National Health Insurance

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  • 6,000+ Network Hospitals
    Check in your City
  • 17,25,290 Policies Issued
  • 115.55% Incurred Claim Ratio
  • Lifelong Renewability
  • 78.52% Claim Settlement Ratio
  • Dedicated Team for Claim Settlement

About National

National Insurance Company (NIC) is India’s oldest renowned general insurer that deals not only in Health Insurance, but also in Motor Insurance, Personal Insurance, Industrial Risk Insurance, Commercial Risk Insurance and Rural Insurance as well. Incorporated in Kolkata in the year 1906, NIC works towards fulfilling the nationalist aspiration for Swaraj. After nationalisation, it was merged with 21 foreign and 11 Indian companies, thereby forming the National Insurance Company Ltd. NIC is one of the 4 subsidiaries of the government-owned General Insurance Corporation of India. 

The National Insurance Company is the only public sector general insurance company that is headquartered in Kolkata. It has added many feathers to its cap by being the first one in many areas-the first one to introduce product customisation, both corporate and rural; first Indian insurance company to penetrate into Strategic Alliances with a few of India’s largest automobile manufacturers. NIC also explored Bancassurance in India by building tie-ups with largest banks in India. 

Key Highlights

  • Over 15,000 employees
  • Over 1998 offices across India 
  • 373 Business Center pan India 
  • Wide range of sum insured options
  • Dedicated team for claim settlement
  • Access to over 6,000+ network hospitals
  • Tax benefits under Section 80D of the Income Tax Act 1961 

NIC has a workforce of around 15,000 skilled personnel and around 2,000 offices across the country including operation in Nepal. The company stands tall today as India’s second-largest non-life insurers, according to its gross direct written premiums. In motor business, which is the market’s largest segment, National Insurance Company had the largest share in the market among India’s insurers in the financial year 2015 in terms of GDWP. 

The company enjoys AM Best Financial Strength rating of B++ (Good) and issuer credit rating of "BBB+". These ratings not only prove NIC’s strong risk-adjusted capitalisation, but consistent investment performance and strong presence in India's insurance market as well.

National Health Insurance Plan List

Name of PlanSum Insured
National Mediclaim Plus Min: 3 Months; Max: 75 Years2 Lakh Get Quotes Now
National MediclaimMin: 3 Months; Max: 65 Years50 Thousand Get Quotes Now
Critical Illness Insurance PolicyMin: 18 Years; Max: 65 Years1 Lakh Get Quotes Now
Varistha Mediclaim PolicyMin: 60 Years; Max: 80 Years1 Lakh Get Quotes Now
National Parivar MediclaimMin: 3 Months; Max: 65 Years1 Lakh Get Quotes Now
National Parivar Mediclaim Plus PolicyMin: 3 Months; Max: 65 Years6 Lakh Get Quotes Now
Parivar Mediclaim Policy for FamilyMin: 18 Years; Max: 65 Years2 Lakh Get Quotes Now

Claim Process at National Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of National Health Insurance at 1800-345-0330.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of National Health Insurance 1800-345-0330.

National Health Insurance User Reviews

  • Completely new experience for me

    I am a new customer of national insurance. I have bought this on recommendation of InsuranceDekho team. I have found the insurer to be good, with grea...

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    On: Feb 03, 2020 | Views
  • Great CSR

    National Insurance company is an old company that is offering great products till now. I have bought a cover a few days back at an affordable premium ...

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    Lakshit Goel
    On: Jan 29, 2020 | Views
  • Good number of network hospitals at national

    I am a new customer of national insurance. I was recommend it by insurancedekho experts. According to me, it is a trustworthy insurer with more than 6...

    Read More
    Rakesh Goyal
    On: Jan 27, 2020 | Views
  • Easy purchase process of this insurer

    I am so thankful to insurancedekho guys for helping me with the purchase of national insurance. This is my first purchase with national and i must say...

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    Gautam Agarwal
    On: Jan 24, 2020 | Views
  • Excellent in experience

    My experience with national insurance has been a satisfactory one. My policy with national worked out in my favor completely. Right from the purchase ...

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    Arvind Shukla
    On: Jan 22, 2020 | Views
  • National insurance is new to me

    I was in search of a good insurer whom i can trust without any issues. Thankfully, i found national insurance with the support of insurancedekho guys....

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    Chintan Pahwa
    On: Jan 17, 2020 | Views
  • Reliable, affordable insurer

    It has been around 4 - 5 months that i have purchased national insurance. Must say that the services offered are great. There are more than 6000 netwo...

    Read More
    Mahendra Kapoor
    On: Jan 14, 2020 | Views
  • Always good experience for me

    National insurance is one of the best health insurer according to me. My previous plan was also from national insurance. The reason i always depend on...

    Read More
    On: Jan 10, 2020 | Views
  • New to national

    I am a new customer of national insurance. It has been around 20 days that i have bought national insurance. I really liked the insurer because of its...

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    Ashish Kumar
    On: Jan 07, 2020 | Views
  • Find national insurance trustworthy

    It has been 5 months since i have bought national insurance health insurance. I can’t put it into words that how satisfied i am after this proce...

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    Ashutosh Kumar
    On: Jan 02, 2020 | Views
  • Recommended by a friend

    It was when a friend told me about the benefits of buying health insurance with national insurance that i invested in one of the national’s poli...

