About Digit General Insurance
Headquartered in Bengaluru, Digit General Insurance Limited, is one of the largest insurance companies in India. The firm started its operations with the name Oben General Insurance Company, which later got changed as the firm wished to acquire the motto of simplicity. It is financially sponsored by a Toronto based company known as Fairfax. Over the year, the organisation has managed to mark its presence in the insurance market and have built strong relationships with the customers by delivering quality services for bike insurance, health insurance, etc.
When it comes to giving bike insurance and other insurance services anywhere to its policyholders, the firm holds 1,000+ cashless network garages across the country. In addition to this, to support the insured persons, the company acquires a 24x7 active customer care team that works even on National Holidays. The smartphone-enabled self-inspection system for bike insurance, car insurance etc., provided by the organisation is another reason for growing success. The company has maintained a customer-friendly nature by giving value to the feedback and reviews.
Digit General Insurance Limited offers a wide range of products and services which includes Bike Insurance, Health Insurance, Car Insurance, Mobile Insurance, Jewellery Insurance, Travel Insurance and Private Property Insurance. Besides offering a variety of products, the firm tender its efforts to closely monitor its services on a regular basis to improve its bike insurance and other insurance-related services. Digit General Insurance Limited bagged the title of Best General Insurance Company of 2019.
Digit Bike Insurance
Digit General Insurance offers three types of two-wheeler insurance including third party insurance, standalone own-damage insurance and comprehensive insurance. Having third party insurance is compulsory in India, if caught without it you could have to pay heavy fines of Rs 2,000 and/or be imprisoned for up to 3 months. This insurance cover looks after third party liabilities in case of a mishap including death, bodily injuries and property damage. To get coverage for own-damage costs you can purchase a standalone own damage cover, this is not compulsory however, it is advisable to also purchase this type of cover. Own-damage covers offer compensation for losses in case of a mishap. It covers a range of situations such as theft, fires, vandalism, road accidents and natural disasters. However, the most convenient insurance to purchase is a comprehensive plan, this will take care of both own-damage costs and third party liabilities. Moreover, it covers both aspects under a single premium making it the most hassle-free option.
A standard two-wheeler insurance can be further strengthened by purchasing add-on covers. These optional covers offer coverage for aspects that are otherwise excluded from the insurance policy. If chosen correctly, the right combination of add-ons can affect your claim amount in a positive way during claim settlement. Make sure to check the zero depreciation cover, return to invoice cover, consumables cover and the roadside assistance cover.
Digit offers its customers a wide range of add-on covers to choose from. Moreover, their insurance purchase and renewal process are simple and convenient. If you purchase an own-damage cover you can also receive no claim bonus for your claim-free years. This reward is given to the insurance holder for their safe driving habits and is cumulative in nature. In the fifth consecutive claim-free year the NCB becomes 50%.
Significant Points of Digit Bike Insurance
Property Damage under Third Party Insurance
Up to Rs 1 Lakh
Own Damage Cover
Depends on the IDV of the Two Wheeler
Personal Accident Cover
Up to Rs 15 Lakh
24x7 Helpline Available.
What is your bike's brand?
Benefits of Digit Bike Insurance
- A wide network of 1,000+ garages
- 24x7 emergency assistance is provided
- Enables the policyholders to make unlimited claims
- Smartphone-enabled claim and self-inspection process
- 11 days of average turnaround time for two-wheeler claims
33 Digit Cashless Garages in India
Explore Bike Insurance
Digit Bike Insurance User Reviews
- Most Helpful
Digit Two-Wheeler Insurance FAQs
What are the add-ons available with Digit two-wheeler insurance plans?
two-wheeler insurance policies. It helps the policyholders to customize their policy coverage based on their needs and requirements-
- Zero Depreciation Cover
- Return To Invoice Cover
- Engine And Gear Protection Cover
- Consumable Cover
- Breakdown Assistance, etc.
What are the determining factors for the premium of Digit two-wheeler insurance?
The determining factors for your premium of Digit two-wheeler insurance policy are-
- Insured Declared Value
- No-claim Bonus
- Cubic Capacity of the Bike
- Age of the two-wheeler
- Engine Capacity
How can I get a cashless repair for my two-wheeler?
You can get cashless repair services in any network garages authorized by Digit General Insurance. The company has more than 1,000 cashless network garages located all over India. You can call the toll-free number 1800-103-4448 or visit the official website of Digit General Insurance to locate the nearest garage for cashless service.
What are the benefits of taking Digit two-wheeler insurance?
There are several benefits that a policyholder can get with Digit two-wheeler insurance such as:
- Provides affordable two-wheeler insurance plans
- Cashless repair and replacement facilities all over India
- Online purchase and renewal service
- Round the clock customer assistance
- Fast and fair claim settlement.
I have a query regarding my Digit two-wheeler insurance, who should I contact?
In case you have a query or need to seek some details regarding your Digit two-wheeler insurance, you can contact the insurer either by dialling the toll-free number 1800-103-4448 or writing your query at firstname.lastname@example.org. You can also contact InsuranceDekho to solve your queries.
Why to buy from InsuranceDekho?
- Instant policy# within 5 mins
- More than 11.5 Lac happy customers
- Claim Support available all 7 days of the week
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Add-ons For Your Digit Bike Insurance
This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.