Kotak Car Insurance

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  • 1300+ cashless garages
    Check in your City
  • 24*7 Claim Assistance
  • Paperless and hassle-free renewal
  • Advanced Digital Processes

About Kotak Mahindra Car Insurance

Kotak Mahindra is a general insurance company in the business. The company was incorporated in December 2014. However, Kotak received approval from the IRDA in April 2015.

The company offers an array of non-life insurance products like health, motor and plenty more. Did you know that Kotak Insurance is a 100% subsidiary of Kotak Mahindra Bank Ltd? Well, the bank is a part of the Kotak Mahindra Group, headed by Uday Kotak. Banking operations kick-started long back in 2003.

Kotak Insurance aims at developing exclusively customized products paired with a cutting-edge digital infrastructure to provide customers with nothing but the best. The company has established its presence in 167 cities across the country. There are a total of 232 offices at present. Kotak General Insurance has crossed significant milestones since it was first incorporated. If you secure your vehicle with a Kotak car insurance policy, be assured that you are protected from all ends when you hit the roads.

Benefits of Car Insurance

  • Quick and hassle-free claim settlement guaranteed
  • Prompt customer service
  • Variety of useful add-ons to choose from
  • Avail benefits of personal accident cover

Kotak Mahindra Car Insurance Claim Process

  • 1

    Contact the insurer

    Call Kotak General Insurance on 1800 266 4545 and register your claim. You can visit the workshop and intimate your insurance company
  • 2

    Reach the workshop

    Drive your vehicle to the workshop or get the same towed
  • 3

    The Survey Begins

    Post intimation, a surveyor is appointed. It may take up to 24-48 working hours
  • 4

    Documents Must Be Presented

    The policyholder must submit various documents to the insurance provider. These include Driving License, RC, Claim Intimation Form, Aadhar Card, Policy Copy, PAN Card and a Repair Estimate
  • 5

    The Survey Is Completed

    Survey of a vehicle is completed within 24 to 48 working hours of claim intimation

  • 6

    Surveyor Makes the Call

    Once a thorough survey of the car has been done, the surveyor either accepts the claim or rejects it. Repair-works commence after approval

  • 7

    Delivery Order is Given

    After the repairs are complete, a final survey is done. Deliver order is issued next

  • 8

    Process of Non-Cashless Claims

    Your insured vehicle undergoes repair-works. Initially, you must bear these expenses. The insurance company reimburses the agreed claim amount soon after

206 Kotak Cashless Garages in India

Kotak Car Insurance User Reviews

  • I opted to use Insurance Dekho to compare car insurance before investing in it for my Mahindra Scorpio. It guided me to choose a suitable policy takin...

    On: January 23, 2020 | Views
  • I was very confused about how to settle my claim. I had this superstition on my mind that it is going to be a hectic process. When I contacted insuran...

    On: January 22, 2020 | Views
  • I wanted to explore as many options as I could get before purchasing insurance for my car. But searching for options took so much time and I was getti...

    On: January 21, 2020 | Views
  • As I was looking for a car insurance policy, I came across Insurance Dekho. This site has plenty of information presented in an easy to understand for...

    On: January 20, 2020 | Views
  • I purchased a car insurance policy from InsuranceDekho recently. I would like to share my experience as the benefits availed by them were good. The we...

    On: January 17, 2020 | Views

Kotak Mahindra Car Insurance FAQs

  • Can I avail the benefits of roadside assistance with Kotak car insurance?

    Kotak Insurance provides prompt services for roadside assistance. Don’t panic when you are stranded in a deserted road. Call Kotak on 1800 266 4545 and request for help. Some of the services provided include:

    • Battery jump start
    • Towing of the car
    • Emergency refueling
    • Key replacement if you are locked out
    • Minor repairs if needed
  • I have a car insurance policy with Kotak. What should I know about IDV?

    IDV stands for the Insured Declared Value of a vehicle. It is the maximum sum assured decided by the insurer in circumstances of theft or total loss. Please Note: Costs of registration and insurance is not included when calculating the IDV of a vehicle. In short, final compensation is offered by an insurance company in situations of a total loss on the basis of IDV.

  • I wish to purchase motor insurance from Kotak. How long will my policy be valid?

    While generally insurance plans are for a year, insurance companies have now come up with long-term plans. New car owners must insure their vehicles with a third party policy for at least 3 years

  • Third Party Policy by Kotak – what is the coverage offered?

    Third party insurance is a basic policy. It covers:

    • Damage to a third party property
    • Disability or death due to accident
    • Legal fees and lawsuits due to accidents
  • Does Kotak Car Insurance provide No Claim Bonus?

    Yes, the company provides No Claim Bonus. NCB is provided when a customer does not make any claim during a policy period

Kotak Mahindra Car Insurance Contact Details

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