- Save upto 75%*Lowest Car Premiums
- 11.5 Lakh+Happy Customers
- Claim Support7 days a week
*TP price for less than 1000cc four wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
About SBI General Insurance
Calculate Your Car Insurance
Benefits of SBI General Car Insurance
- 1.SBI car insurance online, offers more than 16,000 cashless network garage services across India.
- 2.You can also avail discount on the premium under SBI car insurance policy. However, this is available only when you choose a Voluntary Excess in addition to the Compulsory Excess.
- A dedicated website for easy claim initiation, claim settlement, policy purchase and renewal.
SBI General Car Insurance Add-Ons
No Claim Benefit (NCB) Protection
NCB is a discount offered as a reward in case no claim is filed by the insured in the previous period. However, a mere small claim can wipe out this benefit. NCB Protection add-on preserves NCB even after a claim. Also, this covers only one claim in a year and is not transferable.
Nil Depreciation/Zero depreciation
Apart from the depreciated value of parts, this add-on entitles one to claim the complete cost of replacing damaged or worn out car parts with brand-new parts except few exceptions such as tyre, tubes and battery.
Engine Protect /Engine Guard
A standard car insurance does not cover non-accident related breakdowns. With Engine Protect/Engine Guard add-on coverage, you can cover engine and circuit related repairs. However, this can’t be claimed due to normal wear and tear of the car’s engine.
This is a unique add-on that repays you for the expense of finding alternative transport when your car is stolen or damaged. The coverage could last as much as two weeks and the claim amount is up to Rs 1,000 (depending on the make and age of your car).
Return to Invoice
This feature lets the car owners claim the invoice price plus registration charges instead of the depreciated resale value. This is only for the situation when the car is stolen, or if it is damaged to an extent that no repairs can be done.
SBI General Car Insurance Claim Process
Initiate your claimVisit the company’s site and click on ‘Initiate a claim’. Alternatively, you can call the toll free number 1800 22 1111 to get your claim/reference number
Keep the necessary documents as prescribedA customer care executive will provide you with the details of documents required and also the cashless workshop (if available)to initiate and process your claim.
Wait for a day for the claim executive to reach youThe claims manager/executive will contact you within 24 hours
Submit all the relevant documentsThen you need to submit all the relevant documents to the claims manager/executive, which will be verified against the originals
Relax and let the team do the JobSBI General will proceed with the process and all the claims will be settled immediately. However, in a non-cashless process, claims are settled after a month of receipt of the final survey report
616 Sbi Cashless Garages in India
Must Read Articles before buying Sbi Car Insurance
- There are many features and benefits of SBI car insurance plans. Read this article to take note of the benefits of car insurance plans.
- Read this article to find out effective ways to reduce the cost of your car insurance premium with SBI General Insurance.
- Read this article to find out how you can renew your car insurance with SBI General insurance online.
- Read this article to find out everything you need to know about purchasing car insurance from SBI General Insurance.
- Read the article to know more about all the key features, benefits and exclusions of the SBI Car insurance plan.
SBI Car Insurance User Reviews
- Most Helpful
- Cashless Garages
- Add On
Fast comparison of various pol...
Fast comparison of various policies on this portal made work easy. Detailed information about available garage...
Fast and useful
Quick and easy payment ! The support from online agent was excellent. The pin code was an issue as it didn’t m...
Very easy to access and customer friendly. Also lot of companies to choose the access at our ease. It is also ...
I had taken insurance from InsuranceDekho earlier also. I did not know much about the process but the executiv...
Most affordable insurance
InsuranceDekho's services are too good, the price is most affordable and the guidance is perfect. Follow-up ca...
Easy transaction with comparative premium statement and also document-less transaction are the features to rat...
Provided detailed information ...
Thanks for the detailed information on the policy regarding zero depreciation and continuous assistance over p...
The best way to take insurance so hassle free all details updated, I really love this website, its very cool a...
Good service from InsuranceDekho.The customer care executive advised me throughout policy booking by phone. It...
Good experience. I have completed the transaction in less than 5 minutes. I want to recommend all others. Than...
SBI General Car Insurance FAQ’s
What benefits does SBI General Car Insurance offer over other non-life insurance companies?
SBI General Car insurance has a commendable incurred claim ratio of 102.07%. The figure proves the company’s commitment to claim settlement.
What are the documents and formalities required to process the claim by the company?
The necessary documents are as follows:
- Completely filled Claim Form
- Policy Document
- Driving License of the driver driving the vehicle at the time of loss
- RC Copy
What should I do with the insurance when I sell my car?
The insurance policy is transferable; hence, you could easily transfer the insurance policy, or you can also opt for cancellation of the policy.
What is No Claim Bonus?
No Claim Bonus is basically the discount given by the company in case no claim is requested by the insured during the complete tenure of his policy period.
Why to buy from InsuranceDekho?
- Instant policy # within 5 mins
- More than 11.5 Lac happy customers
- Claim Support available all 7 days of the week
SBI General Car Insurance Contact Details
InsuranceDekho7551196989Mon to Sun 10 AM to 7 PM
- 1800 22 111108:00 AM to 08:00 PM
- 561612Or for a short note can even SMS to 561612
Car Insurance News
- How Can I Reduce the Premium of Cholamandalam Car ...
Read this article to know how to reduce the premium of Chola...20 October 2021
- Why It Is Necessary To Insure Your Second-Hand Car...
Read this article to know why it is necessary to insure seco...20 October 2021
- Cheapest Car Insurance - Is it Good Or Bad?
Some people buy the cheapest car insurance available. Read t...19 October 2021
- Constructive Total Loss in Car Insurance
Read this article to know more about the constructive total ...19 October 2021
- How To Purchase A Car Insurance Policy From Univer...
Go through this article to take a note of the things that yo...18 October 2021
- How To Check HDFC ERGO General Insurance Claim Sta...
Checking HDFC ERGO General Insurance is not that difficult. ...24 September 2021
- How to Find Your Car Insurance Policy Number?
Read to know ways through which you can find your car insura...27 August 2021
- Why Buying The Lowest-Priced Car Insurance May Be ...
Read to know some of the reasons why you should not purchase...26 August 2021
- Reasons Why You Should Renew Your Car Insurance Po...
Read more to know why you should renew your car insurance po...30 August 2021
- Essential Documents To Carry While Driving A Car
Read to know the essential documents that you should carry w...22 August 2021