Digit Health Insurance

21 reviews Rate This
Highlights
  • 6,400+ Network Hospitals
    Check in your City
  • 865 policies issued
  • 11% Incurred Claim Ratio
  • Lifelong Renewability
  • Free Health Check-up
  • Dedicated Claim Settlement

About GoDigit

GoDigit General Insurance Limited is an online general insurance company. It was started as Oben General Insurance Limited in which the word ‘Oben’ means ‘Digit’ in German. However, the name, Oben General Insurance Limited was changed to GoDigit General Insurance to make it simple to remember. The company laid its foundation stone in the year 2016. Today, it manages to expand its distribution through direct channel partners, such as Flipkart and ClearTrip, etc. The company is also supported by Fairfax, a financial holding company in Toronto, Canada.

Based out of Bengaluru, India, GoDigit has a network of 1,500 strategic partners that include brokers, agents and dealers who spread across 70 cities and towns. LinkedIn has ranked GoDigit in the top 5 best Indian Startups in 2018. Further, it is the only Indian insurance company to feature in the global Fintech 250 list by CP insights. GoDigit is engaged in offering different insurance products via a digital platform namely health insurance, travel insurance, bike insurance, car insurance, commercial vehicle insurance, home insurance, mobile insurance and bicycle insurance - all at reasonable rates without agent commissions. 

Key Highlights

  • Easy access to TPA service
  • 6,400 Network hospitals across India
  • An array of sum insured options
  • Service across 70 cities and towns
  • Pre-policy medical health check-ups
  • Cashless facilities in network hospitals
  • Digital initiative for easy policy purchase

With the mission to make the whole insurance process - ranging from purchasing policies to registering claims - simple and hassle-free, GoDigit General Insurance is committed to re-defining its products and redesigning processes. Also, it aims to go beyond the established business. So, the company is focused more on its authorising partners and distributors when it comes to policy issuance, quotes, documentation and claim processing.

It is a well-determined effort by the team at GoDigit General Insurance that the company earned a gross written premium of Rs. 1,204 Crore (during 2018-19) by writing mostly motor, crop and fire policies. It is on the way to build simple and transparent insurance products and solutions that matter to policy buyers. The insurer is also investing to build a technology-driven platform in order to offer customised products to customers at reduced costs. 

Digit Health Insurance Plan List

Name of PlanSum Insured
Digit Health Plus PolicyMin: 1 Year; Max: 60 Years2 Lakh Get Quotes Now

Claim Process at Digit Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Digit Health Insurance at 1800-258-5956.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Digit Health Insurance 1800-258-5956.

Digit Health Insurance User Reviews

  • Better than I expected

    GoDigit is better than I had expected. Earlier I was not ready to buy Digit Health Insurance policy because it is a new name in the industry. But, the...

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    S
    Suraj
    On: Jan 08, 2020 | Views
  • Good company for me!

    I think whatever i say about GoDigit is my personal experience. It’s a good company for me because of its quick policy issuance service, online ...

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    M
    Mangat Ram
    On: Jan 06, 2020 | Views
  • Superior to other brands

    If i say something, i would say that GoDigit is superior to other insurance companies in India. I have bought its Digit Health Plus Policy and finds i...

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    V
    Varun Prasad
    On: Jan 02, 2020 | Views
  • Wonderful service!

    GoDigit provides takes care of its customers by providing wonderful service. I am using its product since 2018 and have found the service of this...

    Read More
    M
    Maneesh Singh
    On: Dec 30, 2019 | Views
  • Deeply impressed!

    In so far as this company is concerned, i always keep it on the priority when someone asks me about a good company. I am deeply impressed with the pol...

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    P
    Praveen
    On: Dec 23, 2019 | Views
  • Very Good Company

    GoDigit is really a very good company. Before i got in touch with this company, i was very much worried about a reliable insurer, affordable premium a...

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    A
    Ankur Srivastava
    On: Dec 21, 2019 | Views
  • Quite satisfied!!

    I am quite satisfied with the kind of service provided to me by GoDigit. The people who talked to me sounded very professional and knowledgeable. Th...

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    D
    Draupadi
    On: Oct 29, 2019 | Views
  • Second to none

    GoDigit offers customized health insurance plans for everyone. I have bought health insurance from this company as fully satisfied with their service ...

