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  • CASHLESS GARAGES 3,100
  • CLAIMS SETTLED 95%
  • COMPREHENSIVE CLAIMS UNLIMITED
Key Features:
  • Right Green Tick Towing Assistance (For Accidents)
  • Right Green Tick Coverage Outside India
  • Right Green Tick PSU Provider
  • Right Green Tick Quick Claim Settlement

Top United India Car Insurance Plans

PLAN TYPE: Comprehensive
Starting From 2396
PLAN TYPE: Third Party
Starting From 2094
PLAN TYPE: Own Damage
Starting From 1377

Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Have you made a insurance claim in the previous year?

How to make cashless claims?

You can make claims for your cashless car insurance with United India Insurance Company in the following way:

  • Get in touch with the insurer

The insurance-holder needs to get registered for cashless claims by getting in touch with the insurer. This can be done via the telephone, official email or by visiting the insurer office.

  • Confirmation

Following registration, the customer gets a claim registration number that will come in handy for future references.

  • Take your vehicle for repairs

Take your vehicle to the garage for repair and inspection.

  • Documentation

Complete all documentation and handover it to the surveyor.

  • Cashless settlement

The company will pay the claim amount (minus your liability) directly to the workshop.

How to file a car insurance reimbursement claim?

Car insurance reimbursement claim works in similar was as any other motor related claims process:

  • Lodge an FIR

The foremost thing to do after an accident or theft is to lodge an FIR at any nearest police station. This copy of FIR is very important and will be needed in the further documentation process.

  • Get in touch with the insurer

Contact the nearest branch of United India Insurance Company to intimate them about the incident.

  • Survey of the vehicle

A surveyor from UIIC will monitor and gauge the accident spot and submit a report. .

  • Documentation

Once the surveyor is done with its part, documentation process will begin. This is where the copy of FIR will be needed.

  • Repair of the car and reimbursement of expenses

You need to pay the entire cost of repairs at the workshop. The company will reimburse its part (liability) as soon as possible.

Documents required for cashless and reimbursement claims

In case there is a need to make a cashless claim, there are a few documents that will be required. Find them in the list below.

  • Cashless registration form duly signed by the insured
  • Registration certificate and key of the car
  • Driving license of driver/owner
  • Policy copy in original
  • Original copy of FIR
  • Photocopies of ID like PAN card, driving license, etc.

Reasons of Rejections

Much to the dislike of insurance holders, there are few reasons why the claims can be rejected. Some of these reasons fall under terms and conditions of insurance provider:

  • Lapsed insurance policy

Your claim request will be rejected if your insurance policy has expired. Renew your policy in time to avoid claim rejection.

  • Driving without license

United India Insurance is not liable to render any claim if you were driving the vehicle without a valid driving license.

  • Driver under alcohol influence

If the insurance company finds that the accident is caused under the influence of alcohol, no reimbursement will be provided by the company.

  • Delay in notifying the insurer about damage

If the policyholder fails to inform the insurer within a stipulated time frame, the company may reject the claim application.

  • Failing to inform insurer before repairing

You must inform the insurer about the accident before taking the car for repairs. Failing this might lead to rejection of the claim.

United India No Claim Bonus

No Claim Bonus (NCB) is a reward in terms of discount offered by United India General Insurance to its policyholders on their own-damage premium for not raising any claim during the policy period. This benefit can be earned for every consecutive claim-free year starting from 20% which can go upto a maximum of 50% over a span of 5 years. It is considered the best and simplest way to lessen the premium cost of the car insurance plan for the next policy year at the time of renewal, which means it needs consistent and timely renewal of policy, otherwise, you may lose the benefit.

No Claim Bonus is a token of appreciation that you receive for carefully maintaining and driving your car. Since it is given for making no claim which could be possible only with responsible and safe drive, this benefit belongs to the policyholder and not the insured vehicle. Therefore, in case you are planning to change your car or insurance company, then you can transfer the benefit of the NCB to your new car or policy by complying to some terms and conditions. It means, if you decide to trade your old car for a new one, still you can hold the NCB with you which could even help you cut down the premium of your new car as well.

