Shriram Car Insurance

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Highlights
    Network Garages2,000+
    Claim Settlement Ratio94.56%
    AwardsExcellence in Growth Award
    Emergency Assistance24/7

    About Shriram General Insurance

    Shriram General Insurance is a part of the Shriram Group which was established in 1974. Till September 2012, it operated as a joint venture between Shriram Capital Ltd. and Sanlam Limited (South Africa) with the ownership ratio of 74:26. Sanlam Limited is one of the leading financial services groups in South Africa with a market capitalization of more than $6 billion. It came into existence in 1918 and the group was demutualised in 1998. SANTAM is a part of Sanlam Limited, which is engaged in the short-term insurance segment and is a pioneer short-term insurance company in South Africa.

    Today, the company has a customer base of around 10 million people and has a workforce of more than 45,000 employees working in over 2,400 branches in India. The company has a net profit of more than Rs. 15 million and assets under management worth Rs. 60,000 crores. It offers a wide array of insurance products including car insurance, two-wheeler insurance, health insurance, personal accident insurance, and travel insurance. Furthermore, it also renders policies to cover things like weddings, shops and most types of assets.

    The company has a slogan “Be Insured…….Rest Assured” that highlights its aim towards delivering the best possible car insurance service to its customers. Also, Shriram General Insurance has been accoladed with the prestigious “Excellence in Growth Award” for two consecutive years in 2011 and 2012. The last few decades have been fruitful for the company and has ensured strong growth and sustainability in the car insurance sector for over thirty years.

    Shriram Car Insurance

    Shriram General Insurance offers different types of car insurance policies to provides complete on-road protection to your car. It offers three types of car insurance policies namely third-party car insurance policy, standalone own-damage car insurance policy, as well as a comprehensive car insurance policy at an affordable premium. These car insurance policies are designed to cover the financial liability of policyholders towards a third party for their bodily injuries, death and property damage arising after an accident and provide coverage against loss or damage to your car, natural calamities, man-made calamities, and so on.

    The general insurance company to expand your insurance cover offers add-on covers like zero depreciation cover, return to invoice, personal belongings cover, key replacement, NCB protection cover and so on, which you could include voluntarily along with your standalone car insurance policies or comprehensive car insurance policies by paying an additional premium. The insurer understands the value of safety, hence, it tries to provide a personal accident cover which you can avail for yourself or for the driver of your car or unnamed passengers. When it comes to the claim settlement, the insurance company extends its support by providing 24x7 claim notification service, survey and assistance facility within a day, and so on.

    Significant Points of Shriram Car Insurance

    Features

    Coverage

    Third Party Property Damage

    Up to Rs. 7.5 Lakh

    Own Damage Cover

    Coverage for Own Car for Its Loss and Damage

    Personal Accident Cover

    Up to Rs. 15 Lakh for Owner-Driver

    Add-on Covers

    8 Add-on Covers

    Claim Assistance

    24/7 Claim Assistance

    What is your car's brand?

    When did you buy your car?
    20052019
    Have you made a claim in the previous year?

    Shriram Car Insurance User Reviews

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    What users are saying
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    • Most Helpful
    • Trustworthy website

      Genuine policy information regarding policies makes InsuranceDekho a trustworthy platform. I have been dealing...

      Read More
      By Indra Sen
      On: March 4, 2021
    • Trustworthy platform

      InsuranceDekho is a trustworthy platform when it comes to gathering authentic information on policy provisions...

      Read More
      S
      By Sonia Ghosh
      On: March 2, 2021
    • Policy within a few minutes

      I wanted to get a suitable car insurance policy for my Hyundai Venue. I landed on InsuranceDekho and generated...

      Read More
      S
      By Sunny Banerjee
      On: February 25, 2021
    • Information on claim settlemen...

      Information regarding the claim settlement ratios is quite authentic on InsuranceDekho. It delivers an idea of...

      Read More
      V
      By Vasundhara Verma
      On: February 23, 2021
    • Accessible customer team

      Really appreciate the customer team accessibility of InsuranceDekho all the time. I contacted them to learn ho...

