Royal Sundaram Health Insurance

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Highlights

5,000+ Network Hospitals

1,85,450 Policies Issued

Lifelong Renewability

77.32% Claim Settlement Ratio

In-House Claim Settlement

Coronavirus (COVID-19) Cover

About Royal Sundaram General Insurance

Formerly known as Royal Sundaram Alliance Insurance Company Limited, Royal Sundaram General Insurance Co. Limited is India’s first private sector general insurance company. It was licensed by the Insurance Regulatory and Development Authority of India (IRDAI) in 2000 and has been providing innovative general insurance solutions since then. The company offers customised insurance solutions for health, motor, travel, and personal accident to individual customers and specialised insurance products such as fire, liability, engineering, marine, and business interruption risks to commercial customers. With more than 2,000 employees in 150 branches across India, Royal Sundaram has a huge customer base of more than 4.5 million customers across the country. 

When it comes to health insurance, Royal Sundaram General Insurance has achieved some great milestones. It is the first insurer to introduce the concept of cashless mode of claim settlement under health insurance plans. Also, the company claims to be the first private insurer to introduce innovative health products like hospital cash. Health insurance plans offered by Royal Sundaram General Insurance cover individuals and families against medical expenses in case of an emergency. The insurer offers its specially designed health insurance products to different sections of the society at affordable health insurance premiums. 

How to Purchase Royal Sundaram Health Insurance Policy at InsuranceDekho?

At InsuranceDekho, you can purchase Royal Sundaram Health Insurance plan in online as well as offline mode. 

Buy Royal Sundaram Health Insurance Plan Online At InsuranceDekho

You can purchase Royal Sundaram Health Insurance plan online at InsuranceDekho by following the steps given below: 

Step 1: Visit insurancedekho.com. Click on the ‘health’ tab.
Step 2: Select your Gender. Enter the required personal details (Name and Mobile Number). We will send a One Time Password on your mobile number. Please enter that. 
Step 3: Tell us ‘When do you want to buy the policy’ by choosing one of the options from the drop-down menu. Click on the ‘View Quotes’ button. 
Step 4:  Select your family members whom you want to include in your policy. Click on the ‘Continue’ button.
Step 5: Select the age of the family members. 
Step 6:  Enter your Email ID and City. Click on the ‘Submit and View Quotes’ button. You will see the most suitable health insurance quotes on your screen. Shortlist the one you wish to buy. 
Step 7: Select the policy term for the chosen health insurance policy. Fill in the required details. Pay health insurance premium online. 

Buy Royal Sundaram Health Insurance Plan Offline At InsuranceDekho

You can purchase Royal Sundaram Health Insurance plan offline at InsuranceDekho by getting in touch with the customer care executives on the toll-free number 7551-196-989. You can connect with us any day between 9:30AM to 6:30 PM. 
You can also write to us at customersupport@insurancedekho.com in case of any query or support required. 

Top Royal Sundaram Health Insurance Plan Types

Royal Sundaram Health Insurance plans cover you and your family against several healthcare expenses. Listed below are top health insurance plans offered by Royal Sundaram Health Insurance:

