- Save upto 75%*Lowest Bike Premiums
- 11.5 Lakh+Happy Customers
- Claim Support7 days a week
*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
About Future Generali Bike Insurance
Future Generali India Insurance Company Limited is one of the biggest insurance companies in India that was formed in 2007 after the amalgamation between Future Group and Assicurazioni Generali. Future group is a conglomerate in India that has a significant presence in the Indian retail and fashion sector. It operates so many well-known supermarket chains such as Big Bazaar, Food Bazaar, Brand Factory, Central etc. Whereas Assicurazioni Generali is one of the biggest insurance companies in Italy and among the top insurance companies in the world that offers bike insurance, car insurance and so on.
The company offers a complete range of Insurance products to customers and various enterprises that include bike insurance, health insurance, and so on. It caters to the needs of all kinds of audiences by providing Personal, Commercial & Social/Rural Insurance. It has a comprehensive range of products across savings, protection, unit-linked policies, retirement plans as well as group products. It provides superior talent to deliver bike insurance and other insurance solutions based on the needs of the customers.
Future General India Insurance Company is widely recognised and has won several awards for the type of services or products offered by the insurance company. The company has bagged ‘The Economic Times Best Brand 2020’ for multiple parameters. Future Generali India Insurance has won ‘Asia-Pacific Stevie Award (Gold)’ for its customer services. The insurance company works on three core values which are Empathy, Transparency and Tech-savviness. Future Generali strives to offer cost effective insurance solutions to its customers and best in class services to satisfy its customers.
As of the year 2019, it has successfully built a network of more than 16 lakhs customers. It has been successful in settling over 2.1 lakhs claims every year. It is operating in more than 125 locations all over the nation. Not only that, there are approximately 6,000 agents working very hard towards taking the bike insurance and other insurance plans to every corner. It has tied up with various small and medium banking institutions to increase rural insurance penetration. All the bike insurance products of the company are made with a superior combination of price and innovation.
Future Generali Bike Insurance
Future Generali India Insurance Company is a leading insurance provider in the country and offers a wide range of insurance products. The insurance company offers three types of two-wheeler insurance policy namely Third Party, Standalone Own-Damage and Comprehensive Insurance policies. A two-wheeler insurance policy is a safety net for an individual who owns/drives a two-wheeler. A two-wheeler insurance policy provides financial and legal assistance to the policyholder from the third party liabilities or damages to the insured two-wheeler that may arise during an unforeseen event.
Future Generali Two-Wheeler Third Party Insurance Policy provides protection against the third party liabilities that may occur during an accident or any other unforeseen event. Coverage for third party liabilities such as bodily injuries, disability, property damage or demise of the third party that may happen during an accident or an unforeseen event. This type of two-wheeler insurance coverage is mandatory as per the Motor Vehicles Act. If the two wheeler owner/driver is caught without a third party insurance policy he/she can be penalised for Rs. 2000 and/or be imprisoned for up to 3 months.
Future Generali Two-Wheeler Standalone Own-Damage insurance policy provides coverage for only damage to the insured two-wheeler due to an accident or any other unforeseen event. This type of insurance policy provides compensation to the policyholder for the cost of repairs/damages that may occur during an accident, theft/burglary, natural/man-made disasters, fire/explosion etc. This type of two-wheeler insurance policy does not cover third party liabilities.
Future Generali Two-Wheeler Comprehensive insurance policy provides coverage for both third party liabilities and damages to the insured vehicle that may happen during an accident/in case an unforeseen event occurs. This policy covers third party liabilities such as bodily injuries, disability, property damage or demise of the third party that may happen during an accident or an unforeseen event. A comprehensive two-wheeler insurance policy is not mandatory but once purchased the policyholder does not require a third party insurance policy separately.
Apart from three major types of two-wheeler insurance policies Future Generali also offers add-on covers which increase the scope of coverage of your two-wheeler insurance policy. These add-on can be opted with standalone own-damage or comprehensive two-wheeler insurance policy. Some add-on covers offered by Future Generali are Zero Depreciation, Theft or Loss of Keys, Loss of Personal Belongings, Tyre Damage, Engine Protector, Return on Invoice and Inconvenience Allowance.
Significant Points of Future Generali Bike Insurance
Third Party Insurance - Coverage
Up to Rs 1 Lakh
Own Damage Cover
Determined by the IDV of the Two-Wheeler
Personal Accident Cover
Maximum Coverage Rs 15 Lakh
Claim Settlement Assistance
Calculate Your Bike Insurance
Benefits of Future Generali Bike Insurance
- A robust network of 3,500+ garages
- Settles 2.1 lakh+ claims every year
- 24x7 emergency assistance is provided
- Digitally enabled processes with FG Insure App
- Provides a simple and swift claim settlement process.
Explore Future Generali Bike Insurance
Must Read Articles before buying Future Generali Bike Insurance
- Read this article to find out how you can renew your expired bike insurance at Future Generali seamlessly.
- Future Generali Bike Insurance enables its policyholders to check policy status in many ways online and offline. Read to know the steps involved.
- Essential factors to consider when buying a two-wheeler battery. Batteries provide the power that is required to start the motorcycle.
- 95% of accidents in India involve a two wheeler therefore. You should know safety tips for the two-wheeler riders in India.
- Do you have a sports bike and want insurance for it? Here is the list of add-on covers for your sports bike.
Future Generali Bike Insurance User Reviews
- Most Helpful
- Cashless Garages
- Add On
Future Generali Two-Wheeler Insurance FAQs
How many types of two-wheeler insurance policies does Future Generali provide?
The customers can get 3 types of two-wheeler insurance policies in Future Generali, Comprehensive Insurance policy, Standalone Own Damage Insurance policy and Third Party Insurance policy. Comprehensive insurance policy and Standalone are optional plans whereas a third party policy is compulsory by law for all the two-wheeler owners.
Does it provide add-on covers for two-wheelers?
There are several add-on covers that a policyholder can get with their Future Generali India two-wheeler Comprehensive Insurance policy. It includes Zero depreciation cover, Road-side assistance cover, Loss of key cover, Daily cash allowance cover, Engine protection cover etc. the policyholders can get these by paying an additional premium.
Why should I take my two-wheeler insurance policy from Future Generali India Insurance?
There are several reasons for getting your two-wheeler insurance policy from Future Generali India Insurance such as:
- Offers quality service to its customers.
- 24 hours of customer assistance service.
- Automated renewal reminder.
- Claim settlement in 7 working days.
- 24x7 Roadside assistance facility.
- Ample amount of add-on covers.
Will I get a discount on my premium?
Future Generali offers various types of discounts for its customers such as:
- No Claim Bonus (NCB) benefit
- Automobile association membership discount
- Anti-theft device discount.
Can I transfer my previous two-wheeler insurance policy with Future Generali?
Yes, it is possible to transfer your previous two-wheeler insurance policy with Future Generali. You can also transfer your No Claim Bonus with it by getting a retention certificate from your previous insurer.
Why to buy from InsuranceDekho?
- Instant policy# within 5 mins
- More than 45 lac happy customers
- Claim Support available all 7 days of the week
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