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    Kuchimanchi Srikant Rao
    On: Dec 26, 2019 | Views
  • Perfect health insurance company

    National insurance company is my second insurance company. Before it, i had made a major investment in some other company. But, my experience was path...

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    Nitin Kapoor
    On: Dec 13, 2019 | Views
  • Great insurer

    I am new to national insurance. However, i am satisfied in my first purchase of plan with national. Good claim settlement ratio, lifelong renewal, vas...

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    Gaurav Gupta
    On: Dec 03, 2019 | Views
  • National insurance is my preference always

    National insurance is one of the best health insurer in my opinion. There is no problem that i encountered while buying policy from national insurer. ...

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    Vinod Verma
    On: Nov 20, 2019 | Views
  • Good experience so far

    National insurance has been a great insurer for me. I have purchased its policy second time and don’t regret my decision at all. Right from clai...

    Read More
    Rita Srivastav
    On: Nov 08, 2019 | Views
  • The best ever insurer experience

    I am quite impressed with national insurance. The insurer provides you superb coverage and multiple other benefits. It provides complete security to y...

    Read More
    On: Oct 22, 2019 | Views
  • Good insurance company

    I am thankful to national insurance for great services. I have found this insurer to be fulfilling of their promises. My current plan is of national i...

    Read More
    Vaibhav Subhash Kale
    On: Oct 18, 2019 | Views
  • Superb health insurance and services

    One of my friends suggested me this insurer. I must say that i am happy after buying national insurance. My full family is covered at an affordable ra...

    Read More
    Sanjay Kumar Tiwari
    On: Oct 18, 2019 | Views
  • National insurance is good option

    I am thanking to InsuranceDekho people for suggesting this company. I recently purchased national insurance plan and feel happy to make this choice. T...

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    Shyamal Kumar Maji
    On: Oct 09, 2019 | Views
  • Satisfied with national insurance

    My past health insurance experience was extremely bad. I went for national insurance on advise of InsuranceDekho. Now i am getting good cover at a les...

    Read More
    Sanjay Gupta
    On: Oct 09, 2019 | Views
  • New experience with National Insurance

    It has been a year since i purchased National Insurance’s health insurance policy. Thanks InsuranceDekho for helping me choose this company. I a...

    Read More
    Banoth Kanth
    On: Sep 27, 2019 | Views
  • Good health insurance option

    I have been with National health insurance for the past 2 years. Until now, i never felt any kind of problem in the coverage, claim process, or any ot...

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    Nagendra Mishra
    On: Sep 27, 2019 | Views
  • Simple

    The site is very simple to use and user friendly. It has all the latest information available in a simple language. 

    On: Sep 06, 2019 | Views
  • Polite

    I queried a lot, but the executives were very helpful and polite in solving all my queries and letting me understanding each and everything in detail....

    Read More
    Navneet Kumar
    On: Aug 14, 2019 | Views
  • Nominal premium

    I recently purchased a health insurance plan for myself. I am a college-going student and was finding a premium of other health insurance companies a ...

    Read More
    Surekha Pankaj Pawar
    On: Jul 12, 2019 | Views
  • Good custmer care service

    I have taken National Insurance Company’s health insurance policy and thankfully have no claim experience with the company yet. But the customer...

    Read More
    On: Jul 12, 2019 | Views
  • satisfactory services from InsuranceDekho

     I recently made a claim with National Insurance Company’s health insurance plan by seeking help from the customer care executives at Insur...

    Read More
    Abhijeet Singh
    On: Jul 12, 2019 | Views
  • Utmost Satisfaction

    I have been using National Insurance Company’s health insurance policy from the last 10 years. Customer satisfaction is utmost I must say and th...

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    Nitin Gupta
    On: Jul 11, 2019 | Views
  • Good Services

    The reason why I decided to buy a health insurance plan for my family was its satisfactory services, as told by my friend to me. My family floate...

    Read More
    Sachin Gupta
    On: Jul 10, 2019 | Views
  • First experience..satisfied.

    This is my first experience of buying a health insurance policy of National Insurance Company with InsuranceDekho and the portal is very easy to use. ...

    Read More
    Manish Vats
    On: Jul 09, 2019 | Views

Latest National Health Insurance News

National Health Insurance Contact Details

Reach us for help anytime

National Health Insurance FAQs

  • What is the toll-free customer care number of National Insurance Company?

    The toll-free number of National Insurance Company Ltd. is 1800-3450-330. 

  • What is the address of National Insurance Company?

    The address of National Insurance Company Ltd. is
    3, Middleton Street, Prafulla Chandra Sen Sarani, 
    Kolkata, West Bengal, 700071.

  • How to buy and apply for health insurance plans by National Insurance Company?

    You can visit the official website of National Insurance Company to purchase a policy, i.e. You can also purchase it from the online broker’s website like 

  • Does National Insurance Company offer any discount to its policyholders?

    Yes. The National Insurance Company offers discounts to the policyholders on some health insurance plans. 

  • What kind of policies are available with National Insurance Company online?

    Individual, as well as family health insurance policies, are available online with National Insurance Company. You can purchase health insurance policies from the company up to 65 years of age for sum insured of up to Rs. 50 Lakh.

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