Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Digit Bike Insurance

408 reviews Rate This
    Network Garages1,000+
    Claim Settlement Ratio80.47% in FY20
    Emergency AssistanceAvailable 24/7
    Number of Customers90 lakh+
    Claim ProcessDigitally Enabled
    Presence70+ cities

    About Digit General Insurance

    Headquartered in Bengaluru, Digit General Insurance Limited, is one of the largest insurance companies in India. The firm started its operations with the name Oben General Insurance Company, which later got changed as the firm wished to acquire the motto of simplicity. It is financially sponsored by a Toronto based company known as Fairfax. Over the years, the organisation has managed to mark its presence in the insurance market and have built strong relationships with the customers by delivering quality services for bike insurance, health insurance, etc.

    When it comes to giving bike insurance and other insurance services anywhere to its policyholders, the firm holds 1,000+ cashless network garages across the country. In addition, the company has a 24x7 active customer support team that works even on national holidays to help the insured. Another reason for the expanding success of the company is its smartphone-enabled self-inspection system for bike insurance, car insurance, and other types of insurance.The company has maintained a customer-friendly nature by giving value to the feedback and reviews.

    Digit General Insurance is widely known for the wide range of products and services that the insurance company provides to its customers which includes Two-Wheeler Insurance, Health Insurance, Car Insurance, Travel Insurance, Private Property Insurance etc. Aside from offering a diverse range of insurance products, the company strives to create simple and transparent insurance solutions that are easy to understand and designed to meet the needs of every individual.Digit General Insurance company has won several awards and accolades. Digit has won the title of Best General Insurance Company of the Year at 24th Asia Insurance Industry Awards 2020.

    Digit Bike Insurance

    Digit General Insurance is widely recognized for providing two-wheeler insurance policies at an affordable price point. A two-wheeler insurance policy is a support network that can provide financial and legal assistance in the case of an accident to one's own vehicle or third-party liabilities that may arise as a result of an accident. Third-party insurance, standalone own-damage insurance, and comprehensive insurance are among the three types of two-wheeler insurance plans offered by Digit General Insurance Company.

    Digit Third Party Two-Wheeler Insurance policy provides coverage for third party liabilities that may arise during a mishap. A third-party two-wheeler insurance policy is mandatory for the two-wheeler owners/drivers as per the Motor Vehicles Act, 1988 anybody caught driving a two-wheeler without a third party insurance policy can be fined. This type insurance policy can be very beneficial for the two-wheeler owner in terms of legality in case of any property damage/bodily injuries/disability/ loss of life of the third party caused in an accident involving policyholder’s insured two-wheeler. In the case of an accident involving the insured vehicle of the policyholder, third-party liabilities such as bodily injuries, death, and property damage to the third party are covered under this two-wheeler insurance policy.

    Because the Digit Comprehensive Two-Wheeler Insurance policy covers both own-damage expenses and third-party liabilities, it provides all-around coverage. A comprehensive two-wheeler insurance policy serves as protection of a two-wheeler from the dangers of driving a two-wheeler. This policy is not compulsory to have but is recommended. Once you have purchased a comprehensive insurance policy you will not require a third-party insurance policy separately.

    Digit Standalone Own-Damage Two-Wheeler Insurance policy offers compensation for cost of damages in an accident, theft, natural/manmade calamities, fire/explosion etc. or cost of repairs of two-wheeler in case of an accident, theft, natural/man made calamities or fire/explosion. This type of two-wheeler insurance policy does not cover third-party liabilities, but it can be added to your existing two-wheeler insurance policy if you already have one.

    Digit also offers a number of add-on covers that you may purchase in addition to your standalone own-damage or comprehensive two-wheeler insurance policy to expand your coverage or the coverage of the policy. Some add-on coverages offered by the insurance company are Zero Depreciation Cover, Return to Invoice, Consumable Cover, Breakdown Assistance and Engine & Gear-box Protection Cover.

    Significant Points of Digit Bike Insurance



    Property Damage under Third Party Insurance

    Up to Rs 1 Lakh

    Own Damage Cover

    Depends on the IDV of the Two Wheeler

    Personal Accident Cover

    Up to Rs 15 Lakh

    Claim Assistance

    24x7 Helpline Available.

