ICICI Lombard Car Insurance

Do you know that car is a depreciating asset? Wear and tear of parts is inevitable. However, it increases deduction in the form of depreciation. A zero depreciation cover, also popular as bumper-to-bumper saves you a great deal from such deductions

No insurance pays for consumables like nuts, bolts, brake fluids, lubricant, grease and others. Choosing a consumables cover prevents you from spending riches to replace these or repair the same

How are you planning to commute when your car is parked in a garage or workshop for a duration much longer than expected? This is when having a garage cash cover is of great benefit. It provides daily allowance for as long as the car is in the garage

Unfortunate breakdowns in the middle of nowhere - do you feel the panic already? Well, having a roadside assistance cover will help you calm down. Emergency services are provided such as flat tyre change, fuel refilling, towing, battery jump-start, key pick-up, mechanic visit and others

Engine is undoubtedly the most essential and the heart of a vehicle. Getting a defunct engine repaired is a costly affair. This add-on ensures that issues like engine failure and damages to the engine caused due to external factors like flooding and others are paid by the insurance company

This add-on is particularly useful to cars aging less than a year. RTI provide the owner with a 100% reimbursement on the car value in circumstances of total loss

Almost everyone is aware of the fact that No Claim Bonus accrues when no claim is made in the previous year. NCB can be carried forward year on year until it reaches a maximum of 50%. However, if you have unfortunately opted for a claim, the NCB accumulated is nullified right-away. This cover safeguards your accumulated NCB as per terms and conditions of the insurance company

The cover provides compensation in case of valuable items like laptops, mobile phones, jewelry and others that are lost from a locked vehicle. Please Note: the owner can make a claim only after filing FIR at the nearest police station

ICICI Lombard rewards you with ample of benefits on purchasing car insurance. You are entitled to instant issuance of policy and can also avoid finishing tons of paperwork. Paying for your policy is easy too. Debit card, credit or net banking – use any of the following and get your policy done in minutes

Of course you can. Just log into your policy page and keep tabs on the expiry date. To be on the safe side, get your policy renewed at-least 60 days in advance of the expiry date. However, if the expiry date is crossed, the vehicle must be inspected before the policy is renewed

You can definitely renew any car insurance policy with an ICICI Lombard vehicle insurance policy. Cherry on the cake – it can be done online. Just apply and proceed with the payment using debit card, credit card or net banking and your policy will be renewed in minutes

Accidental damages and loses can be overwhelming at times. If the costs of repairing exceed 75% of the vehicles original IDV, the situation is referred as constructive loss

There are a bunch of services you can avail on opting for a road side assistance cover from ICICI Lombard. Here’s a list:

• Battery jump start
• Provision of rental vehicle
• Replacement of flat tyre
• Towing facilities
• Urgent supply of fuel
• Assistance on breakdown over phone
• Making arrangements for keys
• Arrangements for accommodation
• **To know more, you can always refer to the insurance company's policy wordings**