Car insurance starting from Rs. 2072/year*
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  • 11.5 Lakh+
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*TP price for less than 1000cc four-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Kotak Car Insurance

200 reviews Rate This
Highlights
    Network Garages1,300+
    Claim Settlement Ratio81.70% in FY19
    Emergency AssistanceAvailable 24/7
    Policies Issued18 lakh+
    Claim ProcessDigitally Enabled
    Presence9+ cities

    About Kotak Mahindra Car Insurance

    Kotak Mahindra is a popular general insurance company in the business. The company was incorporated in December 2014. However, Kotak received approval from the IRDA in April 2015. The company offers an array of non-life insurance products like car insurance, two-wheeler insurance, health insurance, and plenty more. Did you know that Kotak Insurance is a 100% subsidiary of Kotak Mahindra Bank Ltd? Well, the bank is a part of the Kotak Mahindra Group, headed by Uday Kotak. Banking operations kick-started long back in 2003.

    The general insurer offers three types of car insurance policies namely third-party car insurance policies, standalone own-damage car insurance policies, that protect the insured as well as his/her car from financial losses and damages. Along with standalone own-damage car insurance policies and comprehensive car insurance policies, one can purchase add-on cover(s) to ensure all-round safety when hitting the road.

    Kotak Insurance aims at developing exclusively customized car insurance products paired with a cutting-edge digital infrastructure to provide customers with nothing but the best. The company has established its presence in 167 cities across the country. There are a total of 232 offices at present. Kotak General Insurance has crossed significant milestones since it was first incorporated. If you secure your vehicle with a Kotak car insurance policy, be assured that you are protected from all ends when you hit the roads.

    What is your car's brand?

    When did you buy your car?
    20042019
    Have you made a claim in the previous year?

    Benefits of Kotak Car Insurance

    • A wide network of 1,300+ garages
    • 24x7 emergency assistance is offered
    • Digitally enabled insurance solutions provided
    • Allows policyholders to make unlimited claims
    • Quick and hassle-free claim settlement guaranteed.

    Kotak Mahindra Car Insurance Claim Process

    It's 8 step simple process,Hassle FREE
    • 1

      Contact the insurer

      Call Kotak General Insurance on 1800-266-4545 and register your claim. You can visit the workshop and intimate your insurance company
    • 2

      Reach the workshop

      Drive your vehicle to the workshop or get the same towed
    • 3

      The Survey Begins

      Post intimation, a surveyor is appointed. It may take up to 24-48 working hours
    • 4

      Documents Must Be Presented

      The policyholder must submit various documents to the insurance provider. These include Driving License, RC, Claim Intimation Form, Aadhar Card, Policy Copy, PAN Card and a Repair Estimate
    • 5

      The Survey Is Completed

      Survey of a vehicle is completed within 24 to 48 working hours of claim intimation

    • 6

      Surveyor Makes the Call

      Once a thorough survey of the car has been done, the surveyor either accepts the claim or rejects it. Repair-works commence after approval

    • 7

      Delivery Order is Given

      After the repairs are complete, a final survey is done. Deliver order is issued next

    • 8

      Process of Non-Cashless Claims

      Your insured vehicle undergoes repair-works. Initially, you must bear these expenses. The insurance company reimburses the agreed claim amount soon after

    209 Kotak Cashless Garages in India

    Kotak Car Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Transparent service

      The procedures on InsuranceDekho are completely transparent. I used my credit card to buy the Kotak Third part...

      Read More
      S
      By Sougata Mukherjee
      On: November 30, 2020
    • Detailed overview of policies

      I got my Chevrolet Sail insured from Kotak. Before investing, I wanted a detailed overview of my policy. I am ...

      Read More
      A
      By Ashutosh Sharma
      On: November 27, 2020
    • Amazing features

      InsuranceDekho has a plethora of amazing features. Starting from their paperless policy to easy purchase and a...

      Read More
      K
      By Kavita Chandak
      On: November 26, 2020
    • Diverse insurance plans

      I was advised to use the InsuranceDekho website to buy a policy for my Toyota Yaris. I found out that they hav...

      Read More
      P
      By Pranay Das
      On: November 23, 2020
    • Paperless policy

      InsuranceDekho’s paperless policy is like no other! I bought the Kotak policy from their website and their no ...

      Read More
      A
      By Aman Shahi
      On: November 20, 2020
    • Instant quote

      I did not know how to calculate the premium for my Honda Accord. InsuranceDekho did the job for me. I went to ...

      Read More
      P
      By Parth Bhatia
      On: November 19, 2020
    • Has the best insurance plans

      With one single click, I got the best car insurance policy options. I am grateful to the whole team of Insuran...

