Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Find the right insurance for you
T&C Apply*

Future Generali Bike Insurance

295 reviews Rate This
    Network Garages3,500+
    Claim Settlement Ratio88.69% in FY20
    Emergency AssistanceAvailable 24/7
    Policies Issued18 lakh+ in FY19
    Customers16 lakh+
    Presence125+ branches

    About Future Generali Bike Insurance

    Future Generali India Insurance Company Limited is one of the biggest insurance companies in India that was formed in 2007 after the amalgamation between Future Group and Assicurazioni Generali. Future group is a conglomerate in India that has a significant presence in the Indian retail and fashion sector. It operates so many well-known supermarket chains such as Big Bazaar, Food Bazaar, Brand Factory, Central etc. Whereas Assicurazioni Generali is one of the biggest insurance companies in Italy and among the top insurance companies in the world that offers bike insurance, car insurance and so on.

    The company offers a complete range of Insurance products to customers and various enterprises that include bike insurance, health insurance, and so on. It caters to the needs of all kinds of audiences by providing Personal, Commercial & Social/Rural Insurance. It has a comprehensive range of products across savings, protection, unit-linked policies, retirement plans as well as group products. It provides superior talent to deliver bike insurance and other insurance solutions based on the needs of the customers.

    As of the year 2019, it has successfully built a network of more than 16 lakhs customers. It has been successful in settling over 2.1 lakhs claims every year. It is operating in more than 125 locations all over the nation. Not only that, there are approximately 6,000 agents working very hard towards taking the bike insurance and other insurance plans to every corner. It has tied up with various small and medium banking institutions to increase rural insurance penetration. All the bike insurance products of the company are made with a superior combination of price and innovation.

    Future Generali Bike Insurance

    Future Generali India Insurance is one of the leading insurance providers in the country and offers a large variety of insurance products to their customers. For two-wheelers, there are three basic types of insurance that you can purchase, third party insurance, standalone own-damage insurance and the comprehensive insurance plan. According to the Motor Vehicles Act of 1988, it is compulsory for every two-wheeler in India to have at least a third party insurance. If you get caught without it you can be fined Rs 2,000 and/or be imprisoned for up to 3 months. The standalone own-damage insurance is not compulsory, however, purchasing it is a wise decision. The cover will compensate the policyholder in case of a mishap for the two-wheelers damage costs in a large variety of scenarios including road accidents, theft, vandalism, natural and manmade disasters. Lastly, you can also purchase a comprehensive insurance plan. This is the most hassle-free and convenient option as it will take care of both third party liabilities and own-damage costs under a single premium.

    Future Generali also offers add-on covers with their two-wheeler own-damage covers. These are optional covers that you can select according to your requirements to ensure that your two-wheeler insurance fits your needs. Moreover, these add-ons can make a significant difference during claim settlement. Make sure to check the zero depreciation cover, the roadside assistance cover, the consumables cover and the engine protect cover.

    The insurance provider also offers no claim bonus with its own-damage covers for claim-free years. The reward is cumulative in nature going up to 50% in the fifth consecutive year. Moreover, you can settle your two-wheeler insurance claim instantly in a cashless manner with Future Generali or use their direct payment gateways.

    Significant Points of Future Generali Bike Insurance



    Third Party Insurance - Coverage

    Up to Rs 1 Lakh

    Own Damage Cover

    Determined by the IDV of the Two-Wheeler

    Personal Accident Cover

    Maximum Coverage Rs 15 Lakh

    Claim Settlement Assistance

    Available 24x7

    Calculate Your Bike Insurance

    Select your bike's brand
    • Hero
    • Honda
    • TVS
    • Bajaj
    • Yamaha
    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Benefits of Future Generali Bike Insurance

    • A robust network of 3,500+ garages
    • Settles 2.1 lakh+ claims every year
    • 24x7 emergency assistance is provided
    • Digitally enabled processes with FG Insure App
    • Provides a simple and swift claim settlement process.

