Digit Car Insurance

Digit General Insurance is a private insurance company which was founded in 2016 and is headquartered in Bengaluru. Its original name was Oden which in German means ‘at the top/ahead’. To make things simple, Oden General Insurance Limited changed to Digit General Insurance Limited. It has two registered offices, one in Bengaluru and the other in Pune. Digit General Insurance is a renowned online platform providing a wide range of non-life general insurance products and services to its customers.

It is backed by Fairfax Financials, an insurance company based in Toronto, Canada. Fairfax is engaged in life insurance and reinsurance, property, investment management, casualty as well as insurance claims management. It has a subsidiary in India called Fairfax India Holdings Corporation which primarily aims to achieve long-term capital appreciation by investing in public and private equity securities of the Indian businesses. Digit General Insurance provides a varied range of insurance services and its product portfolio includes car insurance, bike insurance, jewellery insurance, mobile insurance, commercial vehicle insurance, travel insurance and home protection.

Digit Car Insurance

Digit General Insurance offers all types of car insurance policies that include third-party car insurance policies, standalone own-damage car insurance policies, and comprehensive car insurance policies. Apart from these plans, the insurer also offers personal accident cover to compensate their policyholders in case they face a car accident which leads to death or disability of the owner. Car insurance policies offered by Digit General Insurance offer wide coverage to the insured and offer them services like cashless repairs, doorstep pick up and repair, 24x7 customer support, super fast claim settlement, smartphone enabled self-inspection facility, no claim bonus, customisation of IDV, and so on.

In order to enhance the coverage, the insurer provides a wide range of add-on covers to its policyholders which include zero depreciation cover, return to invoice cover, passenger cover, tyre protect cover, breakdown assistance, consumable cover, engine and gearbox protection cover. Besides, the general insurance company aims to make the car insurance process more simple and hassle-free, reflecting the same in its tag line “To Make Insurance Simple”. With that as the company’s goal, Digit General Insurance is reimagining car insurance products as well as redesigning processes.

Significant Points of Digit Car Insurance