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  • CASHLESS GARAGES 4,000
  • CLAIMS SETTLED 99%
  • COMPREHENSIVE CLAIMS UNLIMITED
Key Features:
  • Right Green Tick Spot Claim Upto Rs 30,000
  • Right Green Tick 6-Month Repair Warranty
  • Right Green Tick Free Pick-Up and Drop
  • Right Green Tick Free Garage Benefits

Top Bajaj Allianz Car Insurance Plans

PLAN TYPE: Comprehensive
Starting From 3294
PLAN TYPE: Third Party
Starting From 2094
PLAN TYPE: Own Damage
Starting From 1327

Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Have you made a insurance claim in the previous year?

About Bajaj Allianz Car Insurance

Bajaj Allianz General Insurance Company is a widely recognized insurance provider and is popularly known for offering a variety of motor insurance products at affordable rates. They majorly provide 3 different types of car insurance plans which are comprehensive insurance plan, third-party liability plan, and standalone own-damage insurance plan. A car insurance policy acts as a safety net for car owners, providing financial and legal protection for any third-party liabilities or/and damages incurred by the insured car during any mishap or accident.

Key Features of Bajaj Allianz Car Insurance

Features

Coverage

Claim settlement ratio

98.50%

Founding year

2001

No. of cashless garages

4000

No. of add-ons

10

Claim assistance

24*7

Personal accident cover

Up to Rs. 15 lakh

No claim bonus

Yes

Why Should You Buy Car Insurance with Bajaj Allianz

In today’s time, there are a number of insurance companies that offer car insurance plans which makes it difficult to choose the right company. Listed below are some of the reasons why should buy car insurance with Bajaj Allianz:

  • Mandatory Requirement: A third-party car in India is mandatory as per the Motor Vehicles Act of 1988. So, to adhere to motor laws, it is a must to have a car insurance policy.
  • Cover Against Damage: With a car insurance plan, policyholders can protect their car against any mishap that takes place on Indian roads. Be it third-party damage or damage to the car, everything is covered under a car insurance plan.
  • Add-on Options: Bajaj Allianz has over 10 add-on options available with which you can enhance the car insurance plan benefits even more. Some of the add-on options available are the Key Protector cover, NCB Protector cover, and more.
  • 24*7 Assistance: Bajaj Allianz provides 24*7 claim support. You can contact the support team of Bajaj Allianz anytime and get all your queries resolved.
  • High Claim Settlement Ratio: With a claim settlement ratio of 98.50%, you can get your car insurance claims settled easily and in a hassle-free manner. The claim settlement ratio indicates the insurer’s efficiency in settling claims.
  • Network Garages: There are over 4,000 cashless garages associated with Bajaj Allianz. At these network garages, policyholders can get their car repaired without spending anything from their pocket.

Bajaj Allianz Car Insurance Premium Calculation

Before buying a car insurance plan with Bajaj Allianz, you must check the premium. Bajaj Allianz’s premium calculator lets you estimate the premium you need to pay for buying a desired car insurance plan. Just enter a few details and get premium details in a few clicks with the Bajaj Allianz premium calculator.

Types of Bajaj Allianz Car Insurance

There are different types of car insurance plans that you can buy with Bajaj Allianz such as the following:

  • Third-party Car Insurance: Third-party car insurance provides coverage against third-party liability. If a third party is injured due to the insured car, then third-party car insurance will provide the necessary coverage.
  • Standalone Own Damage Car Insurance: Standalone Own Damage Car Insurance provides coverage if the insured vehicle is lost or damaged.
  • Comprehensive Car Insurance: Comprehensive Car Insurance provides coverage for both standalone own damage and third-party damage. The premium of Comprehensive Car Insurance is higher than the other two.

List of Add-ons Available with Bajaj Allianz Car Insurance

Listed below are the add-ons available with Bajaj Allianz Car Insurance:

Factors Affecting Bajaj Allianz Car Insurance Premium

Several factors influence car insurance premiums, and understanding them can help individuals make informed decisions when purchasing insurance. Here are the key factors:

  • Vehicle Make and Model: Expensive or high-performance cars often have higher premiums due to increased repair costs and theft risks.
  • Age and Driving Experience: Younger and less experienced drivers are considered higher risk, leading to higher premiums.
  • Driving History: A clean driving record with no accidents or violations may result in lower premiums.
  • Coverage and Deductibles: Comprehensive coverage and lower deductibles typically lead to higher premiums.
  • Credit Score: In some regions, credit history can impact insurance costs.
  • Safety Features: Cars equipped with safety devices may qualify for premium discounts.
  • No Claim Bonus (NCB): Accumulating NCB over claim-free years can significantly reduce premiums.

