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Cholamandalam Car Insurance

92 reviews Rate This
    Network Garages7,100+
    Emergency Assistance24x7 Available
    Claim Settlement Ratio85.89% in FY20
    AccreditationISO Certification
    Customer Base89 Lakh+
    Presence135+ Branches

    About Cholamandalam Car Insurance

    Cholamandalam MS is a general insurance company formed as a joint venture between the Murugappa Group and Japan-based Mitsui Sumitomo Insurance Company Limited. It sells a number of insurance policies including car insurance policy which protects you from financial liabilities arising out of accidents/mishaps involving your vehicle.

    Cholamandalam offers all three types of car insurance policies. These are third party car insurance policies, standalone own-damage car insurance policies, as well as comprehensive car insurance policies. The insurer also offers a wide array of add-on covers along with these car insurance policies that enable you to customise your policy as per your requirements.

    Since its establishment in 2001, Cholamandalam has made a record of settling more than 2 lakh claims every year. With around 104 branches across the country and around more than 8,800 advisory networks, Cholamandalam is catering to the needs of around 90 lakh customers presently.

    Cholamandalam MS Car Insurance

    Cholamandalam MS General Insurance Company makes sure that your car stays safe and secure against any unforeseen incident and your expenses are entirely covered in the wake of any such incidents. Hence, the insurance company provides different types of car insurance plans which comprise third party car insurance, standalone own-damage car insurance and comprehensive car insurance. All these car insurance policies are designed to protect you from any legal and financial liability which you may incur towards a third party if involved in an accident and to provide you coverage for damages or loss sustained by your own car after a collision or a mishap.

    With a range of add-on covers for private cars, the insurance company allows its policyholders to enhance their car insurance policy coverage. Cholamandalam MS offers an extensive range of add-on covers which include zero depreciation, no claim bonus protection, consumables cover, daily cash allowance, key replacement cover, consumables plus cover, and so on. To make people enjoy insurance plans at affordable rates, the insurer provides various sorts of discounts such as No Claim Bonus, Automobile Association Membership Discount, Discount for Anti-Theft Devices, etc. The car insurance plans of Chola MS comes with some more benefits with it like availability of live video streaming for an instant claim, 24/7 customer support and so on.

    Significant Points of Chola MS Car Insurance



    Third Party Property Damage

    Up to Rs. 7.5 Lakh

    Own Damage Cover

    Coverage for Own Car for Its Loss and Damage

    Personal Accident Cover

    Up to Rs. 15 Lakh for Owner-Driver and Up to Rs. 2 Lakh Per Person for Passengers

    Add-on Covers

    25 Add-on Covers

    Claim Assistance

    24/7 Claim Assistance

    Cholamandalam Car Insurance Benefits

    • Safeguards your car against all-natural and manmade calamities such as flood, cyclone, riot, strike, etc.
    • A cover for personal injuries of third parties in an accident.
    • Provision of No Claim Bonus (NCB) discount on Own Damage (OD) premium for claim-free policy years.
    • Cashless claim settlement facility at more than 6,900 network garages approved by the company.
    • Easy and hassle-free claim initiation and instant disbursal of the claim amount.
    • Availability of 24x7 customer support service on all 7 days of the week.
    • Availability of ‘On-site Minor Repair’ add-on which includes repairs such as oil change tyre change that take less than 45 minutes at the breakdown spot.
    • Availability of add-on for free towing service of up to Rs 1,500.

    Calculate Your Car Insurance

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    Must Read Articles before buying Cholamandalam Car Insurance

    Cholamandalam Car Insurance User Reviews

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    What users are saying
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    • Paperless process

      Buying Cholamandalam car insurance policy from InsuranceDekho was a very easy and paperless process. I liked t...

      Read More
      By Jeevan Chand
      On: July 10, 2020
    • Several modes of payment

      The payment process at InsuranceDekho is transparent and secured. I bought a Cholamandalam car insurance polic...

      Read More
      By Arush Nagpal
      On: July 9, 2020
    • Helpful team at InsuranceDekho

      I talked to the customer care executives at InsuranceDekho when I was looking for a car insurance policy for m...

      Read More
      By Rahul Girdhar
      On: July 3, 2020
    • Really helpful team at Insuran...

      InsuranceDekho has a really helpful team that helped me buy Chola MS car insurance policy for my Tata Harrier ...

      Read More
      By Anchal Kataria
      On: July 2, 2020
    • Easy to buy car insurance onli...

      I purchased a Cholamandalam car insurance policy for my Maruti Suzuki Dzire at InsuranceDekho in simple steps ...

      Read More
      By Gunjan Rao
      On: June 26, 2020
    • Awesome services

      InsuranceDekho offers great insurance plans for cars. I chose a Cholamandalam car insurance plan for a Ford Fi...

      Read More
      By Dev Gupta
      On: June 25, 2020
    • Availability of cashless garag...

      Cholamandalam insurance firm holds a range of network garages where I can get cashless repair service for my D...

      Read More
      By Mahendra Sinha
      On: June 3, 2020
    • Safest payment solutions

      The InsuranceDekho platform offered me safe payment gateways to make the payment for my Cholamandalam policy p...

      Read More
      By Gavit Kher
      On: June 1, 2020
    • Flexible Payment mode

      Cholamandalam provides me best suitable offers. I renewed this insurance for my Honda amaze Car. I am very muc...

      Read More
      By Aashna Dipak
      On: May 30, 2020
    • Various add-on covers availabl...

      I found different add-ons of Cholamandalam available at the InsuranceDekho platform. These add-on covers helpe...

      Read More
      By Deepak Kumar
      On: May 28, 2020

    Cholamandalam Car Insurance FAQs

    • What type of car insurance policies are offered by Cholamandalam?

      Cholamandalam offers both the third party liability only as well as comprehensive car insurance policy. In addition to that, it also provides a range of add-on covers for enhanced protection of your car.
    • What is Fixed Daily Allowance?

      Fixed Daily Allowance is an add-on. If you opt for it then the insurer offers you get a daily allowance of Rs. 500 or Rs. 1,000 per day from the insurer to meet the cost of hiring a car when your car is out for repairs.
    • Are the roadside assistance services available 24*7?

      Yes, Cholamandalam offers roadside assistance services including fuel delivery and battery top-up along with car breakdown assistance including fixing a flat tyre or on-site repair round the clock.
    • How much premium would I have to pay for a comprehensive car insurance policy purchased from Cholamandalam?

      The premium of your car insurance policy depends on a number of factors such as: Insured Declared Value (IDV) of Your Vehicle Age of The Insured Car Voluntary and Involuntary Deductibles Add-on Covers Purchased

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