    Must Read Articles before buying Future Generali Bike Insurance

    Future Generali Bike Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Compare
    • Price
    • Cashless Garages
    • Comprehensive
    • Claim
    • Renew
    • Premium
    • Add On
    • Suitable information

      At the InsuranceDekho platform, I got all the suitable information which makes it easier and faster for me to ...

      Read More
      By Gaurav Nathan
      On: October 27, 2021
    • Insurance quotes by body type ...

      At the InsuranceDekho website, I can generate the quotes directly depending on the body type of my bike, which...

      Read More
      By Megha Dutta
      On: October 25, 2021
    • No long paper piles

      Issuance of Future Generali bike insurance plan for my Kawasaki Vulcan S was free from any kind of long paper ...

      Read More
      By Bidisha Ghosh
      On: October 20, 2021
    • Quick policy issuance service

      I hold a Future Generali bike insurance plan for my Suzuki Hayate. The insurance plan issuance was quick, all ...

      Read More
      By Sagar Ahluwalia
      On: October 18, 2021
    • Expert advice

      At InsuranceDekho, I got to know about how I can receive the best bike insurance quotes by wisely choosing th...

      Read More
      By Paridhi Sharma
      On: October 13, 2021
    • Quick quotes

      I got several free insurance quotes just by giving the number of my Bajaj Avenger on InsuranceDekho website. T...

      Read More
      By Navneet Kaur
      On: October 11, 2021
    • We will also need to be the be...

      It is a good insurance solutions for motor vehicle I am satisfied with this policy of insurance in future we w...

      Read More
      Hero Maestro Edge 125 Dhule
      On: October 10, 2021
    • Speedy insurance service

      The services related to insurance plans are cost effective and time saving, all thanks to various innovative t...

      Read More
      By Nadeem Sheikh
      On: October 6, 2021
    • Various payment modes are allo...

      When it comes to doing payment online, I am a bit conservative and make use of just my internet banking facili...

      Read More
      By Manika Shrivastava
      On: October 4, 2021
    • Learned about claim settlement...

      A high claim settlement ratio indicates a trustworthy and reliable insurance company. I made comparison of var...

      Read More
      By Priyal Vaidya
      On: September 29, 2021

    Future Generali Two-Wheeler Insurance FAQs

    • How many types of two-wheeler insurance policies does Future Generali provide?

      The customers can get 3 types of two-wheeler insurance policies in Future Generali, Comprehensive Insurance policy, Standalone Own Damage Insurance policy and Third Party Insurance policy. Comprehensive insurance policy and Standalone are optional plans whereas a third party policy is compulsory by law for all the two-wheeler owners.

    • Does it provide add-on covers for two-wheelers?

      There are several add-on covers that a policyholder can get with their Future Generali India two-wheeler Comprehensive Insurance policy. It includes Zero depreciation cover, Road-side assistance cover, Loss of key cover, Daily cash allowance cover, Engine protection cover etc. the policyholders can get these by paying an additional premium.

    • Why should I take my two-wheeler insurance policy from Future Generali India Insurance?

      There are several reasons for getting your two-wheeler insurance policy from Future Generali India Insurance such as:

      • Offers quality service to its customers.
      • 24 hours of customer assistance service.
      • Automated renewal reminder.
      • Claim settlement in 7 working days.
      • 24x7 Roadside assistance facility.
      • Ample amount of add-on covers.
    • Will I get a discount on my premium?

      Future Generali offers various types of discounts for its customers such as:

      • No Claim Bonus (NCB) benefit
      • Automobile association membership discount
      • Anti-theft device discount.
    • Can I transfer my previous two-wheeler insurance policy with Future Generali?

      Yes, it is possible to transfer your previous two-wheeler insurance policy with Future Generali. You can also transfer your No Claim Bonus with it by getting a retention certificate from your previous insurer.

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Future Generali Bike Insurance Contact Details

    For any assistance or query, call us on:

    Bike Insurance News

    • Latest
    • Popular


    This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.