- Save upto 75%*Lowest Bike Premiums
- 11.5 Lakh+Happy Customers
- Claim Support7 days a week
*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
About HDFC ERGO Bike Insurance
HDFC ERGO General Insurance Co. Ltd. is a joint venture between HDFC Ltd. and ERGO International AG where the former is India’s premier Housing Finance Institution and the latter is a primary insurance entity of the Munich Re Group. The insurance company has been catering to the endless customer needs since 16 years by offering them a range of insurance policies, including bike insurance, car insurance, health insurance, travel insurance, home insurance in the retail space and customised insurance policies for marine insurance, property insurance, and liability insurance in the corporate space, bike insurance being one of its popular products. It offers a wide range of plans and add-on covers for every portfolio, thereby fulfilling all the requirements of the customers.
HDFC ERGO General Insurance has been assigned an ‘iAAA’ rating by ICRA that indicates its highest claim paying capability. It had also received ISO certification for their insurance claim services in bike insurance, health insurance, etc., customer servicing, and policy issuance. With more than 120 branches in more than 106 cities, the general insurer has more than 3,000 employees who work dedicatedly to achieve common goals.
The general insurance company offers third party bike insurance policy, standalone own-damage bike insurance policies, and comprehensive bike insurance policies to the customers. Bike insurance policies offered by HDFC ERGO General Insurance come at an affordable bike insurance premium yet offer wide coverage. They come with features such as No Claim Bonus, 24*7 roadside assistance, cashless services, and so on.
HDFC ERGO Bike Insurance
HDFC ERGO General Insurance offers three main types of two-wheeler insurance namely Third Party, Standalone Own-Damage and Comprehensive Insurance Plan. HDFC ERGO Third Party Two-Wheeler insurance is a type of cover that is mandatory as per the Motor Vehicles Act, 1988, this cover takes care of the third party liability such as bodily injuries, demise or property damage of the third party in case an unforeseen event occurs.
HDFC ERGO Standalone Own-Damage Two-Wheeler insurance covers the damages to the policyholder's two-wheeler caused during an accident, theft, fire/explosion, vandalism and natural/manmade calamities. This type of insurance policy covers the cost of own damages/cost of repairs that the policyholder may have to bear themselves.
HDFC ERGO Comprehensive Two-Wheeler insurance covers both own-damage costs and third party liabilities under the same insurance policy. This type of insurance cover provides cover from the uncertainties of driving a two-wheeler.
A potential buyer can also buy an add-on cover that can strengthen the base coverage of the insurance plan. Add-on covers can be purchased with standalone own-damage cover and comprehensive policy. These add-ons come at an additional cost, but they can be very useful in times of crisis if the correct add-on is chosen with the policy. Some popular add-on covers are zero depreciation cover, engine protection cover, roadside assistance cover and tyre protection cover. You can choose an add-on that is suitable according to requirements and budget.
You can avail several benefits of purchasing any type of two-wheeler insurance policy from HDFC ERGO General Insurance. HDFC ERGO has a wide and well-equipped network of garages. The insurance provider is well known for overnight car repair services. HDFC ERGO offers seamless claim procedure, affordable premium rates and also offers 24x7 customer support. HDFC ERGO follows a paperless procedure, all transactions made are paperless.
Significant Points of HDFC ERGO Bike Insurance
Third-Party Insurance (Property Damage)
Up to Rs. 1 Lakh
Depends on the IDV of the two-wheeler
Personal Accident Cover
Maximum of Rs 15 Lakh
24x7 Claim Assistance Available
Calculate Your Bike Insurance
Benefits of HDFC ERGO Bike Insurance
- An extensive network of 6,800+ garages
- 24x7 emergency assistance is available
- Offers the facility of renewal without inspection
- Insurer provides paperless insurance procedures
- Allows the policyholders to make unlimited claims
Explore Hdfc Ergo Bike Insurance
Must Read Articles before buying Hdfc Ergo Bike Insurance
- Read this article to know about the top two-wheeler insurance add-on covers offered by HDFC ERGO.
- Read this article to find out the benefits of purchasing your bike insurance from HDFC ERGO General Insurance and decide if it is worth it for you.
- ABS refers to Anti Lock Braking System. It is a technology which prevents loss of control of your bike when braking. Read all about its importance and
- Find out what are the factors you should keep in mind when selecting which motorcycle boots are right for you.
- DIY bike maintenance tips for beginners. When it comes to the protection of bikes, just having a reliable insurance policy is not enough. Read more.
HDFC ERGO Bike Insurance User Reviews
- Most Helpful
- Cashless Garages
- Add On
HDFC ERGO Bike Insurance FAQs
Why should I choose HDFC ERGO Bike insurance?
HDFC ERGO is a leading name in the insurance industry. It is working for so many years towards providing the best insurance service to its customers. It has a claim settlement ratio of 91.23% for the FY 2019-20, which clearly states that it has a long list of satisfied customers.
Why do I need insurance for my bike when it’s not even a luxury bike?
Being safe and secure is a necessity for everyone, regardless of the fact that he is leading a normal life or a luxurious life. Bike insurance will help you to be financially secured in the time of any emergency. There might be a situation where a simple accident will burden you with unlimited liabilities.
Does HDFC ERGO provide Zero Depreciation benefits?
Yes, the customers can include a Zero Depreciation benefit in the HDFC ERGO Comprehensive Bike Insurance policy. The customers can purchase Zero depreciation add-on cover to enjoy the benefits.
What bike insurance plans are offered by the HDFC Bike insurance company?
There are four kinds of bike insurance plans provided by the company, which comprise 1 year Comprehensive Plan, Long-Term Comprehensive Insurance, Standalone Motor Own-Damage Cover, and Two-Wheeler Liability Only Insurance.
How many branches does the company own in India?
HDFC ERGO has the vision to provide bike insurance policies to people from all the arenas. It operates in a total of 106+ cities in India with over 120 branches, which are located in all the major states of the country like Maharashtra, Jammu and Kashmir, Gujrat, Haryana, Punjab, West Bengal etc.
Why to buy from InsuranceDekho?
- Instant policy# within 5 mins
- More than 11.5 Lac happy customers
- Claim Support available all 7 days of the week
HDFC ERGO Policy Wording Document Download
- 1.0 MB
- PDF Document
- November 2, 2020
Bike Insurance News
- Top two-wheeler insurance add-on covers offered by...
Read this article to know about the top two-wheeler insuranc...27 October 2021
- How to make two-wheeler insurance claim at Kotak G...
Read this article to know how to make a two-wheeler insuranc...27 October 2021
- All you need to know about Tata AIG two-wheeler in...
Purchasing insurance for your two-wheeler is important and s...26 October 2021
- Kotak Third-Party Bike Insurance Policy Explained
Read this article to know about Kotak’s third-party bike ins...26 October 2021
- How Can I Check My Edelweiss Two-Wheeler Insurance...
Read this article to know how to check the Edelweiss two-whe...25 October 2021
- Benefits of Multi-Year Two-Wheeler Insurance Cover...
Multi-year two-wheeler insurance is quite beneficial for the...18 September 2021
- Top Ways to Save Money on Bike Insurance Renewal
Read to know about some ways to save money on the renewal of...29 August 2021
- Everything About Personal Accident Cover in Bike I...
It offers financial aid to the policyholder against bodily i...17 September 2021
- How To Get Your Bike Insurance Policy Renewed Fast...
To drive a car without holding an insurance policy is a puni...10 September 2021
- Anti-Lock Braking System And Its Important Factors
This article will talk about the many aspects of the Anti-Lo...09 September 2021