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Bajaj Allianz Car Insurance

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Highlights
    Network Garages4,000+
    Claim Settlement Ratio88.83%
    Emergency Assistance Available 24/7
    Policies Issued2.6 crore in FY20
    AccreditationiAAA Rating by ICRA
    Presence1,100+ cities

    About Bajaj Allianz Car Insurance

    Bajaj Allianz General Insurance is a well-known private general insurance company in the country. The company is an alliance between Bajaj Finserv Limited and Allianz SE. Little were you aware that Bajaj Finserv was initially a part of Bajaj Auto Limited, owned by the Bajaj Group of India while Allianz SE stands to be a popular German company for financial services. In the alliance, Bajaj Finserv Limited enjoys a major 74% of the holdings and Allianz SE owns the remaining 26%.

    The insurance provider ventures to offer a seamless experience from insurance solutions to the services offered, to their policy buyers.Bajaj Allianz General Insurance Company has set excellency when it comes to providing a flawless experience to their customers. Bajaj Allianz places a strong emphasis on customer centricity and aims to provide superior value to policyholders while also offering a caring and pleasant experience.

    The company was first registered on the 2nd of May, 2001. Since then, it has been in business making it to the top of the charts amongst the best general insurance brands in the country. Bajaj Allianz General Insurance kick-started with as little as 36 offices and 100 employees, backed up with a paid-up capital of 1.10 billion rupees. Car insurance policies, bike insurance policies, health insurance policies, travel insurance policies, home insurance policies, cyber insurance policies, pet insurance policies, and other insurance products are available from the company.Bajaj Allianz envisions to become a market leader in the field of general insurance. Only best-in-class insurance products will be brought on boards. These will not just be value for money but showcase the best of technical advancement and risk management.

    Bajaj Allianz Car Insurance

    Bajaj Allianz General Insurance Company is a widely recognized insurance provider and is popularly known for offering a variety of motor insurance products at affordable rates. They majorly provide 3 different types of car insurance plans which are comprehensive insurance plan, third party liability plan and standalone own damage insurance plan. A car insurance policy acts as a safety net for car owners, providing financial and legal protection for any third-party liabilities or/and damages incurred by the insured car during any mishap or accident.

    A comprehensive car insurance plan offers coverage towards both own damages as well as third party liabilities that may incur due to an accident or mishap with the insured car. This insurance plan offers coverage against third party liabilities like property damage, disability, bodily injuries or death during any unforeseen event. Although, is not a mandatory plan but is the most recommended open due to its comprehensive coverage.

    A third-party car insurance policy protects you from third-party liabilities that may arise as a result of an accident or other unforeseen event. During any unforeseen event or accident, the coverage includes disability, bodily injuries, death, or property damage to a third party.It is a mandatory insurance plan according to the Indian Motor Tariff Act. In case, the driver gets caught without an active third party insurance plan, then they can be fined with Rs. 2000 and/or can be imprisoned for maximum 3 months.

    A Bajaj Allianz Standalone Own Damage Car Insurance Plan covers the insured car only from damages caused by an unforeseen event or accident.This kind of insurance cover offers compensation to the insured individual for the repair cost that may have incurred during manmade or natural disaster, theft or burglary, accident, fire, explosion, etc. This insurance cover does not offer coverage against any third party liabilities.

    Bajaj Allianz General Insurance Company other than offering different kinds of insurance plan, also offers additional covers, which helps in increasing the coverage of the car insurance plan. These additional coverages can be purchased in addition to a comprehensive car insurance policy or as a stand-alone own damage policy. Tyre damage, engine protection, loss of personal belongings, key loss cover, and return on invoice are just a few of the common add-on covers.

    The Bajaj Allianz car insurance policy also allows you to experience benefits such as coverage of personal baggage theft or damage, paperless-digital insurance applications and processing, online claims, spot services and more.

    Significant Points of Bajaj Allianz Car Insurance

    Features

    Coverage

    Third Party Property Damage

    Up to Rs. 7.5 Lakh

    Own Damage Cover

    Coverage for Own Car for Its Loss and Damage

    Personal Accident Cover

    Up to sum insured not more than Rs. 15 Lakh

    Add-on Covers

    10 Add-on Covers

    Claim Assistance

    24/7 Claim Assistance

    Calculate Your Car Insurance

    Select your car's brand
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    Which city is your car registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your car?
    20062019
    Have you made a claim in the previous year?

