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ICICI Prudential Term Insurance

63 reviews Rate This
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

About ICICI Prudential Term Insurance

ICICI Prudential Life Insurance Company commenced its operations in 2001 and from there it has constantly been one of the top providers of affordable life insurance policies and plans. ICICI Prudential Life Insurance Company Limited which is also known as ICICI Prudential Life is powered and promoted by one of the biggest private banks in India, i.e., ICICI Bank Limited and one of the largest private sector companies, i.e, Prudential Corporation Holdings Limited.

ICICI Prudential Life Insurance offers several types of life insurance products namely Term Insurance, Health Insurance, Savings, Retirement, Rural, Group and Unit-Linked Insurance Plans. ICICI Prudential life insurance offers affordable life insurance plans that one can choose from according to their requirements and budget.

ICICI Prudential Life Insurance offers 3 term insurance plans. A term insurance plan gives financial protection to the beneficiary in the event of death, disability and disease. It provides coverage for a specific period of years. Compared to other life insurance plans, term insurance provides wider coverage at relatively lower premiums.

List of ICICI Prudential Term Plans

Following are the 3 term plans offered by ICICI Prudential Life Insurance -

  1. ICICI Pru iProtect Smart
  2. ICICI Pru POS iProtect Smart
  3. ICICI Pru iProtect Smart Money Back

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

ICICI Prudential Term Insurance Plan List

    Name of PlanSum Assured
    iProtect Smart Plan 20 lac - 10 cr Get Quotes Now

    Popularly Opted Term Insurance Sum Assured

    ICICI Prudential Term Insurance User Reviews

    Write your review
    What users are saying
    • All
    • User-friendly website

      The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I coul...

      Read More
      ICICI Prudential
      By Manya Mishra
      On: Jun 23, 2022
    • Policy issuance in a timely ma...

      On the InsuranceDekho website, I purchased the ICICI Pru iProtect Smart plan. Without any documentation, the p...

      Read More
      ICICI Prudential
      By Priya Rajput
      On: May 06, 2022
    • User-friendly website

      The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I coul...

      Read More
      ICICI Prudential
      By Manya Mishra
      On: Apr 08, 2022
    • Compared the plans at ease

        InsuranceDekho is a platform that lets you compare various insurance plans easily and thereby choose t...

      Read More
      ICICI Prudential
      By Anushka Sehra
      On: Apr 06, 2022
    • Well managed website

      The InsuranceDekho website is very well managed which helped me look for various things at ease. I bought the ...

      Read More
      ICICI Prudential
      By Suraj Kumar
      On: Mar 31, 2022

    Claim Process at ICICI Prudential Term Insurance

    • 1

      Claim Intimation

      In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
    • 2

      Submission of Documents

      Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
    • 3

      Claim Evaluation

      Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
    • 4

      Claim Settlement

      If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.
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    FAQ About ICICI Prudential Term Insurance

    • Why should I buy an ICICI Term Insurance plan?

      This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

    • How much ICICI Prudential Term Insurance cover is needed?

      As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

    • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

      Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

    • Does ICICI Prudential Term Insurance policy cover death due to suicides?

      Yes, the ICICI Prudential Term Life policy covers death due to suicides.

    • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

      You can buy the plan at a minimum age of 18 years.

    ICICI Prudential Term Insurance Contact Details

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