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*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

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Digit Bike Insurance

320 reviews Rate This
    Network Garages1,000+
    Claim Settlement Ratio80.47% in FY20
    Emergency AssistanceAvailable 24/7
    Number of Customers90 lakh+
    Claim ProcessDigitally Enabled
    Presence70+ cities

    About Digit General Insurance

    Headquartered in Bengaluru, Digit General Insurance Limited, is one of the largest insurance companies in India. The firm started its operations with the name Oben General Insurance Company, which later got changed as the firm wished to acquire the motto of simplicity. It is financially sponsored by a Toronto based company known as Fairfax. Over the year, the organisation has managed to mark its presence in the insurance market and have built strong relationships with the customers by delivering quality services for bike insurance, health insurance, etc.

    When it comes to giving bike insurance and other insurance services anywhere to its policyholders, the firm holds 1,000+ cashless network garages across the country. In addition to this, to support the insured persons, the company acquires a 24x7 active customer care team that works even on National Holidays. The smartphone-enabled self-inspection system for bike insurance, car insurance etc., provided by the organisation is another reason for growing success. The company has maintained a customer-friendly nature by giving value to the feedback and reviews.

    Digit General Insurance is widely known for the wide range of products and services that the insurance company provides to its customers which includes Two-Wheeler Insurance, Health Insurance, Car Insurance, Travel Insurance, Private Property Insurance etc. Beside offering a wide range of insurance products offered by the company, the insurance company strives to build simple and transparent insurance products which are comprehensible and built to fulfil requirements of every individual. Digit General Insurance company has won several awards and accolades. Digit has won the title of Best General Insurance Company of the Year at 24th Asia Insurance Industry Awards 2020.

    Digit Bike Insurance

    Digit General Insurance is widely recognized for providing two-wheeler insurance policies at an affordable price point. Two-wheeler insurance policy is considered a safety plan that can provide financial and legal assistance in case of damages to the own vehicle or third party liabilities that may arise in any mishap. Digit General Insurance Company offers three different types of two-wheeler insurance policy which includes third party insurance, standalone own-damage insurance and comprehensive insurance.

    Digit Third Party Two-Wheeler Insurance policy provides coverage for third party liabilities that may arise during a mishap. A third-party two-wheeler insurance policy is mandatory for the two-wheeler owners/drivers as per the Motor Vehicles Act, 1988 anybody caught driving a two-wheeler without a third party insurance policy can be fined. This type insurance policy can be very beneficial for the two-wheeler owner in terms of legality in case of any property damage/bodily injuries/disability/ loss of life of the third party caused in an accident involving policyholder’s insured two-wheeler. Under this two-wheeler insurance policy third party liabilities such as bodily injuries,death and property damage to the third party is covered in case of an an accident involving policyholder’s insured vehicle.

    Digit Comprehensive Two-Wheeler Insurance policy provides all-round coverage because this policy covers both own-damage expenses and third party liabilities. A comprehensive two-wheeler insurance policy provides coverage to the two-wheeler owner from the uncertainties of driving a two-wheeler. This policy is not compulsory to have but is recommended. Once you have purchased a comprehensive insurance policy you will not require a third-party insurance policy separately.

    Digit Standalone Own-Damage Two-Wheeler Insurance policy offers compensation for cost of damages in an accident, theft, natural/manmade calamities, fire/explosion etc. or cost of repairs of two-wheeler in case of an accident, theft, natural/man made calamities or fire/explosion. This type of two-wheeler insurance policy does not cover third party liabilities but can be purchased if you already have a third-party insurance policy for your two-wheeler insurance policy.

    Digit also offers a variety of add-on covers that you can purchase along with your standalone own-damage or comprehensive two-wheeler insurance policy to add more coverage to your existing coverage or of the policy. Some add-on coverages offered by the insurance company are Zero Depreciation Cover, Return to Invoice, Consumable Cover, Breakdown Assistance and Engine & Gear-box Protection Cover.

    Significant Points of Digit Bike Insurance



    Property Damage under Third Party Insurance

    Up to Rs 1 Lakh

    Own Damage Cover

    Depends on the IDV of the Two Wheeler

    Personal Accident Cover

    Up to Rs 15 Lakh

    Claim Assistance

    24x7 Helpline Available.

