ICICI Lombard Car Insurance

Network Garages | 8,800+ |
Claim Settlement Ratio | 87.71% |
Emergency Assistance | Available 24/7 |
Policies Issued | 2.6 crore in FY20 |
Accreditation | iAAA Rating by ICRA |
Presence | 46 Countries |
About ICICI Lombard
When listing the leading private sector general insurance companies in India, ICICI Lombard General Insurance Company Limited is a name that cannot be missed. In operations since 2001, the company is a collaboration between ICICI Bank and Fairfax Financial Holdings Limited. As per the numbers for the financial year 2018, ICICI Lombard marks a Gross Written Premium (GWP) of Rs126 billion. From general insurance to investment management, the company is involved in lots of business operations.
Before learning about the car insurance products that the company introduces, let’s quickly read a little more about the two giants that have collaborated. ICICI Bank is the second largest bank in the country while Fairfax Financial Holdings Limited is a famous financial company from Toronto. 64% of the stakes in the merger are owned by ICICI Bank while 36% is held by Fairfax International. It would be right to describe the company as India’s largest and most renowned general insurance company.
ICICI Lombard offers a wide variety of products. From car insurance, two-wheeler insurance, and health insurance, to overseas student travel insurance, weather insurance and two-wheeler insurance, there are a lot of products to learn about. Third-party car insurance policies, standalone own-damage car insurance policies, and comprehensive car insurance policies are all available from the insurer. The car insurance products offered are best regarded.
ICICI Lombard Car Insurance
When it comes to car insurance, the ICICI Lombard provides all sorts of policies which comprise a third party plan, standalone own-damage plan, and comprehensive plan. These plans are meant to offer you compensation in case your car gets damaged in an accident, fire, theft, natural or man-made calamity and even for events where you may end up damaging third party people or their property in an accident. The insurer offers low-cost car insurance plans that protect you against risks so you can drive without worry. In addition, the insurer provides Rs. 15 lakh in coverage for injuries to the registered owner driver while driving or getting in or out of the car.
In addition to various insurance policies, ICICI Lombard General Insurance provides a variety of add-ons for a charge, such as roadside assistance, engine cover, consumables protect cover, zero depreciation cover, garage cash cover, loss of personal belongings cover, and so on.By opting a car insurance policy from ICICI Lombard, you can enjoy several benefits such as affordable premiums, easy renewals, No claim bonus up to 50%, cashless repairs in 4,300+ network garages, quick claim settlement and many more.
Significant Points of ICICI Lombard Car Insurance
Features | Coverage |
Third Party Property Damage | Up to Rs. 7.5 Lakh |
Own Damage Cover | Coverage for Own Car for Its Loss and Damage |
Personal Accident Cover | Up to Rs. 15 Lakh |
Add-on Covers | 9 Add-on Covers |
Claim Assistance | 24/7 Claim Assistance |

- Save upto 75%*Lowest Car Premiums
- 11.5 Lakh+Happy Customers
- Claim Support7 days a week
*TP price for less than 1000cc four-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
Calculate Your Car Insurance
- Maruti
- Hyundai
- Honda
- Toyota
- Mahindra
- Ahmedabad
- Bangalore
- Chandigarh
- Chennai
- Gurgaon
Benefits of ICICI Lombard Car Insurance
- A robust network of 8,800+ garages
- Provides 24x7 emergency assistance
- Offers innovative insurance products
- Ensures hassle-free insurance claim experience
- Technologically advanced process with Insure App
ICICI Lombard Car Insurance Add-Ons
Zero Depreciation
Do you know that car is a depreciating asset? Wear and tear of parts is inevitable. However, it increases deduction in the form of depreciation. A zero depreciation cover, also popular as bumper-to-bumper saves you a great deal from such deductions
Consumables Cover
No insurance pays for consumables like nuts, bolts, brake fluids, lubricant, grease and others. Choosing a consumables cover prevents you from spending riches to replace these or repair the same
Garage Cash Add-On
How are you planning to commute when your car is parked in a garage or workshop for a duration much longer than expected? This is when having a garage cash cover is of great benefit. It provides daily allowance for as long as the car is in the garage
Roadside Assistance
Unfortunate breakdowns in the middle of nowhere - do you feel the panic already? Well, having a roadside assistance cover will help you calm down. Emergency services are provided such as flat tyre change, fuel refilling, towing, battery jump-start, key pick-up, mechanic visit and others
Engine Cover
Engine is undoubtedly the most essential and the heart of a vehicle. Getting a defunct engine repaired is a costly affair. This add-on ensures that issues like engine failure and damages to the engine caused due to external factors like flooding and others are paid by the insurance company
ICICI Lombard Car Insurance Claim Process
431 Icici Lombard Cashless Garages in India
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Must Read Articles before buying Icici Lombard Car Insurance
Insurance Products by Icici Lombard General Insurance
ICICI Lombard Car Insurance FAQs
I want to purchase my car insurance from ICICI Lombard. What are the advantages I can get?
ICICI Lombard rewards you with ample of benefits on purchasing car insurance. You are entitled to instant issuance of policy and can also avoid finishing tons of paperwork. Paying for your policy is easy too. Debit card, credit or net banking – use any of the following and get your policy done in minutes
Can I renew my ICICI Lombard policy online?
Of course you can. Just log into your policy page and keep tabs on the expiry date. To be on the safe side, get your policy renewed at-least 60 days in advance of the expiry date. However, if the expiry date is crossed, the vehicle must be inspected before the policy is renewed
I already have a car insurance policy from another company. Can I renew my policy with ICICI Lombard?
You can definitely renew any car insurance policy with an ICICI Lombard vehicle insurance policy. Cherry on the cake – it can be done online. Just apply and proceed with the payment using debit card, credit card or net banking and your policy will be renewed in minutes
What is the meaning of constructive loss in ICICI Lombard?
Accidental damages and loses can be overwhelming at times. If the costs of repairing exceed 75% of the vehicles original IDV, the situation is referred as constructive loss
What services can I expect on choosing ICICI Lombard Road Side Assistance?
There are a bunch of services you can avail on opting for a road side assistance cover from ICICI Lombard. Here’s a list:
- Battery jump start
- Provision of rental vehicle
- Replacement of flat tyre
- Towing facilities
- Urgent supply of fuel
- Assistance on breakdown over phone
- Making arrangements for keys
- Arrangements for accommodation


Why to buy from InsuranceDekho?
- Instant policy # within 5 mins
- More than 45 Lac happy customers
- Claim Support available all 7 days of the week
ICICI Lombard Car Insurance Contact Details
