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Digit Car Insurance

425 reviews Rate This
    Network Garages1,000+
    Claim Settlement Ratio80.47%
    Emergency AssistanceAvailable 24/7
    Number of Customers90 lakh+
    Claim ProcessDigitally Enabled
    Presence70+ cities

    About Digit General Insurance

    Digit General Insurance is a private insurance company which was founded in 2016 and is headquartered in Bengaluru. Its original name was Oden which in German means ‘at the top/ahead’. To make things simple, Oden General Insurance Limited changed to Digit General Insurance Limited. It has two registered offices, one in Bengaluru and the other in Pune. Digit General Insurance is a renowned online platform providing a wide range of non-life general insurance products and services to its customers.

    It is backed by Fairfax Financials, an insurance company based in Toronto, Canada. Fairfax is engaged in life insurance and reinsurance, property, investment management, casualty as well as insurance claims management. It has a subsidiary in India called Fairfax India Holdings Corporation which primarily aims to achieve long-term capital appreciation by investing in public and private equity securities of the Indian businesses. Digit General Insurance provides a varied range of insurance services and its product portfolio includes car insurance, bike insurance, jewellery insurance, mobile insurance, commercial vehicle insurance, travel insurance and home protection.

    The company offers car insurance to its policyholders with 5,800+ cashless network garages. Also, it provides 24x7 active customer support which can be reached even on National Holidays. The smartphone-enabled feature for self-inspection of car insurance is getting huge success across the customers. The firm has developed a customer-friendly environment by delivering values to reviews and feedback.

    The insurance company aims to construct a simple and transparent insurance product that is comprehensible and holds the ability to fulfil the needs of every person. Digit General Insurance has bagged many awards that comprise the title of Best General Insurance Company of the Year at 24th Asia Insurance Industry Awards 2020.

    Digit Car Insurance

    Digit General Insurance offers all types of car insurance policies that include third-party car insurance policies, standalone own-damage car insurance policies, and comprehensive car insurance policies. Apart from these plans, the insurer also offers personal accident cover to compensate their policyholders in case they face a car accident which leads to death or disability of the owner. Car insurance policies offered by Digit General Insurance offer wide coverage to the insured and offer them services like cashless repairs, doorstep pick up and repair, 24x7 customer support, super fast claim settlement, smartphone enabled self-inspection facility, no claim bonus, customisation of IDV, and so on.

    In order to enhance the coverage, the insurer provides a wide range of add-on covers to its policyholders which include zero depreciation cover, return to invoice cover, passenger cover, tyre protect cover, breakdown assistance, consumable cover, engine and gearbox protection cover. Besides, the general insurance company aims to make the car insurance process more simple and hassle-free, reflecting the same in its tag line “To Make Insurance Simple”. With that as the company’s goal, Digit General Insurance is reimagining car insurance products as well as redesigning processes.

    When it comes to choosing car insurance from Digit General Insurance, you get many benefits which are listed below:

    1. Cashless Repairs – 5,800+ cashless network Garages for you to select from India.

    2. Doorstep Pickup and Repair - Doorstep pickup repair as well drop with 6 months repair warranty at network garages

    3. Smartphone-enabled Self Inspection – Policyholders just have to click the pictures of damages on their phone and upload it to get the inspection process done.

    4. Super Fast Claim Settlement – The company tends to settle 96% of the car insurance claims raised.

    5. 24x7 Support - We will always have your back, no matter what time of day it is, we are available even on National holidays.

    6. Customize Your IDV – The company allows you to customise your IDV which can affect your premium and the amount that you get to receive during claims.

    Significant Points of Digit Car Insurance



    Third Party Property Damage

    Up to Rs. 7.5 Lakh

    Own Damage Cover

    Coverage for Own Car for Its Loss and Damage

    Personal Accident Cover

    Up to Rs. 15 Lakh

    Add-on Covers

    7 Add-on Covers

    Claim Assistance

    24/7 Claim Assistance

    Calculate Your Car Insurance

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    Benefits of Digit Car Insurance

    • A wide network of 1,000+ garages
    • 24x7 emergency assistance is provided
    • 11 days of average turnaround time for car claims
    • Enables the policyholders to make unlimited claims
    • Smartphone enabled claim and self-inspection process.