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    S
    Shailesh Shinde
    On: Oct 21, 2019 | Views
  • Easy claim settlement

    I appreciate the kind of service delivered to me by Go Digit. All the clauses of the policy and claim settlement claim formalities made clear to me be...

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    S
    Sushila Sapate
    On: Oct 21, 2019 | Views
  • Quick & Quality Service

    Quick service and response from staff. Polite and patience in communication. Good knowledge and ability to guide customers. As a policy buyer, I got w...

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    M
    Mukesh
    On: Oct 11, 2019 | Views
  • Super Easy!

    Thanks to the customer care team of GoDigit and InsuranceDekho. Purchasing an insurance policy has been super easy. I spoke to one of the team members...

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    N
    Nitin
    On: Oct 11, 2019 | Views
  • Superior service

    I have purchased health insurance and maid a claim. GoDigit provided me with superior service. I am impressed.

    L
    Lohit
    On: Sep 30, 2019 | Views
  • Excellent!

    Thanks to GoDigit and its team for good guidance and services regarding purchasing health insurance online. All my praise would fall short of your eff...

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    A
    Anoop Kumar Srivastava
    On: Sep 30, 2019 | Views
  • Appreciate

    I really appreciate the good work. Thank you for getting my mother's treatment done so hassle-free. 

    B
    Bharati Dilip Jagda
    On: Sep 09, 2019 | Views
  • Good after sale service

    Not only the policy purchase was easy and hassle-free, even the after sale service is excellent. I am proud to be associated with them.

    V
    Vinay Kumar tiwari
    On: Aug 21, 2019 | Views
  • Extensive coverage

    The reason for taking GoDigit health insurance policy is because it offers extensive coverage benefits and the policy is valid minimum for 1 year.&nbs...

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    H
    Hemant Kumar Mishra
    On: Jul 24, 2019 | Views
  • Better customer service

    GoDigit facilities are very good. When I contacted them, they gave me complete information about the policy and suggested a policy with an afford...

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    A
    Alisha
    On: Jul 24, 2019 | Views
  • Good for health

    I have bought a health insurance policy from GoDigit. It gives 100% of cover for six to seven members in my family. I also enjoy wide coverage and tax...

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    S
    Sumit
    On: Jul 24, 2019 | Views
  • Good hospitals & low premiums

    I chose GoDigit because it gives the family coverage under one plan and the listed hospital is good. The premium is also nominal.

    M
    Manush
    On: Jul 23, 2019 | Views
  • Customer friendly

    People at GoDigit are customer-friendly. They help me when I need to know about the changes or upgradation in the policy. 

    S
    Suman Kumari
    On: Jul 23, 2019 | Views
  • Average service

    I have GoDigit health insurance currently. The company has a tie-up with many reputed hospitals. So, I get cashless treatment at all network hosp...

    Read More
    S
    Srinu Naik
    On: Jul 23, 2019 | Views

Latest Digit Health Insurance News

Digit Health Insurance Contact Details

Reach us for help anytime

Digit Health Insurance FAQs

  • How to buy and apply for a GoDigit health insurance policy?

    You can buy and apply for any GoDigit General Insurance Policy online from its official website or through an online broker like InsuranceDekho. 

  • Why should I buy a health insurance policy from GoDigit General Insurance Company?

    GoDigit General Insurance Policy is an ideal choice for both, individuals and families who want to make an investment in health insurance without breaking their bank. Trusted by 30 lakh Indians, the health insurance policies of GoDigit come with customer-friendly operations, super-fast claim process, killer prices, and extensive coverage benefits including critical illness cover and maternity benefit. The best thing is that everything is available online. You don’t need to visit any of its offices to submit documents or to understand the policy terms and conditions.

  • What is the toll-free number of GoDigit General Insurance Company?

    The toll-free number of GoDigit General Insurance Company is 1800-258-5956.

  • Is medical health check-up free at GoDigit General Insurance Company?

    Yes, medical health check-up is provided if you renew the policy with the insurer without a break. GoDigit Health Insurance pays the costs of health check-up up to the specified sum insured mentioned in your policy document.

  • Is there outpatient (OPD) benefit under the policy of GoDigit General Insurance Company?

    Yes, the GoDigit General Insurance Company covers expenses like health check-ups, doctor’s consultation fees, pharmacy bills, diagnostic tests, dental treatment, etc. even when you are not hospitalised.

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