Future Generali Third Party Car Insurance

Future Generali

131 reviews Rate This
Highlights

    Future Generali Third Party Car Insurance Policy

    A secured drive is as important as driving safely. One may encounter any mishap on the road while driving, which can result in serious injury/damage of another person. Apart from the physical loss, a mishap or accident can also result in hefty monetary expenses. However, you can secure yourself against these expenses by purchasing a third party car insurance policy from Future Generali.

    As per the Motor Vehicles Act, every car owner is required to own at least a third car insurance cover which offers compensation for injury/death of a third party as well as for third party property damage.

    Third Party Cover Vs Comprehensive Policy

    Basis

    Third Party Cover

    Comprehensive Policy

    Extent Of Cover

    It offers a coverage of up to Rs 7.5 lakh for third party property damage as well as a cover for injury/death of a third party.

    Besides covering all third party liabilities including the 7.5 lakh third party property damage cover, a comprehensive policy also protects the insured vehicle against own damages.

    Add-ons Available

    No add-ons are available with the third liability policy.

    A range of add-on covers such as zero depreciation, engine cover, NCB protection, etc. are available with a comprehensive plan.

    Cost

    It is cheaper than a comprehensive cover.

    It is relatively costly than a third party policy.

    Future Generali Third Party Coverage

    • 100% compensation in the event of the death of a third party walking on the road or another vehicle.
    • 100% compensation in the case of loss of two limbs/eyesight and permanent total disability of a third party.
    • 50% compensation if one limb or eye is lost in an accident.
    • Compensation for bodily injuries.
    • Reimbursement of up to Rs 7.5 lakh for third party property damage.

    The Future Generali Third Party policy does not provide a cover for the following:

    • Damages incurred by the insured vehicle in an accident or any other mishap such as natural calamity, man-made calamity or theft.
    • Bodily damage or death of the policyholder (if not opted for personal accident cover) and the co-passengers.
    • Add-on covers such as zero depreciation, engine cover, etc.

    Future Generali User Reviews

    131 reviews Write a Review
    • Website is easy to navigate

      InsuranceDekho’s website is easy to navigate. When I purchased Future Generali car insurance policy for my TATA Motors Tiago car, I was able to find s...

      Read More
      S
      Shubham Jain
      On: July 9, 2020 | Views
    • I am satisfied

      I would like to thank the team at InsuranceDekho who suggested and helped me buy Future Generali car insurance policy for my Fiat Linea car. I am happ...

      Read More
      S
      Simran Aggarwal
      On: July 8, 2020 | Views
    • Very simple process to buy policy online

      I bought a Future Generali car insurance policy from InsuranceDekho last week for my Toyota Fortuner car. I purchased it online by following a few eas...

      Read More
      D
      Drishya Bhatia
      On: July 8, 2020 | Views
    • Got claim settled smoothly

      I recently made a claim under my Future Generali car insurance policy that I bought from InsuranceDekho for my Volkswagen Vento car. I got the claim s...

      Read More
      S
      Sukhwinder Singh
      On: July 6, 2020 | Views
    • Easy to understand policy

      I bought a Future Generali car insurance policy for my Maruti Suzuki Alto car by following a few steps at InsuranceDekho’s website. The policy is easy...

      Read More
      S
      Shaurya Jain
      On: July 2, 2020 | Views

    8 Future Generali Cashless Garages in India

    Future Generali Third Party Car Insurance FAQs

    • Is there any personal accident cover available with the Future third party policy?

      Yes, a personal accident of up to Rs. 15 lakh is available with the Future Generali third party car insurance policy.
    • Can I cover the legal liabilities of a paid driver with a third party cover?

      Yes, you can opt for a legal liability for paid driver cover against an extra premium with a third party liability car insurance policy to cover such legal liabilities.
    • What about the expenses incurred during the court trial? Are they covered in the third party policy?

      Yes, a third party liability cover offers reimbursement for the expenses incurred during a court trial.
    • What is the maximum NCB discount available and on what condition it is given?

      The NCB discount can be availed up to 50% on the OD (Own Damage) premiums. However, to avail a discount of 50%, the policyholder must have completed 5 claim-free policy tenures.

    Contact Details

    • InsuranceDekho

      Call Us7551196989Mon to Sun 10 AM to 7 PM
    • Future Generali Contact Details

      Call Us1800 220 233, 1860 500 3333(8AM to 8PM)

    Latest Car Insurance News

    Save upto 75%* with InsuranceDekho
    Get your Quote
    Don't know your car number? Tap Here Brand new car?
    ×