  1. Royal Sundaram Lifeline Health Insurance Policy: Royal Sundaram Lifeline Policy is an indemnity health insurance policy that is offered on an individual as well as family floater basis. You can purchase this policy if you are aged above 18 years for yourself, spouse, and children. There is no restriction on maximum entry age under this policy. Available in three variants namely Classic, Supreme, and Elite, the policy offers a wide sum insured range between Rs. 2 lakh and Rs. 1.5 crore. The policy offers you unparalleled benefits. It covers you against domiciliary hospitalisation expenses, AYUSH treatment expenses, expenses related to vaccination in case of an animal bite, wellness benefits, in-patient hospitalisation expenses, and pre-hospitalisation and post-hospitalisation expenses. 
  2. Royal Sundaram Family Plus Health Insurance Policy: Royal Sundaram Family Plus Policy is a unique health insurance plan that offers comprehensive coverage against healthcare expenses to you and your family. Especially designed for large families, the policy can cover up to 19 relationships at an affordable premium. The policy can be purchased on an individual sum insured basis or a common floater sum insured basis with sum insured amount ranging between Rs. 2 lakh and Rs. 50 lakh. You can purchase the policy if you are aged at least 18 years. The policy has no restriction on maximum entry age. It covers you against maternity expenses, in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, daycare expenses, AYUSH treatment expenses, domiciliary hospitalisation expenses, etc.
  3. Royal Sundaram Arogya Sanjeevani Health Insurance Policy: Royal Sundaram Arogya Sanjeevani Policy is another affordable health insurance plan that covers you and your family against basic hospitalisation expenses in case of an illness, sickness, disease, or accident. You can be covered under this policy if you are aged between 91 days and 65 years for several benefits such as cover for in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, daycare procedures, AYUSH treatment, road ambulance cover, organ donor expenses, etc. Sum insured options under this policy range between Rs. 1 lakh and Rs. 5 lakh. The policy is available for a term for 1 year and you can pay for it on a monthly, quarterly, half-yearly, or annual basis. 

What Is a Health Insurance Top-Up Plan and Why Should I Buy It?

A top-up plan is a regular health insurance policy that covers you against healthcare expenses over and above the sum insured limit of your existing health insurance plan. Top-up plans come with a deductible. A deductible is that portion of the claim amount that the insurer does not bear. It has to be paid by you to be able to enjoy the policy benefits. Due to the deductible feature, top-up health insurance plans are more affordable than regular health insurance plans to increase the sum insured. All in all, top-up health insurance plans offer you additional cover and protect you against medical expenses that your basic health insurance plan does not cover. 

Why Choose Royal Sundaram Health Insurance?

Royal Sundaram Health Insurance is a preferred choice for many customers because of the following reasons:

  • Cashless Hospitalisation at Over 5,000 Network Hospitals: Royal Sundaram Health Insurance has a strong network of more than 5,000 hospitals where you, as an insured, can avail cashless treatment without paying anything from your own pocket. 
  • High Claim Settlement Ratio: Royal Sundaram general Insurance has a Claim Settlement Ratio (CSR) of 77.32% for the financial year 2018-2019. 
  • ISO Certified Claims Process: Royal Sundaram General Insurance has an exceptional claim settlement process that has earned it the reputed ISO certification. The insurer offers a seamless claim settlement process that is quick and hassle-free and keeps the customers at ease. 
  • Around 20 Years of Experience in the Insurance Sector: Royal Sundaram General Insurance has an experience of around 20 years in the insurance sector that has helped it grow swiftly and offer reliable insurance solutions to the customers. 

Benefits of Royal Sundaram Health Insurance Plans

Royal Sundaram Health Insurance plans are flexible and affordable and come with the different sum insured options. Some common benefits that Royal Sundaram Health Insurance plans offer you are listed below: 

  • No Restriction on Maximum Entry Age: Royal Sundaram Health insurance plans do not have any limit on maximum entry age. This means you can purchase Royal Sundaram Health Insurance plans during any stage in life without any hassle. 
  • Portability Benefit: Royal Sundaram Health Insurance plans offer you portability benefit. This means you can switch from any individual or family health insurance policy if you are not satisfied with it to the Royal Sundaram health Insurance plan without losing the benefits.
  • 100% Reload of Sum Insured at No Extra Cost: Royal Sundaram Health Insurance plans offer you a benefit of 100% reload of the sum insured without charging anything extra from you. This benefit can be availed when you have exhausted the sum insured under your policy due to claims made during a policy term. 
  • Lifetime Renewability: Royal Sundaram Health Insurance plans are renewable for a lifetime. This means you can continue to avail benefits under your policy throughout your life provided you pay the renewal premium timely. 
  • Preventive Healthcare And Wellness: Royal Sundaram Health Insurance plans cover you against expenses related to healthcare and wellness related services that help you assess your overall well being. These include doctor on email chat, annual health check-ups, health-related articles on your registered email id, etc. 

