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Digit Car Insurance

348 reviews Rate This
    Network Garages1,000+
    Claim Settlement Ratio80.47%
    Emergency AssistanceAvailable 24/7
    Number of Customers90 lakh+
    Claim ProcessDigitally Enabled
    Presence70+ cities

    About Digit General Insurance

    Digit General Insurance is a private insurance company which was founded in 2016 and is headquartered in Bengaluru. Its original name was Oden which in German means ‘at the top/ahead’. To make things simple, Oden General Insurance Limited changed to Digit General Insurance Limited. It has two registered offices, one in Bengaluru and the other in Pune. Digit General Insurance is a renowned online platform providing a wide range of non-life general insurance products and services to its customers.

    It is backed by Fairfax Financials, an insurance company based in Toronto, Canada. Fairfax is engaged in life insurance and reinsurance, property, investment management, casualty as well as insurance claims management. It has a subsidiary in India called Fairfax India Holdings Corporation which primarily aims to achieve long-term capital appreciation by investing in public and private equity securities of the Indian businesses. Digit General Insurance provides a varied range of insurance services and its product portfolio includes car insurance, bike insurance, jewellery insurance, mobile insurance, commercial vehicle insurance, travel insurance and home protection.

    Digit Car Insurance

    Digit General Insurance offers all types of car insurance policies that include third-party car insurance policies, standalone own-damage car insurance policies, and comprehensive car insurance policies. Apart from these plans, the insurer also offers personal accident cover to compensate their policyholders in case they face a car accident which leads to death or disability of the owner. Car insurance policies offered by Digit General Insurance offer wide coverage to the insured and offer them services like cashless repairs, doorstep pick up and repair, 24x7 customer support, super fast claim settlement, smartphone enabled self-inspection facility, no claim bonus, customisation of IDV, and so on.

    In order to enhance the coverage, the insurer provides a wide range of add-on covers to its policyholders which include zero depreciation cover, return to invoice cover, passenger cover, tyre protect cover, breakdown assistance, consumable cover, engine and gearbox protection cover. Besides, the general insurance company aims to make the car insurance process more simple and hassle-free, reflecting the same in its tag line “To Make Insurance Simple”. With that as the company’s goal, Digit General Insurance is reimagining car insurance products as well as redesigning processes.

    Significant Points of Digit Car Insurance



    Third Party Property Damage

    Up to Rs. 7.5 Lakh

    Own Damage Cover

    Coverage for Own Car for Its Loss and Damage

    Personal Accident Cover

    Up to Rs. 15 Lakh

    Add-on Covers

    7 Add-on Covers

    Claim Assistance

    24/7 Claim Assistance

    Calculate Your Car Insurance

    Select your car's brand
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    Which city is your car registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your car?
    Have you made a claim in the previous year?

    Benefits of Digit Car Insurance

    • A wide network of 1,000+ garages
    • 24x7 emergency assistance is provided
    • 11 days of average turnaround time for car claims
    • Enables the policyholders to make unlimited claims
    • Smartphone enabled claim and self-inspection process.

    144 Digit Cashless Garages in India

    Must Read Articles before buying Digit Car Insurance

    Digit Car Insurance User Reviews

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    What users are saying
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    • Varied insurance covers

      When it comes to choosing a car insurance policy, I always prefer InsuranceDekho because they host the most nu...

      Read More
      By Ishan Tiwari
      On: October 27, 2021
    • Proactive chatbox

      I visited the InsuranceDekho to make some basic insurance queries regarding the Digit car insurance plan purch...

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      By Varun Khandelwal
      On: October 25, 2021
    • Quick premium calculation

      The premium calculator at InsuranceDekho helped me calculate insurance policy premiums of different insurers i...

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      By Mohan Gupta
      On: October 20, 2021
    • Policy quotes in a click

      I entered the registration number of my Chevrolet Optra Magnum car at the InsuranceDekho portal and got the pr...

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      By Manish Jha
      On: October 18, 2021
    • Quick quotes on car’s body typ...

      I visited the InsuranceDekho portal and got several policy quotes based on my car’s model. I chose my Tata Tia...

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      By Harshita Nigam
      On: October 13, 2021
    • Useful premium calculator

      The online premium calculator of InsuranceDekho helped me find and compare premiums to select the most suitabl...

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      By Sumeet Tyagi
      On: October 11, 2021
    • very helpful in choosing right...

      Overall Experience was superb ...The agent explained all the plans very nicely and follwed exactly on time , W...

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      Honda City 2008-2011 New Delhi
      On: October 6, 2021
    • Amiable customer care

      I insured my Volkswagen Polo car with a Digit car insurance policy with the help of the InsuranceDekho platfor...

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      By Raunak Seth
      On: October 6, 2021
    • Expert recommendations

      I visited InsuranceDekho for car insurance purchases and received valuable expert suggestions, which helped me...

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      By Piyush Jha
      On: October 4, 2021
    • Availability of chatbox

      The chatbox facility of InsuranceDekho is super responsive. As soon as I chose my query on the feature, I got ...

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      By Neelam Deshmukh
      On: September 29, 2021

    Insurance Products by Digit General Insurance

    Digit Car Insurance FAQs

    • What is No Claim Bonus?

      No Claim Bonus (NCB) is basically a discount which is awarded to a policyholder by the insurer for making zero or no claims during the full policy term. NCB can also be accumulated over the years and the discount varies from 20% to 50% based on the damage premium.

    • Will Digit Car Insurance transfer my NCB when I shift from my previous car insurer?

      Yes, you can transfer No Claim Bonus (NCB) from your previous car insurer to Digit General Insurance.

    • Will I be able to select a garage of my choice for repairs?

      Digit car insurance policyholders are allowed to choose a garage as per their choice. In case you choose a workshop outside the Digit garage network, you will be provided with an advance to meet the repair expenses so that you need not raise a claim reimbursement.

    • At how many garages does Digit provide cashless claim settlement service?

      Digit General Insurance has more than 1,000 network garages at its disposal where you can enjoy the benefit of cashless claim settlement.

    • What all documents do I need at the time of policy purchase or renewal?

      You will not have to submit any documents as Digit has a zero paperwork policy during both the purchase as well as renewal of the policy. You just need to fill in the vehicle details such as the model, variant, registration number of the car etc. at the time of purchase and your previous policy details at the time of renewal. For these details you can refer to your car’s registration certificate (RC) and previous policy document.

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Digit Car Insurance Contact Details

    For any assistance or query, call us on:

    Digit Policy Wording Document Download

    • 2.0 MB
    • PDF Document
    • April 10,2019

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.