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Benefits of InsuranceDekho

Understand your insurance policy options. Identify the best value. Enjoy peace of mind.
  • 5 Minutes Policy Issuance*
    5 Minutes Policy Issuance*

    Say no to spending hours and days in queues doing the paperwork for your insurance policy. Get your insurance issued instantly with InsuranceDekho. The entire process from selecting the best insurance policy to getting it issued takes just 5 minutes on InsuranceDekho.

  • Over 11.5 lac Happy Customers
    Over 11.5 lac Happy Customers

    InsuranceDekho is becoming a household name in India. Till now we have been successful in providing a delightful experience to more than 11.5 lac customers with the help of our transparent and quick process, a dedicated support team along with the availability of numerous insurers.

  • Dedicated Support Team
    Dedicated Support Team

    Our dedicated support team is available for your assistance all the 7 days. Feel free to reach out to us in case of any confusion - be it related to the purchase of an insurance policy or assistance during the settlement of a claim, our team of experts is at your service all days.

How InsuranceDekho Works?

  • Fill in Your DetailsStep 1
    Fill in Your Details

    Fill in your details and get insurance policy premium quotes from top-rated insurers instantly.

  • Compare Quotes and Choose a Insurance PolicyStep 2
    Compare Quotes and Choose a Insurance Policy

    From numerous available quotes, choose the one that best suits your requirements and budget.

  • Make Payment and Sit Back
    Make Payment and Sit Back

    Pay online and get your policy right away in your inbox.

Customer's Speak

Know why did they choose InsuranceDekho!
  • Variety of add-on covers
    To enhance the Raheja QBE policy benefits, I wanted some add-on covers. I used the chatbox of InsuranceDekho to get some...
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    Raheja QbeBy Purnima RoyOn:25th February, 2021
  • No paper trails
    Issuance of Edelweiss car insurance policy for my Honda City did not involve any paper trials. It was a completely onlin...
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    EdelweissBy Juhi Aman On:25th February, 2021
  • Eager to assist help desk
    I landed on InsuranceDekho and was a bit confused, seeing so many policy options. I contacted the helpdesk through the h...
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    AckoBy Sounak Majumdar On:25th February, 2021
  • Policy within a few minutes
    I wanted to get a suitable car insurance policy for my Hyundai Venue. I landed on InsuranceDekho and generated my free q...
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    ShriramBy Sunny BanerjeeOn:25th February, 2021
  • Identify best insurance companies
    Identifying the best insurance companies was really convenient on InsuranceDekho. I checked the details on the variety o...
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    Universal SompoBy Ritika DuttaOn:25th February, 2021
  • Organised website
    I came to InsuranceDekho for the first time and saw how well organised the platform is. Each information related to poli...
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    Iffco TokioBy Prathito GangulyOn:25th February, 2021
  • Got to know about network garages
    To get details regarding the network garages of my Liberty car insurance company, I landed on InsuranceDekho. The policy...
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    LibertyBy Ayan PandeyOn:25th February, 2021
  • Policies with the best coverages
    Once I generated my quotes by giving the registration number of my Toyota Etios Cross on InsuranceDekho, I found a numbe...
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    Future GeneraliBy Namit Haldar On:25th February, 2021
  • Proactive chatbox
    I came to InsuranceDekho to make some basic queries regarding Kotak Comprehensive car insurance policy issued for Nissan...
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    KotakBy Ved MalhotraOn:25th February, 2021
  • Reminder for renewal
    My New India Third Party car insurance has been issued on InsuranceDekho. One month before the renewal date, I got a rem...
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    New IndiaBy Aishani DasOn:25th February, 2021

Frequently Asked Questions About Insurance

  • 1

    What is insurance?

    Insurance is a legal agreement between a policyholder and an insurance company wherein the latter promises to compensate the former in the event of a loss. The covered event is contingent in nature as it may or may not occur. Thus, an insurance policy keeps the policyholder shielded against such contingent events which may result in a loss. In return of this promise, the insured is required to pay a premium to the insurance provider.

