Car insurance starting from Rs. 2072/year*
  • Save upto 75%*
    Lowest Car Premiums
  • 11.5 Lakh+
    Happy Customers
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    7 days a week

*TP price for less than 1000cc four-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Royal Sundaram Car Insurance

201 reviews Rate This
Highlights
    Network Garages3300+
    Claim Settlement Ratio94.07% in FY19
    Emergency AssistanceAvailable 24/7
    Policies Issued20.6 lakh+ in FY20
    Number of Customers45 lakh+
    Presence156+ branches

    About Royal Sundaram Car Insurance

    Royal Sundaram General Insurance Co. Ltd. is a big name in circles of private sector general insurance companies. Sundaram Finance is reckoned as one of the giants amongst non-banking financial institutions. The company was the first to kick-start general insurance in India. Achieving a license to operate by the IRDA in October 2000, it has been one of the most appreciated non-banking financial institutions in the country and by the Indian Shareholders.

    The company has been pretty prominent in the market offering best-in-class, innovative solutions for general insurance. There’s a diverse range of products bought on boards by Royal Sundaram. These include car insurance policies, bike insurance policies, health insurance policies, home insurance policies, travel insurance policies, personal accident insurance policies, etc.

    Royal Sundaram offers specifically designed car insurance products for all. These include third-party car insurance policies, standalone own-damage car insurance policies, as well as comprehensive car insurance policies. Car insurance policies offered by the insurer come with a wide range of features. These include 3,300+ cashless garages, free roadside assistance, and several add-on covers. The insured can purchase these add-on cover(s) voluntarily along with a standalone own-damage car insurance policy as well as comprehensive car insurance policy.

    Currently, Royal Sundaram is spread across 156+ branches in the country with over 2,000 employees. All its car insurance as well as other insurance products are distributed through channels online and offline like agents, affinity partners, brokers and others.

    What is your car's brand?

    When did you buy your car?
    20042019
    Have you made a claim in the previous year?

    Benefits of Royal Sundaram Car Insurance

    • A wide network of 3,300+ garages
    • 24x7 emergency assistance is provided
    • Offers unlimited claims to its customers
    • Easy and quick claim settlement process
    • Digitally enabled processes with m-Chatra App

    Royal Sundaram Car Insurance Add-Ons

    • NCB Protector

      If you are a car owner who has successfully managed to rack up a good percentage of No Claim Bonus, having an NCB Protector is a smart choice. You can enjoy discounts anywhere from 20% to 50%, based on your claim history. To top it off, if you have made upto 2 claims in a given policy year, your accumulated NCB remains the same.

    • Depreciation Waiver Add-On

      In case of partial loss or claim, this add-on provide great benefit. Metal parts and plastic parts of a vehicle are waived from depreciation. Still not clear? Well, when you register a claim, the entire amount will be paid out without deducting any depreciation on metal and plastic parts.

    • Full Invoice Cover

      This is your golden chance to get your car insured upto 100% of the list price. Circumstances like total loss or theft could cause severe loss. This add-on guarantees that complete reimbursement will be handed out by the insurance company on the invoice amount of the car.

    • Voluntary Deductible Cover

      In times of claim, if you voluntarily agree to bear a portion of the claim, the insurance company pays for damages that crosses the limit of voluntary deductible. The add-on is a great way to save big money on your car insurance premium.

    • Key Protector Cover

      This is an additional rider that ensure if keys to your car are lost, damaged or misplaced, Royal Sundaram will cover the expenses for repair or replacement of keys. The expenses include labor costs too.

    Royal Sundaram Car Insurance Claim Process

    It's 8 step simple process,Hassle FREE
    • 1

      Inform Royal Sundaram In A Go

      Intimate your insurance company by calling in their toll-free number 1860-425-0000. Register your claim. Visit the workshop and inform the insurance company
    • 2

      Reach The Workshop

      to fast-track your claim, drive your car to the nearest garage or get your vehicle towed
    • 3

      A Survey Is Arranged

      Post communication to the insurance company, a surveyor is fixed upon within 24-48 hours
    • 4

      Keep All Documents In Hand

      Insurance company gives a green signal only after receiving the essential documents. Please submit RC, DL, Claim Intimation Form, Policy Copy, Aadhar Card, Repair Estimate and others
    • 5

      Survey Is Completed

      Detailed survey is carried out by the surveyor and is completed in 24-48 working hours
    • 6

      Surveyor Calls The Shot

      A thorough survey is performed. The survey is then approved or rejected. Repair-works commence only after approval is achieved
    • 7

      Delivery Order Is Issued

      After the repairs are done, a final survey is completed. Post this, a deliver order is issued
    • 8

      Non Cashless Claims – The Way In

      When a claim is non-cashless, you are expected to foot the bills of repair-works. However, your insurance company reimburses the claim amount

    Royal Sundaram Car Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Authentic website

      Every information provided on the InsuranceDekho platform is authentic and liable. The policy specifications a...

      Read More
      D
      By Deb Biswas
      On: December 2, 2020
    • Responsive chat box

      I wanted to renew the Royal Sundaram Policy. I could not understand the process clearly. So, I dropped a messa...

      Read More
      P
      By Payel Sahu
      On: December 1, 2020
    • Amazing website

      InsuranceDekho is such an eye-catching website. Just using it once I was convinced to buy a policy from here. ...

      Read More
      P
      By Preetha Basu
      On: November 30, 2020
    • Abundance of add-on covers

      My Honda Jazz is insured with the Royal Sundaram comprehensive car insurance policy. I visited InsuranceDekho ...

