Bajaj Allianz Health Insurance

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Highlights
  • 6,500+ Network Hospitals
    Check in your City
  • 5,31,046 Policies Issued
  • 85%+ Incurred Claim Ratio
  • Lifelong Renewability
  • 93.95% Claim Settlement Ratio
  • Dedicated Claim Settlement

About Bajaj Allianz

Bajaj Allianz General Insurance Company Limited is one of the most trusted and preferred insurance providers in India. It is a joint venture between Bajaj Finserv Limited and Allianz SE, where the former holds 74% and the latter holds the remaining 26%. Headquarters in Pune, the company received the certification of Registration from the Insurance Regulatory and Development Authority (IRDA) on 2nd May 2001 to conduct various businesses (including Health Insurance business) in India.

With a wide range of products under the categories of Life Insurance and General Insurance, Bajaj Allianz has been a leader in the insurance market. By combining global expertise with local experience, it provides people with customized health insurance products and allows transparent benefits, catering to every segment and age-income profiles. Bajaj Allianz is India’s first insurance company to lay the foundation for usage-based insurance through its telematics offering, Drive Smart. 

Key Highlights:

  • In-house health administration team
  • Offices available across the country
  • A wide range of sum insured options
  • Pre-policy medical health check-ups
  • 6,500+ leading hospitals in the network
  • Cashless treatment in all network hospitals
  • Restoration of basic sum insured if gets exhaustes

Bajaj Allianz has a mission to understand the insurance needs of consumers and translate it into affordable products that deliver values for money. The company is doing its best to provide real-time solutions to its customers via mobile applications and dedicated portals. It has health insurance for individuals, families, women, children, senior citizens, employees. The insurer also provides health insurance products to cover critical illnesses and lifestyle diseases,

Bajaj Allianz has taken quite a few initiatives for setting a benchmark in the industry. In-house health management team (HAT) and image-based policy as well as claim processing, digital offices and mobile applications such as Eezee Tab and Insurance Wallet, and even cashless claim settlement are a few to name. To make sure the economic stability of policyholders during medical emergencies, Bajaj Allianz offers specifically-designed health insurance solutions with time. With its policies, you can take care of medical expenses at every stage of your life.

Bajaj Allianz Health Insurance Plan List

Name of PlanSum Insured
Health Guard Family FloaterMin: 3 Months; Max: 65 Years1.5 Lakh Get Quotes Now
Critical Illness PlanMin: 6 Years; Max: 65 Years 1 Lakh Get Quotes Now
Health Guard IndividualMin: 18 years; Max: 65 years1.5 Lakh Get Quotes Now
Silver HealthMin: 46 Years; Max: 70 Years50 Thousand Get Quotes Now
M-Care Min: No Limit; Max: 65 Years10 Thousand Get Quotes Now
Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years50 Thousand Get Quotes Now
Premium Personal GuardMin: 5 Years; Max: 65 Years10 Lakh Get Quotes Now
Health Care SupremeMin: 3 Months; Max: No Limit5 Lakh Get Quotes Now
Health EnsureMin: 3 Months; Max: No Limit50 Thousand Get Quotes Now
Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years500/day Get Quotes Now
Surgical Protection PlanMin: 3 Months; Max: 65 Years1 Lakh Get Quotes Now
Tax GainMin: 18 Years; Max: 75 Years1 Lakh Get Quotes Now

Bajaj Allianz Health Insurance Top Up List

Name of PlanSum Insured
Extra Care Min: 3 Months; Max: 70 Years10 Lakh Get Quotes Now
Extra Care PlusMin: 3 Months; Max: 80 Years3 Lakh Get Quotes Now

Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Bajaj Allianz Health Insurance at 18002095858.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Bajaj Allianz Health Insurance 18002095858.

Bajaj Allianz Health Insurance User Reviews

  • Recommended to relatives already

    I have bought this affordable policy around 2 months back. I have suggested it to my relatives already. I had covered more than 2 family members and g...

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    A
    Aniket Sinha
    On: Feb 27, 2020 | Views
  • Thankful for this policy

    I want to appreciate insurancedekho team for helping me with this plan. Tax gain is a nice policy that comes at less premium rates. The benefits it gi...

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    T
    Tanuja Tiwari
    On: Feb 27, 2020 | Views
  • Loved it!

    In the past, i have been infected with malaria. Managing expenses at that time became very tough for me. Thanks to bajaj for giving such good plan to ...

    Read More
    S
    Sheenu Singh
    On: Feb 26, 2020 | Views
  • Nice job bajaj allianz!

    I recommend this policy to every woman with risk of critical illness. At low premium, you can get good coverage of 8 critical illnesses like breast ca...

