Happy to Help you 18001205698
- 10,000+ Network HospitalsCheck in your City
- 10,66,395 Policies Issued
- 62% Incurred Claim Ratio
- Lifelong Renewability
- 82.99%Claim Settlement Ratio
- 100% In-House Claim Settlement
About HDFC ERGO
HDFC ERGO General Insurance Company Limited was formed in the year 2002. A 51:49 joint venture between HDFC Ltd. and ERGO International AG, HDFC ERGO is one of India’s largest non-life insurance companies. It marked the first merger with HDFC General Insurance (formerly known as L&T General Insurance). The merged entity, HDFC ERGO General Insurance Company Limited, has become the third largest general insurance provider in the private sector. Headquartered in Mumbai, HDFC ERGO General Insurance offers a diverse array of general insurance products ranging from motor, travel, health, home, and personal accident in the retail space.
As far as health insurance products are concerned, HDFC ERGO offers a variety of health insurance policies and top-up plans that cover individuals, families, women, children, newborn babies, senior citizens, lifestyle diseases, critical illnesses, etc. The company makes sure to offer comprehensive and unique health insurance products with a wide coverage choice at pocket-friendly rates.
Key Highlights:
- No third-party involvement
- 120+ offices across the country
- An array of sum insured options
- 10,000+ leading network hospitals
- Pre-policy medical health check-ups
- Cashless facilities in all network hospitals
- Restoration benefits if sum insured gets exhausted
HDFC ERGO envisions to become the most admired insurance company that can contribute to customer progress by being responsive to their needs. Focused on providing a seamless and smooth experience, HDFC ERGO offers a vast array of products that include Health Suraksha Gold Insurance Plan (Individual, family, parents), Health Suraksha Insurance (Silver & Gold), Health Suraksha Gold with Regain & ECB, HDFC ERGO Critical Illness (Silver & Platinum), Super Top-up, Health Medisure Classic, and others.
To ensure the financial stability of its customers during medical emergencies, the company leaves no stone unturned in offering specifically-designed health insurance solutions with time. HDFC ERGO wants people to ‘Take it easy, Experience the convenience'.
HDFC ERGO Health Insurance Plan List
| Name of Plan | Sum Insured | |
|---|---|---|
| Health SurakshaMin: 91 Days; Max: No Limit | 3 Lakh | Get Quotes Now |
| Critical Illness PlanMin: 5 Years; Max: 65 Years | 5 Lakh | Get Quotes Now |
| my: health SurakshaMin: 91 Days; Max: No Limit | 3 Lakh | Get Quotes Now |
| my:Health Medisure ClassicMin: 3 Months; Max: No Limit | 1 Lakh | Get Quotes Now |
HDFC ERGO Health Insurance Top Up List
| Name of Plan | Sum Insured | |
|---|---|---|
| my: Health Medisure Super Top-upMin: 3 Months; Max: 65 Years | 3 Lakh | Get Quotes Now |
| Health Suraksha Top upMin: 91 Days; Max: 65 Years | 3 Lakh | Get Quotes Now |
Claim Process at HDFC ERGO Health Insurance
- Network Hospital
- Non-Network Hospital
- 1
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission. - 2
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request. - 3
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge. - 4
Claim Assistance
For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of HDFC ERGO Health Insurance at 022-6234-6234.
- 1
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission. - 2
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc. - 3
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled. - 4
Claim Assistance
For any assistance call insurancedekho at 1800-120-5698 or call toll free number of HDFC ERGO Health Insurance 022-6234-6234.
Latest HDFC ERGO Health Insurance News
HDFC ERGO Health Insurance Contact Details
Insurance Dekho
Call Us1800-120-5698Mon to Sat 10:00 AM to 7:00 PM
HDFC ERGO Health Insurance FAQs
What are the types of plans offered by HDFC ERGO?
You can choose from Individual Health Insurance, Family Health Insurance, Parents Health Insurance, Senior Citizens Health Insurance, Critical Illness Insurance, and my:health Medisure Super Top-up as per your insurance needs.
Why should I buy HDFC ERGO health insurance policy?
HDFC ERGO helps its customers ‘Take it easy. Experience the convenience.” To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC ERGO offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy HDFC ERGO health insurance policy online?
You can apply for and buy HDFC ERGO health insurance policies online through HDFC ERGO’s website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit car to pay the health insurance premium as the company allows flexible payment modes.
Is there a limitation on entry age for buying health insurance of HDFC ERGO?
The entry age for children is 91 days. However, there is no maximum entry age for adults.
What is the toll free customer care number of HDFC ERGO?
The customer service number for HDFC ERGO is 022 6234 6234.
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