Car Insurance Renewal

What is Car Insurance Renewal?

Every car insurance policy is valid only for a fixed tenure which may be 1 year, 3 years or 5 years after which it needs to be renewed. A car insurance renewal is essential to continue enjoying the benefits of the policy cover for your car.

You can get your car insurance policy renewed by any car insurance provider - be it the one from which you previously purchased a policy or a new insurer.

Car Insurance Renewal Process - Through InsuranceDekho

Step 1: Visit insuracedekho.com and click on the tab for ‘car’.

Step 2: Enter your car’s Registration Number and click ‘Proceed’. Now, select your car’s fuel type and variant to proceed.

If you do not remember your car’s registration number, click on the ‘Don't know your car number?’ option and select your car’s brand name, model, fuel type, variant, registration year, registration city and RTO.

Step 3: Provide the expiry date of your previous car insurance policy and the name of your previous car insurer. Tell us if you had made any claim during the previous policy and click on ‘Continue’.

Step 4: Fill in your personal details - name and mobile number and the number of days by when do you want the car to be insured. Click on ‘Submit and Get Quotes’.

Step 5: All available premium quotes from different insurers will be displayed to you. Compare and select the quote which best suits your requirements. At this stage, you can also opt for different add-ons, accessories and passenger cover.

Step 6: Click on ‘Buy Now’ button, confirm your details, and proceed with the payment. You can make payment using your credit/debit card or other net banking facilities. The policy will be issued instantly to you and you will receive the policy document at your registered email address.

​Car Insurance Renewal Process - Through Insurer Company's Website

Step 1: Visit the official website of the insurer. Go to the car insurance renewal section available on the website.

Step 2: Enter your previous car insurance policy details - previous policy number and your car’s registration number/engine number/chassis number.

Step 3: Check the policy details and the policy renewal premium and proceed with the payment of the renewal fee. Generally available modes of online payments are - credit card, debit card and Net banking.

Factors To Consider While Renewing A Car Insurance Policy

  • Claim settlement ratio of insurers. The ratio tells the percentage of total claims settled by an insurer out of the total claims received in a financial year.
  • If the insurer is offering the correct IDV for your car.
  • Easy of renewal process - if it is instant, user-friendly and paperless.
  • Availability of after-sales and customer assistance services offered by insurer.

Car Companies User Reviews

  • Great insurance

    Good work

    K
    KUNAL DUBEY
    On: 28th February, 2020 | Views
  • Like the way your team supported me

    I got good assistance to renew my car insurance. I would like to have the same in future also.

    M
    MD WASHIM REJA
    On: 27th February, 2020 | Views
  • Very smooth and fast process

    Really fast payment service and I also got the policy document immediately.

    R
    RAMA GOYAL
    On: 25th February, 2020 | Views
  • Easy to get policy

    Agent was very informative regarding what to choose and why.

    N
    NIKHIL OWALEKAR
    On: 25th February, 2020 | Views
  • Good experience and smooth renewal

    Nice experience. Good support. The support person was patient and clear in conveying all the info.

    A
    ANTON BENILES GNYANPRAKASH
    On: 21st February, 2020 | Views
  • Great support

    Excellent service, well done!

    M
    Mohammad Wasim
    On: 19th February, 2020 | Views
  • Great support

    Great support. Keep up the good work.

    R
    RAVI SHARMA
    On: 17th February, 2020 | Views
  • Good job tx

    Very nice. Well job done. Nice experience.

    M
    MOHMMED HASAN SHAIKH
    On: 14th February, 2020 | Views
  • Good service

    Thank you for your continuous support. Thank you.

    M
    M MURALIKRISHNA
    On: 10th February, 2020 | Views
  • Great support

    Like the proactive measure to intimate and get insurance done in advance

    S
    SonelUplanchiwar
    On: 20th December, 2019 | Views
  • Great support

    Good experience, really a nice way to renew my car insurance,I think it is cheaper also.

    S
    Sunil Kumar Mishra
    On: 19th December, 2019 | Views
  • Good job biddya

    Thank you so much to your executive for his assistance. First time I have taken online policy from you.

    S
    SITARAM PRAJAPATI
    On: 29th July, 2019 | Views

Car Insurance Renewal FAQs

  • Can I renew my car insurance policy after the expiry date?

    Yes, it is possible to renew a car insurance policy even after missing the deadline, however, the same is not advisable. The renewal option is open for 90 days from the expiry date but an inspection of the car is mandatory. After the said 90-days window, a car insurance policy cannot be renewed. In such a case, you will have to buy a new insurance policy for your car to keep it insured.
  • Is it possible to get reminders for renewal before the expiry date?

    Yes, nowadays most insurers send reminders via text messages, email, etc to the policyholders when their policy is about to expire.
  • Can I modify my add-on covers while renewing my car insurance policy?

    Yes. You can opt in/opt out for add-on covers at the time of renewal of their car insurance policy.
  • How long does it take to renew my car insurance policy online?

    The duration of the car insurance renewal varies from insurer to insurer. A car insurance policy generally gets renewed instantly when the previous and current insurer is the same. However, in the case of a switch from an existing insurer to a new insurer, the renewal might take a few days time.
  • What happens to my NCB discount if I renew my policy from a different insurer?

    Most insurers allow policyholders to retain their No Claim Bonus (NCB) discounts even if they migrate from a different insurance provider. In general practice also, NCB discounts of the previous year for regular policyholders are retained at the time of renewal.
  • Can I change the IDV of the Car?

    You can change the IDV of your car at the time of policy renewal. However, there is a maximum cap for the IDV value which varies from insurer to insurer.

Popular Car Insurance Companies

  • IFFCO Tokio Car InsuranceIFFCO Tokio
  • HDFC ERGO Car InsuranceHDFC ERGO
  • Bharti AXA Car InsuranceBharti AXA
  • ICICI Lombard Car InsuranceICICI Lombard
  • Digit InsuranceDigit
  • Reliance Car InsuranceReliance
  • Bajaj Allianz InsuranceBajaj Allianz
  • DHFL InsuranceDHFL
  • TATA AIG Car InsuranceTATA AIG
  • Royal Sundaram Car InsuranceRoyal Sundaram
  • Acko Car InsuranceAcko
  • National InsuranceNational
  • Oriental Car InsuranceOriental
  • Sbi Car InsuranceSbi
  • KotakKotak
  • New IndiaNew India
  • United IndiaUnited India
  • Cholamandalam Car InsuranceCholamandalam
  • Future Generali Car InsuranceFuture Generali
  • Liberty Car InsuranceLiberty
  • Magma Car InsuranceMagma
  • Shriram Car InsuranceShriram
  • Universal Sompo Car InsuranceUniversal Sompo
View All Up Arrow