Bajaj Allianz Health Insurance

27 reviews Rate This
Highlights
  • 6,500+ Network Hospitals
    Check in your City
  • 5,31,046 Policies Issued
  • 85%+ Incurred Claim Ratio
  • Lifelong Renewability
  • 93.95% Claim Settlement Ratio
  • Dedicated Claim Settlement

About Bajaj Allianz

Bajaj Allianz General Insurance Company Limited is one of the most trusted and preferred insurance providers in India. It is a joint venture between Bajaj Finserv Limited and Allianz SE, where the former holds 74% and the latter holds the remaining 26%. Headquarters in Pune, the company received the certification of Registration from the Insurance Regulatory and Development Authority (IRDA) on 2nd May 2001 to conduct various businesses (including Health Insurance business) in India.

With a wide range of products under the categories of Life Insurance and General Insurance, Bajaj Allianz has been a leader in the insurance market. By combining global expertise with local experience, it provides people with customized health insurance products and allows transparent benefits, catering to every segment and age-income profiles. Bajaj Allianz is India’s first insurance company to lay the foundation for usage-based insurance through its telematics offering, Drive Smart. 

Key Highlights:

  • In-house health administration team
  • Offices available across the country
  • A wide range of sum insured options
  • Pre-policy medical health check-ups
  • 6,500+ leading hospitals in the network
  • Cashless treatment in all network hospitals
  • Restoration of basic sum insured if gets exhaustes

Bajaj Allianz has a mission to understand the insurance needs of consumers and translate it into affordable products that deliver values for money. The company is doing its best to provide real-time solutions to its customers via mobile applications and dedicated portals. It has health insurance for individuals, families, women, children, senior citizens, employees. The insurer also provides health insurance products to cover critical illnesses and lifestyle diseases,

Bajaj Allianz has taken quite a few initiatives for setting a benchmark in the industry. In-house health management team (HAT) and image-based policy as well as claim processing, digital offices and mobile applications such as Eezee Tab and Insurance Wallet, and even cashless claim settlement are a few to name. To make sure the economic stability of policyholders during medical emergencies, Bajaj Allianz offers specifically-designed health insurance solutions with time. With its policies, you can take care of medical expenses at every stage of your life.

Bajaj Allianz Health Insurance Plan List

Name of PlanSum Insured
Health Guard Family FloaterMin: 3 Months; Max: 65 Years1.5 Lakh Get Quotes Now
Critical Illness PlanMin: 6 Years; Max: 65 Years 1 Lakh Get Quotes Now
Health Guard IndividualMin: 18 years; Max: 65 years1.5 Lakh Get Quotes Now
Silver HealthMin: 46 Years; Max: 70 Years50 Thousand Get Quotes Now
M-Care Min: No Limit; Max: 65 Years10 Thousand Get Quotes Now
Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years50 Thousand Get Quotes Now
Premium Personal GuardMin: 5 Years; Max: 65 Years10 Lakh Get Quotes Now
Health Care SupremeMin: 3 Months; Max: No Limit5 Lakh Get Quotes Now
Health EnsureMin: 3 Months; Max: No Limit50 Thousand Get Quotes Now
Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years500/day Get Quotes Now
Surgical Protection PlanMin: 3 Months; Max: 65 Years1 Lakh Get Quotes Now
Tax GainMin: 18 Years; Max: 75 Years1 Lakh Get Quotes Now

Bajaj Allianz Health Insurance Top Up List

Name of PlanSum Insured
Extra Care Min: 3 Months; Max: 70 Years10 Lakh Get Quotes Now
Extra Care PlusMin: 3 Months; Max: 80 Years3 Lakh Get Quotes Now

Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Bajaj Allianz Health Insurance at 18002095858.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Bajaj Allianz Health Insurance 18002095858.

Bajaj Allianz Health Insurance User Reviews

  • Happy and satisfied with bajaj allianz

    In past few years, bajaj allianz has become my favorite insurer. The policy buying process is smooth and so is claim process. You get many plan option...

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    S
    On: Jan 21, 2020 | Views
  • Bajaj allianz is an excellent insurer

    I have recently purchased bajaj allianz insurance with insurancedekho team’s help. The CSR is good, plans feature lifelong renewability, network...

    Read More
    R
    On: Jan 17, 2020 | Views
  • Dedicated claim settlement by bajaj allianz

    Bajaj allianz is an old insurer for me. I have purchased policies with the insurer and found my money invested to be worthwhile. The insurer offers wh...

    Read More
    R
    On: Jan 13, 2020 | Views
  • More than 6000 network hospitals

    I am a new customer to bajaj allianz. In fact, i was introduced to it by insurancedekho team. Must say that the insurer is best in every way. Be it 60...

    Read More
    R
    On: Jan 08, 2020 | Views
  • Great experience with bajaj insurer

    I am a regular customer at bajaj allianz. This time also i chose bajaj allianz because of its superior services. I have recently purchased a senior ci...

    Read More
    N
    On: Jan 03, 2020 | Views
  • Simply the best insurer

    I am so relieved after buying bajaj allianz health insurance. Previously, with my past insurers i did not find any comfort in case of services offered...

    Read More
    K
    On: Dec 27, 2019 | Views
  • Good insurance at less rates by bajaj

    First, i want to thank insurancedekho for helping me choose bajaj for my policy. I have recently made a plan purchase and can’t be relieved enou...

