Bajaj Allianz Car Insurance

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Highlights
  • Round the clock road-side assistance
    Check in your City
  • 4000+ Cashless garages at your service
  • 95% claim settlement ratio
  • Exclusive DriveSmart service available

About Bajaj Allianz Car Insurance

Bajaj Allianz General Insurance is a well-known private general insurance company in the country. The company is an alliance between Bajaj Finserv Limited and Allianz SE. Little were you aware that Bajaj Finserv was initially a part Bajaj Auto Limited, owned by the Bajaj Group of India while Allianz SE stands to be a popular German company for financial services. In the alliance, Bajaj Finserv Limited enjoy a major 74% of the holdings and Allianz SE owns the remaining 26%.


The company was first registered on the 2nd of May, 2001. Since then, it has been in business making it to the top of the charts amongst the best general insurance brands in the country. Bajaj Allianz General Insurance kick-started with as little as 36 offices and 100 employees, backed up with a paid-up capital of 1.10 billion rupees. The company offers a diverse range of 97 products, out of which 26 products are of health insurance only.


However, the stats recorded today shows a massive hike in business. Bajaj Allianz now establishes foothold in over 200 Indian cities with more than 3500 employees at work. The company is headquartered in Pune.


Bajaj Allianz envisions to become a market leader in the field of general insurance. Only best-in-class insurance products will be brought on boards. These will not just be value for money but showcase the best of technical advancement and risk management.

What are the advantages of having a car insurance

  • Car insurance policy saves you from spending riches when your car is involved in an accident.
  • When a car is insured, ample of benefits are provided to the survivor in case accident results in death.
  • Consequences of accident are unprecedented. It may call for legal hassles. Having a car insurance covers expenses of lawsuits and legal fees.
  • Total loss of vehicle or been a victim of theft? Well, a car insurance pays for your loss.
  • Vehicle insurance secures damage of third party property, subjected to maximum of Rs. 7.5 lacs.
  • Bajaj Allianz guarantees 24X7 call assistance and SMS alerts for claim supports.
  • Prompt towing facility is guaranteed in case of vehicle breakdown or accident.
  • Enjoy easy cashless claim settlement at over 4000 preferred garages all across the country.
  • Step up the value of your car insurance with a zero depreciation add-on.
  • Transfer a maximum of 50% of No Claim Bonus from any other insurer without any delay.

Bajaj Allianz Car Insurance Add-Ons

  • Round the clock on spot assistance

    There could be accidents and breakdowns. In a nutshell, policyholders are mostly in need of quick on-road assistance. Bajaj Allianz provide a ton of services under the emergency assistance cover. Replacement of flat tyre, repair or jump start of car battery, legal suggestions in case of unforeseen accidents are a couple of stated benefits and there’s even more.

  • Consumables Cover

    There is a pressing need of consumables to repair damages in a vehicle. Power steering oil, engine oil, brake oil, coolant, gear box oil, AC gas oil and others for instance. Opting for a consumables add-on can save you big bucks.

  • Key Replacement Add-On

    If the key to your vehicle is lost and irrecoverable, having this add-on could save you burning holes in your wallet. The cover indemnifies expenses of new locks and alternative keys.

  • Conveyance Cover

    If your insured car is in a workshop for the repair of damages and the claim has been accepted, this add-on comes of great benefit. You will be entitled to receive a per day cash benefit.

  • Accident Shield Cover

    The concept of this add-on is in tune with a third party liability cover with a slight difference. Wondering what? Well, collision and accidents can result in bodily injuries, disability and death in the worse case. Opting for an added accident rider covers expenses of such kind for the occupants in the vehicle.

  • Add-On for Personal Baggage

    If you are a frequent traveling driving miles along-with personal goods and baggages that are costly, this add-on is perfect for you. It indemnifies the loss of baggage in the insured vehicle on colliding or bumping into an accident.



