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Universal Sompo Bike Insurance

199 reviews Rate This
    Network Garages3,500+
    Claim Settlement Ratio90.78% in FY20
    Emergency AssistanceAvailable 24/7
    Policies Issued12 lakh+ in FY19
    Claim ProcessDigitally Enabled
    Presence86+ branches

    About Universal Sompo General Insurance

    Universal Sompo is India’s first Public-Private partnership in the General Insurance Industry with its headquarter in Mumbai, India. It is widely appreciated for its different insurance products from bike insurance, car insurance and so on. This private-public joint venture was established by the joint effort of two nationalized banks which are Allahabad Bank and Indian Overseas Bank, one private sector bank which is Karnataka Bank Ltd, one FMCG which is Dabur Investment Corp and a Japanese insurance company which is Sompo Japan Nipponkoa Insurance Inc.

    In 2007, Universal Sompo was founded with the mission of providing world-class insurance products and services for bike insurance, health insurance and so on. The range of products and services provided by Universal Sompo include individual health insurance, group health insurance, individual accident, critical illness policy to car and bike insurance policies such as motor private car insurance plan, two-wheeler insurance plan, passenger-carrying vehicle insurance plan, etc.

    The vision of the company is to become a market leader in bike insurance and other insurance products and they are willing to do so by keeping the customers satisfied. The company is operating with around 135 IRDA approved products, via 86 branches and 17 zonal offices. Moreover, the company is associated with more than 3,500 garages to provide services for car and bike insurance and offer 24x7 active customer support.

    Universal Sompo Bike Insurance

    Universal Sompo General Insurance Company offers customers three basic types of two-wheeler insurance. This includes third party insurance, standalone own-damage insurance and comprehensive insurance. Third party insurance is compulsory in India, according to the Motor Vehicles Act of 1988 anyone caught without this can be fined Rs. 2,000 and/or be imprisoned for up to 3 months. Moreover, in case of a mishap, it will take care of third party liabilities including bodily injuries, death and property damage. On the other hand, if you want coverage for own-damage costs you should purchase a standalone own-damage cover. This type of insurance provides compensation for a wide range of scenarios including road accidents, theft, vandalism, natural and manmade disasters. Lastly if you’re looking for a hassle-free and holistic way to remain ensured purchase a comprehensive plan. This plan takes care of both own-damage costs and third party liabilities under a single premium.

    Furthermore, you can strengthen the coverage of your standard two-wheeler insurance by purchasing add-on covers. These are available with every own-damage cover and can significantly enhance your claim amount in case of a mishap. Some add-on covers that you should definitely check out are the zero depreciation cover, roadside assistance cover, passenger assistance cover and engine safe cover.

    Universal Sompo is increasingly becoming a popular insurance provider in India. It offers customers a range of benefits and coverage, moreover, its customer service is known to be quick and efficient. With every claim-free year insurance holders also get to enjoy the no claim bonus and in the fifth consecutive year, this add-on goes up to 50%.

    Significant Points of Universal Sompo Bike Insurance



    Third Party Insurance - Property Damage

    Up to Rs 1 Lakh

    Own Damage Cover

    Determined by the IDV of the Two-Wheeler

    Personal Accident Cover

    Up to Rs 15 Lakh

    Claim Settlement Assistance

    Available 24x7

    Calculate Your Bike Insurance

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    Benefits of Universal Sompo Bike Insurance

    • A wide network of 3,500+ garages
    • 24x7 emergency assistance is provided
    • Digitally enabled insurance procedures
    • Holds authentic and prestigious certifications
    • Allows policyholders to make unlimited claims.

    17 Universal Sompo Cashless Garages in India

    Must Read Articles before buying Universal Sompo Bike Insurance

    Universal Sompo Bike Insurance User Reviews

    Write your review
    What users are saying
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    • Clear instructions

      Instructions mentioned on InsuranceDekho website to avail any type of insurance plan services were very simple...

      Read More
      By Arunima Pradhan
      On: October 26, 2021
    • One tap chat feature

      On the InsuranceDekho website, I wanted to know regarding the inclusions under my Universal Sompo bike insuran...

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      By Raghav Mishra
      On: October 21, 2021
    • Helps in maintaining uniformit...

      When it comes to offering details about the insurance providers, InsuranceDekho maintains complete uniformity....

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      By Varsha Bhandari
      On: October 19, 2021
    • Plans under budget

      I wanted to purchase a good bike insurance plan for my Kawasaki KX250F within a tight budget that I had fixed....

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      By Madhuri Sharma
      On: October 14, 2021
    • Superb benefits

      All the insurance plans listed on the InsuranceDekho website have superb benefits alongside a premium rate tha...

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      By Akshita Khanna
      On: October 12, 2021
    • Digital insurance plan

      The convenience of issuing my insurance plan digitally was unknown to me till the time I had issued a Universa...

      Read More
      By Yuvika Malhotra
      On: October 7, 2021
    • Various online payment modes

      There are various payment modes accepted at InsuranceDekho website such as credit cards, online banking, debit...

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      By Manisha Pandey
      On: October 5, 2021
    • Cost effective additional cove...

      I came to InsuranceDekho to check the list of add-ons available in order to enhance the coverage of my Univers...

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      By Madhurima Das
      On: September 30, 2021
    • Helpful support team

      I came to the InsuranceDekho website and called the customer care number to discuss the plan caused under the ...

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      By Niharika Dutta
      On: September 28, 2021
    • Digital insurance plan

      The convenience of being insured under a digital bike insurance plan was foreign to me till the time I decided...

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      By Manish Sharma
      On: September 24, 2021

    Universal Sompo Two-Wheeler Insurance FAQs

    • Why should I choose Universal Sompo two-wheeler Insurance?

      Universal Sompo two-wheeler insurance offers the following benefits to its customers:

      • Instant policy issuance without any hassle
      • Quick claim settlement
      • Portfolio of long-term policies
      • Cashless service at more than 3,500 network garages
      • Special add-on covers
    • How can I get two-wheeler insurance from Universal Sompo?

      You can get a two-wheeler insurance policy from Universal Sompo in three ways. The traditional way would be going to the branch. Alternatively, you can buy an insurance plan online through the official website of Universal Sompo. You can also call the toll free number of Universal Sompo General Insurance and the support executives will help you in getting the plan.

    • Is there an eligibility criteria for getting Universal Sompo two-wheeler insurance?

      The only eligibility criteria for getting a two-wheeler insurance policy from Universal Sompo is that the individual has to register his two-wheeler in his name with the Regional Transport Authority in India.

    • What are the add-ons available for two-wheeler insurance?

      Universal Sompo provides multiple add-ons with two-wheeler insurance plans. The offered add-ons include Nil Depreciation Cover, Return To Invoice, Roadside Assistance, Daily Cash Allowance, Cost Of Consumables, Loss Of Driving License, Ncb And Engine Protector, etc.

    • How can I get cashless service for my two-wheeler?

      Universal Sompo Two-Wheeler Insurance provides cashless repair and replacement services at its authorised garages. The policyholders can seek the service anywhere at any of its more than 3,500 network garages situated all around the nation. The claims at these authorized garages are completely cashless.

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Universal Sompo Bike Insurance Contact Details

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    This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.