Royal Sundaram Health Insurance Claim Settlement Ratio

Claim Settlement Ratio or CSR is referred to as the percentage of health insurance claims settled by an insurer against the total number of claims received during a financial year. It is an important element for any health insurance company. Every year the Insurance Brokers Association of India (IBAI) provides data related to Claim Settlement Ratio of health insurance companies in its handbook. To see the Claim Settlement Ratio of Royal Sundaram Health Insurance, refer to the table below:

Financial Year

Claim Settlement Ratio

FY 2017-2018

                82.18%

FY 2018-2019

                77.32%

(Source: IBAI’s General Insurance Claim Insights Handbook For Policyholders - 3rd & 4th Edition) 

Network Hospitals of Royal Sundaram Health Insurance

A network hospital is a hospital that your insurance company has a tie-up. In a network hospital of Royal Sundaram Health Insurance, you as a patient can avail cashless treatment and all the expenses will be directly borne by the insurance company. The insurer has more than 5,000 network hospitals across India where you can avail treatment and will be required to pay only for the expenses that are not covered under your policy and nothing else. 

Royal Sundaram Health Insurance Policy Terms 

Royal Sundaram Health Insurance plans are offered with the following terms: 

Minimum Entry Age

91 days

Maximum Entry Age

No restriction

Policy Renewal

Lifetime renewability offered 

Renewal Premiums

Renewal premiums are subject to change.

General Waiting Period

A waiting period of 30 days is applicable starting from the date of commencement of the health insurance policy. Benefits under the policy can only be availed after the waiting period has been completed.   

Note that terms vary with different Royal Sundaram Health Insurance plans. 

Royal Sundaram General Insurance Claim Process

Royal Sundaram Health Insurance offers a seamless claim settlement process that does not take much of your time. It allows you to make claims in two ways viz., cashless claim and reimbursement claim.  

How To Make A Royal Sundaram Health Insurance Cashless Claim?

You can make a cashless claim under your Royal Sundaram Health Insurance plan by following the steps given below

Step 1: Get Hospitalised at Network Hospital and Inform Insurer
Get hospitalised at a network hospital at your convenience. Show your Health Card and a valid photo ID at the hospital. Inform Royal Sundaram General Insurance Company on the toll-free number 1860-425-0000. 
Note that you are required to notify the insurer at least 48 hours prior in case of planned hospitalisation and within 48 hours of hospitalisation in case of emergency hospitalisation. 

Step 2: Fill Pre-Authorization Form
Ask for the pre-authorization form at the hospital. Fill it and submit it to the insurer along with other relevant details such as the name of the patient, hospital details, date of hospitalisation, expected discharge, etc. 

Step 3: Document Verification
Your documents will be verified before processing the claim. 

Step 4: Claim Settlement
The claim will be settled by Royal Sundaram Health Insurance company if it is in accordance with the terms and conditions of your health insurance policy. 

How To Make A Royal Sundaram Health Reimbursement Claim?

You can make reimbursement claim under your Royal Sundaram Health Insurance plan by following the steps given below:

Step 1: Get Hospitalised at a Non-Network Hospital
Get Hospitalised at a non-network hospital as per your convenience and avail of the required treatment. 
Note that you are required to notify the insurer at least 48 hours prior in case of planned hospitalisation and within 48 hours of hospitalisation in case of emergency hospitalisation. 

Step 2: Pay Bills at the Hospital
Settle the bills for the treatment taken at the hospital. 

Step 3: Collect the Relevant Documents 
Collect relevant documents related to your treatment from the hospital. 