    Bike insurance starting from Rs.482/year*
    • Save upto 75%*
      Lowest Bike Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    Calculate Your Bike Insurance

    Select your bike's brand
    • Hero
    • Honda
    • TVS
    • Bajaj
    • Yamaha
    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Benefits of Digit Bike Insurance

    • A wide network of 1,000+ garages
    • 24x7 emergency assistance is provided
    • Enables the policyholders to make unlimited claims
    • Smartphone-enabled claim and self-inspection process
    • 11 days of average turnaround time for two-wheeler claims

    33 Digit Cashless Garages in India

    Digit Bike Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Compare
    • Price
    • Cashless Garages
    • Comprehensive
    • Claim
    • Renew
    • Premium
    • Add On
    • Paperless policy issuance

      I purchased a Digit bike insurance policy for my Kawasaki Z800 from InsuranceDekho while purchasing the bike...

      Read More
      By Jayadeep Gutta
      On: February 2, 2023
    • Best customer care

      InsuranceDekho has the best customer care. All my queries were resolved by the executive. I bought the Digit...

      Read More
      By Kush Singhal
      On: January 25, 2023
    • Easy-to-buy add-on covers

      While I was buying a Digit Third Party bike insurance plan for my Bajaj Platina a hundred and ten from Insur...

      Read More
      By Dhairya Kumar
      On: January 20, 2023
    • Amazing customer support

      I am a policyholder of the Digit Third Party bike insurance policy issued for the Vespa Notte 125. Since the...

      Read More
      By Devraj Ranga
      On: January 17, 2023
    • Chatbox feature

      The InsuranceDekho website has a chat box feature which is quite helpful. While buying the Digit bike insura...

      Read More
      By Rhythm Singh
      On: January 12, 2023
    • Purchased at ease

      The burning process at the InsuranceDekho website is quite an easy task. I recently bought the Digit bike in...

      Read More
      By Rakesh Kumar
      On: January 10, 2023
    • The best coverage offers plans

      Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duk...

      Read More
      By Ojas Sharma
      On: January 7, 2023
    • Best customer care

      InsuranceDekho has the best customer care. All my queries were resolved by the executive. I bought the Digit...

      Read More
      By Kush Singhal
      On: January 4, 2023
    • First experience

      Good and well customer support from there team . All the best easy to access what they already mentioned on th...

      Honda Dio Bantwal
      On: December 31, 2022
    • Best customer care

      The customer care service of the InsuranceDekho website is exceptional. While buying the Digit bike insuranc...

      Read More
      By Gurman Singh
      On: December 29, 2022

    Insurance Products by Digit General Insurance

    Digit Two-Wheeler Insurance FAQs

    • What are the choices for Digit two-wheeler insurance add-ons?

      It allows policyholders to customize their policy coverage to their own needs and requirements- Zero Depreciation Cover Return To Invoice Cover Engine And Gear Protection Cover Consumable Cover Breakdown Assistance, etc.
    • What factors go into determining the premium for Digit two-wheeler insurance?

      The following are the factors that go towards setting your Digit two-wheeler insurance premium: Insured Declared Value No-claim Bonus Cubic Capacity of the Bike Age of the two-wheeler Engine Capacity
    • How can I get a cashless bike repair?

      You can get cashless repair services at any Digit General Insurance-approved network garage. The company runs over 1,000 cashless network garages across India. You can find a cashless garage near you by calling the toll-free number 1800-103-4448 or visiting the Digit General Insurance official website.
    • What are the advantages of getting two-wheeler insurance from Digit?

      With Digit two-wheeler insurance, a policyholder can enjoy a number of advantages, including: Provides low-cost two-wheeler insurance. There are cashless repair and replacement facilities all over India. Purchase and renewal services are available online. Customer service is available all hours of the day and night. Settlement of claims in a timely and appropriate manner.
    • Who should I contact if I have a query about my Digit two-wheeler insurance?

      If you have a question or need more information about your Digit two-wheeler insurance, you can reach out to the insurer by calling the toll-free number 1800-103-4448 or sending an email to You can also call InsuranceDekho for help.
    must dotmust graphics

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 45 lac happy customers
    • Claim Support available all 7 days of the week

    Digit Bike Insurance Contact Details

    For any assistance or query, call us on:

    Bike Insurance News


    This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​

    Find the right insurance for you

    Partner Bike Insurance Companies

    Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

    Calculate your Two Wheeler IDV

    Cashless Garages in Popular Cities

    CityNo of Garages
    View All
    Find the right insurance for you
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.