    Benefits of Bajaj Allianz Car Insurance

    • A strong network of 4,000+ garages
    • 24x7 emergency assistance is offered
    • Digitally enabled claim settlement process
    • Offers customised and innovative insurance products
    • Motor On-The-Spot feature through Caringly Yours App.

    Bajaj Allianz Car Insurance Add-Ons

    • Round the clock on spot assistance

      There could be accidents and breakdowns. In a nutshell, policyholders are mostly in need of quick on-road assistance. Bajaj Allianz provide a ton of services under the emergency assistance cover. Replacement of flat tyre, repair or jump start of car battery, legal suggestions in case of unforeseen accidents are a couple of stated benefits and there’s even more.

    • Consumables Cover

      There is a pressing need of consumables to repair damages in a vehicle. Power steering oil, engine oil, brake oil, coolant, gear box oil, AC gas oil and others for instance. Opting for a consumables add-on can save you big bucks.

    • Key Replacement Add-On

      If the key to your vehicle is lost and irrecoverable, having this add-on could save you burning holes in your wallet. The cover indemnifies expenses of new locks and alternative keys.

    • Conveyance Cover

      If your insured car is in a workshop for the repair of damages and the claim has been accepted, this add-on comes of great benefit. You will be entitled to receive a per day cash benefit.

    • Accident Shield Cover

      The concept of this add-on is in tune with a third party liability cover with a slight difference. Wondering what? Well, collision and accidents can result in bodily injuries, disability and death in the worse case. Opting for an added accident rider covers expenses of such kind for the occupants in the vehicle.

    Bajaj Allianz Car Insurance Claims Process

    It's 8 step simple process,Hassle FREE
    • 1

      Inform Your Insurance Company

      Call Bajaj Allianz’s helpline number and register the claim. Visit the workshop and inform your insurer.
    • 2

      Drop In At The Workshop

      Drive your vehicle to the nearest workshop or get the same towed.
    • 3

      Survey Begins

      Once the claim has been intimated to the insurance company, a surveyor is appointed in 24-48 working hours.
    • 4

      Documentation

      Everything from a policy copy, DL and RC to a Claim Intimation form, PAN card, Aadhar card and estimate of repair is submitted to the insurer.
    • 5

      Survey is Done

      The survey is completed within 24-48 working hours.
    • 6

      Ruling is Made

      After a detailed survey, the surveyor accepts/ rejects the survey. Repair works begin after it is accepted.
    • 7

      Delivery Order is Handed

      After the repair works are completed, survey is done and a delivery order is issued.
    • 8

      What about non-cashless?

      You make payments for the repair works done. Soon after, the claim amount is reimbursed.

    746 Bajaj Allianz Cashless Garages in India

    Must Read Articles before buying Bajaj Allianz Car Insurance

    Bajaj Allianz Car Insurance User Reviews

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      By Pratham Jaggi
      On: July 4, 2022
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      I wanted to buy a car insurance plan for my Mahindra XUV700 but was not sure which plan to go with. I was reco...

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    Bajaj Allianz Car Insurance FAQs

    • Why should you purchase Bajaj Allianz car insurance online?

      Car insurance is a need of the hour. Purchasing it online from Bajaj Allianz cuts-down your work.


      • You could pick after reviewing the options at the convenience of your home.

      • The process of buying is quick and easy.
    • Third party liability and comprehensive car insurance – what’s the difference? Which Bajaj Allianz policy should I buy?

      A third party insurance cover third party liabilities only. Comprehensive car insurance on the other hand include own damage to vehicles and third party liabilities. For optimized protection, you must buy a comprehensive insurance plan from Bajaj Allianz.

    • Is your NCB transferable in Bajaj Allianz?

      Ofcourse, NCB is definitely transferable when you are changing your car insurance company to Bajaj Allianz. It solely depends on your clean claim-free driving record.

    • IDV – What does it imply in car insurance?

      IDV stands for insured declared value. It is the current market value of your vehicle. Depreciation of cars, wear and tear and other features are factored in.

    • Is NCB available for all Bajaj Allianz policyholders?

      NCB or No Claim Bonus is more of a rewarding discount. If no claims were made in the previous policy period, a good discount is offered on your car insurance from Bajaj Allianz.

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    Bajaj Allianz Car Insurance Contact Details

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    Bajaj Allianz Car Insurance Policy Wording

    • 244.2 kB
    • PDF Document
    • March 14, 2019

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