Icici Lombard Car Insurance

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Highlights
  • 98.3% Claim Settlement Ratio
    Check in your City
  • Enjoy Services in 5900+ Cashless Network Garages
  • Round the Clock Assistance
  • ICICI Lombard General Insurance Company is the most popular name in the private sector of general insurance

About ICICI Lombard

When listing the leading private sector general insurance companies in India, ICICI Lombard General Insurance Company Limited is a name that cannot be missed. In operations since 2001, the company is a collaboration between ICICI Bank and Fairfax Financial Holdings Limited. As per the numbers for the financial year 2018, ICICI Lombard marks a Gross Written Premium (GWP) of Rs126 billion. From general insurance to investment management, the company is involved in lots of business operations.


Before learning about the products that the company introduces, let’s quickly read a little more about the two giants that have collaborated. ICICI Bank is the second largest bank in the country while Fairfax Financial Holdings Limited is a famous financial company from Toronto. 64% of the stakes in the merger are owned by ICICI Bank while 36% is held by Fairfax International. It would be right to describe the company as India’s largest and most renowned general insurance company.


ICICI Lombard offer a wide variety of products. From health insurance, two wheeler insurance and car insurance to overseas student travel insurance, weather insurance and two-wheeler insurance, there are a lot of products to learn about. Headquartered in Mumbai, ICICI Lombard is spread over 253 branches. The company is much trusted.

Which car do you drive?

When did you buy your car?
20042019
Have you made a claim in the previous year?

Benefits of ICICI Lombard Car Insurance

  • A dent in your car can burn holes in your wallet. Pair your insurance with a zero dep from ICICI Lombard and enjoy better savings
  • Policies are issued instantly and there are no hassles regarding paperwork too
  • Prompt roadside assistance to help you with minor repairs, accommodation and lots more in case your car breaks down
  • Enjoy the benefits of garage cash cover. Allowance is paid out when your car is undergoing repair works
  • Avail quick cashless services at 5900+ garages

ICICI Lombard Car Insurance Add-Ons

  • Zero Depreciation

    Do you know that car is a depreciating asset? Wear and tear of parts is inevitable. However, it increases deduction in the form of depreciation. A zero depreciation cover, also popular as bumper-to-bumper saves you a great deal from such deductions

  • Consumables Cover

    No insurance pays for consumables like nuts, bolts, brake fluids, lubricant, grease and others. Choosing a consumables cover prevents you from spending riches to replace these or repair the same

  • Garage Cash Add-On

    How are you planning to commute when your car is parked in a garage or workshop for a duration much longer than expected? This is when having a garage cash cover is of great benefit. It provides daily allowance for as long as the car is in the garage

  • Roadside Assistance

    Unfortunate breakdowns in the middle of nowhere - do you feel the panic already? Well, having a roadside assistance cover will help you calm down. Emergency services are provided such as flat tyre change, fuel refilling, towing, battery jump-start, key pick-up, mechanic visit and others

  • Engine Cover

    Engine is undoubtedly the most essential and the heart of a vehicle. Getting a defunct engine repaired is a costly affair. This add-on ensures that issues like engine failure and damages to the engine caused due to external factors like flooding and others are paid by the insurance company

ICICI Lombard Car Insurance Claim Process

  • 1

    Inform the Insurance Company

    Intimate about your claim by calling up ICICI Lombard’s toll-free number 1800 2666 You can visit the workshop and communicate the same
  • 2

    Drop In At the Workshop

    You can either get your vehicle towed to the nearest garage or drive your car to a nearby workshop
  • 3

    Process of Survey Commence

    Post intimation of claim, a surveyor is appointed in 24-48 working hours
  • 4

    Provision of Necessary Documents

    The insurance company must be provided with essential documents like DL, Claim Intimation Form, Policy Copy, Aadhar Card, RC, Repair Estimate and PAN Card
  • 5

    Survey is completed

    A detailed survey of the vehicle is completed in 24-48 working hours
  • 6

    Surveyor Makes the Final Decision

    A detailed survey is performed. The surveyor then accepts or rejects the claim. Post approval, repair works begin
  • 7

    Delivery Order is issued

    Once the repairs are done with, a survey is proceeded and the delivery order is issued
  • 8

    Non-Cashless – What’s The Deal?

    In case of non-cashless claims, you will need to foot the bills of repairs done. Soon after, the amount is reimbursed by the insurance company

ICICI Lombard Car Insurance User Reviews

131 reviews Write a Review
  • Easy to find and compare quotes

    InsuranceDekho allowed me to easily find and compare quotes online by following just a few steps. I bought an ICICI Lombard car insurance policy for m...

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    P
    Priyanka Bhawser
    On: July 6, 2020 | Views
  • Good customer support service

    I was searching for a car insurance policy and contacted the team at InsuranceDekho for that. They suggested ICICI Lombard policy which I purchased fo...

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    P
    Parth Verma
    On: July 2, 2020 | Views
  • Easy claim settlement process

    The team at InsuranceDekho helped me make a claim under the ICICI Lombard policy for my Hyundai Santro car. The claim process was very smooth and didn...

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    F
    Falguni Kapoor
    On: July 1, 2020 | Views
  • Paperless buying process

    I am really happy to have purchased ICICI Lombard car insurance policy for my Fiat Linea car in a few easy steps from InsuranceDekho. It was paperless...

    Read More
    S
    Sidhant Malhotra
    On: June 30, 2020 | Views
  • Thank you for the help team!

    The team at InsuranceDekho helped me buy ICICI Lombard car insurance policy for my Maruti Suzuki Swift car. The policy is an affordable one and I real...

    Read More
    A
    Amit Khurana
    On: June 29, 2020 | Views

ICICI Lombard Car Insurance FAQs

  • I want to purchase my car insurance from ICICI Lombard. What are the advantages I can get?

    ICICI Lombard rewards you with ample of benefits on purchasing car insurance. You are entitled to instant issuance of policy and can also avoid finishing tons of paperwork. Paying for your policy is easy too. Debit card, credit or net banking – use any of the following and get your policy done in minutes

  • Can I renew my ICICI Lombard policy online?

    Of course you can. Just log into your policy page and keep tabs on the expiry date. To be on the safe side, get your policy renewed at-least 60 days in advance of the expiry date. However, if the expiry date is crossed, the vehicle must be inspected before the policy is renewed

  • I already have a car insurance policy from another company. Can I renew my policy with ICICI Lombard?

    You can definitely renew any car insurance policy with an ICICI Lombard vehicle insurance policy. Cherry on the cake – it can be done online. Just apply and proceed with the payment using debit card, credit card or net banking and your policy will be renewed in minutes

  • What is the meaning of constructive loss in ICICI Lombard?

    Accidental damages and loses can be overwhelming at times. If the costs of repairing exceed 75% of the vehicles original IDV, the situation is referred as constructive loss

  • What services can I expect on choosing ICICI Lombard Road Side Assistance?

    There are a bunch of services you can avail on opting for a road side assistance cover from ICICI Lombard. Here’s a list:


    • Battery jump start
    • Provision of rental vehicle
    • Replacement of flat tyre
    • Towing facilities
    • Urgent supply of fuel
    • Assistance on breakdown over phone
    • Making arrangements for keys
    • Arrangements for accommodation
    • **To know more, you can always refer to the insurance company's policy wordings**

ICICI Lombard Contact Details

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ICICI Lombard Wording Download

  • 242.6 kB
  • PDF Document
  • March 14,2019

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