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IFFCO TOKIO Car Insurance

371 reviews Rate This
    Network Garages4300+
    Claim Settlement Ratio95.30%
    SupportMon - Sat
    Policy Issued1,00,000+
    Zero DepreciationAvailable
    Emergency Assistance24/7
    Third Party CoverAvailable


    IFFCO-Tokio General Insurance – you have certainly heard about the company. Quite a big name in circles of general insurance, the company has been in the race for years. First incorporated on 4th December 2000, IFFCO-Tokio kick-started with a clear vision. Fairness in the company policies, transparency between the insurer and its customers, and finally, prompt response for assistance. The Indian Farmers Fertilizer Co-operative (IFFCO) and two other well-known Japanese groups have teamed up to form the company. Tokio-Marine is one of the sponsors, and Nichido Fire Group is the other. You may be surprised to learn that both companies are listed in Japan as big insurance companies.

    IFFCO-Tokio brings a bunch of insurance products on board catering to every line of business. There are car insurance plans, two-wheeler insurance plans, health insurance plans, travel insurance products, and many others. If you were of the idea that IFFCO-Tokio comes up with a set of traditional car insurance products only, you are certainly mistaken.It also enhances the product insurance products, such as credit insurance, cyber insurance, and a crucial policy for the IT sector: error and omission insurance. In addition to urban areas, the company maintains a stronghold in rural areas.

    The company aims at stepping up the role of customer satisfaction in order to be reckoned as an industry leader. Winning the trust of citizens, cooperatives, investors, companies, and the industry is essential to successful trade. IFFCO-Tokio is designed to promote the growth and development of the non-life insurance sector. Learning about IFFCO-Tokio motor insurance is of great worth here. The plans are exquisitely designed to offer maximum protection and security to your vehicle.

    IFFCO Tokio Car Insurance

    When it comes to car insurance, IFFCO Tokio General Insurance provides comprehensive coverage to its policyholders, providing them to protect their cars from accidents, fire, theft, natural disasters, man-made disasters, and other unexpected events.It provides two types of car insurance plans which comprise third party car insurance policy and comprehensive car insurance policy at affordable premiums rates.

    In order to expand its coverage, it also offer different types of add-on covers such as zero depreciation, roadside assistance, coverage for CNG or LPG fuel kit, coverage for loss or damage to electrical or non-electrical accessories, engine protection, No Claim Bonus (NCB) protection, and so on, with standalone own-damage car insurance plans and comprehensive car insurance plans. A personal accident cover is also available to buy, with compensation available in the case of death of the owner or disability as a result of an accident.

    If you have a car insurance policy with IFFCO Tokio, you may take advantage of various benefits of the company, such as app-based claim settlement within 4 hours, NCB reward up to 50%, cashless repair services at over 4300 network garages spread evenly across the country, and so on.

    Significant Points of IFFCO Tokio Car Insurance



    Third Party Property Damage

    Up to Rs. 7.5 Lakh

    Own Damage Cover

    Coverage for Own Car for Its Loss and Damage

    Personal Accident Cover

    Up to Rs. 15 Lakh

    Add-on Covers

    11 Add-on Covers

    Claim Assistance

    24/7 Claim Assistance

    Calculate Your Car Insurance

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    Benefits of IFFCO TOKIO Car Insurance

    • Avail unlimited benefits of zero depreciation cover
    • Get help at your fingertips. IFFCO-TOKIO guarantees 24X7 emergency roadside assistance
    • An expansive network of 4300+ garages
    • Enjoy coverage for LPG/CNG fuel kit
    • Damages and loss of electrical and non-electrical accessories is covered by the insurance company

    IFFCO TOKIO Car Insurance Add-Ons

    • No Claim Bonus Protection Cover

      No Claim Bonus can well be described as a bonus offered when you make no claims in the previous year. However, you do lose the privilege of opting for a claim. This add-on ensures that your No-Claim Bonus is safeguarded even if you proceed with a claim.

    • Road Side Assistance Cover

      Think about the hassles you might put up with when stranded in the middle of nowhere? There could be a flat tyre situation, mechanical breakdown or engine failure. This is when a roadside assistance rider comes of great help. Immediate help is sent to you and services like towing, refuelling, key replacement and other valuable services are offered to you

    • Engine Protection Cover

      If the engine of a car incurs damage, be certain that repairing it is an expensive affair. Pairing your policy with an engine protection cover ensure that in case of an engine breakdown or damage, you are not required to shell out anything

    • Key Replacement Rider

      If your vehicle is unfortunately robbed or you have misplaced your keys, this rider covers the cost of lock replacement in your car

    • Return to Invoice Cover

      In circumstances when your vehicle is deemed as a total loss, return to invoice serves as the most profitable add-on. Thinking how? Well, it helps you achieve the original invoice price of the car. Everything from registration charges to road tax are paid by the insurer

    IFFCO TOKIO Car Insurance Claim Process

    It's 8 step simple process,Hassle FREE
    • 1

      Talk to Your Insurance Company

      Call IFFCO-TOKIO’s helpline number 1800 103 5499 or Visit the workshop and register the claim.
    • 2

