Third Party Car Insurance

Third Party only car insurance policy is an insurance cover which insures you against all the third party legal liabilities which may arise due to any mishap such as a road accident involving your car. It provides coverage for bodily injury/death of a third party (as decided by a court of law) as well as third party property damage up to Rs. 7.5 lakh.

Third Party Car Insurance Is A Legal Requirement In India

As per the Motors Tariff Act 2002, it is mandatory for every vehicle owner in India to have at least a third party only car insurance policy. A third party car insurance policy provides the most basic coverage and is more affordable as compared to a comprehensive plan. Thus, besides being a mandatory requirement it is also essential to have your vehicle insured by at least a third party only cover so that you have a minimum of basic insurance coverage for your car.

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20042019
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What All Is Covered Under A Third-Party Cover?

  • Third Party Property Damage: All third party property damage are covered under the third party only cover up to Rs.7.5 lakh.
  • Third Party Death/Bodily Injury: Under a third-party plan, the insurer provides 100% compensation in case of death of a third party and 50% indemnification in case of partial blindness or loss of a limb. The compensation amount for third party liabilities is decided by a court of law.

What Is Not Covered Under A Third Party Car Insurance?

A third party car insurance policy does not provide coverage for own-damage sustained by a vehicle or its driver/owner. To get an insurance for own-damage of your car, you can purchase a comprehensive car insurance policy or standalone own-damage car insurance policy. Also, to insure yourself or the driver of your car you need to opt for a personal accident cover or paid driver cover, as the case may be.

Third Party Car Insurance Companies

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Car Companies User Reviews

  • Excellent work by executive

    You executive is an excellent resource who has been very patient and calm in his work. He explained the policy in very well manner and helped me get r...

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    S
    SYED REHMAN
    On: 21st May, 2020 | Views
  • Excellent opportunity for the vehicle owners

    Very much happy with the service provided by keeping the quotations from different insurers to select the best price.

    N
    NAGAVALLI
    On: 20th May, 2020 | Views
  • Great support

    Excellent great support.

    M
    MOHIT KAUL
    On: 19th May, 2020 | Views
  • Great support from team

    Very good support from executive

    S
    SHAMS TABREZ ANSARI
    On: 16th May, 2020 | Views
  • The service by your executive was outstanding!

    Executive of insurancedekho.com have done a great job in assisting me. Special thanks to the team of Insurance Dekho.

    J
    JITENDER KUMAR
    On: 13th May, 2020 | Views
  • Easy App

    Super and easy app. Convenient to choose insurance policy.

    V
    VASANTHI SUNDAERA MURTHY APPUIYER
    On: 13th May, 2020 | Views
  • Easy Insurance service

    Very nice service and facility given on call support.

    P
    PAWAR PATIL ANIL
    On: 12th May, 2020 | Views
  • Exemplary service

    I have been provided the best possible service that too at 5am by your executive. It was exemplary! Employee like her is an asset and must be valued ...

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    M
    M M M INDIA LTD
    On: 12th May, 2020 | Views
  • Good Support

    Good support from Insurance Dekho team.

    P
    Pushp Mahindra
    On: 28th April, 2020 | Views
  • Supportive person

    Nice executive who is an expert in the field of insurance

    P
    Pankaj Rawat
    On: 23rd April, 2020 | Views
  • Great Support for quick Insurance

    Good experience and quick service as always.

    K
    KHALIDAMEEN
    On: 16th April, 2020 | Views
  • Good job biddya

    Thank you so much to your executive for his assistance. First time I have taken online policy from you.

    S
    SITARAM PRAJAPATI
    On: 29th July, 2019 | Views

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