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1 Crore Term Insurance Plan

Quite often, people buy Rs. 1 Crore Term Insurance Plan to provide additional protection to their family. If you also wish your family to stay financially protected with the help of a huge financial cover, opting a high sum assured amount like such would be a good option for you.

Get Term Plan Coverage of 1 Crore Starting From Just ₹16/Day*
Get Term Plan Coverage of 1 Crore Starting From Just ₹16/Day*
  • Tax Benefit
    Tax Benefit
    Up to 1,50,000**
  • Claim Support
    Claim Support
    Everyday 10AM-7PM
  • 45 Lacs+
    45 Lacs+
    Happy Customers

*Standard Terms and Conditions Apply.

**Tax benefits are subject to changes in Income Tax Act.

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Term insurance is a significant way in which an individual can ensure the financial security of their family. Whether you are the sole breadwinner of your family or not, you can protect the financial future of their loved ones with a term insurance policy. Term insurance plays a key role in achieving life milestones like a child's higher education or marriage and paying off loans & debts in emergency situations.

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What is Rs. 1 Crore Term Insurance?

Financial responsibilities grow with time. To ensure that there is no shortage of finances or compromises on basic needs to meet financial goals, many people choose Rs. 1 Crore term insurance. Rs. 1 Crore term insurance is a popular term plan choice in today’s time and the reasons for it are multiple.

Rs. 1 Crore Term Insurance is a term policy with a sum assured of Rs. 1 Crore that is paid in the form of the death benefit to the family or beneficiary in the event of the death of the policyholder. The term plan may come with a high sum assured amount, but the fact is that the premium for the Rs. 1 Crore Term Insurance plan is quite low. An individual can buy Rs. 1 Crore Term Insurance to handle their expenses without losing their peace of mind or putting their family under financial stress.

Best Rs. 1 Crore Term Insurance Plans

Below is the list of the five best Rs. 1 Crore term insurance plans. Please note that the plan details may vary as per the variant chosen -



Min. & Max. Entry Age

(in years)

Max. Maturity Age

(in years)

Policy Term

(in years)

Min. Sum Assured

(in Rs.)



Max Smart Secure Plus





Annual, Half-yearly, Quarterly, Monthly

Single Pay, Regular Pay, Limited Pay (5, 10, 12, 15 Years), Pay Till 60 Years

HDFC Click 2 Protect Life


Whole life

10 - Whole life


Annual, Half-yearly, Quarterly, Monthly

Single Pay, Regular Pay, Limited Pay

Canara iSelect Star




15 Lakh

Annual, Half-yearly, Quarterly, Monthly

Single Pay, Regular Pay, Limited Pay

Aegon iTerm Plan




25 Lakh

Annual, Half-yearly, Quarterly, Monthly

Single Pay, Regular Pay, Limited Pay, One-time Payment

ABSLI Life Shield



10 - 55

25 Lakh

Annually, Semi Annually, Quarterly, Monthly

Single Pay, Regular Pay, Limited Pay

*Premium Payment Mode, **Premium Payment Term.

1. Max Smart Secure Plus Plan

Max Smart Secure Plus Plan is designed specifically to meet all the financial requirements and offer reliable support to the policyholder in the event of any emergencies. This term insurance plan is a non-linked non-participating life insurance policy that provides unique and amazing benefits like death benefit and several other in-built benefits including special exit value and a terminal illness cover. It also offers joint life cover, additional payouts on accidental death and premium breaks. Thus, it is a comprehensive protection cover that can be customized according to the preferences of the customer.

This insurance plan has two variants i.e. Return of Premium Variant and Regular Pay Variant. Moreover, a policyholder can opt from two different death benefit options, which are Life cover and increasing life cover while buying the plan.

2. HDFC Click 2 Protect Plan

HDFC Click 2 Protect Term Insurance plan is a type of life insurance policy that is specifically designed to offer comprehensive financial safety to you and your family members at a very affordable price. This life insurance plan can be customized as per the requirements of the policyholder and comes with a wide variety of add-ons and benefits that helps in safeguarding the future of the policyholder alongside their family members. It comes in 3 different plan variants namely Life Protect, Life and CI Rebalance, and Income Plus plan. The sum insured under Life Protect and Income Plus ranges between Rs. 50,000 to No Limit and under Life and CI Rebalance plan, the SI ranges between Rs. 20 Lakh to No Maximum Limit. The afore-mentioned three variants under this insurance plan come with different benefits and features.