    144 Digit Cashless Garages in India

    Must Read Articles before buying Digit Car Insurance

    Digit Car Insurance User Reviews

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    What users are saying
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    • Purchased Digit car insurance ...

      I recently purchased a Digit car insurance plan for my TATA Nexon from the InsuranceDekho website. The plan co...

      Read More
      By DIvyam Singh
      On: June 29, 2022
    • The customer care service was ...

      The customer care service of the InsuranceDekho is the best. While buying the Digit car insurance plan for my ...

      Read More
      By Naman Gupta
      On: June 27, 2022
    • Policy issued at ease

      I recently bought the Digit car insurance plan for my TATA Tago. It was easy to issue the plan from their we...

      Read More
      By Vikram Bhandari
      On: June 24, 2022
    • Quick policy issuance

      I recently bought the Digit car insurance plan for my TATA Tago. It was easy to issue the plan from their we...

      Read More
      By Nikhil Singh
      On: June 20, 2022
    • Informative website

      The InsuranceDekho website is very informative. While buying the Digit car insurance plan for my TATA Nexon,...

      Read More
      By Chirag Mittal
      On: June 17, 2022
    • Easy plan comparison

      The InsuranceDekho website lets individuals compare plans at ease. I visited their website to buy the Digit ...

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      By Ashish Joshua
      On: June 15, 2022
    • Variety of plans

      The InsuraceDekho website provides a variety of plans to choose from. I chose the Digit car insurance plan. ...

      Read More
      By Divyam Singh
      On: June 10, 2022
    • Best customer service

      The customer care service of the InsuranceDekho is the best. While buying the Digit car insurance plan for m...

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      By Naman Singh
      On: June 8, 2022
    • Informative website

      The InsuranceDekho website is very informative. While buying the Digit car insurance plan for my TATA Nexon, I...

      Read More
      By Chirag Mittalv
      On: June 6, 2022
    • Easy and quick policy renewal

      A year ago I purchased a Digit car insurance policy for my Honda Amaze car from InsuranceDekho. I received a...

      Read More
      By Sonesh gupta
      On: June 1, 2022

    Insurance Products by Digit General Insurance

    Digit Car Insurance FAQs

    • What is No Claim Bonus?

      No Claim Bonus (NCB) is basically a discount which is awarded to a policyholder by the insurer for making zero or no claims during the full policy term. NCB can also be accumulated over the years and the discount varies from 20% to 50% based on the damage premium.

    • Will Digit Car Insurance transfer my NCB when I shift from my previous car insurer?

      Yes, you can transfer No Claim Bonus (NCB) from your previous car insurer to Digit General Insurance.

    • Will I be able to select a garage of my choice for repairs?

      Digit car insurance policyholders are allowed to choose a garage as per their choice. In case you choose a workshop outside the Digit garage network, you will be provided with an advance to meet the repair expenses so that you need not raise a claim reimbursement.

    • At how many garages does Digit provide cashless claim settlement service?

      Digit General Insurance has more than 1,000 network garages at its disposal where you can enjoy the benefit of cashless claim settlement.

    • What all documents do I need at the time of policy purchase or renewal?

      You will not have to submit any documents as Digit has a zero paperwork policy during both the purchase as well as renewal of the policy. You just need to fill in the vehicle details such as the model, variant, registration number of the car etc. at the time of purchase and your previous policy details at the time of renewal. For these details you can refer to your car’s registration certificate (RC) and previous policy document.

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    Digit Car Insurance Contact Details

    For any assistance or query, call us on:

    Digit Policy Wording Document Download

    • 2.0 MB
    • PDF Document
    • April 10,2019

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.