      Drop in At the Workshop

      You can drive your vehicle to the nearest workshop or get the same towed
    • 3

      The Survey Begins

      A surveyor is appointed in 24-48 hours soon after the claim is registered
    • 4

      Documents Must Be Submitted

      Documents like DL, Claim Intimation Form, Aadhar Card, RC, PAN Card, Repair Estimate and a Policy copy must be provided to your insurance company
    • 5

      Survey Is Successfully Done

      Detailed survey of the vehicle is completed in 24-48 hours
    • 6

      Decision Is Taken

      Post survey, the claim is usually accepted or declined by the surveyor. Vehicle repair-works commence only after approval
    • 7

      Delivery Order is Given Out

      After the repair is wrapped up, a thorough survey is done, and delivery order is issued
    • 8

      Non-Cashless Claims – What’s the Difference?

      Expenses in case of non-cashless claims are paid by you. However, your insurance company reimburses the claim amount without any hold-up

    540 Iffco Tokio Cashless Garages in India

    Must Read Articles before buying Iffco Tokio Car Insurance

    IFFCO TOKIO Car Insurance User Reviews

    Write your review
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    • Renewed my policy easily

      I bought the IFFCO Tokio car insurance plan for my Mercedes Benz a year ago from the InsuranceDekho website....

      Read More
      By Nishan Singh
      On: June 30, 2022
    • Renewed my policy easily

      I bought the IFFCO Tokio car insurance plan for my Mercedes Benz a year ago from the InsuranceDekho website. I...

      Read More
      By Nishant Singh
      On: June 28, 2022
    • Secured payments

      I was looking for a secure payments platform and then came across the InsuranceDekho website. They have a se...

      Read More
      By Tushar Nayak
      On: June 23, 2022
    • Secured payments

      I was looking for a secure payments platform and then came across the InsuranceDekho website. They have a se...

      Read More
      By Tushar Nayak
      On: June 21, 2022
    • Well managed website

      The InsuranceDekho website is very well managed. While buying the IFFCO Tokio car insurance plan for my Kia ...

      Read More
      By Vikram Bhandari
      On: June 16, 2022
    • Policy issued at ease

      The purchasing process on the InsuranceDekho website is quick and easy. I bought the IFFCO Tokio car insuran...

      Read More
      By Shivam Sharma
      On: June 14, 2022
    • Best customer care support

      The customer care support of the InsuranceDekho website is just amazing. The executives are very helpful at ...

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      By Sagar Tiwari
      On: June 9, 2022
    • Renewed my policy easily

      I bought the IFFCO Tokio car insurance plan for my Mercedes Benz a year ago from the InsuranceDekho website....

      Read More
      By Nishan Singh
      On: June 7, 2022
    • User-friendly website

      I recently visited the InsuranceDekho website while looking for a good car insurance policy. I found the web...

      Read More
      By Tarun Singh
      On: June 2, 2022
    • Purchased at ease

      I recently bought the IFFCO Tokio car insurance plan for my MG hector, the buying process was quick and easy...

      Read More
      By Rubin Oberoi
      On: June 1, 2022

    IFFCO TOKIO Car Insurance FAQs

    • I am a careful driver. Should I still buy the IFFCO-TOKIO car insurance policy?

      car insurance policy, regardless of how skilful a driver you are. It is a smart way to safeguard your finances. Cherry on the cake - buying motor insurance policy is mandatory.">Uncertainty is definite. Can you predict an accident? No! You must buy a car insurance policy, regardless of how skilful a driver you are. It is a smart way to safeguard your finances. Cherry on the cake - buying motor insurance policy is mandatory.
    • Signing up for IFFCO-TOKIO motor insurance policy is a time-consuming process. Is it true?

      Absolutely not! Buying a policy takes a couple of minutes. IFFCO-TOKIO guarantees that your experience is seamless and hassle-free. Forget paperwork and long hours of wait. Sign up for a new policy quicker than ever imagined.

    • Why should I buy my car insurance policy from IFFCO-TOKIO? What advantages am I entitled to get?

      IFFCO-TOKIO General Insurance has long been in the business and is a trustworthy name. Buying a motor insurance policy from the company guarantees a quick, smooth, and problem-free experience. You can get a new policy in hand quicker than thought. Reaching out to the company for immediate assistance is simple. Requesting for a claim and getting the same settled takes lesser time than anticipated. Affordable insurance plans are offered to customers.

    • I have the IFFCO-TOKIO car insurance. Under what circumstances is a pre- acceptance inspection required?

      pre-acceptance inspection is an absolute must in circumstances like break-in insurance, insurance for an imported vehicle, alteration of a theft protection rider and scenario wherein a new cheque is received after a cheque bounce.

    • What is the best way of communicating with IFFCO-TOKIO?

      You can always reach out to IFFCO-TOKIO by dialling 1800 103 5499. Little were you aware that the company offers round the clock assistance.

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    IFFCO-TOKIO Car Insurance Contact Details

    For any assistance or query, call us on

    Iffco Tokio Policy Wording Document Download

    • 2.0 MB
    • PDF Document
    • April 10,2019

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.