Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

HDFC ERGO Bike Insurance

187 reviews Rate This
  • Claim Settlement Ratio 94% for FY 2017-18
  • More than 6,800 Cashless garages
  • 24*7 Customer Support
  • Provides customized corporate plans
  • Offices in 101 Indian cities

About HDFC ERGO Bike Insurance

HDFC Ergo General Insurance Co. Ltd. is a joint venture between HDFC Ltd. and ERGO International AG where the former is India’s premier Housing Finance Institution and the latter is a primary insurance identity of Munich Re Group. The insurer has been catering to the endless customer needs since 16 years by offering them a range of insurance policies including bike insurance, car insurance, health insurance, travel insurance, home insurance in the retail space and customised insurance policies for marine insurance, property insurance, and liability insurance in the corporate space, bike insurance being one of its popular products. It offers a wide range of plans and add-on covers for every portfolio thereby fulfilling all the requirements of the customers.

HDFC Ergo General Insurance has been assigned an ‘iAAA’ rating by ICRA that indicates its highest claim paying capability. It had also received ISO certification for their insurance claim services in bike insurance, health insurance, etc., customer servicing, and policy issuance. With more than 120 branches in more than 106 cities, the general insurer has more than 3,000 employees who work dedicatedly to achieve common goals.

The insurer offers third party bike insurance policy, standalone own-damage bike insurance policies, and comprehensive bike insurance policies to the customers. Bike insurance policies offered by HDFC Ergo General Insurance come at an affordable bike insurance premium yet offer wide coverage. They come with features such as No Claim Bonus, 24*7 roadside assistance, cashless services, and so on.

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HDFC ERGO Bike Insurance User Reviews

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What users are saying
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  • Most Helpful
  • Ultimate renewal service

    If anyone wants to get an insurance policy for their bikes, they must get it from InsuranceDekho platform for ...

    Read More
    By Vaibhav Mehrotra
    On: September 23, 2020
  • Unparalleled insurance solutio...

    With the assistance of the InsuranceDekho team, I could find the best insurance-related solutions. The insuran...

    Read More
    By Aamir Siddiqui
    On: September 17, 2020
  • Renewed plan in just 2 steps

    With the help of InsuranceDekho platform, I could easily get my HDFC ERGO insurance cover renewed in no time b...

    Read More
    By Ashwini Sharma
    On: September 16, 2020
  • Extraordinary customer support

    I had to purchase a bike insurance policy for which I visited the InsuranceDekho portal. Their customer care t...

    Read More
    By Vikrant Bansal
    On: September 15, 2020
  • Multiple payment gateways

    I have bought and renewed a bike insurance plan of HDFC ERGO to secure my Honda CB Unicorn 150 bike through va...

    Read More
    By Laxman Kumar
    On: September 14, 2020
  • Paperless insurance process

    I bought a bike insurance plan of HDFC ERGO General insurance to secure my Bajaj Dominar 400 bike from Insuran...

    Read More
    By Rahul Merchant
    On: September 10, 2020
  • Several add-on options

    The InsuranceDekho platform provided me multiple add-on cover options to choose from. It helped me a lot in se...

    Read More
    By Shobhit Kamra
    On: September 9, 2020
  • All India cashless garages

    I purchased a HDFC ERGO comprehensive bike insurance policy on the recommendation of the InsuranceDekho team. ...

    Read More
    By Neerav Pradhan
    On: September 8, 2020
  • Very helpful

    They provided very good car insurance quotes within the budget in this financially struggling period. Thank yo...

    Read More
    On: September 8, 2020
  • Different add-on covers

    Last month, I purchased a HDFC ERGO bike insurance policy from the InsuranceDekho portal to secure my Suzuki V...

    Read More
    By Sahil Gaur
    On: September 7, 2020

HDFC Ergo Bike Insurance FAQs

  • Why should I choose HDFC Ergo Bike insurance?

    HDFC Ego is a leading name in the insurance industry. It is working for so many years towards providing the best service to its customers. It has a claim settlement ratio of 94% for the FY 2017-18, which clearly states that it has a long list of satisfied customers.

  • Why do I need insurance for my bike when it’s not even a luxury bike?

    Being safe and secure is a necessity for everyone, regardless of the fact that he is leading a normal life or a luxurious life. Bike insurance will help you to be financially secured. There might be a situation where a simple accident will burden you with unlimited liability.

  • Does HDFC Ergo it provide Zero Depreciation benefits?

    Yes, the customers can get Zero Depreciation benefit by purchasing the HDFC Ergo Comprehensive Bike Insurance policy. The customers can purchase Zero dep add-on cover to enjoy the benefits.

  • What plans are available for the HDFC Bike insurance policy?

    There are four kinds of plans provided by the company. First is 1 year Comprehensive Plan, Long-Term Comprehensive Insurance, Standalone Motor Own DamageCover, and Two Wheeler Liability Only Insurance.

  • How many branches does it have in India?

    HDFC Ergo has the vision to provide bike insurance policies to people from all the arenas. It operates in a total of 101 offices in India. The branches are located in all the major states of the country like Maharashtra, Jammu and Kashmir, Gujrat, Haryana, Punjab, West Bengal etc.

Why Choose Bike Insurance from InsuranceDekho?

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HDFC ERGO Bike Insurance Contact Details

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.