      Read More
      G
      By Gourab Chatterjee
      On: November 26, 2020
    • Renewal made seamless

      Online renewal of my Royal Sundaram Third party insurance policy went smoothly thanks to InsuranceDekho. I hav...

      Read More
      C
      By Chaitali Batabyal
      On: November 24, 2020
    • Easy communicaton with the cus...

      Before buying Royal Sundaram car insurance policy for my Skoda Octavia I contacted the customer team of Insura...

      Read More
      S
      By Shreyansh Tapadar
      On: November 23, 2020
    • Reliable platform

      Each policy information is authentic and reliable on InsuranceDekho. This is why I rely on the website for any...

      Read More
      S
      By Sagarika Pattanayek
      On: November 20, 2020
    • Policies for all budget

      On the website of InsuranceDekho, I received policy options on a wide budget range. I bought a Royal Sundaram ...

      Read More
      M
      By Madhubani Koley
      On: November 18, 2020
    • Instant quote

      Generating the premium quote for my Mahindra NuvoSport was really simple. I used the InsuranceDekho platform. ...

      Read More
      V
      By Vimal Jha
      On: November 17, 2020
    • Standard payment options

      I paid the premium amount for Royal Sundaram comprehensive car insurance policy for my Honda Brio through insu...

      Read More
      N
      By Namrata Ramanan
      On: November 11, 2020
    • Authentic website

      Every information provided on the InsuranceDekho platform is authentic and liable. The policy specifications a...

      Read More
      D
      By Deb Biswas
      On: December 2, 2020
    • Responsive chat box

      I wanted to renew the Royal Sundaram Policy. I could not understand the process clearly. So, I dropped a messa...

      Read More
      P
      By Payel Sahu
      On: December 1, 2020
    • Amazing website

      InsuranceDekho is such an eye-catching website. Just using it once I was convinced to buy a policy from here. ...

      Read More
      P
      By Preetha Basu
      On: November 30, 2020
    • Abundance of add-on covers

      My Honda Jazz is insured with the Royal Sundaram comprehensive car insurance policy. I visited InsuranceDekho ...

      Read More
      G
      By Gourab Chatterjee
      On: November 26, 2020
    • Renewal made seamless

      Online renewal of my Royal Sundaram Third party insurance policy went smoothly thanks to InsuranceDekho. I hav...

      Read More
      C
      By Chaitali Batabyal
      On: November 24, 2020
    • Easy communicaton with the cus...

      Before buying Royal Sundaram car insurance policy for my Skoda Octavia I contacted the customer team of Insura...

      Read More
      S
      By Shreyansh Tapadar
      On: November 23, 2020
    • Reliable platform

      Each policy information is authentic and reliable on InsuranceDekho. This is why I rely on the website for any...

      Read More
      S
      By Sagarika Pattanayek
      On: November 20, 2020
    • Policies for all budget

      On the website of InsuranceDekho, I received policy options on a wide budget range. I bought a Royal Sundaram ...

      Read More
      M
      By Madhubani Koley
      On: November 18, 2020
    • Instant quote

      Generating the premium quote for my Mahindra NuvoSport was really simple. I used the InsuranceDekho platform. ...

      Read More
      V
      By Vimal Jha
      On: November 17, 2020
    • Standard payment options

      I paid the premium amount for Royal Sundaram comprehensive car insurance policy for my Honda Brio through insu...

      Read More
      N
      By Namrata Ramanan
      On: November 11, 2020

    Insurance Products by Royal Sundaram General Insurance

    Royal Sundaram Car Insurance FAQs

    • I have heard about Royal Sundaram’s car shield insurance policy. What are the coverages the plan offer?

      Car shield is one of the most famous plans introduced by Royal Sundaram. It ensure absolute coverage to a car during accidents and pays for the damages too. Here’s how it comes handy:


      • Compensates for death, damage or bodily injury
      • Ensure third party coverage of up to 7.5 lacs
      • Coverage is extended for car and car parts. Accident cover can be opted as well for co-passengers upto 2 lacs
      • Overwhelming choice of add-ons are provided. No Claim Bonus, Depreciation waiver on spare parts, 100% invoice cover and so on so forth for instance
    • Does the car shield plan cover LPG/CNG kits?

      For private cars, Royal Sundaram does provide coverage for LPG and CNG kits.

    • I am interested in learning more about discounts offered by Royal Sundaram. Are there any?

      Totally, Royal Sundaram bring plenty of benefits and discounts on board. If you are a member of the Automobile Association, you are certainly entitled to a discount. Added discounts are also provided on vintage cars.

    • Why should I insure my car with a Royal Sundaram motor policy?

      The answer is why not? Royal Sundaram is definitely a top-league brand you can bank upon. It offers 24x7 cashless claim facility, break-in insurance, innumerable add-ons, roadside assistance, quick approvals on claims and other perks.

    • If I book my policy with Royal Sundaram but due to an unforseen circumstance I wish to discontinue with a claim I have registered. Can I Cancel my car insurance claim?

      Yes, it is easier than you think. To can a claim request, just write a request to the insurance company and submit it. Your claim will be cancelled in no time.

    Why to Buy Car Insurance Policy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Royal Sundaram Car Insurance Contact Details

    Have a problem? Are you looking for assistance? We are at your service 24x7!

    Royal Sundaram Car Insurance Policy Wording

    • 94.7 kB
    • PDF Document
    • April 3, 2019

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    Disclaimer

    Every detail provided in this website is for information purpose only. Insurancedekho under no circumstances, endorse the information provided. However, we are constantly doing our best to keep our privileged customers up-to-date with neutral and factual information.

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.