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Bharti AXA Life Insurance

135 reviews Rate This
Claim Settlement Ratio99.05%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For1,285 Policies
Presence263 Branches
Total Death Benefit PaidRs. 61.56 Crore

About Bharti AXA Life Insurance

Bharti AXA Life Insurance, an amalgamation of two significant corporate entities, Bharti Group, and AXA, commenced business operations in 2006. The diverse experiences of both these renowned groups bring together a rich and vibrant culture forming the essence of Bharti AXA Life Insurance.

Bharti AXA Life Insurance offers a variety of life insurance policies through its 263 offices located across the length and breadth of India. The company concentrates on building up value amongst its vast customer base, as is evident from the number of policies issued over the years. Apart from life insurance, Bharti AXA Life Insurance offers health plans, investment plans, and even group plans to cater to the requirements of all sections of society. The company has tie-up arrangements with Airtel Payments Bank to facilitate easy premium payment.

Bharti AXA Life Insurance has won a host of awards for the excellent service it provides to its customers. Its claim settlement rate of 99.05% for the year 2020-21 won it the FICCI Claims Excellence Award at the 20th Annual Insurance Conference, FINCON 2019. Bharti AXA Life Insurance has also been conferred with the prestigious Finnoviti Award 2020 for excellence in innovation.

Types of Bharti AXA Life Insurance Plans

Bharti AXA Life Insurance has six different types of insurance plans on offer for its varied customer base situated across India.

1. Term Plans: Bharti AXA Life Insurance offers six different term plans namely Bharti AXA Flexi Term Plan, Bharti AXA Grameen Jeevan Bima Yojana, Bharti AXA Premium Protect Plan, Bharti AXA Smart Jeevan, Bharti AXA POS Saral Jeevan Bima Yojana and Bharti AXA Income Protection Plan. These plans are designed to help secure your future. Besides protecting your loved ones from a financial crisis, the company provides online term insurance plans for defined periods at affordable premium rates.

2. Savings Plans: Bharti AXA Life Insurance savings plans are available as short-term and long-term products. The company offers an exciting range of 16 different plans namely Bharti AXA Life Guaranteed Income Pro, Bharti AXA Life Shining Stars, Bharti AXA Life Elite Advantage, Bharti AXA Life Super Series, Bharti AXA Life Super Endowment Plan, Bharti AXA Life Monthly Income Plan+, Bharti AXA Life Dhan Varsha, Bharti AXA Life, Bharti AXA Life Samriddhi, Bharti AXA Life Monthly Income, Bharti AXA Life Secure Income Plan, Bharti AXA Life Guaranteed Income Plan, Bharti AXA Life POS Saral Bachat Yojana, Bharti AXA Life Child Advantage, Bharti AXA Life Aajeevan Sampatti+, Bharti AXA Life Flexi Save and Bharti AXA Life Serv Suraksha. The advantage of Bharti AXA Life Insurance Savings plan is that they provide the comfort of protection and savings under a single insurance product.

3. Health Plans: Bharti AXA Life Insurance offers a health insurance plan namely Bharti AXA Life Triple Health Insurance Plans which is designed to help its customers tide over the financial insecurities caused by rising medical costs. This plan provides immediate financial assistance to meet health-related contingencies.

4. Group Plans: Bharti AXA Life Insurance has 9 group insurance products namely Bharti AXA Life Group Term Micro Insurance Plan, Bharti AXA Life Group Term Insurance Plan, Bharti AXA Life Group Loan Protect, Bharti AXA Life Group Suraksha, Bharti AXA Life Jan Suraksha, Bharti AXA Life Loan Secure, Bharti AXA Life Pradhan Mantri Jeevan Jyoti Bima Yojana, Bharti AXA Life Smart Bima and Bharti AXA Life Unit Linked Employees Benefit Plan. These plans include gratuity insurance, credit insurance, and term insurance policies.

5. Investment Plans: Bharti AXA Life Insurance offers 4 investment policies namely Bharti AXA Life Wealth Pro, Bharti AXA Life eFuture Invest, Bharti AXA Life Grow Wealth and Bharti AXA Life Future Invest Plan. These plans offer multiple avenues to save and grow your money, thereby protecting your loved ones. The four plans on the anvil help to plan out your aspirations in a disciplined and systematic manner.

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Bharti AXA Life Insurance User Reviews

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What users are saying
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  • The information available is u...

    On the InsuranceDekho website, all the articles and plans are up-to-date and you will get the best plan with t...

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    Bharti AXA
    By Surbhi Gupta
    On: Mar 28, 2023
  • Gives full coverage

      The Bharti AXA Life Insurance policy that I purchased from the InsuranceDekho website gives me and my ...

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    Bharti AXA
    By Shubhan Garg
    On: Mar 23, 2023
  • Easy Purchase process

      The steps to buying insurance plans from the InsuranceDekho website are really easy. I had to follow s...

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    Bharti AXA
    By Hema Bhattacharya
    On: Mar 21, 2023
  • Chatbox feature

      There's a chat box feature available on the InsuranceDekho website which is quite helpful. While buyin...

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    Bharti AXA
    By Jai Mehta
    On: Mar 16, 2023
  • 7 days availability

    The insuranceDekho website provides services to its customers on all 7 days of the week. I visited them on a S...

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    Bharti AXA
    By Muskan Tandon
    On: Feb 21, 2023

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Claim Process at Bharti AXA Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.
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FAQ About Bharti AXA Life Insurance

  • To whom would Bharti AXA Life Insurance pay the claim money?

    Bharti AXA Life Insurance pays the claim amount to the claimant in the case of hospitalisation claim. In the case of a death claim, the claim is payable to the nominee.

  • Who can be a nominee in a Bharti AXA Life Insurance policy?

    Policyholders can name any person as a nominee. However, the nominee is generally a close relative, preferably the next of kin.

  • Can Bharti AXA Life Insurance reject an insurance claim?

    Yes, Bharti AXA Life Insurance can reject claims if the claimant/nominee has provided incorrect information. Similarly, non-disclosure can also result in a claim rejection.

  • If the policy is not assigned, then in what time will the refund be done?

    If the policy is not assigned then it takes only 10 working days to process the refund for the premium amount given for purchasing the policy.

  • How long does it take for Bharti AXA Life Insurance to honour a claim?

    Generally, Bharti AXA Life Insurance honours life insurance claims within five days. However, claims requiring further investigation can take a maximum of four months.  

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