    Read More
    K
    Kritika Gulati
    On: Feb 26, 2020 | Views
  • Premium personal guard is very helpful

    Premium personal guard plan by bajaj allianz is superb. Right from premium to benefits covered, it has every feature to make it a good investment. I a...

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    D
    Divendu Sharma
    On: Feb 26, 2020 | Views
  • Good plan for family coverage

    I have recently bought health ensure plan on family floater basis. Glad that it is covering my wife, kids, siblings, and parents at low premium rate. ...

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    M
    Manu Mittal
    On: Feb 26, 2020 | Views
  • Optimum plan for me

    I was told about this plan by one of my friends. I really liked this plan because it has given me cover for around 600 surgeries. Also, i did not have...

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    S
    Sudhanshu
    On: Feb 26, 2020 | Views
  • Bajaj allianz’s plan is great

    It has been around 40 days that i purchased this plan on recommendation of insurancedekho guys. I must say that my decision was absolutely right. I go...

    Read More
    R
    Ritwik Arora
    On: Feb 26, 2020 | Views
  • Really helpful to me

    Thanks to InsuranceDekho that i have an extended cover on my policy. My benefits include in-patient hospitalisation expenses, pre and post hospitalisa...

    Read More
    N
    Nihar Singh
    On: Feb 26, 2020 | Views
  • Good choice

    I am new to health insurance world. InsuranceDekho people recently introduced me to this plan. I bought it and gained coverage for 10 critical illness...

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    M
    Mohan Pandey
    On: Feb 25, 2020 | Views
  • I recommend to other senior citizens

    I am not knowledgeable about health insurance so i found relief when insurancedekho team came up to support me. Silver Health is definitely a very goo...

    Read More
    B
    Bansi Lal Trivedi
    On: Feb 25, 2020 | Views
  • Covers opd and maternity expenses

    I am happy that i am covered for opd expenses and maternity with new born baby expenses under this plan. I did not have to pay a huge premium amount a...

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    N
    Neha Sahu
    On: Feb 25, 2020 | Views
  • Nice coverage even at low premium

    My past experience of health insurance was very bad. But this time i had the support of insurancedekho team for buying a good plan. So, now i have thi...

    Read More
    H
    Hanit Grover
    On: Feb 24, 2020 | Views
  • Thanks bajaj for this plan

    This cover is new for me but i am satisfied with its purchase. The premium is low. The purchase process is very simple. Also, the benefits that i have...

    Read More
    R
    Rajat Sharma
    On: Feb 21, 2020 | Views
  • Good for accident cover

    I want to thank insurancedekho guys for telling me about this plan. I was looking for this type of cover and got it at low premium and high coverage. ...

    Read More
    R
    Rohit Nagar
    On: Feb 21, 2020 | Views
  • Happy to have a plan like this

    Thanks to bajaj allianz for giving women a specific plan for critical illnesses. It has been a month since i bought this plan. Must say that coverage ...

    Read More
    K
    Kishori Agarwal
    On: Feb 20, 2020 | Views
  • Great experience for me

    My experience with this particular plan has been great. Hospital Cash Daily Allowance Policy is annual policy, renewable for lifetime. Sum insured opt...

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    S
    Sudhir Chaudhary
    On: Feb 20, 2020 | Views
  • Wide cover for less price

    Surgeries cost a lot these days. The best way i found to deal with this expense was this plan. Thanks to insurancedekho that they suggested it to me. ...

    Read More
    G
    Geeta Pant
    On: Feb 20, 2020 | Views
  • Great bajaj policy

    I am thankful to insurancedekho people for introducing me to this policy. I found this plan to be perfect according to my needs. I have taken this cov...

    Read More
    N
    Niharika Singh
    On: Feb 19, 2020 | Views
  • Great plan for seniors

    After a month of research, i was able to buy this plan with the help of insurancedekho team. So, thanks to them! Rest, the plan is very much affordabl...

    Read More
    R
    Ram Kishore Sharma
    On: Feb 19, 2020 | Views

Latest Bajaj Allianz Health Insurance News

Bajaj Allianz Health Insurance Contact Details

Reach us for help anytime

Bajaj Allianz Health Insurance FAQs

  • How to buy and apply for Bajaj Allianz Health policy?

    You can buy and apply for any Bajaj Allianz Health Insurance Policy online from the official website of Bajaj Allianz Health Insurance at www.bajajallianz.com or through online broker’s website like insurancedekho.com.

  • Why should I buy a Bajaj Allianz Health Insurance Policy?

    Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospital after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.

  • What is covered under hospitalisation in Bajaj Allianz Health Insurance?

    Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines

  • What are the benefits provided by Bajaj Allianz Health Insurance?

    People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team

  • What is the toll-free customer care number of Bajaj Allianz Health Insurance?

    The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.

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