      Read More
      L
      By Laboni Ghosh
      On: February 18, 2021
    • Policy comparison is swift

      I would like to thank InsuranceDekho for enabling me to compare multiple policies swiftly. Besides the visual ...

      Read More
      R
      By Rounak Agarwal
      On: February 16, 2021
    • Transparent claim settlement

      The claim settlement procedure is completely transparent on InsuranceDekho. I made a claim under Shriram car i...

      Read More
      P
      By Parama Sen
      On: February 11, 2021
    • Assistance during renewal

      This year at the time of renewal, I wanted to change my car insurance company. I sent an email on InsuranceDek...

      Read More
      A
      By Archan Santra
      On: February 9, 2021
    • No paper trails

      InsuranceDekho has made flawless digital policy issuance possible and my best compliments to the team for that...

      Read More
      R
      By Riddhi Samanta
      On: February 4, 2021
    • Easy chat

      Chatting for quick queries on InsuranceDekho is easy. I just posted my query regarding the network garages und...

      Read More
      S
      By Seema khatun
      On: February 2, 2021
    • Trustworthy website

      Genuine policy information regarding policies makes InsuranceDekho a trustworthy platform. I have been dealing...

      Read More
      By Indra Sen
      On: March 4, 2021
    • Trustworthy platform

      InsuranceDekho is a trustworthy platform when it comes to gathering authentic information on policy provisions...

      Read More
      S
      By Sonia Ghosh
      On: March 2, 2021
    • Policy within a few minutes

      I wanted to get a suitable car insurance policy for my Hyundai Venue. I landed on InsuranceDekho and generated...

      Read More
      S
      By Sunny Banerjee
      On: February 25, 2021
    • Information on claim settlemen...

      Information regarding the claim settlement ratios is quite authentic on InsuranceDekho. It delivers an idea of...

      Read More
      V
      By Vasundhara Verma
      On: February 23, 2021
    • Accessible customer team

      Really appreciate the customer team accessibility of InsuranceDekho all the time. I contacted them to learn ho...

      Read More
      L
      By Laboni Ghosh
      On: February 18, 2021
    • Policy comparison is swift

      I would like to thank InsuranceDekho for enabling me to compare multiple policies swiftly. Besides the visual ...

      Read More
      R
      By Rounak Agarwal
      On: February 16, 2021
    • Transparent claim settlement

      The claim settlement procedure is completely transparent on InsuranceDekho. I made a claim under Shriram car i...

      Read More
      P
      By Parama Sen
      On: February 11, 2021
    • Assistance during renewal

      This year at the time of renewal, I wanted to change my car insurance company. I sent an email on InsuranceDek...

      Read More
      A
      By Archan Santra
      On: February 9, 2021
    • No paper trails

      InsuranceDekho has made flawless digital policy issuance possible and my best compliments to the team for that...

      Read More
      R
      By Riddhi Samanta
      On: February 4, 2021
    • Easy chat

      Chatting for quick queries on InsuranceDekho is easy. I just posted my query regarding the network garages und...

      Read More
      S
      By Seema khatun
      On: February 2, 2021

    Insurance Products by Shriram General Insurance

    Shriram Car Insurance FAQs

    • What is the validity of a car insurance policy?

      Shriram General Insurance offers both short-term (1 year) and long-term (3 year and 5 year ) car insurance policies.
    • What all modes of payment are available at Shriram for car insurance policy renewal online?

      The company has a dedicated portal, where you can pay the policy premium, for both the purchase of a new policy and renewal of an existing policy, using a Debit/Credit card or Net Banking.
    • What if someone else was driving my car at the time of accident?

      Even if someone else was driving your car at the time of an accident, the insurance policy will remain applicable.
    • How is the Sum Insured determined?

      The Sum Insured mainly depends on the Insured Declared Value (IDV) of the car. The IDV is the manufacturer’s listed price of the vehicle minus depreciation. Apart from IDV, the sum insured also depends on the fuel type, engine displacement and make and model of the car.
    • What if no claim is filed during the insurance period?

      In case no claim is filed during the entire policy tenure, the policyholder will be entitled to get a No Claim Bonus (NCB) discount on own-damage premium of the policy at the time of renewal. The NCB discount can be accumulated over the years and usually ranges between 20-50% of the own-damage premium.

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.