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About Digit General Insurance

Headquartered in Bengaluru, Digit General Insurance Limited, is one of the largest insurance companies in India. The firm started its operations with the name Oben General Insurance Company, which later got changed as the firm wished to acquire the motto of simplicity. It is financially sponsored by a Toronto based company known as Fairfax. Over the years, the organisation has managed to mark its presence in the insurance market and have built strong relationships with the customers by delivering quality services for bike insurance, health insurance, etc.

When it comes to giving bike insurance and other insurance services anywhere to its policyholders, the firm holds 1,000+ cashless network garages across the country. In addition, the company has a 24x7 active customer support team that works even on national holidays to help the insured. Another reason for the expanding success of the company is its smartphone-enabled self-inspection system for bike insurance, car insurance, and other types of insurance.The company has maintained a customer-friendly nature by giving value to the feedback and reviews.

Digit General Insurance is widely known for the wide range of products and services that the insurance company provides to its customers which includes Two-Wheeler Insurance, Health Insurance, Car Insurance, Travel Insurance, Private Property Insurance etc. Aside from offering a diverse range of insurance products, the company strives to create simple and transparent insurance solutions that are easy to understand and designed to meet the needs of every individual.Digit General Insurance company has won several awards and accolades. Digit has won the title of Best General Insurance Company of the Year at 24th Asia Insurance Industry Awards 2020.

Digit Bike Insurance

Digit General Insurance is widely recognized for providing two-wheeler insurance policies at an affordable price point. A two-wheeler insurance policy is a support network that can provide financial and legal assistance in the case of an accident to one's own vehicle or third-party liabilities that may arise as a result of an accident. Third-party insurance, standalone own-damage insurance, and comprehensive insurance are among the three types of two-wheeler insurance plans offered by Digit General Insurance Company.

Digit Third Party Two-Wheeler Insurance policy provides coverage for third party liabilities that may arise during a mishap. A third-party two-wheeler insurance policy is mandatory for the two-wheeler owners/drivers as per the Motor Vehicles Act, 1988 anybody caught driving a two-wheeler without a third party insurance policy can be fined. This type insurance policy can be very beneficial for the two-wheeler owner in terms of legality in case of any property damage/bodily injuries/disability/ loss of life of the third party caused in an accident involving policyholder’s insured two-wheeler. In the case of an accident involving the insured vehicle of the policyholder, third-party liabilities such as bodily injuries, death, and property damage to the third party are covered under this two-wheeler insurance policy.

Because the Digit Comprehensive Two-Wheeler Insurance policy covers both own-damage expenses and third-party liabilities, it provides all-around coverage. A comprehensive two-wheeler insurance policy serves as protection of a two-wheeler from the dangers of driving a two-wheeler. This policy is not compulsory to have but is recommended. Once you have purchased a comprehensive insurance policy you will not require a third-party insurance policy separately.

Digit Standalone Own-Damage Two-Wheeler Insurance policy offers compensation for cost of damages in an accident, theft, natural/manmade calamities, fire/explosion etc. or cost of repairs of two-wheeler in case of an accident, theft, natural/man made calamities or fire/explosion. This type of two-wheeler insurance policy does not cover third-party liabilities, but it can be added to your existing two-wheeler insurance policy if you already have one.

Digit also offers a number of add-on covers that you may purchase in addition to your standalone own-damage or comprehensive two-wheeler insurance policy to expand your coverage or the coverage of the policy. Some add-on coverages offered by the insurance company are Zero Depreciation Cover, Return to Invoice, Consumable Cover, Breakdown Assistance and Engine & Gear-box Protection Cover.

Significant Points of Digit Bike Insurance



Property Damage under Third Party Insurance

Up to Rs 1 Lakh

Own Damage Cover

Depends on the IDV of the Two Wheeler

Personal Accident Cover

Up to Rs 15 Lakh

Claim Assistance

24x7 Helpline Available.

Benefits of Digit Bike Insurance

  • A wide network of 1,000+ garages
  • 24x7 emergency assistance is provided
  • Enables the policyholders to make unlimited claims
  • Smartphone-enabled claim and self-inspection process
  • 11 days of average turnaround time for two-wheeler claims

33 Digit Cashless Garages in India

Must Read Articles before buying Digit Bike Insurance

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Insurance Products by Digit General Insurance

Digit Two-Wheeler Insurance FAQs

  • What are the choices for Digit two-wheeler insurance add-ons?

    It allows policyholders to customize their policy coverage to their own needs and requirements- Zero Depreciation Cover Return To Invoice Cover Engine And Gear Protection Cover Consumable Cover Breakdown Assistance, etc.
  • What factors go into determining the premium for Digit two-wheeler insurance?

    The following are the factors that go towards setting your Digit two-wheeler insurance premium: Insured Declared Value No-claim Bonus Cubic Capacity of the Bike Age of the two-wheeler Engine Capacity
  • How can I get a cashless bike repair?

    You can get cashless repair services at any Digit General Insurance-approved network garage. The company runs over 1,000 cashless network garages across India. You can find a cashless garage near you by calling the toll-free number 1800-103-4448 or visiting the Digit General Insurance official website.
  • What are the advantages of getting two-wheeler insurance from Digit?

    With Digit two-wheeler insurance, a policyholder can enjoy a number of advantages, including: Provides low-cost two-wheeler insurance. There are cashless repair and replacement facilities all over India. Purchase and renewal services are available online. Customer service is available all hours of the day and night. Settlement of claims in a timely and appropriate manner.
  • Who should I contact if I have a query about my Digit two-wheeler insurance?

    If you have a question or need more information about your Digit two-wheeler insurance, you can reach out to the insurer by calling the toll-free number 1800-103-4448 or sending an email to You can also call InsuranceDekho for help.
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Digit Bike Insurance Contact Details

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This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​

#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.