Bajaj Allianz

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Highlights
  • 6,000+ Network Hospitals
    Check in your City
  • 5,16,178 Policies Issued
  • 77.61%+ Incurred Claim Ratio
  • Lifelong Renewability
  • 93.95% Claim Settlement Ratio
  • Dedicated Claim Settlement

About Bajaj Allianz

Bajaj Allianz General Insurance Company Limited is one of the most trusted and preferred insurance providers in India. It is a joint venture between Bajaj Finserv Limited and Allianz SE, where the former holds 74% and the latter holds the remaining 26%. Headquarters in Pune, the company received the certification of Registration from the Insurance Regulatory and Development Authority (IRDA) on 2nd May 2001 to conduct various businesses (including Health Insurance business) in India.

With a wide range of products under the categories of Life Insurance and General Insurance, Bajaj Allianz has been a leader in the insurance market. By combining global expertise with local experience, it provides people with customized health insurance products and allows transparent benefits, catering to every segment and age-income profiles. Bajaj Allianz is India’s first insurance company to lay the foundation for usage-based insurance through its telematics offering, Drive Smart. 

Key Highlights:

  • In-house health administration team
  • Offices available across the country
  • A wide range of sum insured options
  • Pre-policy medical health check-ups
  • 6000+ leading hospitals in the network
  • Cashless treatment in all network hospitals
  • Restoration of basic sum insured if gets exhaustes

Bajaj Allianz has a mission to understand the insurance needs of consumers and translate it into affordable products that deliver values for money. The company is doing its best to provide real-time solutions to its customers via mobile applications and dedicated portals. It has health insurance for individuals, families, women, children, senior citizens, employees. The insurer also provides health insurance products to cover critical illnesses and lifestyle diseases,

Bajaj Allianz has taken quite a few initiatives for setting a benchmark in the industry. In-house health management team (HAT) and image-based policy as well as claim processing, digital offices and mobile applications such as Eezee Tab and Insurance Wallet, and even cashless claim settlement are a few to name. To make sure the economic stability of policyholders during medical emergencies, Bajaj Allianz offers specifically-designed health insurance solutions with time. With its policies, you can take care of medical expenses at every stage of your life.

Bajaj Allianz Plan List

Name of PlanSum Insured
Health Guard Family FloaterMin: 3 Months; Max: 65 Years1.5 Lakh Get Quotes Now
Critical Illness PlanMin: 6 Years; Max: 59 Years 1 Lakh Get Quotes Now
Health Guard IndividualMin: 18 years; Max: 65 years1.5 Lakh Get Quotes Now
Silver HealthMin: 46 Years; Max: 70 Years50 Thousand Get Quotes Now
M-Care Min: 18 Years; Max: 65 Years10 Thousand Get Quotes Now
Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years50 Thousand Get Quotes Now

Claim Process at Bajaj Allianz

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Bajaj Allianz at 18002095858.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Bajaj Allianz 18002095858.

Bajaj Allianz User Reviews

  • After sale service

    Good and satisfying after sale service. 

    A
    On: Sep 06, 2019 | Views
  • Convincing

    The team members were very convincing and finally helped me to purchase the policy for my family members and securing them with their medical needs. 

    S
    On: Aug 08, 2019 | Views
  • Extremely happy

    I received a positive and prompt response from Bajaj Allianz when I contacted them in case of emergency hospitalization of my son. I find my health insurance to be satisfactory. I got to know about the company from a friend and I must say that my decision of going with this company was great.  

    M
    On: May 07, 2019 | Views
  • Very happy with the services

    I have been a customer of Bajaj Allianz and I am very happy with the services I have availed till now. I am now waiting for the renewal time so that I can add my other family members also in the policy coverage. 

    P
    On: May 06, 2019 | Views
  • Timely response to claim settlement

    Bajaj Allianz has a good and timely response for claim settlement. This is why I find it to be the No. 1 health insurance company that does not have any lengthy process for claim settlement like other companies.

    G
    On: May 05, 2019 | Views
  • Bajaj health plan is good.

    I like Bajaj Allianz because it helps me manage my medical expenses without spending my savings. There is more coverage in a less amount of investment. Haven’t filed a claim until now. The claim settlement process seems simple and services are super fast. Fair experience! 

    U
    On: May 03, 2019 | Views
  • Good policy. Happy & satisfied

    This is my first experience with Bajaj Allianz. I have purchased the policy a few days back only. The cover is great and the claim is higher. The premium is low. I would thank InsuranceDekho for resolving my health insurance queries and recommending Bajaj Allianz. Great job! 

    A
    On: May 02, 2019 | Views
  • Beneficial product plan

    My health insurance plan with Bajaj Allianz is good. Policy coverage is high as per my expectations at the cost of a low premium. I would appreciate InsuranceDekho for helping me with finding the best policy according to my needs. Thanks to InsuranceDekho for support!

    N
    On: May 02, 2019 | Views
  • Low premium, high coverage.

    My Bajaj Allianz policy is good. It came out to be helpful at a time when my mother was in hospital. The claim settlement process was simple. All the medical expenses were covered and I did not have to go out of my way to cover the costs. Happy and satisfied!

    A
    On: Apr 30, 2019 | Views
  • Above average health insurance experience.

    Bajaj Allianz that i have at present is quite fair. The coverage is good. Policy covers all hospitalization expenses. Also the emergency ambulance charges are covered. I have not made a claim, but hope that the process will be easy. I would recommend Bajaj Allianz!

    K
    On: Apr 29, 2019 | Views

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Bajaj Allianz Contact Details

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Bajaj Allianz FAQs

  • How to buy and apply for Bajaj Allianz Health policy?

    You can buy and apply for any Bajaj Allianz Health Insurance Policy online from the official website of Bajaj Allianz Health Insurance at www.bajajallianz.com or through online broker’s website like insurancedekho.com.

  • Why should I buy a Bajaj Allianz Health Insurance Policy?

    Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospital after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.

  • What is covered under hospitalisation in Bajaj Allianz Health Insurance?

    Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines

  • What are the benefits provided by Bajaj Allianz Health Insurance?

    People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team

  • What is the toll-free customer care number of Bajaj Allianz Health Insurance?

    The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.

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