Digit Car Insurance

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Highlights
    Network Garages1,000+
    Claim Settlement Ratio80.47%
    Emergency AssistanceAvailable 24/7
    Number of Customers90 lakh+
    Claim ProcessDigitally Enabled
    Presence70+ cities

    About Digit General Insurance

    Digit General Insurance is a private insurance company which was founded in 2016 and is headquartered in Bengaluru. Its original name was Oden which in German means ‘at the top/ahead’. To make things simple, Oden General Insurance Limited changed to Digit General Insurance Limited. It has two registered offices, one in Bengaluru and the other in Pune. Digit General Insurance is a renowned online platform providing a wide range of non-life general insurance products and services to its customers.

    It is backed by Fairfax Financials, an insurance company based in Toronto, Canada. Fairfax is engaged in life insurance and reinsurance, property, investment management, casualty as well as insurance claims management. It has a subsidiary in India called Fairfax India Holdings Corporation which primarily aims to achieve long-term capital appreciation by investing in public and private equity securities of the Indian businesses. Digit General Insurance provides a varied range of insurance services and its product portfolio includes car insurance, bike insurance, jewellery insurance, mobile insurance, commercial vehicle insurance, travel insurance and home protection.

    Digit Car Insurance

    Digit General Insurance offers all types of car insurance policies that include third-party car insurance policies, standalone own-damage car insurance policies, and comprehensive car insurance policies. Apart from these plans, the insurer also offers personal accident cover to compensate their policyholders in case they face a car accident which leads to death or disability of the owner. Car insurance policies offered by Digit General Insurance offer wide coverage to the insured and offer them services like cashless repairs, doorstep pick up and repair, 24x7 customer support, super fast claim settlement, smartphone enabled self-inspection facility, no claim bonus, customisation of IDV, and so on.

    In order to enhance the coverage, the insurer provides a wide range of add-on covers to its policyholders which include zero depreciation cover, return to invoice cover, passenger cover, tyre protect cover, breakdown assistance, consumable cover, engine and gearbox protection cover. Besides, the general insurance company aims to make the car insurance process more simple and hassle-free, reflecting the same in its tag line “To Make Insurance Simple”. With that as the company’s goal, Digit General Insurance is reimagining car insurance products as well as redesigning processes.

    Significant Points of Digit Car Insurance

    Features

    Coverage

    Third Party Property Damage

    Up to Rs. 7.5 Lakh

    Own Damage Cover

    Coverage for Own Car for Its Loss and Damage

    Personal Accident Cover

    Up to Rs. 15 Lakh

    Add-on Covers

    7 Add-on Covers

    Claim Assistance

    24/7 Claim Assistance

    What is your car's brand?

    When did you buy your car?
    20052019
    Have you made a claim in the previous year?

    Benefits of Digit Car Insurance

    • A wide network of 1,000+ garages
    • 24x7 emergency assistance is provided
    • 11 days of average turnaround time for car claims
    • Enables the policyholders to make unlimited claims
    • Smartphone enabled claim and self-inspection process.

    144 Digit Cashless Garages in India

    Digit Car Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Environment-friendly initiativ...

      Every policy service conducted by InsuranceDekho are digital, which means no wastage of papers. I appreciate t...

      Read More
      R
      By Riddhi Sharma
      On: April 14, 2021
    • Reliable information on networ...

      I was looking for a repairing service for my Hyundai i20 Active. Finding reliable information on network garag...

      Read More
      S
      By Snehashis Bhaduri
      On: April 12, 2021
    • Helps to make an informed deci...

      When I was struggling to find a single insurance policy for my Hyundai i10, InsuranceDekho helped. The website...

      Read More
      B
      By Bidipta Acharya
      On: April 9, 2021
    • Secure payment portal

      The payment portal of InsuranceDekho is completely secure. I used it to pay the premium of Digit Third Party c...

      Read More
      G
      By Gungun Chatterjee
      On: April 7, 2021
    • Stress-free policy application

      InsuranceDekho has made the policy application process completely stress-free for me. After landing, I generat...

      Read More
      S
      By Shravan Gupta
      On: April 7, 2021
    • Advantageous add-ons

      InsuranceDekho offers a number of advantageous add-ons to provide additional protection to the car insurance c...

      Read More
      S
      By Subhajyoti Das
      On: April 5, 2021
    • Up-to-date information

      The website of InsuranceDekho gets updated on a regular basis. So all the information regarding policies is up...