Documents Required for Reimbursement Claim Settlement

  • Following are the documents you are required to submit for reimbursement claim settlement:
  • Duly filled claim request form with doctor’s signature
  • Prescriptions
  • Medical bills
  • Test reports (x-ray, CT scan, etc.)
  • Final receipts of advanced tests

Step 4: Claim Settlement
Royal Sundaram health insurance company will reimburse you the money spent on treatment except for consumable and non-medical expenses.  

Royal Sundaram Health Insurance Renewal Process

Royal Sundaram Health Insurance plans can be renewed within a few minutes and require no paperwork. Renewing your health insurance plan allows you to enjoy accumulated benefits such as No Claim Bonus (NCB) or waiting period benefits. To renew your Royal Sundaram Health Insurance policy, follow the steps the given below: 

Step 1: Visit the official website of Royal Sundaram Health Insurance and click on ‘Insta Renew’. 
Step 2: Enter your Policy Number and Expiry Date. Click on the ‘Submit’ button. 
Step 3: View your policy details and premium. 
Step 4: Pay health insurance premium for your Royal Sundaram Health Insurance policy online. 

Royal Sundaram Health Insurance Tax Benefits

You are allowed to claim a deduction on income tax for the premium paid under Royal Sundaram Health Insurance plans. You can avail tax benefits every year under Section 80D of the Income Tax Act, 1961. This way a health insurance plan reduces your annual income tax liability depending on the premium paid for a health insurance policy. To understand the tax deductions better, refer to the table below: 

Situations

Premium Paid

Deduction under Section 80D of the Income Tax Act

Self, Family, Children

Parents

When the policyholder, as well as parents, are less than 60 years of age

Rs. 25,000

Rs. 25,000

Rs. 50,000

When the policyholder and family members are aged below 60 years with parents aged over 60 years

Rs. 25,000

Rs. 50,000

Rs. 75,000

When the policyholder, family members, and parents are aged more than 60 years 

Rs. 50,000

Rs. 50,000

Rs. 1,00,000

Members of HUF (Hindu Undivided Family)

Rs. 25,000

Rs. 25,000

Rs. 25,000

Non-Resident Individuals 

Rs. 25,000

Rs. 25,000

Rs. 25,000

Royal Sundaram Health Insurance Premium Calculation

Health insurance premium is the amount that you as an insured are required to pay to the insurance company or a broker like InsuranceDekho to avail benefits under a health insurance policy. You are required to pay a health insurance premium on a regular basis depending on the policy term chosen. It can be 1 year, 2 years, or 3 years in Royal Sundaram Health Insurance plans. But different Royal Sundaram Health Insurance plans have different premiums. There are several factors that determine the premium you are required to pay for the policy you wish to buy. Read them below: 

  • Age: Age is an important factor that affects the health insurance premium you are required to pay under your Royal Sundaram Health Insurance plan. The younger you are, the lesser premium you will be required to pay and vice versa. This is because when you are young, you are less likely to make health insurance claims thereby, creating lesser liability on the insurer. 
  • Sum Insured Chosen: Higher the sum insured, higher health insurance premium you will be required to pay under your health insurance plan. This is because a high sum insured amount ensures greater coverage and greater liability on the insurer. Royal Sundaram Health Insurance plans offer you a wide range of sum insured options which you choose as per your requirement.  
  • Pre-Existing Illness: When purchasing a health insurance policy, you will be required to provide your health records so that the insurer can determine if you are suffering from any pre-existing disease. The insurer will then decide to cover you or not, on the basis of the severity of the illness. If it decides to cover you, then you will be required to pay a higher health insurance premium as you will be more likely to make claim(s) under your policy.  
  • Injurious Substances: You will be required to pay a higher premium for your Royal Sundaram Health Insurance plan if you have a habit of chewing tobacco, smoking, or drinking alcohol. This is because these habits are harmful to your health and you become more vulnerable to illnesses due to them.  
  • Body Mass Index (BMI): High Body Mass Index may lead to several illnesses including heart diseases, diabetes, joint problems, etc which might be the reason for hospitalisation. Therefore, you will be required to pay a higher premium if you have a higher BMI than others.  

