- 3,000+ Network HospitalsCheck in your City
- 1,52,029 Policies Issued
- 61.41% Incurred Claim Ratio
- Lifelong Renewability
- 82.18% Claim Settlement Ratio
- In-House Claim Settlement
About Royal Sundaram
Royal Sundaram General Insurance Co. Limited, a subsidiary of Sundaram Finance, is a renowned name in the health insurance space. Formerly known as Royal Sundaram Alliance Insurance Company Limited, it is the first private sector general insurance company in India to be licensed in October 2000 by the Insurance Regulatory and Development Authority of India. Royal Sundaram was initially promoted as a joint venture between Sundaram Finance, one of the most respected non-banking financial institutions (NBFCs) in India and Royal & Sun Alliance Insurance plc, UK, one of the oldest general insurers in the UK.
In July 2015, Sundaram Finance acquired the 26% equity holding from Royal & Sun Alliance Insurance plc. Consequently, the entire 100% equity holding is now held by Sundaram Finance (75.90%) and other Indian Shareholders (24.10%). Apart from health insurance, Royal Sundaram also offers other specially designed products to small and medium enterprises and rural customers.
- Easy access to TPA service
- 143+ offices across the country
- An array of sum insured options
- 3,000+ leading network hospitals
- Pre-policy medical health check-ups
- Cashless facilities in network hospitals
- 100% Reload of Sum Insured at no extra cost
The vision of Royal Sundaram is to become the 'First Choice' general insurer for India. To achieve this, the insurer is committed to providing customers with peace of mind by introducing innovative insurance solutions, products, and super quality service. With the help of its bunch of enthusiastic individuals, the company is determined to define the service standards of the industry.
Royal Sundaram has been providing innovative general insurance solutions, viz., Motor, Health, Personal Accident, Home and Travel insurance to individuals, families, and businesses directly as well as through its intermediaries and affinity partners. It offers specialized insurance products in Fire, Marine, Engineering, Liability, and Business Interruption risks to commercial customers.
Royal Sundaram Health Insurance Plan List
|Name of Plan||Sum Insured|
|LifelineMin: 91 Days; Max: No Limit||2 Lakh||Get Quotes Now|
|Family PlusMin: 91 Days; Max: No Limit||2 Lakh||Get Quotes Now|
|Ace Health AdvantageMin: 91 Days; Max: 65 Years||2 Lakh||Get Quotes Now|
|Total Health PlusMin: 91 Days; Max: 65 Years||3 Lakh||Get Quotes Now|
|Health ForeverMin: 91 Days; Max: 75 Years||1 Lakh||Get Quotes Now|
|Amsure Master HealthMin: 91 Days; Max: 65 Years||5 Lakh||Get Quotes Now|
|Total Health AdvantageMin: 91 Days; Max: 65 Years||2 Lakh||Get Quotes Now|
|Secure AllMin: 91 Days; Max: 65 Days||1.5 Lakh||Get Quotes Now|
|Smart Cash Min: 91 Days; Max: No Limit||500/day||Get Quotes Now|
|Critical Illness LumpsumMin: 91 Days; Max: 65 Years||25 Thousand||Get Quotes Now|
|Hospital Benefit PlusMin: 1 Year; Max: 70 Years||5 Lakh||Get Quotes Now|
|Surgical ShieldMin: 90 Days; Max: 65 Years||3 Lakh||Get Quotes Now|
|Hospital Cash InsuranceMin: 1 Year; Max: 70 Years||500/day||Get Quotes Now|
Claim Process at Royal Sundaram Health Insurance
- Network Hospital
- Non-Network Hospital
Claim IntimationEmergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
Claim ProcessingFill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
Claim SettlementOnce your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
Claim AssistanceFor any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Royal Sundaram Health Insurance at 1860-425-0000.
Claim IntimationEmergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
Claim ProcessingSubmit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
Claim SettlementOnce your request for reimbursement of expenses is approved, the claim will be settled.
Claim AssistanceFor any assistance call insurancedekho at 1800-120-5698 or call toll free number of Royal Sundaram Health Insurance 1860-425-0000.
Royal Sundaram Health Insurance User Reviews
Committed to fulfill the expectations!
