Star Health Insurance

397 reviews Rate This
Highlights
  • 9,800+ Network Hospitals
    Check in your City
  • 37,34,365 Policies Issued
  • 63% Incurred Claim Ratio
  • Lifelong Renewability
  • 90% Claim Settlement Ratio
  • 100% In-House Claim Settlement

About Star Health

Star Health and Allied Insurance Co Ltd. commenced its operation in Chennai in the year 2006 as a standalone health insurance company. The company started with business interests in Health Insurance, along with the Overseas Mediclaim Policy and Personal Accident. Today, Star Health and Allied Insurance is a market leader, devoted to offering multiple health insurance products for individuals, families, and senior citizens in India. Promoters of Star Health Insurance include ETA Group, Star Health Investments Pvt. Ltd., and an ace investor, Rakesh Jhunjhunwala.

Star Health is India’s 1st and largest standalone health insurance company. Privately held, it is the first insurance company to launch a specialty policy called Star Cardiac Care for people suffering from cardiac ailments. Specialties of Star Health include health insurance, group health insurance, overseas travel insurance, accident insurance.

Key Highlights:

  • No third-party involvement
  • 434 offices across the country
  • An array of sum insured options
  • 9,800+top-quality network hospitals
  • Pre-policy medical health check-ups
  • Cashless facilities in all network hospitals
  • Automatic restoration of the entire sum insured by 100%

The mission of Star Health and Allied Insurance Co Ltd. is to offer a wide range of innovative products & services, apart from prompt, courteous & quality services to customers. Star Health ensures cashless treatment for the insured at their convenience across the country. The company is known for protecting policyholders and their loved ones from the medical situation which is beyond their control.

Moreover, Star Health is committed to leveraging state of the art technology for customer satisfaction and adopting best management practices in business operations. It has health insurance policies for families, individuals, women, senior citizens, children. The Comprehensive Insurance Plan of the insurer is perfect for you to stay away from worries. Check out its features and benefits. Lastly, the company leaves no stone unturned in ensuring that ‘Health is never compromised’.

Star Health Insurance Plan List

Name of PlanSum Insured
Family Health OptimaMin: 16 Days; Max: 65 Years3 Lakh Get Quotes Now
Star ComprehensiveMin: 3 Months; Max: 65 Years5 Lakh Get Quotes Now
Red CarpetMini: 60 Years; Max 75 Years1 Lakh Get Quotes Now
Diabetes SafeMin: 18 Years; Max: 65 Years3 Lakh Get Quotes Now
Cardiac CareMin: 10 Years; Max 65 Years3 Lakh Get Quotes Now
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years2 Lakh Get Quotes Now
Cancer Care Gold Min: 5 Months; Max: 65 Years3 Lakh Get Quotes Now
Star Health GainMin: 91 Days; Max: 65 Years1 Lakh Get Quotes Now
Special Care Min: 3 Years; Max: 25 Years3 Lakh Get Quotes Now
Net Plus Min: No Restriction; Max: No Restriction5 Thousand Get Quotes Now
Criticare PlusMin 18 Years; Max: 65 Years2 Lakh Get Quotes Now
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years1 Lakh Get Quotes Now
Family DeliteMin: 5 Months; Max: 65 Years2 Lakh Get Quotes Now

Star Health Insurance Top Up List

Name of PlanSum Insured
Super SurplusMin: 91 Days; Max: 65 Years5 Lakh Get Quotes Now

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Star Health Insurance at 1800-425-2255.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Star Health Insurance 1800-425-2255.

Star Health Insurance User Reviews

  • Plan provides lump sum payment

    The plan provides a lump sum amount at the time of diagnosis of critical illness. I get cover for 9 major illnesses without any survival period. Polic...

    Read More
    G
    Gitesh Puri
    On: Feb 20, 2020 | Views
  • I got lump sum

    Criticare plus health insurance plan provides me cover for 9 major critical illnesses. And there is no survival period for the same. I get many benefi...

    Read More
    P
    Pankaj Kumar
    On: Feb 20, 2020 | Views
  • Best plan online

    Star health has been the most reliable health insurance provider for me and I also refer this company to people who are searching for health insurance...

    Read More
    M
    Manvendra Singh Negi
    On: Feb 20, 2020 | Views
  • Best plan.!

    Star care micro insurance offers me the best benefits. I have low income so i wanted to have a plan with low sum insured. I have this plan for sum ins...

    Read More
    D
    Deepak Khatri
    On: Feb 20, 2020 | Views
  • Great offerings

    I am covered under family delite health insurance plan from star health since two years now and i have made claim twice. The process was smooth enough...