Tips to Buy the Best Car Insurance

Before buying a car insurance plan, there are certain things that you need to keep in mind. Some of the key things to consider before buying a car insurance plan are as follows:

  • First, and foremost, you must check whether the car insurance premium fits your budget. You should only buy a plan that is affordable.
  • You should also check the number of network garages. The greater the number of network garages, the easier it is for you to get your car repaired in a cashless manner.
  • Before buying any car insurance plan, you must also check its inclusions and exclusions. Understand with your insurance what all is offered under the plan you are buying.
  • Another thing to keep in mind is the claim settlement process and the company’s efficiency in settling claims. You should ideally choose a company that has a higher claim settlement ratio.

Inclusions and Exclusions of Bajaj Allianz Car Insurance

Listed below are the inclusions and exclusions of Bajaj Allianz Car Insurance:

Inclusions:

  • Any loss or damage due to a natural activity
  • Any loss or damage due to accidents or other man-made activities
  • Personal accident cover
  • Third-party coverage

Exclusions:

  • Normal wear and tear of the vehicle
  • Damage to a vehicle if the driver is riding under the influence of alcohol or drugs
  • Damage to a vehicle if a driver is riding without a valid driving license
  • Any damage due to war, mutiny or nuclear risk

How To Buy Bajaj Allianz Car Insurance With InsuranceDekho?

Here’s a step-by-step guide to buy Bajaj Allianz Car Insurance online with InsuranceDekho:

  • Visit the InsuranceDekho website. Click the "Buy" button after selecting the Motor Insurance. You will then need to decide which kind of insurance coverage you want to purchase.
  • To view the plans, provide a few details such as the registration state, manufacturer, model, make, year, RTO name, IDV, registration date, etc., and then click the button.
  • Choose a car insurance plan from the wide range of coverage quotations available. If necessary, you can also purchase a few add-on covers with your base auto insurance policy.
  • Use a debit card, credit card, net banking, or e-wallet to pay for the selected insurance policy quote. Following payment, you will receive the insurance plan document through email.

Advantages of Purchasing Car Insurance Plan Online

Listed below are the advantages when you renew car insurance online:

  • On purchasing car insurance online, you can save time.
  • When you purchase car insurance online, you can easily complete the process with a few clicks.
  • When you purchase car insurance plans online, you also get discounts that will help you in saving car insurance premiums.

How to Renew Bajaj Allianz Car Insurance?

Here is how you can renew Bajaj Allianz car insurance:

  • Go to the car insurance tab of Bajaj Allianz
  • Enter details like name, email id, car insurance number, and other details
  • You will be redirected to the quotes page
  • Choose the add-ons you want to include in your plan and pay the Bajaj Allianz car insurance premium
  • Finally, you will receive car insurance renewal details on your registered email id.

How to File Bajaj Allianz Car Insurance Claim?

To file a Bajaj Allianz Four-wheeler insurance claim, you must complete the steps outlined below:

  • First, report the occurrence to the insurance provider.
  • The Bajaj Allianz Insurance team will get in touch with you and start the process after your claim has been filed.
  • The entire damage will then be assessed by a surveyor.
  • Next, send the necessary documents to the network garage—or any other garage—and have the vehicle fixed.
  • When you file a cashless claim, the insurance provider will pay all of your bills directly, and when you file a reimbursement claim, the provider will reimburse the whole amount.

Documents Required to File Bajaj Allianz Car Insurance Claim

Listed below are the documents required to file Bajaj Allianz Car Insurance:

  • A copy of the car insurance
  • Copy of valid driving license
  • Repair bills
  • Copy of registration certificate
  • FIR
  • Duly-signed claim form

385 Bajaj Allianz Cashless Garages in India

Bajaj Allianz Car Insurance User Reviews

Write your review
What users are saying
  • All
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Got IDV in case of theft

    I had always suspected if the zero depreciation add-on was worth the extra pennies but since I had got the first car from my own money, I wanted to take full precautions and Im so thankful I did that. Couple of months ago I had a horrible car accident on the Yamuna Expressway and my car got damaged beyond repair. Thanks to the customer support of BAJAJ ALLIANZ, they helped me a lot through the process and I received the IDV with zero dep which saved me from a big financial trouble. I thank InsuranceDekho at times as their articles motivated me to get the add-ons.

