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Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Find the right insurance for you

HDFC ERGO Bike Insurance

459 reviews Rate This
Highlights
    Network Garages6,800+
    Claim Settlement Ratio91.23% in FY20
    Emergency AssistanceAvailable 24/7
    Number of Cutomers1.3 crore+
    AccreditationiAAA Rating by ICRA
    Presence 106+ Cities

    About HDFC ERGO Bike Insurance

    HDFC ERGO General Insurance Co. Ltd. is a joint venture between HDFC Ltd. and ERGO International AG where the former is India’s premier Housing Finance Institution and the latter is a primary insurance entity of the Munich Re Group. Since 16 years, the insurance company has been catering to the endless customer needs by providing a variety of insurance policies, including bike insurance, car insurance, health insurance, travel insurance, and home insurance in the retail space, as well as customised insurance policies for marine insurance, property insurance, and liability insurance in the corporate space, with bike insurance being one of its most popular products.It offers a wide range of plans and add-on covers for every portfolio, thereby fulfilling all the requirements of the customers.

    HDFC ERGO General Insurance has been assigned an ‘iAAA’ rating by ICRA that indicates its highest claim paying capability. It also achieved ISO certification for its insurance claim services, customer service, and policy issuance in the fields of bike insurance, health insurance, and other types of insurance. With more than 120 offices in 106 cities, the general insurer employs over 3,000 people who are dedicated to accomplishing common goals.

    Customers can choose from third-party bike insurance, standalone own-damage bike insurance, and complete bike insurance policies from the general insurance company.Bike insurance policies offered by HDFC ERGO General Insurance come at an affordable bike insurance premium yet offer wide coverage. They come with features such as No Claim Bonus, 24*7 roadside assistance, cashless services, and so on.

    HDFC ERGO Bike Insurance

    HDFC ERGO General Insurance offers three main types of two-wheeler insurance namely Third Party, Standalone Own-Damage and Comprehensive Insurance Plan. HDFC ERGO Third Party Two-Wheeler insurance is a type of cover that is mandatory as per the Motor Vehicles Act, 1988, this cover takes care of the third party liability such as bodily injuries, demise or property damage of the third party in case an unforeseen event occurs.

    HDFC ERGO Standalone Own-Damage Two-Wheeler insurance covers the damages to the policyholder's two-wheeler caused during an accident, theft, fire/explosion, vandalism and natural/manmade calamities. This type of insurance policy covers the cost of own damages/cost of repairs that the policyholder may have to bear themselves.

    Under the same insurance policy, HDFC ERGO Comprehensive Two-Wheeler insurance covers both own-damage costs and third-party liabilities. This type of insurance protects you against the risks of riding a two-wheeler.

    A potential buyer can also purchase an add-on cover to supplement the base coverage of the insurance plan. With a standalone own-damage and comprehensive policy, add-on covers can be purchased. These add-ons come at an additional cost, but if the correct add-on is selected with the policy, they can be quite useful in times of crisis.Some popular add-on covers are zero depreciation cover, engine protection cover, roadside assistance cover and tyre protection cover. You can choose an add-on that is suitable according to requirements and budget.

    When you buy any form of two-wheeler insurance policy from HDFC ERGO General Insurance, you can get a lot of benefits. HDFC ERGO has a large and well-equipped garage network. The insurance provider is well-known for providing car repair services the next day.HDFC ERGO offers seamless claim procedure, affordable premium rates and also offers 24x7 customer support. HDFC ERGO follows a paperless procedure, all transactions made are paperless.

    Significant Points of HDFC ERGO Bike Insurance

    Features

    Coverage

    Third-Party Insurance (Property Damage)

    Up to Rs. 1 Lakh

    Own-Damage Cover

    Depends on the IDV of the two-wheeler

    Personal Accident Cover

    Maximum of Rs 15 Lakh

    Claim Assistance

    24x7 Claim Assistance Available

    Calculate Your Bike Insurance

    Select your bike's brand
    • Hero
    • Honda
    • TVS
    • Bajaj
    • Yamaha
    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    20062019
    Have you made a claim in the previous year?

