About HDFC ERGO Bike Insurance
HDFC Ergo is a general insurance company in India. The company was formed after the joint collaboration between HDFC Ltd. and ERGO International AG in the year 2002. HDFC Ltd is known for India’s premier Housing Finance Institution, and the ERGO group is one of the leading insurance entities of Munich Re Group. The shareholdings of the company are divided in the ratio of 49% and 51% respectively.
The company has a big name among the private sector insurers. It holds an ISO certification since 2010. It offers a wide range of insurance products on the market ranging from Motor, Travel, Health, etc. It also offers customized products to its customers, such as Marine, Property, Personal Accident, and Liability Insurance, to the corporate sectors. The company has set up its headquarter in Mumbai. It is operating with a total of 127 branches in 101 Indian cities. It works with an ethical approach and a high level of integrity towards providing the best service to its customers.
It not only offers excellent insurance products to corporate or private sectors but the rural area as well. The main focus of the company lies with the farmers. It provides cattle insurance and crop insurance policies to the rural farmers. It is also working towards spreading awareness about the importance of insurance policies. The company conducts an HDFC ERGO Insurance Awareness Award Junior Quiz, among the school children.
Which bike do you ride?
HDFC ERGO Bike Insurance User Reviews
HDFC Ergo Bike Insurance FAQs
Why should I choose HDFC Ergo Bike insurance?
HDFC Ego is a leading name in the insurance industry. It is working for so many years towards providing the best service to its customers. It has a claim settlement ratio of 94% for the FY 2017-18, which clearly states that it has a long list of satisfied customers.
Why do I need insurance for my bike when it’s not even a luxury bike?
Being safe and secure is a necessity for everyone, regardless of the fact that he is leading a normal life or a luxurious life. Bike insurance will help you to be financially secured. There might be a situation where a simple accident will burden you with unlimited liability.
Does HDFC Ergo it provide Zero Depreciation benefits?
Yes, the customers can get Zero Depreciation benefit by purchasing the HDFC Ergo Comprehensive Bike Insurance policy. The customers can purchase Zero dep add-on cover to enjoy the benefits.
What plans are available for the HDFC Bike insurance policy?
There are four kinds of plans provided by the company. First is 1 year Comprehensive Plan, Long-Term Comprehensive Insurance, Standalone Motor Own DamageCover, and Two Wheeler Liability Only Insurance.
How many branches does it have in India?
HDFC Ergo has the vision to provide bike insurance policies to people from all the arenas. It operates in a total of 101 offices in India. The branches are located in all the major states of the country like Maharashtra, Jammu and Kashmir, Gujrat, Haryana, Punjab, West Bengal etc.
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