Digit Car Insurance

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Highlights
  • Ranked as one of the top 5 best Indian startups in 2018 by LinkedIn.
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  • Only Indian company to feature in the top 250 Global Fintechs list by CB Insights.
  • Backed by world’s well-known insurer Fairfax Financials
  • 24*7 responsive customer service facility available even on National holidays

About Digit General Insurance

Digit General Insurance is a private insurance company which was founded in 2016 and is headquartered in Bengaluru. Its original name was Oden which in German means ‘at the top/ahead’. To make things simple, Oden General Insurance Limited changed to Digit General Insurance Limited. It has two registered offices, one in Bengaluru and the other in Pune. Digit General Insurance is a renowned online platform providing a wide range of non-life general insurance products and services to its customers.

It is backed by Fairfax Financials, an insurance company based in Toronto, Canada. Fairfax is engaged in life insurance and reinsurance, property, investment management, casualty as well as insurance claims management. It has a subsidiary in India called Fairfax India Holdings Corporation which primarily aims to achieve long-term capital appreciation by investing in public and private equity securities of the Indian businesses.

Digit General Insurance provides a varied range of insurance services and its product portfolio includes car insurance, bike insurance, jewellery insurance, mobile insurance, commercial vehicle insurance, travel insurance and home protection. The company aims to make the insurance process more simple and hassle-free, reflecting the same in its tag line “To Make Insurance Simple”. With that as the company’s goal, Digit General Insurance is reimagining products as well as redesigning processes.

Digit General Insurance has an estimated revenue of $2.5 million and provides employment to more than 500 people. The company has recently succeeded in about 25 lakh customers to its existing customer base, that too in a very short span of time. According to the Digit Claims Report, the total number of motor car claims settled by the insurer stands at the figure of 4,624. Around 72.4% of the claims were settled within 15 days while 90.4% of the remaining claims were settled in 30 days.

132 Digit Cashless Garages in India

Digit User Reviews

  • Insurance Dekho provides several quotes for customers. It helps the customers to compare the quotes as well. On their website, I got my options and co...

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    B
    Babita Mathur
    On: February 28, 2020 | Views
  • As per my experience, Insurance Dekho has the best website that I have used to compare quotes of car insurance policies. I got to know about many insu...

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    N
    Niladri Dutta
    On: February 27, 2020 | Views
  • You just need to give a few details to get quotes from several insurance companies on the website of Insurance Dekho. After you provide the details, t...

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    K
    Kajol Dayal
    On: February 26, 2020 | Views
  • Really fast payment service and I also got the policy document immediately.

    R
    RAMA GOYAL
    On: February 25, 2020 | Views
  • Online-chat is one of the interesting features that help as well as attract people to the website of Insurance Dekho. I dropped a comment about my que...

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    L
    Lalita Gobin
    On: February 25, 2020 | Views

Digit Car Insurance FAQs

  • What is No Claim Bonus?

    No Claim Bonus (NCB) is basically a discount which is awarded to a policyholder by the insurer for making zero or no claims during the full policy term. NCB can also be accumulated over the years and the discount varies from 20% to 50% based on the damage premium.
  • Will Digit Car Insurance transfer my NCB when I shift from my previous car insurer?

    Yes, you can transfer No Claim Bonus (NCB) from your previous car insurer to Digit General Insurance.
  • Will I be able to select a garage of my choice for repairs?

    Digit car insurance policyholders are allowed to choose a garage as per their choice. In case you choose a workshop outside the Digit garage network, you will be provided with an advance to meet the repair expenses so that you need not raise a claim reimbursement.
  • At how many garages does Digit provide cashless claim settlement service?

    Digit General Insurance has more than 1,400 network garages at its disposal where you can enjoy the benefit of cashless claim settlement.
  • What all documents do I need at the time of policy purchase or renewal?

    You will not have to submit any documents as Digit has a zero paperwork policy during both the purchase as well as renewal of the policy. You just need to fill in the vehicle details such as the model, variant, registration number of the car etc. at the time of purchase and your previous policy details at the time of renewal. For these details you can refer to your car’s registration certificate (RC) and previous policy document.

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