Future Generali Car Insurance Policy Download

With a claim settlement ratio (CSR) of 96.7% and 1.7 crore+ happy customers [1], Future Generali India Insurance Co. Ltd. started its business in the year 2006. Headquartered in Mumbai, Maharashtra, the company has 1300+ owned and partner offices across India [2]. In this page, we will be covering the details on the Future Generali Car Insurance Policy Document - what is a policy document, important details covered in a car insurance policy document, how to download your Future Generali policy document, checking the status of your policy document, and answers to some frequently asked questions.

What is A Car Insurance Policy Document?

A car insurance policy document is a legally binding document that describes the details of your agreement with your insurance company and lists down all inclusions, exclusions, your insured vehicle’s details and other terms and conditions of the policy. This is the guiding document in case you plan to make a claim against your policy. This document also serves as a proof of your premium payment and policy purchase with your insurer.

Importance of The Future Generali Car Insurance Policy Document

There are various uses of your policy document and it is extremely important that you keep a copy of this document safely. Mentioned below are the major reasons why you should keep your Future Generali Car Insurance Policy Document handy:

1. Serves As A Proof of Insurance Coverage: Your Future Generali policy document serves as a proof of car insurance coverage for your vehicle. This document helps to prove that there is a legal agreement between you (the policyholder) and the insurer (in this case, Future Generali).
2. Serves As A Protection Against Fraud: Since the policy document is a legally binding document, it serves against any insurance fraud as it can be shown as a proof of your inclusions, exclusions and terms and conditions.
3. Serves As A Source of Reference For All Policy Details: Your car insurance policy document consists of all important details regarding your insured vehicle and the benefits you will be getting with this policy. These details include your vehicle’s make, model, variant type, its chassis and engine number, the policy premium amount, policy initiation and expiry dates, inclusions, exclusions and all the terms and conditions.
4. Serves As An Educational Material: Your Future Generali car insurance policy document has all the policy-related jargons and their explanations mentioned. This serves as an education material for someone who wants to understand all car insurance related policy terminologies.
5. Serves As A Source of Dispute Resolution: In case the policyholder and Future Generali do not agree on certain points during the claim process, this policy document serves as a source of proof, validating the facts. This helps in solving any dispute between the insured and the insurer.
6. Serves As A Security During Traffic Police Checking: In case you are caught in a check by traffic police on the road, your policy document serves as a proof of insurance and safeguards you in case a insurance check is being done for the mandatory third party car insurance.

Important Details Mentioned in The Future Generali Policy Document

The important details that are mentioned in your Future Generali Car Insurance policy Document are listed below for your ease of understanding:

1. Policy Holder Details: The policyholder’s name, address, phone number and email ID is mentioned in the policy document.
2. Insured Vehicle Details: Details of the insured vehicle like car type, make, model, variant, colour, its price and manufacturing year, engine and chassis number are all listed in the policy document.
3. Policy Start and End Date: Your car insurance policy’s start and end date is also mentioned in your policy document. If not taken otherwise for a longer duration of time, a policy is valid for a period of one year. Note that your policy expiry date is also the date of renewal of your policy.
4. Type of Insurance: The type of insurance you have bought from Future Generali (third party, own damage or comprehensive car insurance) is listed in your policy document.
5. Add Ons Taken: The list of all the add ons you have opted from along with your car insurance policy and their respective prices are all listed in your policy document along with the features of these add ons.
6. Total Premium Amount: Your policy document also contains the details on your policy premium amount based on the car insurance type (third party, stand alone own damage or comprehensive) and the total number of add ons taken.
7. Inclusions and Exclusions: The details of all the inclusions and exclusions under your car insurance policy are mentioned in your policy document.
8. Terms and Conditions: Your car insurance policy terms and conditions are also mentioned in your policy document. These are the rules and regulations which you and your insurer have to abide by at all times.
9. Contact Details of The Insurance Company: The contact details like phone number, branch and headquarter address, customer care email address are all listed in your policy document.

How To Download Future Generali Car Insurance Policy Document From InsuranceDekho?

There are two ways to download your Future Generali car insurance policy document from InsuranceDekho - online and offline mode.

Online Process To Download Policy Document From InsuranceDekho

Follow the steps mentioned below for downloading your Future Generali Car Insurance Policy Document online through InsuranceDekho:

Step 1: Visit the InsuranceDekho website

Step 2: Click on the login button from the top right of the web page

Step 3: Enter your mobile number on the pop up and verify through OTP

Step 4: You will be redirected to your InsuranceDekho customer dashboard where all your policies purchased from us will be listed

Step 5: Select Future Generali car insurance policy from your listed policies. Download your policy document by clicking on “download policy document as PDF”

Step 6: Now you can save this document as a PDF on your device from which you logged in.

Offline Process To Download Future Generali Policy Download From InsuranceDekho

For downloading your Future Generali policy document offline, you can call us on +91-7551196989 or email us on support@insurancedekho.com. By doing so, one of our customer support executives will connect with you and assist you in downloading your policy or help you in getting it delivered to you if required.

How Can I Check My Future Generali Car Insurance Policy Status?

Check your Future Generali Car Insurance Policy Status by following the steps mentioned above. Once you are in your customer dashboard, select “check my policy status” and you will be able to get the update. You can also call our team for assistance or the customer support team at Future Generali General Insurance Co. Ltd. and we will be happy to help you.

How To Get A Hard Copy of The Future Generali Car Insurance Policy Document?

In order to get a hard copy of your Future Generali car insurance policy document, you can connect with us on call or email or with the Future Generali customer team. You can also choose to print the soft copy that you have. With the advent of technology, having a soft copy of your policy document is enough and it is now not mandatory to carry a hard copy.

You can also contact your insurer’s nearest branch office in case you need the document hard copy.

How Can I Make Changes To My Future Generali Car Insurance Policy Document?

In order to make changes to your Future Generali Car Insurance Policy Document, make sure you have all the updated documents handy for verification. Note that it is important that all your details are correctly mentioned in your policy document, otherwise there can be issues in getting your claim or your claim can also be rejected.

Listed below are some of the most common reasons due to which you may have to get changes done in your policy document along with what to do to make those changes:

1. Name Correction: If you did not read your policy document before submission, there can be a case that your name is incorrectly added. Make sure that while updating your name, you share valid ID proof to get this sorted.
2. Address Correction or Update: Sometimes a single error in address details can also become a huge complication during claim. In case you need to get changes done due to an incorrect address or in case you have moved to a new place or another city, ensure that the address is updated correctly in your policy document. Do keep your previous/ updated or original address proofs handy for verification.
3. Change In Your Contact Details: It is important that your insurer has your updated contact information like phone number and email address. In case you change your phone number or email address please inform your insurer in time and get it updated.
4. Incorrect Vehicle Information: Since your policy document has your vehicle information like make, model, variant, manufacturing details, chassis and engine number, you won’t get the claim if these details don’t match with your car. Make sure to go through these details carefully and make the necessary changes if required. Keep your car purchase papers RC and your driving licence handy for getting these changes done.

In order to get these changes done, you can either contact Future Generali Car Insurance directly on call or go to their nearest branch office or connect with us at InsuranceDekho on call +91-7551196989 or on email support@insurancedekho.com to get this resolved.

Official Website of Future Generali Car Insurance

To visit the official website of Future Generali Car Insurance please go to this link: www.general.futuregenerali.in/motor-insurance/car-insurance