GoDigit General Insurance

6 reviews Rate This
Highlights
  • 6,000+ Network Hospitals
    Check in your City
  • 24x7 Assistance
  • 60% Incurred Claim Ratio
  • Lifelong Renewability
  • Free Health Check-up
  • Dedicated Claim Settlement

About GoDigit

GoDigit General Insurance Limited is an online general insurance company. It was started as Oben General Insurance Limited in which the word ‘Oben’ means ‘Digit’ in German. However, the name, Oben General Insurance Limited was changed to GoDigit General Insurance to make it simple to remember. The company laid its foundation stone in the year 2016. Today, it manages to expand its distribution through direct channel partners, such as Flipkart and ClearTrip, etc. The company is also supported by Fairfax, a financial holding company in Toronto, Canada.

Based out of Bengaluru, India, GoDigit has a network of 1,500 strategic partners that include brokers, agents and dealers who spread across 70 cities and towns. LinkedIn has ranked GoDigit in the top 5 best Indian Startups in 2018. Further, it is the only Indian insurance company to feature in the global Fintech 250 list by CP insights. GoDigit is engaged in offering different insurance products via a digital platform namely health insurance, travel insurance, bike insurance, car insurance, commercial vehicle insurance, home insurance, mobile insurance and bicycle insurance - all at reasonable rates without agent commissions. 

Key Highlights

  • Easy access to TPA service
  • Network hospitals across India
  • An array of sum insured options
  • Service across 70 cities and towns
  • Pre-policy medical health check-ups
  • Cashless facilities in network hospitals
  • Digital initiative for easy policy purchase

With the mission to make the whole insurance process - ranging from purchasing policies to registering claims - simple and hassle-free, GoDigit General Insurance is committed to re-defining its products and redesigning processes. Also, it aims to go beyond the established business. So, the company is focused more on its authorising partners and distributors when it comes to policy issuance, quotes, documentation and claim processing.

It is a well-determined effort by the team at GoDigit General Insurance that the company earned a gross written premium of Rs. 1,204 Crore (during 2018-19) by writing mostly motor, crop and fire policies. It is on the way to build simple and transparent insurance products and solutions that matter to policy buyers. The insurer is also investing to build a technology-driven platform in order to offer customised products to customers at reduced costs. 

GoDigit General Insurance Plan List

Name of PlanSum Insured
Digit Health Plus PolicyMin: 1 Year; Max: 60 Years2 Lakh Get Quotes Now

Claim Process at GoDigit General Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of GoDigit General Insurance at 1800-258-5956.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of GoDigit General Insurance 1800-258-5956.

GoDigit General Insurance User Reviews

  • Extensive coverage

    The reason for taking GoDigit health insurance policy is because it offers extensive coverage benefits and the policy is valid minimum for 1 year. 

    H
    On: Jul 24, 2019 | Views
  • Better customer service

    GoDigit facilities are very good. When I contacted them, they gave me complete information about the policy and suggested a policy with an affordable premium.

    A
    On: Jul 24, 2019 | Views
  • Good for health

    I have bought a health insurance policy from GoDigit. It gives 100% of cover for six to seven members in my family. I also enjoy wide coverage and tax benefits.  

    S
    On: Jul 24, 2019 | Views
  • Good hospitals & low premiums

    I chose GoDigit because it gives the family coverage under one plan and the listed hospital is good. The premium is also nominal.

    M
    On: Jul 23, 2019 | Views
  • Customer friendly

    People at GoDigit are customer-friendly. They help me when I need to know about the changes or upgradation in the policy. 

    S
    On: Jul 23, 2019 | Views
  • Average service

    I have GoDigit health insurance currently. The company has a tie-up with many reputed hospitals. So, I get cashless treatment at all network hospitals without any hassle.

    S
    On: Jul 23, 2019 | Views

Latest GoDigit General Insurance News

GoDigit General Insurance Contact Details

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GoDigit General Insurance FAQs

  • How to buy and apply for a GoDigit health insurance policy?

    You can buy and apply for any GoDigit General Insurance Policy online from its official website or through an online broker like InsuranceDekho. 

  • Why should I buy a health insurance policy from GoDigit General Insurance Company?

    GoDigit General Insurance Policy is an ideal choice for both, individuals and families who want to make an investment in health insurance without breaking their bank. Trusted by 30 lakh Indians, the health insurance policies of GoDigit come with customer-friendly operations, super-fast claim process, killer prices, and extensive coverage benefits. The best thing is that everything is available online. You don’t need to visit any of its offices to submit documents or to understand the policy terms and conditions. 

  • What is the toll-free number of GoDigit General Insurance Company?

    The toll-free number of GoDigit General Insurance Company is 1800-258-5956.

  • Is medical health check-up free at GoDigit General Insurance Company?

    Yes, medical health check-up is provided if you renew the policy with the insurer without a break. GoDigit Health Insurance pays the costs of health check-up up to the specified sum insured mentioned in your policy document.

  • Is there outpatient (OPD) benefit under the policy of GoDigit General Insurance Company?

    Yes, the GoDigit General Insurance Company covers expenses like health check-ups, doctor’s consultation fees, pharmacy bills, diagnostic tests, dental treatment, etc. even when you are not hospitalised.

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