      Read More
      K
      By Ketan Singh
      On: November 18, 2020
    • Online calculator is helpful

      The online calculator calculated the premiums of the Kotak policy for my Mahindra Xylo in a few clicks. It sav...

      Read More
      A
      By Akhilesh Mukherjee
      On: November 11, 2020
    • Various add-on covers

      I came across add-on covers while purchasing the Kotak policy from InsuranceDekho. The site has all the detail...

      Read More
      I
      By Indrani Manna
      On: November 9, 2020
    • Helpful recommendations

      I called the helpdesk of InsuranceDekho to know more about the available add-on covers for my MG ZS EV’s Kotak...

      Read More
      S
      By Sneha Chaturvedi
      On: November 6, 2020
    • Transparent service

      The procedures on InsuranceDekho are completely transparent. I used my credit card to buy the Kotak Third part...

      Read More
      S
      By Sougata Mukherjee
      On: November 30, 2020
    • Detailed overview of policies

      I got my Chevrolet Sail insured from Kotak. Before investing, I wanted a detailed overview of my policy. I am ...

      Read More
      A
      By Ashutosh Sharma
      On: November 27, 2020
    • Amazing features

      InsuranceDekho has a plethora of amazing features. Starting from their paperless policy to easy purchase and a...

      Read More
      K
      By Kavita Chandak
      On: November 26, 2020
    • Diverse insurance plans

      I was advised to use the InsuranceDekho website to buy a policy for my Toyota Yaris. I found out that they hav...

      Read More
      P
      By Pranay Das
      On: November 23, 2020
    • Paperless policy

      InsuranceDekho’s paperless policy is like no other! I bought the Kotak policy from their website and their no ...

      Read More
      A
      By Aman Shahi
      On: November 20, 2020
    • Instant quote

      I did not know how to calculate the premium for my Honda Accord. InsuranceDekho did the job for me. I went to ...

      Read More
      P
      By Parth Bhatia
      On: November 19, 2020
    • Has the best insurance plans

      With one single click, I got the best car insurance policy options. I am grateful to the whole team of Insuran...

      Read More
      K
      By Ketan Singh
      On: November 18, 2020
    • Online calculator is helpful

      The online calculator calculated the premiums of the Kotak policy for my Mahindra Xylo in a few clicks. It sav...

      Read More
      A
      By Akhilesh Mukherjee
      On: November 11, 2020
    • Various add-on covers

      I came across add-on covers while purchasing the Kotak policy from InsuranceDekho. The site has all the detail...

      Read More
      I
      By Indrani Manna
      On: November 9, 2020
    • Helpful recommendations

      I called the helpdesk of InsuranceDekho to know more about the available add-on covers for my MG ZS EV’s Kotak...

      Read More
      S
      By Sneha Chaturvedi
      On: November 6, 2020

    Insurance Products by Kotak General Insurance

    Kotak Mahindra Car Insurance FAQs

    • Can I avail the benefits of roadside assistance with Kotak car insurance?

      Kotak Insurance provides prompt services for roadside assistance. Don’t panic when you are stranded in a deserted road. Call Kotak on 1800 266 4545 and request for help. Some of the services provided include:


      • Battery jump start
      • Towing of the car
      • Emergency refueling
      • Key replacement if you are locked out
      • Minor repairs if needed
    • I have a car insurance policy with Kotak. What should I know about IDV?

      IDV stands for the Insured Declared Value of a vehicle. It is the maximum sum assured decided by the insurer in circumstances of theft or total loss. Please Note: Costs of registration and insurance is not included when calculating the IDV of a vehicle. In short, final compensation is offered by an insurance company in situations of a total loss on the basis of IDV.

    • I wish to purchase motor insurance from Kotak. How long will my policy be valid?

      While generally insurance plans are for a year, insurance companies have now come up with long-term plans. New car owners must insure their vehicles with a third party policy for at least 3 years

    • Third Party Policy by Kotak – what is the coverage offered?

      Third party insurance is a basic policy. It covers:

      • Damage to a third party property
      • Disability or death due to accident
      • Legal fees and lawsuits due to accidents
    • Does Kotak Car Insurance provide No Claim Bonus?

      Yes, the company provides No Claim Bonus. NCB is provided when a customer does not make any claim during a policy period

    Why to Buy Car Insurance Policy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Kotak Car Insurance Contact Details

    For any assistance or query, call us on:

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    Disclaimer

    Every detail provided in this website is for information purpose only. Insurancedekho under no circumstances, endorse the information provided. However, we are always doing our best to keep our privileged customers up-to-date with neutral and factual information.

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.