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Future Generali Third Party Car Insurance

Future Generali

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Highlights

    Future Generali Third Party Car Insurance Policy

    A secured drive is as important as driving safely. One may encounter any mishap on the road while driving, which can result in serious injury/damage of another person. Apart from the physical loss, a mishap or accident can also result in hefty monetary expenses. However, you can secure yourself against these expenses by purchasing a third party car insurance policy from Future Generali.

    As per the Motor Vehicles Act, every car owner is required to own at least a third car insurance cover which offers compensation for injury/death of a third party as well as for third party property damage.

    Third Party Cover Vs Comprehensive Policy

    Basis

    Third Party Cover

    Comprehensive Policy

    Extent Of Cover

    It offers a coverage of up to Rs 7.5 lakh for third party property damage as well as a cover for injury/death of a third party.

    Besides covering all third party liabilities including the 7.5 lakh third party property damage cover, a comprehensive policy also protects the insured vehicle against own damages.

    Add-ons Available

    No add-ons are available with the third liability policy.

    A range of add-on covers such as zero depreciation, engine cover, NCB protection, etc. are available with a comprehensive plan.

    Cost

    It is cheaper than a comprehensive cover.

    It is relatively costly than a third party policy.

    Future Generali Third Party Coverage

    • 100% compensation in the event of the death of a third party walking on the road or another vehicle.
    • 100% compensation in the case of loss of two limbs/eyesight and permanent total disability of a third party.
    • 50% compensation if one limb or eye is lost in an accident.
    • Compensation for bodily injuries.
    • Reimbursement of up to Rs 7.5 lakh for third party property damage.

    The Future Generali Third Party policy does not provide a cover for the following:

    • Damages incurred by the insured vehicle in an accident or any other mishap such as natural calamity, man-made calamity or theft.
    • Bodily damage or death of the policyholder (if not opted for personal accident cover) and the co-passengers.
    • Add-on covers such as zero depreciation, engine cover, etc.

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    Future Generali Third Party Car Insurance FAQs

    • Is there any personal accident cover available with the Future third party policy?

      Yes, a personal accident of up to Rs. 15 lakh is available with the Future Generali third party car insurance policy.
    • Can I cover the legal liabilities of a paid driver with a third party cover?

      Yes, you can opt for a legal liability for paid driver cover against an extra premium with a third party liability car insurance policy to cover such legal liabilities.
    • What about the expenses incurred during the court trial? Are they covered in the third party policy?

      Yes, a third party liability cover offers reimbursement for the expenses incurred during a court trial.
    • What is the maximum NCB discount available and on what condition it is given?

      The NCB discount can be availed up to 50% on the OD (Own Damage) premiums. However, to avail a discount of 50%, the policyholder must have completed 5 claim-free policy tenures.

    Why to Buy Car Insurance Policy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Contact Details

    • InsuranceDekho

      7551196989Mon to Sun 10 AM to 7 PM
    • Future Generali Contact Details

      1800 220 233, 1860 500 3333(8AM to 8PM)

    Latest Car Insurance News

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.