Star Health Insurance

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Highlights
  • 9,100+ Network Hospitals
    Check in your City
  • 30,89,558 Policies Issued
  • 61.76% Incurred Claim Ratio
  • Lifelong Renewability
  • 79% + Claim Settlement Ratio
  • 100% In-House Settlement

About Star Health

Star Health and Allied Insurance Co Ltd. commenced its operation in Chennai in the year 2006 as a standalone health insurance company. The company started with business interests in Health Insurance, along with the Overseas Mediclaim Policy and Personal Accident. Today, Star Health and Allied Insurance is a market leader, devoted to offering multiple health insurance products for individuals, families, and senior citizens in India. Promoters of Star Health Insurance include ETA Group, Star Health Investments Pvt. Ltd., and an ace investor, Rakesh Jhunjhunwala.

Star Health is India’s 1st and largest standalone health insurance company. Privately held, it is the first insurance company to launch a specialty policy called Star Cardiac Care for people suffering from cardiac ailments. Specialties of Star Health include health insurance, group health insurance, overseas travel insurance, accident insurance.

Key Highlights:

  • Life-long renewability
  • Direct claim settlement
  • 434 offices across the country
  • 61.76% incurred claim ratio
  • A wide range of sum insured
  • Pre-policy medical health check-ups
  • No third-party involvement
  • 9,100+top-quality network hospitals
  • Cashless facilities in all network hospitals
  • Automatic restoration of the entire sum insured by 100%

The mission of Star Health and Allied Insurance Co Ltd. is to offer a wide range of innovative products & services, apart from prompt, courteous & quality services to customers. Star Health ensures cashless treatment for the insured at their convenience across the country. The company is known for protecting policyholders and their loved ones from the medical situation which is beyond their control.

Moreover, Star Health is committed to leveraging state of art technology for customer satisfaction and adopting best management practices in business operations. It has health insurance policies for families, individuals, women, senior citizens, children. The Comprehensive Insurance Plan of the insurer is perfect for you to stay away from worries. Check out its features and benefits. Lastly, the company leaves no stone unturned in ensuring that ‘Health is never compromised’.

Star Health Insurance Plan List

Name of PlanSum Insured
Family Health OptimaAge: Minimum: Adult: 18 years; Maximum: 65 years3 Lakh Get Quotes Now
Star ComprehensiveAge: Min: 3 months; Max: 65 years5 Lakh Get Quotes Now
Red CarpetEntry age: 60 to 75 years1 Lakh Get Quotes Now
Diabetes SafeMinimum: 18 years; Maximum: 65 years3 Lakh Get Quotes Now
Cardiac CareMinimum: 10 years; Maximum 65 years3 Lakh Get Quotes Now
Medi Classic Insurance PolicyMinimum: 5 months; Maximum: 65 years2 Lakh Get Quotes Now
Cancer Care Gold Minimum: 5 months; Maximum: 65 years3 Lakh Get Quotes Now
Star Health GainMinimum: 91 days; Maximum: 65 years1 Lakh Get Quotes Now
Special Care Minimum: 3 years; Maximum: 25 years3 Lakh Get Quotes Now
Net Plus Min: No restriction; Max: No restriction5 Thousand Get Quotes Now
Criticare PlusMinimum: 18 years; Maximum: 65 years2 Lakh Get Quotes Now

Star Health Insurance Top Up List

Name of PlanSum Insured
Super SurplusMinimum: 18 years; Maximum: 65 years5 Lakh Get Quotes Now

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalization needs intimation within 24 hours and for planned hospitalization intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorization form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Star Health Insurance at 1800-425-2255.
  • 1

    Claim Intimation

    Emergency hospitalization needs intimation within 24 hours and for planned hospitalization intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Star Health Insurance 1800-425-2255.

Star Health Insurance User Reviews

  • A fantastic Insurer!

    I possess a health insurance policy with Star Health Insurance that was provided by the organization. Although, I have not made any claims yet, still the features and services of the firm is quite good. The insurer owns a huge number of network hospitals and with great customer support team.

    P
    Pradeep Rathore
    On: May 10, 2019 | Views
  • Good Company for Health Insurance

    I am Jyoti Rani from Bangalore. Got a good health cover from Star Health. Good and fast service from the insurer i.e. Star Health. People working there are friendly, listened to me carefully and suggested me a good plan. Policy coverage and claims are wonderful. 

    J
    Jyoti Rani
    On: May 09, 2019 | Views
  • 100% Satisfied with the Service Provider

    I bought the Red Carpet policy of the STAR HEALTH & ALLIED INSURANCE for the premium of 9978. It was a nice experience talking with the executive. She explained every detail clearly and told me all the plans benefits. I am fully satisfied with the policy and the policy provider. Thanks, STAR HEALTH!!

    J
    Jashodaben Somabhai Patel
    On: May 07, 2019 | Views
  • Star Health is a star!

    I am presently using a health insurance policy with Star Health Insurance Company where I have claimed my medical expenses twice and saw that the claim settlement process was quite good. The insurer gives the family coverage with specific disease coverage in its widely spread network hospitals. 

    P
    Preeti Shukla
    On: May 07, 2019 | Views
  • The best a policyholder can get!

    I am holding a health insurance policy of Star Health Insurance Company for many years. It is a family floater plan that provides the best medical coverage for my family at an affordable premium. The company offers great features and services which ultimately retains the policyholders for long. 

    R
    Rishabh Srivastava
    On: May 04, 2019 | Views
  • Damn Good Insurance Company

    A great health insurance company in India. Service provided by executives is excellent. Staffs are supportive and give value for time. They strive for providing great services to customers and available at any time. Fully satisfied with their service in choosing health insurance for me and my family. 

    R
    Rakshit Rastogi
    On: May 02, 2019 | Views

Latest Star Health Insurance News

Star Health Insurance Contact Details

Reach us for help anytime
  • Star Health Insurance FAQs

  • How to buy Star Health Insurance Plan?

    There are several methods through which you can buy Star Health Insurance Policies:

    1. Branch - Visit Star Health Insurance’ branches, located in different cities to purchase a plan. The addresses of all the branches are available on its website.

    2. Telephone - You can also contact Star Health Insurance toll-free number 1800 425 2255/1800 102 4477 to talk to support staff and get all the details of the plan

    3. Online - You can buy Star Health Insurance online. On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting.

    How can Star Health health insurance plan help me in life?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

    How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims shouldn’t exceed the limit of the sum insured.

    How many network-hospitals are covered under Star Health?

    There are more than 9,100 top-quality network hospitals covered under Star Health.

    Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

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