Some of the key benefits offered to the policyholder under this term insurance plan are death benefit, surrender benefit and tax benefit.

3. Canara iSelect Star Term Plan

Canara iSelect Star Life Insurance Plan is a non-linked and pure term insurance plan that helps the life assured in handling the uncertainties of life. This insurance plan offers comprehensive protection and can be easily availed online at a very reasonable premium cost. This term plan is flexible and can be customized as per the specific needs of the policyholder such as options offered for premium payment, coverage and benefit payouts. It comes with a whole life cover, however, it also lets the policyholder select the coverage for a limited duration. Moreover, it comes with 3 variants i.e. Life Plus, Life, and Life with Return of Premium. The entry age for the policyholder is minimum 18 years and maximum 65 years. Under this plan, there are multiple payment options available and it allows coverage for up to 80 years. The amount of sum assured should be Rs. 25 Lakhs and above. Moreover, the policyholder can enhance their insurance coverage by including Accidental Total and Permanent Disability benefit, Accidental Death Benefit, Child Support Benefit add-on covers by paying a little extra premium amount.

4. Aegon iTerm Insurance Plan

Aegon iTerm Insurance Policy is a non-participating non-linked life insurance. This term plan is cost-effective and comes with flexibility of add-on to select from varied plan options. The three variants under this insurance plan are Protect Plus, Life Protect and Dual Protect. The basic sum assured offered under this term insurance policy is Rs 25 Lakh. It has premium paying options of Regular pay and single pay. Moreover, make a note that no maturity benefit is applicable under this insurance plan. If you survive till maturity date, then your insurance plan would get terminated and you would be given no extra benefits. The policyholder is eligible to receive tax benefits under this insurance plan. The premium payment frequency option provided to the policyholders to choose from under this insurance plan is single,monthly, half-yearly or on yearly basis.

5. ABSLI Life Shield Insurance Plan

ABSLI Life Shield Insurance plan is a term life insurance plan, which is collaboratively offered by Aditya Birla Capital Ltd and Sun Life Financial Corporation. This insurance plan aims to offer comprehensive coverage to the family members of the policyholder in his/her absence. This plan is available in eight different plan variants. If there is any critical illness or total permanent disability, then the policyholder can also secure premium waiver benefits. The tenure of this insurance plan varies between 10-55 years subject to the plan option. Moreover, the policyholder is offered with different premium payment mode options i.e. monthly, quarterly, semi-annually and yearly basis. A grace period of 30 days is offered under this plan. Based upon the plan option, the entry age under this policy varies between 18 years to 65 years.

Who Should Buy the Rs. 1 Crore Term Insurance Plan?

Rs. 1 Crore Term Insurance is an ideal choice for any individual who is highly concerned for the financial security of their family. If you are the sole breadwinner of your family, Rs. 1 Crore Term Insurance will definitely help you provide the much-desired financial support to your loved ones, even if you are no longer there to provide for them. The sum assured amount of Rs. 1 Crore under your term insurance plan will make sure that your family members do not compromise on their needs due to the lack of finances. Those who want to ensure that their family gets the added protection and fulfills their financial goals such as child’s education or marriage, purchasing a house, travel and more will also find the Rs. 1 Crore Term Insurance plan worth investing in.

Why Buy Rs. 1 Crore Term Insurance From InsuranceDekho?

Here are some of the key reasons you should choose us to buy Rs. 1 Crore Term Insurance -

  • Partnered with the Best Insurance Companies - InsuranceDekho having partnered with the most celebrated names in the insurance industry brings superior insurance products for its policyholders.
  • Quick & Smooth Policy Issuance Process - We, at InsuranceDekho, make sure that the policy buyers are provided with the best experience in terms of policy issuance. We strive to provide life insurance policy buyers with quick and smooth policy issuance and help them with their concerns.
  • Vast Range of Options - InsuranceDekho offers a broad range of policy options to its policy buyers. You will always find us offering the best of plans to cater to the diverse insurance of our customers.
  • No Paperwork Required - Indulging in paperwork for buying an insurance policy can be daunting. However, at InsuranceDekho, you will find yourself free from the hassles of engaging in paperwork and other formalities.
  • Dedicated Customer Support - The InsuranceDekho team believes in offering the most memorable services to its customers. You will find superior support from our team that is dedicated, knowledgeable and always ready to help customers with optimum solutions.

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