      Read More
      K
      By Kinkar Sannyal
      On: March 31, 2021
    • Easy to buy policy

      Buying car insurance policy is really easy on InsuranceDekho. I realised this while insuring my Toyota Yaris w...

      Read More
      R
      By Roopa Maitra
      On: March 30, 2021
    • Best value for money

      The Issuance of my Digit Comprehensive car insurance policy for my Audi Q5 on InsuranceDekho has been the best...

      Read More
      C
      By Chandrima Roy
      On: March 26, 2021
    • Optimum coverage within budget

      InsuranceDekho offers policies with optimum coverage within budget. I found many policies matching both my req...

      Read More
      S
      By Sree Bhaduri
      On: March 24, 2021
    • Environment-friendly initiativ...

      Every policy service conducted by InsuranceDekho are digital, which means no wastage of papers. I appreciate t...

      Read More
      R
      By Riddhi Sharma
      On: April 14, 2021
    • Reliable information on networ...

      I was looking for a repairing service for my Hyundai i20 Active. Finding reliable information on network garag...

      Read More
      S
      By Snehashis Bhaduri
      On: April 12, 2021
    • Helps to make an informed deci...

      When I was struggling to find a single insurance policy for my Hyundai i10, InsuranceDekho helped. The website...

      Read More
      B
      By Bidipta Acharya
      On: April 9, 2021
    • Secure payment portal

      The payment portal of InsuranceDekho is completely secure. I used it to pay the premium of Digit Third Party c...

      Read More
      G
      By Gungun Chatterjee
      On: April 7, 2021
    • Stress-free policy application

      InsuranceDekho has made the policy application process completely stress-free for me. After landing, I generat...

      Read More
      S
      By Shravan Gupta
      On: April 7, 2021
    • Advantageous add-ons

      InsuranceDekho offers a number of advantageous add-ons to provide additional protection to the car insurance c...

      Read More
      S
      By Subhajyoti Das
      On: April 5, 2021
    • Up-to-date information

      The website of InsuranceDekho gets updated on a regular basis. So all the information regarding policies is up...

      Read More
      K
      By Kinkar Sannyal
      On: March 31, 2021
    • Easy to buy policy

      Buying car insurance policy is really easy on InsuranceDekho. I realised this while insuring my Toyota Yaris w...

      Read More
      R
      By Roopa Maitra
      On: March 30, 2021
    • Best value for money

      The Issuance of my Digit Comprehensive car insurance policy for my Audi Q5 on InsuranceDekho has been the best...

      Read More
      C
      By Chandrima Roy
      On: March 26, 2021
    • Optimum coverage within budget

      InsuranceDekho offers policies with optimum coverage within budget. I found many policies matching both my req...

      Read More
      S
      By Sree Bhaduri
      On: March 24, 2021

    Insurance Products by Digit General Insurance

    Digit Car Insurance FAQs

    • What is No Claim Bonus?

      No Claim Bonus (NCB) is basically a discount which is awarded to a policyholder by the insurer for making zero or no claims during the full policy term. NCB can also be accumulated over the years and the discount varies from 20% to 50% based on the damage premium.

    • Will Digit Car Insurance transfer my NCB when I shift from my previous car insurer?

      Yes, you can transfer No Claim Bonus (NCB) from your previous car insurer to Digit General Insurance.

    • Will I be able to select a garage of my choice for repairs?

      Digit car insurance policyholders are allowed to choose a garage as per their choice. In case you choose a workshop outside the Digit garage network, you will be provided with an advance to meet the repair expenses so that you need not raise a claim reimbursement.

    • At how many garages does Digit provide cashless claim settlement service?

      Digit General Insurance has more than 1,000 network garages at its disposal where you can enjoy the benefit of cashless claim settlement.

    • What all documents do I need at the time of policy purchase or renewal?

      You will not have to submit any documents as Digit has a zero paperwork policy during both the purchase as well as renewal of the policy. You just need to fill in the vehicle details such as the model, variant, registration number of the car etc. at the time of purchase and your previous policy details at the time of renewal. For these details you can refer to your car’s registration certificate (RC) and previous policy document.

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Digit Car Insurance Contact Details

    For any assistance or query, call us on:

    Digit Policy Wording Document Download

    • 2.0 MB
    • PDF Document
    • April 10,2019

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    Disclaimer

    Every detail provided in this website is for information purpose only. Insurancedekho under no circumstances, endorse the information provided. However, we are constantly doing our best to keep our privileged customers up-to-date with neutral and factual information.

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.