    Calculate Your Bike Insurance

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    Benefits of Digit Bike Insurance

    • A wide network of 1,000+ garages
    • 24x7 emergency assistance is provided
    • Enables the policyholders to make unlimited claims
    • Smartphone-enabled claim and self-inspection process
    • 11 days of average turnaround time for two-wheeler claims

    33 Digit Cashless Garages in India

    Must Read Articles before buying Digit Bike Insurance

    Digit Bike Insurance User Reviews

    Write your review
    What users are saying
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    • Price
    • Cashless Garages
    • Comprehensive
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    • Affordable insurance policy

      Purchasing Digit bike insurance plan for my Renault KWID from the InsuranceDekho website has been an overall g...

      Read More
      By Akshita Sinha
      On: October 27, 2021
    • Good till now

      It was very fast and efficient service till now. Let's see if it gives service also in case of any complicatio...

      Read More
      TVS Jupiter Pune
      By BASAB KAR
      On: October 27, 2021
    • Good advice

      I had found some great advice on the factors that can result in claim rejection from the experts of InsuranceD...

      Read More
      By Namit Bhardwaj
      On: October 25, 2021
    • Easy accessibility to NCB

      InsuranceDekho sends various renewal reminders to their customers. Getting an insurance plan renewed on time e...

      Read More
      By Natasha Kohli
      On: October 20, 2021
    • Various payment modes allowed

      I had bought zero depreciation add-on cover under my Digit bike insurance policy for my Yamaha Ray Z from Insu...

      Read More
      By Nayani Bhardwaj
      On: October 18, 2021
    • Premium calculation done seaml...

      I calculated my total payable premium for my Digit bike insurance plan seamlessly with the help of a premium c...

      Read More
      By Sreejit Sarkar
      On: October 13, 2021
    • Customizable plan

      At InsuranceDekho, one can customize their plans as per their budget and requirements. Lat year, I had insured...

      Read More
      By Naina Bisht
      On: October 11, 2021
    • Fast and simple

      Fast, simple, no hassles, all previous details remembered. All plan options provided. No bugs, least clicks. N...

      Read More
      Honda Activa Pimpri chinchwad
      On: October 10, 2021
    • Quick renewal

      My Digit bike insurance plan was renewed simply by following all the instructions mentioned on the InsuranceDe...

      Read More
      By Ashrit Kumar
      On: October 6, 2021
    • Convenience in policy comparis...

      I am thankful to the whole team of InsuranceDekho for making the process of policy comparison simple and conve...

      Read More
      By Ramchandra Srinivasan
      On: October 4, 2021

    Insurance Products by Digit General Insurance

    Digit Two-Wheeler Insurance FAQs

    • What are the add-ons available with Digit two-wheeler insurance plans?

      two-wheeler insurance policies. It helps the policyholders to customize their policy coverage based on their needs and requirements-

      • Zero Depreciation Cover
      • Return To Invoice Cover
      • Engine And Gear Protection Cover
      • Consumable Cover
      • Breakdown Assistance, etc.
    • What are the determining factors for the premium of Digit two-wheeler insurance?

      The determining factors for your premium of Digit two-wheeler insurance policy are-

      • Insured Declared Value
      • No-claim Bonus
      • Cubic Capacity of the Bike
      • Age of the two-wheeler
      • Engine Capacity
    • How can I get a cashless repair for my two-wheeler?

      You can get cashless repair services in any network garages authorized by Digit General Insurance. The company has more than 1,000 cashless network garages located all over India. You can call the toll-free number 1800-103-4448 or visit the official website of Digit General Insurance to locate the nearest garage for cashless service.

    • What are the benefits of taking Digit two-wheeler insurance?

      There are several benefits that a policyholder can get with Digit two-wheeler insurance such as:

      • Provides affordable two-wheeler insurance plans
      • Cashless repair and replacement facilities all over India
      • Online purchase and renewal service
      • Round the clock customer assistance
      • Fast and fair claim settlement.
    • I have a query regarding my Digit two-wheeler insurance, who should I contact?

      In case you have a query or need to seek some details regarding your Digit two-wheeler insurance, you can contact the insurer either by dialling the toll-free number 1800-103-4448 or writing your query at You can also contact InsuranceDekho to solve your queries.

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Digit Bike Insurance Contact Details

    For any assistance or query, call us on:

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    This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.