What All Is Covered Under Royal Sundaram Health Insurance Plans?

Royal Sundaram Health Insurance plans offer you wide coverage. Read below about the healthcare expenses that the plans protect you from.  

  • In-Patient Hospitalisation Expenses: In-patient hospitalisation is when the patient is hospitalised for at least 24 hours. Royal Sundaram Health Insurance plans cover you against expenses related to in-patient hospitalisation expenses. These include room rent, ICU charges, nursing charges, doctor’s fee, anaesthesia charges, blood and oxygen charges, operation theatre charges. 
  • Pre-Hospitalisation And Post-Hospitalisation Expenses: Pre-hospitalisation and post-hospitalisation expenses are those which are incurred by the insured before and after getting hospitalised. These expenses include medical tests, medicines, vaccinations, and doctor’s or medical practitioner’s fee. Royal Sundaram Health Insurance plans cover you against such expenses.  
  • Daycare Procedures: Daycare procedures are those treatments which require hospitalisation of less than 24 hours under local or general anaesthesia in a daycare center or a hospital. For example, chemotherapy, radiology, cataract, angiography, tonsillitis, and dialysis. Royal Sundaram Health Insurance plans cover you against such expenses. 
  • Ambulance Charges: Royal Sundaram Health Insurance plans cover you against road ambulance services required to transport the insured as a patient to the nearest hospital. The ambulance has the medical facilities that the patient may require while on the way. 
  • Domiciliary Hospitalisation Expenses: Domiciliary hospitalisation is a situation where the insured, as a patient, is treated at home which otherwise would require hospitalisation. Royal Sundaram Health Insurance plans cover you against such expenses if the treatment is taken for at least 3 days.  

What All Is Not Covered Under Royal Sundaram Health Insurance Plans?

Royal Sundaram Health Insurance plans do not cover you against the following expenses:

  • Pre-Existing Diseases up to Waiting Period: Pre-existing diseases are those medical conditions that the insured was already suffering from at the time of buying a health insurance policy. Royal Sundaram Health Insurance plans do not cover you against pre-existing diseases until the waiting period for the same is completed. 
  • Injuries Incurred Due to Involvement in Adventurous Sports: Royal Sundaram Health Insurance plans do not cover you against any illness, sickness, disease incurred due to participation in any hazardous or adventurous sport. 
  • Injuries Resulting From Suicide Attempt: Royal Sundaram Health insurance plans do not cover you against any injury arising due to attempt self-harm like suicide.
  • Injuries Due to War: Royal Sundaram Health Insurance plans do not cover you against any injury arising due to war or act of war.
  • HIV/AIDS: Under Royal Sundaram Health Insurance plans, you are not covered for any expenses incurred directly or indirectly due to HIV or AIDS. 

Note that the inclusions and exclusions vary with different Royal Sundaram Health Insurance plans. 

Royal Sundaram Health Insurance Plan List

Name of PlanSum Insured
LifelineMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now
Family PlusMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now
Ace Health AdvantageMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now
Total Health PlusMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now
Health ForeverMin: 91 Days; Max: 75 Years1 Lakh Get Quotes Now
Amsure Master HealthMin: 91 Days; Max: 65 Years5 Lakh Get Quotes Now
Total Health AdvantageMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now
Secure AllMin: 91 Days; Max: 65 Days1.5 Lakh Get Quotes Now
Smart Cash Min: 91 Days; Max: No Limit500/day Get Quotes Now
Critical Illness LumpsumMin: 91 Days; Max: 65 Years25 Thousand Get Quotes Now
Hospital Benefit PlusMin: 1 Year; Max: 70 Years5 Lakh Get Quotes Now
Surgical ShieldMin: 90 Days; Max: 65 Years3 Lakh Get Quotes Now
Hospital Cash InsuranceMin: 1 Year; Max: 70 Years500/day Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Get Quotes Now

Royal Sundaram Health Insurance Top Up List

Name of PlanSum Insured
LifelineMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now
Health XS and Super Health XS PlanMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now

Claim Process at Royal Sundaram Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1550 Royal Sundaram General Insurance Cashless Network Hospitals in India

Royal Sundaram Health Insurance User Reviews

  • Got the plan at affordable price

    I bought this Arogya Sanjeevani plan of Royal Sundaram Insurance from InsuranceDekho platform at an economical price. Their executive elaborated all i...