    Benefits of HDFC ERGO Bike Insurance

    • An extensive network of 6,800+ garages
    • 24x7 emergency assistance is available
    • Offers the facility of renewal without inspection
    • Insurer provides paperless insurance procedures
    • Allows the policyholders to make unlimited claims

    Must Read Articles before buying Hdfc Ergo Bike Insurance

    HDFC ERGO Bike Insurance User Reviews

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    What users are saying
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    • Easy claim settlement

      I filed a claim for my HDFC ERGO two-wheeler insurance policy which I had purchased to insure by TVS Jupiter...

      Read More
      H
      By Hardik Bhatt
      On: July 4, 2022
    • Easy claim settlement

      I filed a claim for my TVS Apache RTR 160 for which I was insured with an HDFC ERGO bike insurance plan from...

      Read More
      P
      By Prince Chandra
      On: July 1, 2022
    • Detailed information

      I visited the website of InsuranceDekho to purchase a bike insurance policy for my Bajaj Pulsar RS200. I liked...

      Read More
      R
      By Rishabh Kumar
      On: June 29, 2022
    • Detailed explanation

      I visited the website of InsuranceDekho to purchase a bike insurance policy for my TVS apache. I liked that th...

      Read More
      B
      By Badal SIngh
      On: June 27, 2022
    • Hassle-free claim settlement

      I filed a claim for my TVS Apache RTR 160 for which I was insured with an HDFC ERGO bike insurance plan from...

      Read More
      R
      By Royal Mittal
      On: June 24, 2022
    • Detailed explanations

      I visited the website of InsuranceDekho to purchase a bike insurance policy for my Bajaj Pulsar RS200. I lik...

      Read More
      R
      By Rishabh Kumar
      On: June 22, 2022
    • Easy claim settlement

      I filed a claim for my HDFC ERGO two-wheeler insurance policy which I had purchased to insure by TVS Jupiter. ...

      Read More
      H
      By Hardik Bhatt
      On: June 20, 2022
    • Hassle-free claim settlement

      I filed a claim for my TVS Apache RTR 160 for which I was insured with an HDFC ERGO bike insurance plan from...

      Read More
      R
      By Ranjit Singh
      On: June 17, 2022
    • Amazing plan benefits

      The HDFC ERGO Bike insurance plan that I bought from the InsuranceDekho website for my TVS Jupiter offers am...

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      D
      By Deepak Kumar
      On: June 10, 2022
    • Detailed explanations

      I visited the website of InsuranceDekho to purchase a bike insurance policy for my TVS apache. I liked that ...

      Read More
      B
      By Badal Singh
      On: June 8, 2022

    HDFC ERGO Bike Insurance FAQs

    • Why should I pick HDFC ERGO Bike Insurance ?

      In the insurance market, HDFC ERGO is a trusted brand. It has been striving for many years to provide its customers with the best insurance service possible. For FY 2019-20, it has a claim settlement ratio of 91.23 %, showing that it has a long list of satisfied consumers.
    • Why do I need insurance for my bike when it is not even a luxury model?

      Everyone, regardless of whether he lives a simple or luxury life, requires a sense of safety and security.Bike insurance will protect you financially in the case of an emergency.There might be a situation where a simple accident will burden you with unlimited liabilities.
    • Does HDFC ERGO provide benefits of Zero Depreciation ?

      Customers can choose to have their HDFC ERGO Comprehensive Bike Insurance policy include a Zero Depreciation benefit. Customers can take advantage of the benefits by buying Zero Depreciation Add-on Cover.
    • What bike insurance plans does HDFC Bike Insurance offer?

      1 year Comprehensive Plan, Long-Term Comprehensive Insurance, Standalone Motor Own-Damage Cover, and Two-Wheeler Liability Only Insurance are the four types of bike insurance plans offered by the company.
    • In India, how many branches does the company have?

      HDFC ERGO's vision is to provide bike insurance to individuals from all the arenas. It has over 120 branches in 106+ cities across India, including Maharashtra, Jammu & Kashmir, Gujrat, Haryana, Punjab, West Bengal, and others.
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    HDFC ERGO Policy Wording Document Download

    • 1.0 MB
    • PDF Document
    • November 2, 2020

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.