      On: May 7, 2020
    • Renew the plan like never befo...

      I have a car insurance policy from ICICI Lombard General Insurance which I bought for my Maruti Suzuki Celerio...

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      M
      By Mohit Anand
      On: April 23, 2020
    • Convenient payment system

      The ICICI Lombard gives me a fast and safe payment gateway, equipped with several payment options. It helped m...

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      K
      By KP Gupta
      On: April 21, 2020
    • Good service

      Good service & premium rates, they are helpful in suggesting policies, i am satisfied with insurance dekho ,...

      Read More
      V
      Renault Duster Ranchi
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      On: July 2, 2021
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      InsuranceDekho allowed me to easily find and compare quotes online by following just a few steps. I bought an ...

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      By Priyanka Bhawser
      On: July 6, 2020
    • Affordable car insurance plan

      InsuranceDekho offers a wide variety of car insurance plans that are affordable. I purchased ICICI Lombard pol...

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      D
      By Deeksha Salwan
      On: June 23, 2020
    • Great Comparison Facility

      After visiting the website of insurance dekho it was very easy for me to choose an insurance policy as the quo...

      Read More
      M
      By Mukti Agrawal
      On: January 17, 2020
    • I got a budget-friendly car in...

      I thought car insurance policies are very expensive and till I met insurancdekho.com. They help me get an ins...

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      A
      By Anuj Chatterjee
      On: January 16, 2020
    • Compare and get the best polic...

      The support team of yours is very helpful and the bonus is the comparisons you allow us to make to get the bes...

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      D
      By Dipali Mitra
      On: December 31, 2019
    • Great Service

      I have chosen my car insurance by taking guidance from Insurancedekho.com as I can renew the policy online and...

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      By Bobby Barau
      On: December 30, 2019

    ICICI Lombard Car Insurance FAQs

    • I want to purchase my car insurance from ICICI Lombard. What are the advantages I can get?

      ICICI Lombard rewards you with ample of benefits on purchasing car insurance. You are entitled to instant issuance of policy and can also avoid finishing tons of paperwork. Paying for your policy is easy too. Debit card, credit or net banking – use any of the following and get your policy done in minutes

    • Can I renew my ICICI Lombard policy online?

      Of course you can. Just log into your policy page and keep tabs on the expiry date. To be on the safe side, get your policy renewed at-least 60 days in advance of the expiry date. However, if the expiry date is crossed, the vehicle must be inspected before the policy is renewed

    • I already have a car insurance policy from another company. Can I renew my policy with ICICI Lombard?

      You can definitely renew any car insurance policy with an ICICI Lombard vehicle insurance policy. Cherry on the cake – it can be done online. Just apply and proceed with the payment using debit card, credit card or net banking and your policy will be renewed in minutes

    • What is the meaning of constructive loss in ICICI Lombard?

      Accidental damages and loses can be overwhelming at times. If the costs of repairing exceed 75% of the vehicles original IDV, the situation is referred as constructive loss

    • What services can I expect on choosing ICICI Lombard Road Side Assistance?

      There are a bunch of services you can avail on opting for a road side assistance cover from ICICI Lombard. Here’s a list:


      • Battery jump start
      • Provision of rental vehicle
      • Replacement of flat tyre
      • Towing facilities
      • Urgent supply of fuel
      • Assistance on breakdown over phone
      • Making arrangements for keys
      • Arrangements for accommodation

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    ICICI Lombard Car Insurance Contact Details

    Have a problem? Are you looking for assistance? We are at your service 24x7!

    ICICI Lombard Wording Download

    • 242.6 kB
    • PDF Document
    • March 14,2019

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    Disclaimer

    Every detail provided in this website is for information purpose only. Insurancedekho under no circumstances, endorse the information provided. However, we are constantly doing our best to keep our privileged customers up-to-date with neutral and factual information.
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.