- 5,000+ Network HospitalsCheck in your City
- 1,85,450 Policies Issued
- 61% Incurred Claim Ratio
- Lifelong Renewability
- 82.18% Claim Settlement Ratio
- In-House Claim Settlement
About Royal Sundaram
Royal Sundaram General Insurance Co. Limited, a subsidiary of Sundaram Finance, is a renowned name in the health insurance space. Formerly known as Royal Sundaram Alliance Insurance Company Limited, it is the first private sector general insurance company in India to be licensed in October 2000 by the Insurance Regulatory and Development Authority of India. Royal Sundaram was initially promoted as a joint venture between Sundaram Finance, one of the most respected non-banking financial institutions (NBFCs) in India and Royal & Sun Alliance Insurance plc, UK, one of the oldest general insurers in the UK.
In July 2015, Sundaram Finance acquired the 26% equity holding from Royal & Sun Alliance Insurance plc. Consequently, the entire 100% equity holding is now held by Sundaram Finance (75.90%) and other Indian Shareholders (24.10%). Apart from health insurance, Royal Sundaram also offers other specially designed products to small and medium enterprises and rural customers.
- Easy access to TPA service
- 143+ offices across the country
- An array of sum insured options
- 5,000+ leading network hospitals
- Pre-policy medical health check-ups
- Cashless facilities in network hospitals
- 100% Reload of Sum Insured at no extra cost
The vision of Royal Sundaram is to become the 'First Choice' general insurer for India. To achieve this, the insurer is committed to providing customers with peace of mind by introducing innovative insurance solutions, products, and super quality service. With the help of its bunch of enthusiastic individuals, the company is determined to define the service standards of the industry.
Royal Sundaram has been providing innovative general insurance solutions, viz., Motor, Health, Personal Accident, Home and Travel insurance to individuals, families, and businesses directly as well as through its intermediaries and affinity partners. It offers specialized insurance products in Fire, Marine, Engineering, Liability, and Business Interruption risks to commercial customers.
Royal Sundaram Health Insurance Plan List
|Name of Plan||Sum Insured|
|LifelineMin: 91 Days; Max: No Limit||2 Lakh||Get Quotes Now|
|Family PlusMin: 91 Days; Max: No Limit||2 Lakh||Get Quotes Now|
|Ace Health AdvantageMin: 91 Days; Max: 65 Years||2 Lakh||Get Quotes Now|
|Total Health PlusMin: 91 Days; Max: 65 Years||3 Lakh||Get Quotes Now|
|Health ForeverMin: 91 Days; Max: 75 Years||1 Lakh||Get Quotes Now|
|Amsure Master HealthMin: 91 Days; Max: 65 Years||5 Lakh||Get Quotes Now|
|Total Health AdvantageMin: 91 Days; Max: 65 Years||2 Lakh||Get Quotes Now|
|Secure AllMin: 91 Days; Max: 65 Days||1.5 Lakh||Get Quotes Now|
|Smart Cash Min: 91 Days; Max: No Limit||500/day||Get Quotes Now|
|Critical Illness LumpsumMin: 91 Days; Max: 65 Years||25 Thousand||Get Quotes Now|
|Hospital Benefit PlusMin: 1 Year; Max: 70 Years||5 Lakh||Get Quotes Now|
|Surgical ShieldMin: 90 Days; Max: 65 Years||3 Lakh||Get Quotes Now|
|Hospital Cash InsuranceMin: 1 Year; Max: 70 Years||500/day||Get Quotes Now|
Claim Process at Royal Sundaram Health Insurance
- Network Hospital
- Non-Network Hospital
Claim IntimationEmergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
Claim ProcessingFill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
Claim SettlementOnce your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
Claim AssistanceFor any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Royal Sundaram Health Insurance at 1860-425-0000.
Claim IntimationEmergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
Claim ProcessingSubmit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
Claim SettlementOnce your request for reimbursement of expenses is approved, the claim will be settled.
Claim AssistanceFor any assistance call insurancedekho at 1800-120-5698 or call toll free number of Royal Sundaram Health Insurance 1860-425-0000.
Royal Sundaram Health Insurance User Reviews
Committed to fulfill the expectations!
Royal Sundaram is a brand that has never failed to fulfil my expectations. I am in its association for more than 2 years and hardly faced any trouble ...Read More
Amazing service offered by the insurance agents at InsuranceDekho. Right from explanation to purchase everything was transparent.
Kudos to the team! You get me what I needed! The plan that covers my whole family and provides me with lots of benefits.
Latest Royal Sundaram Health Insurance News
Royal Sundaram Health Insurance FAQs
How to buy and apply for Royal Sundaram health insurance policy?
You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at www.royalsundaram.in or through online broker’s website like Insurancedekho.com.
How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?
There are 5,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.
How to pay Royal Sundaram health insurance premium? What are the modes of payment available?
"Royal Sundaram offers two modes of payment for the health insurance premium, viz., 1. Cash payment at the branch 2. Online payment For the online payment mode, the policyholder can pay via: 1. Credit Card 2. Debit Card 3. Net banking
What is the renewal process for Royal Sundaram health Insurance?
You can renew the Royal Sundaram health insurance policy by following these steps online- Enter your Policy Number and Date of Expiry into e-portal. Calculate the premium Select the payment option-Net Banking or Debit/Credit Card to pay. Upon successful payment completion, print/save the premium deposit receipt.
How can I check the policy status of my Royal Sundaram health insurance?
If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.