- Save upto 75%*Lowest Car Premiums
- 11.5 Lakh+Happy Customers
- Claim Support7 days a week
*TP price for less than 1000cc four-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
About Royal Sundaram Car Insurance
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Benefits of Royal Sundaram Car Insurance
- A wide network of 3,300+ garages
- 24x7 emergency assistance is provided
- Offers unlimited claims to its customers
- Easy and quick claim settlement process
- Digitally enabled processes with m-Chatra App
Royal Sundaram Car Insurance Add-Ons
If you are a car owner who has successfully managed to rack up a good percentage of No Claim Bonus, having an NCB Protector is a smart choice. You can enjoy discounts anywhere from 20% to 50%, based on your claim history. To top it off, if you have made upto 2 claims in a given policy year, your accumulated NCB remains the same.
Depreciation Waiver Add-On
In case of partial loss or claim, this add-on provide great benefit. Metal parts and plastic parts of a vehicle are waived from depreciation. Still not clear? Well, when you register a claim, the entire amount will be paid out without deducting any depreciation on metal and plastic parts.
Full Invoice Cover
This is your golden chance to get your car insured upto 100% of the list price. Circumstances like total loss or theft could cause severe loss. This add-on guarantees that complete reimbursement will be handed out by the insurance company on the invoice amount of the car.
Voluntary Deductible Cover
In times of claim, if you voluntarily agree to bear a portion of the claim, the insurance company pays for damages that crosses the limit of voluntary deductible. The add-on is a great way to save big money on your car insurance premium.
Key Protector Cover
This is an additional rider that ensure if keys to your car are lost, damaged or misplaced, Royal Sundaram will cover the expenses for repair or replacement of keys. The expenses include labor costs too.
Royal Sundaram Car Insurance Claim Process
Inform Royal Sundaram In A GoIntimate your insurance company by calling in their toll-free number 1860-425-0000. Register your claim. Visit the workshop and inform the insurance company
Reach The Workshopto fast-track your claim, drive your car to the nearest garage or get your vehicle towed
A Survey Is ArrangedPost communication to the insurance company, a surveyor is fixed upon within 24-48 hours
Keep All Documents In HandInsurance company gives a green signal only after receiving the essential documents. Please submit RC, DL, Claim Intimation Form, Policy Copy, Aadhar Card, Repair Estimate and others
Survey Is CompletedDetailed survey is carried out by the surveyor and is completed in 24-48 working hours
Surveyor Calls The ShotA thorough survey is performed. The survey is then approved or rejected. Repair-works commence only after approval is achieved
Delivery Order Is IssuedAfter the repairs are done, a final survey is completed. Post this, a deliver order is issued
Non Cashless Claims – The Way InWhen a claim is non-cashless, you are expected to foot the bills of repair-works. However, your insurance company reimburses the claim amount
Explore Royal Sundaram Car Insurance
Must Read Articles before buying Royal Sundaram Car Insurance
- Is your car insurance policy going to expire? Look at smart tips that you should know while renewing a car insurance policy online. Learn more.
- Explore factors that determine car insurance premium. Learn how to lower your car insurance costs. Knowing what affects your rate can help you.
- On the basis of Health Insurance Claim settlement ratio, here are the top car insurance companies which are best for availing a personal accident.
- A car insurance plan comes with a fixed validity period after which it you need to get it renewed to keep your car insured. You can get it renewed eit
Royal Sundaram Car Insurance User Reviews
- Most Helpful
- Cashless Garages
- Add On
Royal Sundaram Car Insurance FAQs
I have heard about Royal Sundaram’s car shield insurance policy. What are the coverages the plan offer?
Car shield is one of the most famous plans introduced by Royal Sundaram. It ensure absolute coverage to a car during accidents and pays for the damages too. Here’s how it comes handy:
- Compensates for death, damage or bodily injury
- Ensure third party coverage of up to 7.5 lacs
- Coverage is extended for car and car parts. Accident cover can be opted as well for co-passengers upto 2 lacs
- Overwhelming choice of add-ons are provided. No Claim Bonus, Depreciation waiver on spare parts, 100% invoice cover and so on so forth for instance
Does the car shield plan cover LPG/CNG kits?
For private cars, Royal Sundaram does provide coverage for LPG and CNG kits.
I am interested in learning more about discounts offered by Royal Sundaram. Are there any?
Totally, Royal Sundaram bring plenty of benefits and discounts on board. If you are a member of the Automobile Association, you are certainly entitled to a discount. Added discounts are also provided on vintage cars.
Why should I insure my car with a Royal Sundaram motor policy?
The answer is why not? Royal Sundaram is definitely a top-league brand you can bank upon. It offers 24x7 cashless claim facility, break-in insurance, innumerable add-ons, roadside assistance, quick approvals on claims and other perks.
If I book my policy with Royal Sundaram but due to an unforseen circumstance I wish to discontinue with a claim I have registered. Can I Cancel my car insurance claim?
Yes, it is easier than you think. To can a claim request, just write a request to the insurance company and submit it. Your claim will be cancelled in no time.
Why to buy from InsuranceDekho?
- Instant policy # within 5 mins
- More than 11.5 Lac happy customers
- Claim Support available all 7 days of the week
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