Car insurance starting from Rs. 2072/year*
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*TP price for less than 1000cc four wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Shriram Car Insurance

151 reviews Rate This
Highlights
    Network Garages2,000+
    Claim Settlement Ratio94.56%
    AwardsExcellence in Growth Award
    Emergency Assistance24/7

    About Shriram General Insurance

    Shriram General Insurance is a part of the Shriram Group which was established in 1974. Till September 2012, it operated as a joint venture between Shriram Capital Ltd. and Sanlam Limited (South Africa) with the ownership ratio of 74:26. Sanlam Limited is one of the leading financial services groups in South Africa with a market capitalization of more than $6 billion. It came into existence in 1918 and the group was demutualised in 1998. SANTAM is a part of Sanlam Limited, which is engaged in the short-term insurance segment and is a pioneer short-term insurance company in South Africa.

    Today, the company has a customer base of around 10 million people and has a workforce of more than 45,000 employees working in over 2,400 branches in India. The company has a net profit of more than Rs. 15 million and assets under management worth Rs. 60,000 crores. It offers a wide array of insurance products including car insurance, two-wheeler insurance, health insurance, personal accident insurance, and travel insurance. Furthermore, it also renders policies to cover things like weddings, shops and most types of assets.

    Car insurance policies offered by Shriram offer complete on-road protection to your car. It offers three types of car insurance policies namely third-party car insurance policies, standalone own-damage car insurance policies, as well as comprehensive car insurance policies at an affordable premium. The policies offer wide coverage against loss or damage to your car, natural calamities, man-made calamities, etc. The insurer also offers add-on covers like that you include voluntarily along with your standalone car insurance policies or comprehensive car insurance policies by paying an additional premium.

    The company has a slogan “Be Insured…….Rest Assured” that highlights its aim towards delivering the best possible car insurance service to its customers. Also, Shriram General Insurance has been accoladed with the prestigious “Excellence in Growth Award” for two consecutive years in 2011 and 2012. The last few decades have been fruitful for the company and has ensured strong growth and sustainability in the car insurance sector for over thirty years.




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    20042019
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    Shriram Car Insurance User Reviews

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    What users are saying
    • All
    • Most Helpful
    • Got to know about renewal

      I insured my Maruti Alto with a Shriram car insurance policy last year. I used the InsuranceDekho portal to is...

      Read More
      J
      By Joy Rana
      On: December 4, 2020
    • Very good response

      Very nice support by the entire team. Very polite team. Quick and fast response from the team. Thanks and best...

      H
      By HAMBIR SINGH
      On: December 1, 2020
    • Got to know about claim settle...

      I am a policyholder of Shriram comprehensive car insurance for my Ford Figo. I used the online chat box availa...

      Read More
      R
      By Ratan Banerjee
      On: December 1, 2020
    • No paperwork needed

      InuranceDekho’s best feature is its no paperless scheme. I could purchase the Shriram policy for my Mahindra R...

      Read More
      T
      By Tirthankar Ghosh
      On: November 27, 2020
    • Convenient add-on covers

      My Chevrolet Beat insured with Shriram car insurance needed some add-on covers. I checked the list of availabl...

      Read More
      D
      By Daisy Sharma
      On: November 24, 2020
    • Simple documentation

      I landed on InsuranceDekho and bought Shriram car insurance policy within minutes for my Tata Nano car. The in...

      Read More
      P
      By Prabhjyot Gupta
      On: November 19, 2020
    • Calculate premium easily

      Insurancedekho website has this amazing feature where you can calculate your premium within seconds. You don’t...

      Read More
      R
      By Ritam Roy
      On: November 17, 2020
    • Well-organized online portal

      InsuranceDekho is a one-stop-shop for all insurance-related needs. The website has all the required informatio...

      Read More
      A
      By Aritra Mukherjee
      On: November 10, 2020
    • Digital documentation

      Being paperless is an environment-friendly trend. I love that InsuranceDekho follows it. My Shriram car insura...

      Read More
      S
      By Sudeshna Nayek
      On: November 6, 2020
    • Value of time

      After buying my Renault Duster, I wanted a decent car insurance policy within my tight budget. I came to know ...

      Read More
      M
      By Mrinmoyee Sen
      On: November 3, 2020
    • Got to know about renewal

      I insured my Maruti Alto with a Shriram car insurance policy last year. I used the InsuranceDekho portal to is...

      Read More
      J
      By Joy Rana
      On: December 4, 2020
    • Very good response

      Very nice support by the entire team. Very polite team. Quick and fast response from the team. Thanks and best...

      H
      By HAMBIR SINGH
      On: December 1, 2020
    • Got to know about claim settle...

      I am a policyholder of Shriram comprehensive car insurance for my Ford Figo. I used the online chat box availa...

      Read More
      R
      By Ratan Banerjee
      On: December 1, 2020
    • No paperwork needed

      InuranceDekho’s best feature is its no paperless scheme. I could purchase the Shriram policy for my Mahindra R...

      Read More
      T
      By Tirthankar Ghosh
      On: November 27, 2020
    • Convenient add-on covers

      My Chevrolet Beat insured with Shriram car insurance needed some add-on covers. I checked the list of availabl...

      Read More
      D
      By Daisy Sharma
      On: November 24, 2020
    • Simple documentation

      I landed on InsuranceDekho and bought Shriram car insurance policy within minutes for my Tata Nano car. The in...

      Read More
      P
      By Prabhjyot Gupta
      On: November 19, 2020
    • Calculate premium easily

      Insurancedekho website has this amazing feature where you can calculate your premium within seconds. You don’t...

      Read More
      R
      By Ritam Roy
      On: November 17, 2020
    • Well-organized online portal

      InsuranceDekho is a one-stop-shop for all insurance-related needs. The website has all the required informatio...

      Read More
      A
      By Aritra Mukherjee
      On: November 10, 2020
    • Digital documentation

      Being paperless is an environment-friendly trend. I love that InsuranceDekho follows it. My Shriram car insura...

      Read More
      S
      By Sudeshna Nayek
      On: November 6, 2020
    • Value of time

      After buying my Renault Duster, I wanted a decent car insurance policy within my tight budget. I came to know ...

      Read More
      M
      By Mrinmoyee Sen
      On: November 3, 2020

    Insurance Products by Shriram General Insurance

    Shriram Car Insurance FAQs

    • What is the validity of a car insurance policy?

      Shriram General Insurance offers both short-term (1 year) and long-term (3 year and 5 year ) car insurance policies.
    • What all modes of payment are available at Shriram for car insurance policy renewal online?

      The company has a dedicated portal, where you can pay the policy premium, for both the purchase of a new policy and renewal of an existing policy, using a Debit/Credit card or Net Banking.
    • What if someone else was driving my car at the time of accident?

      Even if someone else was driving your car at the time of an accident, the insurance policy will remain applicable.
    • How is the Sum Insured determined?

      The Sum Insured mainly depends on the Insured Declared Value (IDV) of the car. The IDV is the manufacturer’s listed price of the vehicle minus depreciation. Apart from IDV, the sum insured also depends on the fuel type, engine displacement and make and model of the car.
    • What if no claim is filed during the insurance period?

      In case no claim is filed during the entire policy tenure, the policyholder will be entitled to get a No Claim Bonus (NCB) discount on own-damage premium of the policy at the time of renewal. The NCB discount can be accumulated over the years and usually ranges between 20-50% of the own-damage premium.

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.