    **Conditions are subjected to change depending upon the insurance company.**

Bajaj Allianz Car Insurance Claims Process

  • 1

    Inform Your Insurance Company

    Call Bajaj Allianz’s helpline number and register the claim. Visit the workshop and inform your insurer.
  • 2

    Drop In At The Workshop

    Drive your vehicle to the nearest workshop or get the same towed.
  • 3

    Survey Begins

    Once the claim has been intimated to the insurance company, a surveyor is appointed in 24-48 working hours.
  • 4

    Documentation

    Everything from a policy copy, DL and RC to a Claim Intimation form, PAN card, Aadhar card and estimate of repair is submitted to the insurer.
  • 5

    Survey is Done

    The survey is completed within 24-48 working hours.
  • 6

    Ruling is Made

    After a detailed survey, the surveyor accepts/ rejects the survey. Repair works begin after it is accepted.
  • 7

    Delivery Order is Handed

    After the repair works are completed, survey is done and a delivery order is issued.
  • 8

    What about non-cashless?

    You make payments for the repair works done. Soon after, the claim amount is reimbursed.

5 Bajaj Allianz Cashless Garages in India

Bajaj Allianz Car Insurance User Reviews

  • Your executive was nice very and helpful person. Thanks.

    V
    On: November 7, 2019 | Views
  • I felt good in paying the car insurance premium online through this website cause I received good help to complete it.

    C
    On: November 5, 2019 | Views
  • Your executive was good, he gave me all the information in time.

    B
    On: November 1, 2019 | Views
  • Great support from team and easy policy issuance.

    P
    On: October 31, 2019 | Views
  • Your executive was extremely polite. He is a gentle person.

    D
    On: October 16, 2019 | Views

Bajaj Allianz Car Insurance FAQs

  • Why should you purchase Bajaj Allianz car insurance online?

    Car insurance is a need of the hour. Purchasing it online from Bajaj Allianz cuts-down your work.


    • You could pick after reviewing the options at the convenience of your home.

    • The process of buying is quick and easy.
  • Third party liability and comprehensive car insurance – what’s the difference? Which Bajaj Allianz policy should I buy?

    A third party insurance cover third party liabilities only. Comprehensive car insurance on the other hand include own damage to vehicles and third party liabilities. For optimized protection, you must buy a comprehensive insurance plan from Bajaj Allianz.

  • Is your NCB transferable in Bajaj Allianz?

    Ofcourse, NCB is definitely transferable when you are changing your car insurance company to Bajaj Allianz. It solely depends on your clean claim-free driving record.

  • IDV – What does it imply in car insurance?

    IDV stands for insured declared value. It is the current market value of your vehicle. Depreciation of cars, wear and tear and other features are factored in.

  • Is NCB available for all Bajaj Allianz policyholders?

    NCB or No Claim Bonus is more of a rewarding discount. If no claims were made in the previous policy period, a good discount is offered on your car insurance from Bajaj Allianz.

Bajaj Allianz Car Insurance Contact Details

Looking for help? Well, we are more than happy to help you. Call us on:
  • InsuranceDekho

    Call Us7551196989Mon to Sun 10 AM to 7 PM
  • Call Us1800 22 5858TATA customers
  • Call Us1800 209 5858BSNL customers
  • Call Us1800 102 5858Bharti Airtel customers
  • Call Us020 30305858Other customers

Bajaj Allianz Car Insurance Policy Wording

  • 244.2 kB
  • PDF Document
  • March 14, 2019

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Disclaimer

Every detail provided in this website is for information purpose only. Insurancedekho under no circumstances, endorse the information provided. However, we are constantly doing our best to keep our privileged customers up-to-date with neutral and factual information.

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Cashless Garages in Popular Cities

CityNo of Garage
Mumbai46
Delhi43
Pune15
Kolkata14
Ahmedabad10
Jaipur10
Chennai9
Gurgaon9
Bangalore7
Ghaziabad6
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