    Read More
    R
    Ramesh Sawant
    On: Jun 18, 2020 | Views
  • Plan with amazing benefits

    The InsuranceDekho team advised me to buy this plan for covering my family. I purchased this policy and found that it has so many amazing benefits whi...

    Read More
    R
    Ritesh Kumar
    On: Jun 17, 2020 | Views
  • Awesome Claim Assistance

    After my hospitalisation, I wanted my claim to get settled but did not know the claim process. Then, the customer support team of the InsuranceDekho t...

    Read More
    A
    Ankur Yadav
    On: Jun 15, 2020 | Views
  • Easy Renewal Process

    I could easily get my Arogya Sanjeevani Plan renewed at the InsuranceDekho platform. Their platform is very customer-centric and helped me get it rene...

    Read More
    V
    Vivek Khatri
    On: Jun 12, 2020 | Views
  • Got many benefits under this policy

    I bought Royal Sundaram’s Family Plus plan because it covers me for many features. Also, it covers my entire family of 10 people. I was happy to...

    Read More
    S
    Shubham Kathuria
    On: Jun 03, 2020 | Views
  • Customer friendly policies..

    I recently bought Royal Sundaram’s Family Plus plan because the insurer provides customer-friendly health insurance plans. I bought it from Insu...

    Read More
    R
    Rajkumar J.
    On: Jun 01, 2020 | Views
  • Instant Renewal

    I bought Royal Sundaram Insurance plan for me and my family and got a policy within 10 mins on my mail. It's so easy to buy policy online through ...

    Read More
    S
    Sunil Sharma
    On: May 29, 2020 | Views
  • Knowledgeable team at Insurance Dekho

    I was already covered under the health insurance plan that my company provided me.  But I wanted extra coverage for which I consulted the team at...

    Read More
    K
    Kashish Gupta
    On: May 27, 2020 | Views
  • Superb plan for family people

    As soon as this policy came out, i purchased it. I must say that I have got decent coverage at less premium rate. Plus, I have also got coverage for C...

    Read More
    G
    Geeta Pant
    On: Apr 07, 2020 | Views
  • True Companion!

    I bought this Health Companion Plan from InsuranceDekho company. This is a plan that kept me safeguarded for more than a year. I wanted an economical ...

    Read More
    U
    Umang Goel
    On: Mar 02, 2020 | Views

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Royal Sundaram Health Insurance Contact Details

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Royal Sundaram Health Insurance FAQs

  • How to buy and apply for Royal Sundaram health insurance policy?

    You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at www.royalsundaram.in or through online broker’s website like Insurancedekho.com.

  • How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?

    There are 5,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.

  • How to pay Royal Sundaram health insurance premium? What are the modes of payment available?

    "Royal Sundaram offers two modes of payment for the health insurance premium, viz., 1. Cash payment at the branch 2. Online payment For the online payment mode, the policyholder can pay via: 1. Credit Card 2. Debit Card 3. Net banking

  • What is the renewal process for Royal Sundaram health Insurance?

    You can renew the Royal Sundaram health insurance policy by following these steps online-  Enter your Policy Number and Date of Expiry into e-portal.  Calculate the premium  Select the payment option-Net Banking or Debit/Credit Card to pay.  Upon successful payment completion, print/save the premium deposit receipt.

  • How can I check the policy status of my Royal Sundaram health insurance?

    If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.

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