Star Health Insurance

32 reviews Rate This
Highlights
  • 9,800+ Network Hospitals
    Check in your City
  • 37,34,365 Policies Issued
  • 63% Incurred Claim Ratio
  • Lifelong Renewability
  • 90% Claim Settlement Ratio
  • 100% In-House Claim Settlement

About Star Health

Star Health and Allied Insurance Co Ltd. commenced its operation in Chennai in the year 2006 as a standalone health insurance company. The company started with business interests in Health Insurance, along with the Overseas Mediclaim Policy and Personal Accident. Today, Star Health and Allied Insurance is a market leader, devoted to offering multiple health insurance products for individuals, families, and senior citizens in India. Promoters of Star Health Insurance include ETA Group, Star Health Investments Pvt. Ltd., and an ace investor, Rakesh Jhunjhunwala.

Star Health is India’s 1st and largest standalone health insurance company. Privately held, it is the first insurance company to launch a specialty policy called Star Cardiac Care for people suffering from cardiac ailments. Specialties of Star Health include health insurance, group health insurance, overseas travel insurance, accident insurance.

Key Highlights:

  • No third-party involvement
  • 434 offices across the country
  • An array of sum insured options
  • 9,800+top-quality network hospitals
  • Pre-policy medical health check-ups
  • Cashless facilities in all network hospitals
  • Automatic restoration of the entire sum insured by 100%

The mission of Star Health and Allied Insurance Co Ltd. is to offer a wide range of innovative products & services, apart from prompt, courteous & quality services to customers. Star Health ensures cashless treatment for the insured at their convenience across the country. The company is known for protecting policyholders and their loved ones from the medical situation which is beyond their control.

Moreover, Star Health is committed to leveraging state of the art technology for customer satisfaction and adopting best management practices in business operations. It has health insurance policies for families, individuals, women, senior citizens, children. The Comprehensive Insurance Plan of the insurer is perfect for you to stay away from worries. Check out its features and benefits. Lastly, the company leaves no stone unturned in ensuring that ‘Health is never compromised’.

Star Health Insurance Plan List

Name of PlanSum Insured
Family Health OptimaMin: 16 Days; Max: 65 Years3 Lakh Get Quotes Now
Star ComprehensiveMin: 3 Months; Max: 65 Years5 Lakh Get Quotes Now
Red CarpetMini: 60 Years; Max 75 Years1 Lakh Get Quotes Now
Diabetes SafeMin: 18 Years; Max: 65 Years3 Lakh Get Quotes Now
Cardiac CareMin: 10 Years; Max 65 Years3 Lakh Get Quotes Now
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years2 Lakh Get Quotes Now
Cancer Care Gold Min: 5 Months; Max: 65 Years3 Lakh Get Quotes Now
Star Health GainMin: 91 Days; Max: 65 Years1 Lakh Get Quotes Now
Special Care Min: 3 Years; Max: 25 Years3 Lakh Get Quotes Now
Net Plus Min: No Restriction; Max: No Restriction5 Thousand Get Quotes Now
Criticare PlusMin 18 Years; Max: 65 Years2 Lakh Get Quotes Now
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years1 Lakh Get Quotes Now
Family DeliteMin: 5 Months; Max: 65 Years2 Lakh Get Quotes Now

Star Health Insurance Top Up List

Name of PlanSum Insured
Super SurplusMin: 91 Days; Max: 65 Years5 Lakh Get Quotes Now

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Star Health Insurance at 1800-425-2255.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Star Health Insurance 1800-425-2255.

Star Health Insurance User Reviews

  • Easy plans.

    Star health has everything explained in their brochures. When i purchased the policy, i had a few doubts but with brochures and documents i was able t...

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    H
    On: Jan 24, 2020 | Views
  • Nice plans..!

    I have two plans from insurancedekho. And every time I chose star health for my health care needs. I am 45 years old and have recently purchased indiv...

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    A
    On: Jan 24, 2020 | Views
  • Good coverage plan

    Star health offers health insurance plans that are high on coverage features. So is my individual health insurance plan which i purchased from Insuran...

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    S
    On: Jan 21, 2020 | Views
  • Happy to have chosen star

    Star health insurance offers health insurance plans that are easy to understand. After buying this policy online, I received policy documents which ha...

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    D
    On: Jan 21, 2020 | Views
  • I can avail tax benefit

    I have been purchasing health insurance plans for myself and my family from star health since a few years now. I have full faith on this company that ...

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    S
    On: Jan 14, 2020 | Views
  • It is renewable for lifetime

    The best thing in my family floater health insurance plan is that it does not only allow me to take tax benefits on the premium paid, but also that it...

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    J
    On: Jan 14, 2020 | Views
  • Settles claim in self..no TPA

    Star health has always been my favorite insurer as has a variety of plans which solve all you health insurance related needs. They not only have famil...

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    H
    On: Jan 02, 2020 | Views
  • Good word of mouth

    Star health insurance has a good word of mouth only because it truly serves its customers. I had purchased an insurance plan last year from star healt...

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    P
    On: Jan 02, 2020 | Views
  • They explained me everything over call.