    S
    By Samarth Gupta
    On: June 18, 2024
  • Smooth claim process

    I took Bajaj car insurance and I must say it has been a good decision. I took my first claim a month back and the process was really smooth and the customer support team was quick with their responses. Since I purchased it through InsuranceDekho, I got claim assistance from them which was really a big thing.

    A
    By Aaftaab Chaudhary
    On: June 13, 2024
  • Smooth Portability

    I recently switched to InsuranceDekho for my car insurance and bought Bajaj Car Insurance. I am greatly satisfied with their service. From providing excellent coverage options to help claim settlements, they have performed beyond my expectations. Good work, Team InsuranceDekho.

    A
    By Akash Singh Chauhan
    On: June 7, 2024
  • Best customer service

    I got my newly bought Maruti Baleno insured with Bajaj Allianz through InsuranceDekho in such a hassle-free and smooth process. The process was simple, and the team was helpful from start to finish.

    P
    By Priya Gupta
    On: May 29, 2024
  • Excellent Service

    I recently bought Bajaj Allianz car insurance. The Insurancedekho team was very helpful till the end of the process. Thankyou.!!

    N
    By Naman Arora
    On: March 2, 2024
  • Seamless Claims Processing

    I found that the claim for my Toyota car’s processing at InsuranceDekho's cashless garages is seamless. It minimizes paperwork and simplifies the process for the Bajaj Allianz Car Insurance Policy.

    By Sreelata Kashyap
    On: November 24, 2023
  • Zero-Dep, Zero Compromises

    With zero-dep insurance, there are zero compromises. InsuranceDekho's Bajaj Allianz Car Insurance Policy doesn't cut corners; it ensures that my MG car is fully protected without any deductions.

    A
    By Aman Kumar
    On: November 22, 2023
  • Financial Security During Clai...

    During the claim of the Bajaj Allianz Car Insurance Policy, InsuranceDekho provided financial security. It's reassuring to know that they have me and my Renault car covered.

    By Sujata Sajan
    On: November 16, 2023
  • Investing in Vehicle Safety

    I know that my choice to invest in own damage car insurance with the Bajaj Allianz Car Insurance Policy from InsuranceDekho is an investment in my Renault vehicle's safety. It offers complete protection, ensuring I can drive with confidence.

    By Aviraj Ghosh
    On: October 30, 2023
  • Effortless Premium Calculation...

    InsuranceDekho's Premium Calculator made the process of calculating the premium for the Bajaj Allianz Car Insurance Policy for my Kia car effortless. It's user-friendly and provides quick results, ensuring I can make informed decisions.

    By Pushpak Gowde
    On: October 26, 2023

Bajaj Allianz Car Insurance FAQs

  • Why should you purchase Bajaj Allianz car insurance online?

    Car insurance is a need of the hour. Purchasing it online from Bajaj Allianz cuts-down your work.


    • You could pick after reviewing the options at the convenience of your home.

    • The process of buying is quick and easy.
  • Third party liability and comprehensive car insurance – what’s the difference? Which Bajaj Allianz policy should I buy?

    A third party insurance cover third party liabilities only. Comprehensive car insurance on the other hand include own damage to vehicles and third party liabilities. For optimized protection, you must buy a comprehensive insurance plan from Bajaj Allianz.

  • Is your NCB transferable in Bajaj Allianz?

    Ofcourse, NCB is definitely transferable when you are changing your car insurance company to Bajaj Allianz. It solely depends on your clean claim-free driving record.

  • IDV – What does it imply in car insurance?

    IDV stands for insured declared value. It is the current market value of your vehicle. Depreciation of cars, wear and tear and other features are factored in.

  • Is NCB available for all Bajaj Allianz policyholders?

    NCB or No Claim Bonus is more of a rewarding discount. If no claims were made in the previous policy period, a good discount is offered on your car insurance from Bajaj Allianz.

Bajaj Allianz Car Insurance Policy Wording

  • 244.2 kB
  • PDF Document
  • March 14, 2019

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Disclaimer

Every detail provided in this website is for information purpose only. Insurancedekho under no circumstances, endorse the information provided. However, we are constantly doing our best to keep our privileged customers up-to-date with neutral and factual information.
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.