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Cholamandalam Car Insurance

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  • 90 lakh strong customer base
  • Robust and round the clock customer support
  • Record of settling over 2 lakh claims per year
  • Great assistance services

About Cholamandalam Car Insurance

Cholamandalam MS is a general insurance company formed as a joint venture between the Murugappa Group and Japan-based Mitsui Sumitomo Insurance Company Limited. It sells a number of insurance policies including car insurance policy which protects you from financial liabilities arising out of accidents/mishaps involving your vehicle.

Cholamandalam offers all three types of car insurance policies. These are third party car insurance policies, standalone own-damage car insurance policies, as well as comprehensive car insurance policies. The insurer also offers a wide array of add-on covers along with these car insurance policies that enable you to customise your policy as per your requirements.

Since its establishment in 2001, Cholamandalam has made a record of settling more than 2 lakh claims every year. With around 104 branches across the country and around more than 8,800 advisory networks, Cholamandalam is catering to the needs of around 90 lakh customers presently.

Cholamandalam Car Insurance Benefits

  • Safeguards your car against all natural and manmade calamities such as flood, cyclone, riot, strike, etc.
  • Provides a cover of up to Rs 7.5 lakh for third party property damage.
  • A cover for personal injuries of third parties in an accident.
  • Availability of optional personal accident cover of up to Rs. 15 lakh for the policyholder.
  • Provision of No Claim Bonus (NCB) discount on Own Damage (OD) premium for claim-free policy years.
  • Availability of optional personal accident cover of up to Rs. 2 lakh for co-passengers travelling in your car.
  • Cashless claim settlement facility at more than 6,900 network garages approved by the company.
  • Easy and hassle-free claim initiation and instant disbursal of claim amount.
  • Availability of 24x7 customer support service on all 7 days of the week.
  • Availability of ‘On-site Minor Repair’ add-on which includes repairs such as oil change tyre change that take less than 45 minutes at the breakdown spot.
  • Availability of add-on for free towing service of up to Rs 1,500.

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Cholamandalam Car Insurance FAQs

  • What type of car insurance policies are offered by Cholamandalam?

    Cholamandalam offers both the third party liability only as well as comprehensive car insurance policy. In addition to that, it also provides a range of add-on covers for enhanced protection of your car.
  • What is Fixed Daily Allowance?

    Fixed Daily Allowance is an add-on. If you opt for it then the insurer offers you get a daily allowance of Rs. 500 or Rs. 1,000 per day from the insurer to meet the cost of hiring a car when your car is out for repairs.
  • Are the roadside assistance services available 24*7?

    Yes, Cholamandalam offers roadside assistance services including fuel delivery and battery top-up along with car breakdown assistance including fixing a flat tyre or on-site repair round the clock.
  • How much premium would I have to pay for a comprehensive car insurance policy purchased from Cholamandalam?

    The premium of your car insurance policy depends on a number of factors such as: Insured Declared Value (IDV) of Your Vehicle Age of The Insured Car Voluntary and Involuntary Deductibles Add-on Covers Purchased

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  • More than 11.5 Lac happy customers
  • Claim Support available all 7 days of the week

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.