    Read More
    A
    On: Dec 19, 2019 | Views
  • Better than my previous insurer

    Bajaj allianz is my second health insurer. I am highly satisfied with the policies i have invested in. Let me tell you that bajaj is one of the best n...

    Read More
    R
    On: Dec 09, 2019 | Views
  • First policy with bajaj

    I have recently purchased my first policy with bajaj allianz. It was a good experience. I did not face any problem with the purchase process. My polic...

    Read More
    K
    On: Dec 05, 2019 | Views
  • Bajaj allianz is a good option

    It has been around 5 weeks since i bought my health insurance with bajaj allianz. I am happy with the insurer as it is really great in terms of claim ...

    Read More
    M
    On: Nov 29, 2019 | Views
  • Highly satisfied with bajaj

    It has been a few days only since i purchased my plan with bajaj allianz. However, i have become a fan of it. After comparing every element of bajaj w...

    Read More
    N
    On: Nov 22, 2019 | Views
  • Recommend bajaj to all

    When i was looking for health insurance, i was recommended bajaj allianz’s name by many people. When i had a word with insurancedekho team, i wa...

    Read More
    A
    On: Nov 18, 2019 | Views
  • Excellent experience with bajaj allianz

    My claim experience with the insurer was great. Not only the claim process went smooth and simple, but i didn’t have to face any issue of any ty...

    Read More
    D
    On: Nov 01, 2019 | Views
  • Bajaj allianz is a great insurer

    I had invested in some other insurer a few years back. That experience was horrible. But, ever since in have chosen bajaj allianz, i am happy and sati...

    Read More
    K
    On: Nov 01, 2019 | Views
  • Satisfied with Bajaj Allianz

    My past health insurance experiences were dissatisfying. Thanks to InsuranceDekho, I found Bajaj Allianz health insurance worthy of my money. I am hap...

    Read More
    S
    On: Sep 23, 2019 | Views
  • Always a big fan of Bajaj Allianz

    I have been depending on health insurance from Bajaj Allianz from the past few years. The insurer has been my go-to place because it provides superior...

    Read More
    M
    On: Sep 23, 2019 | Views
  • Great

    I was looking for a plan which would cover myself and my family at an affordable rate and finally got one from Bajaj Allianz with the help of Insuranc...

    Read More
    D
    On: Sep 19, 2019 | Views
  • After sale service

    Good and satisfying after sale service. 

    A
    On: Sep 06, 2019 | Views
  • Convincing

    The team members were very convincing and finally helped me to purchase the policy for my family members and securing them with their medical needs.&n...

    Read More
    S
    On: Aug 08, 2019 | Views
  • Extremely happy

    I received a positive and prompt response from Bajaj Allianz when I contacted them in case of emergency hospitalization of my son. I find my health in...

    Read More
    M
    On: May 07, 2019 | Views
  • Very happy with the services

    I have been a customer of Bajaj Allianz and I am very happy with the services I have availed till now. I am now waiting for the renewal time so that I...

    Read More
    P
    On: May 06, 2019 | Views
  • Timely response to claim settlement

    Bajaj Allianz has a good and timely response for claim settlement. This is why I find it to be the No. 1 health insurance company that does not have a...

    Read More
    G
    On: May 05, 2019 | Views
  • Bajaj health plan is good.

    I like Bajaj Allianz because it helps me manage my medical expenses without spending my savings. There is more coverage in a less amount of investment...

    Read More
    U
    On: May 03, 2019 | Views
  • Good policy. Happy & satisfied

    This is my first experience with Bajaj Allianz. I have purchased the policy a few days back only. The cover is great and the claim is higher. The prem...

    Read More
    A
    On: May 02, 2019 | Views
  • Beneficial product plan

    My health insurance plan with Bajaj Allianz is good. Policy coverage is high as per my expectations at the cost of a low premium. I would appreciate I...

    Read More
    N
    On: May 02, 2019 | Views
  • Low premium, high coverage.

    My Bajaj Allianz policy is good. It came out to be helpful at a time when my mother was in hospital. The claim settlement process was simple. All the ...

    Read More
    A
    On: Apr 30, 2019 | Views
  • Above average health insurance experience.

    Bajaj Allianz that i have at present is quite fair. The coverage is good. Policy covers all hospitalization expenses. Also the emergency ambulance cha...

    Read More
    K
    On: Apr 29, 2019 | Views

Latest Bajaj Allianz Health Insurance News

Bajaj Allianz Health Insurance Contact Details

Reach us for help anytime

Bajaj Allianz Health Insurance FAQs

  • How to buy and apply for Bajaj Allianz Health policy?

    You can buy and apply for any Bajaj Allianz Health Insurance Policy online from the official website of Bajaj Allianz Health Insurance at www.bajajallianz.com or through online broker’s website like insurancedekho.com.

  • Why should I buy a Bajaj Allianz Health Insurance Policy?

    Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospital after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.

  • What is covered under hospitalisation in Bajaj Allianz Health Insurance?

    Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines

  • What are the benefits provided by Bajaj Allianz Health Insurance?

    People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team

  • What is the toll-free customer care number of Bajaj Allianz Health Insurance?

    The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.

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