- 6,000+ Network HospitalsCheck in your City
- 17,25,290 Policies Issued
- 115.55% Incurred Claim Ratio
- Lifelong Renewability
- 78.52% Claim Settlement Ratio
- Dedicated Team for Claim Settlement
National Insurance Company (NIC) is India’s oldest renowned general insurer that deals not only in Health Insurance, but also in Motor Insurance, Personal Insurance, Industrial Risk Insurance, Commercial Risk Insurance and Rural Insurance as well. Incorporated in Kolkata in the year 1906, NIC works towards fulfilling the nationalist aspiration for Swaraj. After nationalisation, it was merged with 21 foreign and 11 Indian companies, thereby forming the National Insurance Company Ltd. NIC is one of the 4 subsidiaries of the government-owned General Insurance Corporation of India.
The National Insurance Company is the only public sector general insurance company that is headquartered in Kolkata. It has added many feathers to its cap by being the first one in many areas-the first one to introduce product customisation, both corporate and rural; first Indian insurance company to penetrate into Strategic Alliances with a few of India’s largest automobile manufacturers. NIC also explored Bancassurance in India by building tie-ups with largest banks in India.
- Over 15,000 employees
- Over 1998 offices across India
- 373 Business Center pan India
- Wide range of sum insured options
- Dedicated team for claim settlement
- Access to over 6,000+ network hospitals
- Tax benefits under Section 80D of the Income Tax Act 1961
NIC has a workforce of around 15,000 skilled personnel and around 2,000 offices across the country including operation in Nepal. The company stands tall today as India’s second-largest non-life insurers, according to its gross direct written premiums. In motor business, which is the market’s largest segment, National Insurance Company had the largest share in the market among India’s insurers in the financial year 2015 in terms of GDWP.
The company enjoys AM Best Financial Strength rating of B++ (Good) and issuer credit rating of "BBB+". These ratings not only prove NIC’s strong risk-adjusted capitalisation, but consistent investment performance and strong presence in India's insurance market as well.
National Health Insurance Plan List
|Name of Plan||Sum Insured|
|National Mediclaim Plus Min: 3 Months; Max: 75 Years||2 Lakh||Get Quotes Now|
|National MediclaimMin: 3 Months; Max: 65 Years||50 Thousand||Get Quotes Now|
|Critical Illness Insurance PolicyMin: 18 Years; Max: 65 Years||1 Lakh||Get Quotes Now|
|Varistha Mediclaim PolicyMin: 60 Years; Max: 80 Years||1 Lakh||Get Quotes Now|
|National Parivar MediclaimMin: 3 Months; Max: 65 Years||1 Lakh||Get Quotes Now|
|National Parivar Mediclaim Plus PolicyMin: 3 Months; Max: 65 Years||6 Lakh||Get Quotes Now|
|Parivar Mediclaim Policy for FamilyMin: 18 Years; Max: 65 Years||2 Lakh||Get Quotes Now|
Claim Process at National Health Insurance
- Network Hospital
- Non-Network Hospital
Claim IntimationEmergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
Claim ProcessingFill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
Claim SettlementOnce your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
Claim AssistanceFor any assistance call Insurancedekho at 1800-120-5698 or call toll free number of National Health Insurance at 1800-345-0330.
Claim IntimationEmergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
Claim ProcessingSubmit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
Claim SettlementOnce your request for reimbursement of expenses is approved, the claim will be settled.
Claim AssistanceFor any assistance call insurancedekho at 1800-120-5698 or call toll free number of National Health Insurance 1800-345-0330.
National Health Insurance User Reviews
Good number of network hospitals at national
I am a new customer of national insurance. I was recommend it by insurancedekho experts. According to me, it is a trustworthy insurer with more than 6...Read More
National insurance is my preference always
National insurance is one of the best health insurer in my opinion. There is no problem that i encountered while buying policy from national insurer. ...Read More
The site is very simple to use and user friendly. It has all the latest information available in a simple language.
Latest National Health Insurance News
National Health Insurance FAQs
What is the toll-free customer care number of National Insurance Company?
The toll-free number of National Insurance Company Ltd.
What is the address of National Insurance Company?
The address of National Insurance Company Ltd.
3, Middleton Street, Prafulla Chandra Sen Sarani,
Kolkata, West Bengal, 700071.
How to buy and apply for health insurance plans by National Insurance Company?
You can visit the official website of National Insurance Company to purchase a policy, i.e. https://nationalinsurance.nic.co.in. You can also purchase it from the online broker’s website like insurancedekho.com.
Does National Insurance Company offer any discount to its policyholders?
Yes. The National Insurance Company offers discounts to the policyholders on some health insurance plans.
What kind of policies are available with National Insurance Company online?
Individual, as well as family health insurance policies, are available online with National Insurance Company. You can purchase health insurance policies from the company up to 65 years of age for sum insured of up to Rs. 50 Lakh.