    I had already decided that i will purchase health insurance plan only from star health. So when i called on the toll free number of insurancedekho, th...

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    D
    On: Dec 27, 2019 | Views
  • Wide coverage...n good services

    Star health policies are very useful.. They are not only comprehensive, but also prove to be useful at the time you need it.. I got my claim issue res...

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    D
    On: Dec 27, 2019 | Views
  • Star is a trustd brand..

    Star health insurance offers a huge variety of health insurance products.. It is a brand that I trust for my health insurance needs all bcs of its hig...

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    R
    On: Dec 27, 2019 | Views
  • Nice plans.. Easily understandable

    Plans offered by Star Health are easy to understand and the brochures available on the insurancedekho’s website are self-explanatory. You can no...

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    A
    On: Dec 26, 2019 | Views
  • Easy to buy star plans frm insurancedekho

    All I did to buy star health plan online, was call on the toll free number of insurancedekho, i.e. 18001205698.. I purchased the comprehensive plan ev...

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    K
    On: Dec 26, 2019 | Views
  • Happy with ID and star’s services

    Star health offers comprehensive plans and yet they are available in low premium. They are not only affordable, but also cover all the major expenses ...

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    P
    On: Dec 23, 2019 | Views
  • I am happy with their services.

    Star health has a good claim settlement ratio which is one of the major reasons why i chose this company for my health insurance requirements. I have ...

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    S
    On: Dec 23, 2019 | Views
  • You get what you want

    Star health has so many products that it fulfils all your requirements, name the coverage features that you want and star health will have a plan for ...

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    P
    On: Dec 17, 2019 | Views
  • Good choice for policyholders

    Star hEalth not only offers comprehensive plans to its customers, but also is trustworthy when it comes to settling claims. Under my policy that i pur...

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    A
    On: Nov 20, 2019 | Views
  • Low investment plans

    My friend suggested me a health insurance plan from star health and I agreed to his advise and purchased the same from insurancedekho. I believe that ...

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    S
    On: Oct 11, 2019 | Views
  • Company fulfils its promises

    I am covered under the individual health insurance plan from star health. Whatever I was promised under the health insurance plans by star health, I g...

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    S
    On: Oct 11, 2019 | Views
  • Star is a preferred choice

    Star health has always been my preferred choice when it comes to health insurance. The brochures etc are so clear that you don’t even need any a...

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    P
    On: Oct 01, 2019 | Views
  • C0mprehensive plans

    Health insurance products offered by star health are not only comprehensive, but come at reasonable premiums and are even easy to understand. Also, if...

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    y
    On: Oct 01, 2019 | Views
  • Star Health has always been my preferred choice

    Star Health has always been my preferred choice to buy insurance. The services are good and I get most of the coverage features at best price. They of...

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    A
    On: Sep 20, 2019 | Views
  • Got many coverage features under my policy

    I give Star Health full stars for not only after sales services, but the coverage features that it offers under its plans too. The plan I purchased co...

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    G
    On: Sep 20, 2019 | Views
  • Proud owner

    I am a proud owner of Star Health Red Carpet Policy. For long time I have been searching for a plan for my parents, and I finally the best choice in t...

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    U
    On: Sep 12, 2019 | Views
  • Happy

    Star health policy is one of the best policy with all the features covered under one plan. I am very happy to purchase this policy. 

    K
    On: Aug 26, 2019 | Views
  • Very happy

    Very good policy, good coverage

    S
    On: Aug 03, 2019 | Views
  • A fantastic Insurer!

    I possess a health insurance policy with Star Health Insurance that was provided by the organization. Although, I have not made any claims yet, still ...

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    P
    On: May 10, 2019 | Views
  • Good Company for Health Insurance

    I am Jyoti Rani from Bangalore. Got a good health cover from Star Health. Good and fast service from the insurer i.e. Star Health. People working ther...

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    J
    On: May 09, 2019 | Views
  • 100% Satisfied with the Service Provider

    I bought the Red Carpet policy of the STAR HEALTH & ALLIED INSURANCE for the premium of 9978. It was a nice experience talking with the executive....

    Read More
    J
    On: May 07, 2019 | Views
  • Star Health is a star!

    I am presently using a health insurance policy with Star Health Insurance Company where I have claimed my medical expenses twice and saw that the clai...

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    P
    On: May 07, 2019 | Views
  • The best a policyholder can get!

    I am holding a health insurance policy of Star Health Insurance Company for many years. It is a family floater plan that provides the best medical cov...

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    R
    On: May 04, 2019 | Views
  • Damn Good Insurance Company

    A great health insurance company in India. Service provided by executives is excellent. Staffs are supportive and give value for time. They strive for...

    Read More
    R
    On: May 02, 2019 | Views

Latest Star Health Insurance News

Star Health Insurance Contact Details

Reach us for help anytime

Star Health Insurance FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to a buy Star Health Insurance Policy. The most feasible way is to buy it directly online from our website or calling  our toll-free number 1800-1205-698. 

     

    Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 

     

    Telephone - You can also contact our toll-free number 1800-1205-698 to talk to support staff and get all the details of the plan. 

  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims shouldn’t exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

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