    Read More
    R
    Rajesh Jha
    On: Feb 20, 2020 | Views
  • Good network hospital

    Star health has a good number of network hospitals and i got treated in one which was nearby my home. I got quality treatment ad was satisfied with th...

    Read More
    J
    Jessel John Lobo
    On: Feb 20, 2020 | Views
  • Great additional coverage

    Super surplus is a great top-up plan that I have for a sum insured of Rs. 25 Lakh. The best part about this plan is that it covers me for air ambulanc...

    Read More
    R
    Rukhsana
    On: Feb 20, 2020 | Views
  • Should buy.

    Even if you already have a health insurance plan, then also you may require additional coverage. You can buy this plan online from insurancedekho to g...

    Read More
    R
    Rohit Kumar Sharma
    On: Feb 20, 2020 | Views
  • Available in two plan options

    This plan offers coverage for cardiac diseases. It is beneficial for people who have undergone any treatment once for existing cardiac diseases. I lik...

    Read More
    A
    Ausi Yonantha
    On: Feb 19, 2020 | Views
  • Good job executives

    I did not understand the pros and cons of this plan while reading about it online. So, i gave a call to the customer care executives on 1800 1205 698 ...

    Read More
    A
    Abhishek Pratap Malhotra
    On: Feb 19, 2020 | Views
  • Easy to buy plan online

    ​Medi classic plan is the best solution for people looking out for reimbursement of hospitalisation expenses arising due to sickness, disease, illness...

    Read More
    N
    Nikhil Talwar
    On: Feb 19, 2020 | Views
  • Easy to understand plan.

    Medi classic insurance policy is easy to understand. It offers me many benefits like emergency ambulance cover, in patient hospitalisation cover, in p...

    Read More
    A
    Amandeep singh
    On: Feb 19, 2020 | Views
  • Nice product of star

    I had full faith in star health as i had already purchased a health insurance from them. They have a good claim settle process and good claim settleme...

    Read More
    K
    Kanate Surya Rohit
    On: Feb 19, 2020 | Views
  • Will renew plan next year

    ​Cancer care gold plan is a good pan that you can even buy if you already have a health insurance plan for yourself. It gives you added coverage. I di...

    Read More
    V
    Vikram Kumar Jadiya
    On: Feb 19, 2020 | Views
  • Can buy as individual or family plan

    ​Star health gain plan can be brought not only for individuals, but you can also include your family under it. I have done so and brought it for highe...

    Read More
    M
    Mayur Sharma
    On: Feb 19, 2020 | Views
  • Brought it very easily

    The customer care people in insurancedekho think of you as their own family and give you the best suggestion of buying any product from them by sharin...

    Read More
    R
    Rohit Kumar
    On: Feb 19, 2020 | Views
  • Best product in market

    I havent heard of any plan other than this one that cares so much for the Autistic children. The plan covers my son who is aged 10 years and is suffer...

    Read More
    K
    Kumar Gaurav
    On: Feb 19, 2020 | Views
  • Nice indemnity plan.. A saviour

    This is a nice indemnity based health insurance plan that covers my kid for Anesthesia, costs for operation theatre, blood, oxygen, surgical appliance...

    Read More
    S
    Sridevi Palaniappan
    On: Feb 19, 2020 | Views
  • Boon for those already infected

    ​Net plus plan is a boon fr people who are already infected with HIV. There is no age restriction under this plan when it comes to policy renewal. It ...

    Read More
    N
    Nitish Vats
    On: Feb 19, 2020 | Views
  • Purchase it timely

    To be eligible for cover under Net Plus, a person should have been already infected with HIV, but have not reached the stage of AIDS. Additionally, th...

    Read More
    M
    Mirza Anwar Mohiouddin
    On: Feb 19, 2020 | Views

Latest Star Health Insurance News

Star Health Insurance Contact Details

Reach us for help anytime

Star Health Insurance FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to a buy Star Health Insurance Policy. The most feasible way is to buy it directly online from our website or calling  our toll-free number 1800-1205-698. 

     

    Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 

     

    Telephone - You can also contact our toll-free number 1800-1205-698 to talk to support staff and get all the details of the plan. 

  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims shouldn’t exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

Latest Health Articles

Popular Health Insurance Companies

  • ReligareReligare
  • Max BupaMax Bupa
  • ManipalCignaManipalCigna
  • HDFC ERGOHDFC ERGO
  • Apollo MunichApollo Munich
  • Royal SundaramRoyal Sundaram
  • Universal SompoUniversal Sompo
  • Aditya BirlaAditya Birla
  • New IndiaNew India
  • Bajaj AllianzBajaj Allianz
  • ICICI LombardICICI Lombard
  • SBI GeneralSBI General