Royal Sundaram is a brand that has never failed to fulfil my expectations. I am in its association for more than 2 years and hardly faced any trouble in understanding any clause, affording the plan, claim settlement procedure and so on, due to their experienced and dedicated customer executives and staff.
Happy to be with them!
The Royal Sundaram has always been striving to provide its customer with the peace of mind by constantly introducing innovative insurance solutions, products, and super quality service. With the help of its bunch of enthusiastic individuals, the company is determined to define the service standards of the industry. Happy to be associated with them!
Royal Sundaram is one the best health insurance company. I got associated with it 8 months back on the suggestion of InsuranceDekho team. Have got my first claim settled for my accidental treatment.
My favourite insurer!
My friends and I use health insurance plans of different insurers. But I am the happiest of all of them as my insurer is Royal Sundaram and it put me on the priority. Whenever I have any query or problem they solve and never leave me dissatisfied.
My Favourite Insurer
I am using 2 policies of Royal Sundaram for the last 4 years and found myself very satisfied with its services. It has an active customer care team, prompt claim settlement procedure, plans for families and so on. This is the best of all the insurers I have associated with til today.
Royal and Reliable!
The insurer is highly reliable and provides one of the largest coverage among all the insurers in the health insurance market. I found it highly committed and trusted brand and advise all my friends and relatives to go for it without any worry.
Whenever purchasing a health insurance policy of Royal Sundaram. Look for InsuranceDekho. I would like to recommend this site to everyone, easy to use and understand.
Amazing service offered by the insurance agents at InsuranceDekho. Right from explanation to purchase everything was transparent.
Kudos to the team! You get me what I needed! The plan that covers my whole family and provides me with lots of benefits.
Claim process is easy and clear
I purchased a health insurance policy of Royal Sundaram with the help of Insurancedekho.com. Their claiming part is easy and clear. Also, I have to pay low premiums and the returns are high. I have almost all the necessary features covered under my policy. Thanks to the company.
My company has got me covered under the group policy but I wanted a separate cover for myself and my family to reduce the risk. So when my friend suggested my Royal Sundaram’s family floater health insurance plan, then I got in touch with Insurancedekho.com and the customer care executives explained to me everything over a call in a short time. I am now covered for 3 years and have availed cashless treatment once. I am very much satisfied.
Good company to go with
I have purchased Royal Sundaram Lifeline health insurance. The policy coverage is high at approx. Clams process is even easy. Thousands of hospitals across the country for cashless treatment and availability at any time has impressed me very much. Good company to go with!
Royal Sundaram is a renowned name in the health insurance sector and don’t regret my decision of buying an individual health insurance plan from them. They have lesser paper work and the claim was hassle free. But they do not provide coverage for cosmetic surgeries.
Awesome Customer Service
If I am asked to name the best health insurance company, I would recommend Royal Sundaram without thinking twice. Had a great experience with them. Amicable behavior, supportive, and respect their customers. Royal Sundaram is really a good name to choose health insurance.
Better company better plan
Many praises would fall short if I tell the truth about Royal Sundaram. My experience with the company has been incredible. I got health insurance at low premiums, but maximum coverage. Instant claim approval and cashless treatment across the country are some of the features of Royal Sundaram.
Latest Royal Sundaram Health Insurance News
Royal Sundaram Health Insurance FAQs
How to buy and apply for Royal Sundaram health insurance policy?
You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at www.royalsundaram.in or through online broker’s website like Insurancedekho.com.
How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?
There are 3,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.
How to pay Royal Sundaram health insurance premium? What are the modes of payment available?
"Royal Sundaram offers two modes of payment for the health insurance premium, viz., 1. Cash payment at the branch 2. Online payment For the online payment mode, the policyholder can pay via: 1. Credit Card 2. Debit Card 3. Net banking
What is the renewal process for Royal Sundaram health Insurance?
You can renew the Royal Sundaram health insurance policy by following these steps online- Enter your Policy Number and Date of Expiry into e-portal. Calculate the premium Select the payment option-Net Banking or Debit/Credit Card to pay. Upon successful payment completion, print/save the premium deposit receipt.
How can I check the policy status of my Royal Sundaram health insurance?
If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.