Must Read Articles before buying United India Car Insurance

United India Car Insurance User Reviews

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What users are saying
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  • Effortless Purchase

    Getting United India Car Insurance through InsuranceDekho was effortless! Their team helped me choose the right coverage hassle-free. Now, I feel confident about my car's protection.

    S
    By Sakshi Taneja
    On: March 11, 2024
  • Protection with No Compromises...

    InsuranceDekho's own damage coverage offers comprehensive protection without any compromises for my United Car Insurance Policy. It covers everything I need without cutting corners for my MG car.

    By Anushka Biswas
    On: November 21, 2023
  • Supportive Renewal Team

    I had taken a car insurance policy for my Hyundai car. The renewal team at InsuranceDekho is supportive and ready to assist with any questions or concerns during the process of renewal of the United Car Insurance Policy.

    G
    By Gyan Prakash
    On: November 9, 2023
  • Zero Depreciation for a Stress...

    InsuranceDekho's Zero Depreciation insurance offers a stress-free ownership experience. I knew that with the United Car Insurance Policy, my Chevrolet car's value was fully protected, making every drive worry-free.

    K
    By Kriti Mehta
    On: October 23, 2023
  • Accessible Anytime, Anywhere

    I can access InsuranceDekho's premium calculator anytime and from anywhere, which is incredibly convenient when deciding to renew the United Car Insurance Policy for my Kia car.

    S
    By Samagya Gupta
    On: October 19, 2023
  • Educational Tool

    The premium calculator also served as an educational tool for me. It helped me understand how various factors affect my premium for the United Car Insurance Policy that I secured for my Maruti car, making me a more informed policyholder.

    G
    By Gautam Srivastav
    On: September 29, 2023
  • Competitive Rates for Third-pa...

    I've been using InsuranceDekho for my MG car’s insurance needs for a couple of years now. What I appreciate most is their competitive pricing. I've always found that the United Car Insurance Policy’s third-party insurance fits my budget without compromising on coverage. Plus, their reminders for policy renewals are a lifesaver. Highly recommend!

    M
    By Meenakshi Chaturvedi
    On: September 25, 2023
  • Efficient Cashless Claims

    I had to make a claim for my Nissan car after an accident, and as my car was insured with the United Car Insurance Policy with InsuranceDekho's cashless claims process was efficient. I didn't have to go through the hassle of reimbursement; it was all handled directly with the garage.

    S
    By Saher Dharani
    On: September 21, 2023
  • Customization Made Simple

    The ability to customize the renewal of my United Car Insurance Policy is what I love about InsuranceDekho. I can adjust my policy to match the evolving needs of my Nissan car without any complications.

    N
    By Nidhi Nauthiyal
    On: September 14, 2023
  • Trustworthy Claims Partner

    InsuranceDekho has proven to be a trustworthy claims partner. They handle claims professionally for my United Car Insurance Policy and without any hassle for my Honda car.

    A
    By Aarti Gogia
    On: September 12, 2023

207 United India Cashless Garages in India

United India Car Insurance Claim FAQs

  • What kind of damages does UIIC motor insurance cover?

    United India Insurance Company covers a lot of damage on vehicles with its third-party, comprehensive and Zero Depreciation insurance plans. It covers any loss arising out of theft and accident.
  • Will UIIC motor insurance cover if the damage has happened due to road rash between two other reckless drivers?

    If the accident and damage has happened due to other drivers on the road, a comprehensive insurance policy will cover it. However, everything about that particular incident needs to be mentioned while filing a claim.
  • How does the claim process work?

    After informing UIIC management about the accident, you can take the vehicle for repair as directed by the surveyor. You might need to pay the entire cost initially, this cost is later reimbursed by United India as per the claim guidelines.
  • Will I need to get my vehicle inspected?

    Yes, getting the vehicle inspected by a company-employed surveyor is mandatory. Failure to do so will lead to rejection of claim at the time of documentation and filing.
  • Do I need to file an FIR after the accident or theft has happened?

    Yes, filing an FIR with any nearest police station is an absolutely must as it will be needed throughout the claim process, especially during documentation post-survey.throughout the claim process, especially during documentation post-survey.
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Cashless Garages in Popular Cities

CityNo of Garages
Delhi35
Hyderabad14
Noida14
Jaipur11
Chennai11
Ahmedabad10
Gurgaon8
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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.