  • 2

    Why is insurance important?

    Unfortunate events like accidents, illnesses, and natural disasters come without any warning and thus it is necessary for you to keep yourself and your loved ones shielded against such unforeseen happenings. One of the best and simplest ways of keeping yourself secured against these contingent events which may cause a financial loss is buying an insurance policy.

  • 3

    How does insurance work?

    Insurance works in a very simple manner. When you buy an insurance policy, you sign a legal contract with your insurance provider wherein it promises to make your losses good in the event of loss due to any of the events mentioned in the agreement. In return of this promise, you are required to pay a premium amount which can be either a single payment or can be paid in installments at monthly, quarterly, half-yearly, or yearly intervals. On the occurrence of any of the covered events during the policy tenure, you just need to intimate the insurance provider about the loss and the latter will provide you with compensation in accordance with the amount agreed in the contract. The compensation can be a lump sum amount or in the form of regular payouts, as agreed at the time of contract signing.

  • 4

    What are the types of insurance available?

    Insurance can be broadly divided into two categories - life insurance and non-life/general insurance. Life insurance is further divided into various types of plans namely Term Plans, Unit-Linked Insurance Plans (ULIPs), Endowment Plans, Child Plans, Retirement Plans, Savings Plans, Personal Accident Cover, etc. All other types of insurance plans such as car insurance, bike insurance, health insurance, travel insurance, home insurance, fire insurance, marine insurance, etc come under the non-life/general insurance category.

  • 5

    How to make a claim in insurance?

    There are two ways in which you can make a claim:

    • Cashless claims:  Get in touch with your insurer and inform them about your claim. Depending on the type of insurance (motor/health), the insurer will guide you about the cashless claim settlement process. In case of motor insurance, the insurer shares the details of a nearby cashless workshop if available and you just have to pay your part of the liability to get your car/bike repaired. In case of health insurance, you can get in touch with your TPA (Third Party Administrator) help desk at the time of hospitalization for a cashless claim.
    • Reimbursement claim:In case of unavailability of a cashless facility, you need to make a reimbursement claim. In case of motor insurance, you need to pay the entire claim amount up front (after informing the insurer of the claim) and get it reimbursed from the insurer after the repair of your car/bike. In case of health insurance, you need to pay the entire bill amount to the hospital (after informing the insurer) and get it reimbursed from the insurer post discharge from hospital.

  • 6

    What are the tax benefits on insurance?

    All life insurance plans qualify for a tax deduction of up to Rs. 1.5 Lakh under Section 80C of the Income Tax Act. Also, the proceeds received under life insurance plans such as death benefit, maturity benefit, and accrued bonuses qualify for a tax exemption under Section 10(10D) of the Income Tax Act.

    The premium paid for health insurance plans qualify for a tax deduction of up to Rs. 25,000 under Section 80D of the Income Tax Act. These plans also qualify for an additional Rs. 25,000 tax deduction for premium paid for parents’ mediclaim policy (Rs. 50,000 if parents are senior citizens).

  • 7

    What Is InsuranceDekho?

    InsuranceDekho is an online platform that lets you compare insurance policies from top-rated insurance companies and purchase the insurance policy that best suits your needs. Buying an insurance policy on InsuranceDekho is very simple. You just need to choose the type of policy you want, fill in the required details, compare various quotes and make payment. And you are done! Your insurance policy is issued.

  • 8

    What kind of insurance policies does InsurancDekho offer?

    InsuranceDekho offers car insurance, bike insurance, health insurance as well as life insurance.

  • 9

    How long does it take to buy an Insurance Policy on InsuranceDekho?

    Right from entering the details to making payment, the entire insurance issuance process takes just 5 minutes!

  • 10

    How do I make a payment for policy purchase on InsuranceDekho?

    You can pay using a credit card, debit card, or net banking on InsuranceDekho.

  • 11

    How do I purchase an insurance policy?

    TO buy any insurance (Car, Bike, Health, and Life), you can reach out to our dedicated support team on 7551196989 Mon to Sun 10 AM to 7 PM.