Third Party Car Insurance

Third Party only car insurance policy is an insurance cover which insures you against all the third party legal liabilities which may arise due to any mishap such as a road accident involving your car. It provides coverage for bodily injury/death of a third party (as decided by a court of law) as well as third party property damage up to Rs. 7.5 lakh.

Third Party Car Insurance Is A Legal Requirement In India

As per the Motors Tariff Act 2002, it is mandatory for every vehicle owner in India to have at least a third party only car insurance policy. A third party car insurance policy provides the most basic coverage and is more affordable as compared to a comprehensive plan. Thus, besides being a mandatory requirement it is also essential to have your vehicle insured by at least a third party only cover so that you have a minimum of basic insurance coverage for your car.

What All Is Covered Under A Third-Party Cover?

  • Third Party Property Damage: All third party property damage are covered under the third party only cover up to Rs.7.5 lakh.
  • Third Party Death/Bodily Injury: Under a third-party plan, the insurer provides 100% compensation in case of death of a third party and 50% indemnification in case of partial blindness or loss of a limb. The compensation amount for third party liabilities is decided by a court of law.

What Is Not Covered Under A Third Party Car Insurance?

A third party car insurance policy does not provide coverage for own-damage sustained by a vehicle or its driver/owner. To get an insurance for own-damage of your car, you can purchase a comprehensive car insurance policy or standalone own-damage car insurance policy. Also, to insure yourself or the driver of your car you need to opt for a personal accident cover or paid driver cover, as the case may be.

Car Companies User Reviews

  • Great service

    Great..it is an excellent experience to do insurance from here. Your executive is undoubtedly an excellent agent.

    A
    Alfres Lalliansanga
    On: 5th April, 2020 | Views
  • Great support form the team

    Good Service. Immediately the team contacted me.

    P
    Pandeeswari Madhavan
    On: 4th April, 2020 | Views
  • Nice support

    Good team, special thanks to the executive who helped me.

    V
    Vijay Shanker Khanna
    On: 3rd April, 2020 | Views
  • Good support from your team

    Your team helped me to figure out the apt insurance for me. The team was really helpful.

    A
    Akhil P Mohan
    On: 3rd April, 2020 | Views
  • Easy and trusted

    Good one... When compared with leading companies in market.

    R
    Raveendran R
    On: 29th March, 2020 | Views
  • Great support

    Good experience....Great support by team...

    P
    PANCHAL DILIPKUMAR CHANDULAL
    On: 27th March, 2020 | Views
  • Excellent support

    Thank you for the support.

    S
    SYED MOHAMMAD ALI
    On: 27th March, 2020 | Views
  • Great support by the executive

    Very good support by the executive. Thanks to insurance dekho, It is giving nice support to us. All the best to your company.

    L
    LT GIRISH G
    On: 25th March, 2020 | Views
  • Like the way your team supported me

    I got good assistance to renew my car insurance. I would like to have the same in future also.

    M
    MD WASHIM REJA
    On: 27th February, 2020 | Views
  • Great support

    Like the proactive measure to intimate and get insurance done in advance

    S
    SonelUplanchiwar
    On: 20th December, 2019 | Views
  • Great support

    Good experience, really a nice way to renew my car insurance,I think it is cheaper also.

    S
    Sunil Kumar Mishra
    On: 19th December, 2019 | Views
  • Good job biddya

    Thank you so much to your executive for his assistance. First time I have taken online policy from you.

    S
    SITARAM PRAJAPATI
    On: 29th July, 2019 | Views

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