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Cholamandalam Car Insurance

96 reviews Rate This
    Network Garages7,100+
    Emergency Assistance24x7 Available
    Claim Settlement Ratio85.89% in FY20
    AccreditationISO Certification
    Customer Base89 Lakh+
    Presence135+ Branches

    About Cholamandalam Car Insurance

    Cholamandalam MS is a general insurance company formed as a joint venture between the Murugappa Group and Japan-based Mitsui Sumitomo Insurance Company Limited. It sells a number of insurance policies including car insurance policy which protects you from financial liabilities arising out of accidents/mishaps involving your vehicle.

    Cholamandalam offers all three types of car insurance policies. These are third party car insurance policies, standalone own-damage car insurance policies, as well as comprehensive car insurance policies. The insurer also offers a wide array of add-on covers along with these car insurance policies that enable you to customise your policy as per your requirements.

    Since its establishment in 2001, Cholamandalam has made a record of settling more than 2 lakh claims every year. With around 104 branches across the country and around more than 8,800 advisory networks, Cholamandalam is catering to the needs of around 90 lakh customers presently.

    Cholamandalam MS Car Insurance

    Cholamandalam MS General Insurance Company makes sure that your car stays safe and secure against any unforeseen incident and your expenses are entirely covered in the wake of any such incidents. Hence, the insurance company provides different types of car insurance plans which comprise third party car insurance, standalone own-damage car insurance and comprehensive car insurance. All these car insurance policies are designed to protect you from any legal and financial liability which you may incur towards a third party if involved in an accident and to provide you coverage for damages or loss sustained by your own car after a collision or a mishap.

    With a range of add-on covers for private cars, the insurance company allows its policyholders to enhance their car insurance policy coverage. Cholamandalam MS offers an extensive range of add-on covers which include zero depreciation, no claim bonus protection, consumables cover, daily cash allowance, key replacement cover, consumables plus cover, and so on. To make people enjoy insurance plans at affordable rates, the insurer provides various sorts of discounts such as No Claim Bonus, Automobile Association Membership Discount, Discount for Anti-Theft Devices, etc. The car insurance plans of Chola MS comes with some more benefits with it like availability of live video streaming for an instant claim, 24/7 customer support and so on.

    Significant Points of Chola MS Car Insurance



    Third Party Property Damage

    Up to Rs. 7.5 Lakh

    Own Damage Cover

    Coverage for Own Car for Its Loss and Damage

    Personal Accident Cover

    Up to Rs. 15 Lakh for Owner-Driver and Up to Rs. 2 Lakh Per Person for Passengers

    Add-on Covers

    25 Add-on Covers

    Claim Assistance

    24/7 Claim Assistance

    Cholamandalam Car Insurance Benefits

    • Safeguards your car against all-natural and manmade calamities such as flood, cyclone, riot, strike, etc.
    • A cover for personal injuries of third parties in an accident.
    • Provision of No Claim Bonus (NCB) discount on Own Damage (OD) premium for claim-free policy years.
    • Cashless claim settlement facility at more than 6,900 network garages approved by the company.
    • Easy and hassle-free claim initiation and instant disbursal of the claim amount.
    • Availability of 24x7 customer support service on all 7 days of the week.
    • Availability of ‘On-site Minor Repair’ add-on which includes repairs such as oil change tyre change that take less than 45 minutes at the breakdown spot.
    • Availability of add-on for free towing service of up to Rs 1,500.

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    Must Read Articles before buying Cholamandalam Car Insurance

    Cholamandalam Car Insurance User Reviews

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    What users are saying
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    • Excellent service

      Very good service, strongly recommended. They've called and provide a good service,.................. ..........

      Tata Tigor 2017-2020 Chennai
      By Karthick Velchami
      On: August 22, 2022
    • fast and perfect

      everything was quick best quotes got zero dep option with ease and much better then policy bazar varierty of...

      Mahindra E Verito New Delhi
      On: June 22, 2022
    • Faster and easier process

      Easier and the best site for insurance renewal Thank You for helping out in making my insurance renewal proc...

      Maruti Dzire Periyakulam
      On: April 2, 2022
    • Thrid Party Car Insurance

      Hassle free and all details were easily captured. Easy to make payment and download the policy details. No nee...

      Tata Nexon 2017-2020 barrackpore
      On: January 1, 2022
    • Paperless process

      Buying Cholamandalam car insurance policy from InsuranceDekho was a very easy and paperless process. I liked t...

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      By Jeevan Chand
      On: July 10, 2020
    • Several modes of payment

      The payment process at InsuranceDekho is transparent and secured. I bought a Cholamandalam car insurance polic...

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      By Arush Nagpal
      On: July 9, 2020
    • Helpful team at InsuranceDekho

      I talked to the customer care executives at InsuranceDekho when I was looking for a car insurance policy for m...

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      By Rahul Girdhar
      On: July 3, 2020
    • Really helpful team at Insuran...

      InsuranceDekho has a really helpful team that helped me buy Chola MS car insurance policy for my Tata Harrier ...

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      By Anchal Kataria
      On: July 2, 2020
    • Easy to buy car insurance onli...

      I purchased a Cholamandalam car insurance policy for my Maruti Suzuki Dzire at InsuranceDekho in simple steps ...

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      By Gunjan Rao
      On: June 26, 2020
    • Awesome services

      InsuranceDekho offers great insurance plans for cars. I chose a Cholamandalam car insurance plan for a Ford Fi...

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      By Dev Gupta
      On: June 25, 2020

    Cholamandalam Car Insurance FAQs

    • What type of car insurance policies are offered by Cholamandalam?

      Cholamandalam offers both the third party liability only as well as comprehensive car insurance policy. In addition to that, it also provides a range of add-on covers for enhanced protection of your car.
    • What is Fixed Daily Allowance?

      Fixed Daily Allowance is an add-on. If you opt for it then the insurer offers you get a daily allowance of Rs. 500 or Rs. 1,000 per day from the insurer to meet the cost of hiring a car when your car is out for repairs.
    • Are the roadside assistance services available 24*7?

      Yes, Cholamandalam offers roadside assistance services including fuel delivery and battery top-up along with car breakdown assistance including fixing a flat tyre or on-site repair round the clock.
    • How much premium would I have to pay for a comprehensive car insurance policy purchased from Cholamandalam?

      The premium of your car insurance policy depends on a number of factors such as: Insured Declared Value (IDV) of Your Vehicle Age of The Insured Car Voluntary and Involuntary Deductibles Add-on Covers Purchased
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