Cholamandalam Car Insurance

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  • 90 lakh strong customer base
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  • Robust and round the clock customer support
  • Record of settling over 2 lakh claims per year
  • Great assistance services

About Cholamandalam Car Insurance

Cholamandalam MS is a general insurance company formed as a joint venture between the Murugappa Group and Japan-based Mitsui Sumitomo Insurance Company Limited. It sells a number of insurance policies including car insurance policy which protects you from financial liabilities arising out of accidents/mishaps involving your vehicle.

Cholamandalam offers both third party car insurance policy as well as comprehensive car insurance policy. It also offers a wide array of add-on covers which enable you to customise your policy as per your requirements. Since its establishment in 2001, Cholamandalam has made a record of settling more than 2 lakh claims every year. With around 104 branches across the country and around more than 8,800 advisory networks, Cholamandalam is catering to the needs of around 90 lakh customers presently.

Cholamandalam Car Insurance Benefits

  • Safeguards your car against all natural and manmade calamities such as flood, cyclone, riot, strike, etc.
  • Provides a cover of up to Rs 7.5 lakh for third party property damage.
  • A cover for personal injuries of third parties in an accident.
  • Availability of optional personal accident cover of up to Rs. 15 lakhs for the policyholder.
  • Provision of No Claim Bonus (NCB) discount on Own Damage (OD) premium for claim-free policy years.
  • Availability of optional personal accident cover of up to Rs. 2 lakh for co-passengers travelling in your car.
  • Cashless claim settlement facility at more than 6,900 network garages approved by the company.
  • Easy and hassle-free claim initiation and instant disbursal of claim amount.
  • Availability of 24x7 customer support service on all 7 days of the week.
  • Availability of ‘On-site Minor Repair’ add-on which includes repairs such as oil change tyre change that take less than 45 minutes at the breakdown spot.
  • Availability of add-on for free towing service of up to Rs 1,500 .

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Cholamandalam User Reviews

92 reviews Write a Review
  • Paperless process

    Buying Cholamandalam car insurance policy from InsuranceDekho was a very easy and paperless process. I liked the benefits as well as the smooth buying...

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    Jeevan Chand
    On: July 10, 2020 | Views
  • Several modes of payment

    The payment process at InsuranceDekho is transparent and secured. I bought a Cholamandalam car insurance policy from them for my Volkswagen Vento car ...

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    Arush Nagpal
    On: July 9, 2020 | Views
  • Helpful team at InsuranceDekho

    I talked to the customer care executives at InsuranceDekho when I was looking for a car insurance policy for my Renault Duster car. They suggested Cho...

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    Rahul Girdhar
    On: July 3, 2020 | Views
  • Really helpful team at InsuranceDekho

    InsuranceDekho has a really helpful team that helped me buy Chola MS car insurance policy for my Tata Harrier car. The executives were so polite and e...

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    Anchal Kataria
    On: July 2, 2020 | Views
  • Easy to buy car insurance online at InsuranceDekho

    I purchased a Cholamandalam car insurance policy for my Maruti Suzuki Dzire at InsuranceDekho in simple steps and I paid the premium online without an...

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    Gunjan Rao
    On: June 26, 2020 | Views

Cholamandalam Car Insurance FAQs

  • What type of car insurance policies are offered by Cholamandalam?

    Cholamandalam offers both the third party liability only as well as comprehensive car insurance policy. In addition to that, it also provides a range of add-on covers for enhanced protection of your car.
  • What is Fixed Daily Allowance?

    Fixed Daily Allowance is an add-on. If you opt for it then the insurer offers you get a daily allowance of Rs. 500 or Rs. 1,000 per day from the insurer to meet the cost of hiring a car when your car is out for repairs.
  • Are the roadside assistance services available 24*7?

    Yes, Cholamandalam offers roadside assistance services including fuel delivery and battery top-up along with car breakdown assistance including fixing a flat tyre or on-site repair round the clock.
  • How much premium would I have to pay for a comprehensive car insurance policy purchased from Cholamandalam?

    The premium of your car insurance policy depends on a number of factors such as: Insured Declared Value (IDV) of Your Vehicle Age of The Insured Car Voluntary and Involuntary Deductibles Add-on Covers Purchased

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