About Exide Term Insurance
Exide Life Insurance is a 100% Indian-owned entity that has been active in the insurance sector since 2001. Over the two decades of existence, Exide Life Insurance has issued more than 15 lakh insurance policies through various channels like agency, direct, online, bancassurance, etc. The salient features of Exide Life Insurance include high-quality customer service and gaining the trust of its clientele. It is evident in the excellent claim settlement ratio of 98.15% for the FY 2019-20.
Exide Life Insurance offers a range of insurance policies, including term insurance plans.
Exide Life Insurance Term Insurance Plans
Exide Life Insurance has six term insurance plans in its term insurance bouquet, each of which brings a range of attractive benefits for its customers.
- Exide Life Smart Term Pro
- Exide Life Smart Term Edge
- Exide Life Term with Return of Premium Plan
- Exide Life Elite Term Insurance Plan
- Exide Life Saral Jeevan Bima
- Exide Life Term Rider
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Claim Process at Exide Life Term Insurance
Claim IntimationIn the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
Submission of DocumentsClaim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
Claim EvaluationOnce the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
Claim SettlementIf claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.
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- Tax benefit upto 1,50,000*
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FAQ About Exide Life Term Insurance
Is there any maturity amount in the Exide Life Insurance term insurance plans?
There is no maturity amount in Exide Life Insurance term insurance plans. However, some plans offer up to 100% to 150% return of premiums paid by you.
What is meant by limited pay but full cover in Exide Life Insurance?
Exide Life Insurance offers an exciting term insurance plan where you pay a premium for periods ranging from five to twelve years but enjoy life cover for the entire policy term.
What is the maximum age up to which life cover is available in Exide Life Insurance term insurance?
Life cover in Exide Life Insurance term plan is available till the insured person attains 80 years of age.
Is medical check-up compulsory in the Exide Life Insurance term insurance plan?
One specific Exide Life Insurance term insurance plan, Exide Life Term with Return of Premium Plan does not insist on conducting medical check-up when issuing life cover. It is compulsory in all the other plans.
Can you buy an Exide Life Insurance term insurance plan online?
Yes, you can purchase an Exide Life Insurance term insurance plan online at the official website of Exide Life Insurance. You can also purchase term insurance online at InsuranceDekho.