Aditya Birla Capital Health Insurance

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Highlights
  • 75614 policies issued
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  • Tax benefit under section 80D
  • 5600+ network hospitals
  • 92.25% 2017-18 claim settlement ratio
  • Hassle-free claim settlement
  • Free annual health check-up

About Aditya Birla

Established in 2015, Aditya Birla Health Insurance Co Ltd. is a joint venture between the Aditya Birla Group and MMI Holding Limited. It is a partnership between India’s third largest conglomerate and one of South Africa’s largest insurance companies. Together with a legacy of around 122 years, the association is poised to enable individuals and families to lead happier and healthier lives.

Advanced technology at the core assists Aditya Birla Health Insurance to stay in the present. The company covers the insured against basic health diseases, personal accidents, critical illness, cancer and provides daily cash benefits in case of hospitalization. 

Key Highlights:

1. It is one of the biggest health insurance companies in India.

2. Company’s incurred claim settlement ratio (ICR) is 89.05%.

3. Tax deductions are applicable as per Section 80D of the Income Tax Act 1961.

4. Free annual check-ups can be availed by any policyholder above the age of 18 years.

5. Cumulative bonus varying between 10% and 20% is offered on every no-claim policy year depending on the health insurance plan chosen.

6. Offer various plans that provide a cover for a number of listed day-care surgeries and procedures, even those which do not require hospitalization for over 24 hours.

7. Free health check-up to monitor complete physical wellness of policyholders is also provided once a year by the company.

The major objective of Aditya Birla Health Insurance Co. Ltd. is to design a plan to provide customers with the best coverage and a healthy lifestyle. Moreover, the health insurance firm is committed to delivering simple and hassle-free hospitalization experience as well as to include swift processes of getting policyholders to get admitted and discharged.

Lastly, the company offers 24x7 access to policy details, digitized medical records, and e-hospital cards to arrange appointments with doctors and specialists as well as to gift ease and transparency to the customers.

Aditya Birla Capital Health Insurance Plan List

Name of PlanSum Insured
Activ Assure DiamondMin - 5 years, Max age - No age limit2 Lakh Get Quotes Now
Aditya Birla EnhancedMin: 91 days; Max: No limit2 Lakh Get Quotes Now

Claim Process at Aditya Birla Capital Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalization needs intimation within 24 hours and for planned hospitalization intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorization form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Aditya Birla Capital Health Insurance at 1800-270-7000.
  • 1

    Claim Intimation

    Emergency hospitalization needs intimation within 24 hours and for planned hospitalization intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Aditya Birla Capital Health Insurance 1800-270-7000.

Aditya Birla Capital Health Insurance User Reviews

  • Happy with Aditya Birla health insurance

    I have Aditya Birla health insurance for the past one year This is the best policy I have had so far. Not only the coverage is broad, but the benefits are vast as well. Overall, I am happy with Aditya Birla’s health insurance and the services that I have been provided with. I would recommend Aditya Birla for sure!

    A
    Anil Chaudhary
    On: May 08, 2019 | Views
  • Satisfactory experience

    It’s been a few months that I invested in Aditya Birla health insurance plan. Until now, there has been no claim. I must say that the coverage offered is as per my expectations. The benefits are vast and claim process is quite simple. Overall, it has been a fair experience until now.

    S
    Sharda Devi
    On: May 07, 2019 | Views
  • Quality investment

    I was searching for an affordable health insurance plan offering excellent coverage. Finally, I came across Aditya Birla health insurance. My current policy at Aditya Birla offers multiple benefits such as high sum assured, easy claim settlement, coverage for pre & post hospitalization expenses, and others. Overall, it is a worthy investment!

     

     

     

    M
    Manisha
    On: May 04, 2019 | Views
  • New to Aditya Birla health insurance

    People from InsuranceDekho recommended Aditya Birla policy after listening to my requirements. This is my first experience with Aditya Birla health insurance. The policy offers maximum coverage to my medical needs. The premium is not too much, however, the returns are great!

     

    A
    Arun Patel
    On: May 02, 2019 | Views
  • Great policy by Aditya Birla

    It was my first experience with Aditya Birla health insurance. I must say that I am quite happy with the policy and other services that I have been provided with. The policy is great. Thanks to experts at InsuranceDekho for helping me find such a good health insurance coverage. Good job!

    P
    Puneet Kumar Singh
    On: May 01, 2019 | Views
  • Happy and satisfied customer.

    Aditya Birla has always been my preferred health insurer. I have filed a claim in the past. My experience with it was a good one. I did not have to worry about paying premium or availing medical expenses while spending my savings. Overall, Aditya Birla is a good insurer that any one can trust. 

    M
    Mukesh Kumar
    On: Apr 30, 2019 | Views
  • Aditya Birla recommended to all

    I am extremely thankful to Aditya Birla for helping me with my medical expenses when my father was in hospital. Had it not been for Aditya Birla insurance, I would not have been able to bear the medical costs. I would recommend the insurer to anyone who wants their family covered. Good job Aditya Birla! 

    A
    Anoop Kumar Srivastava
    On: Apr 29, 2019 | Views
  • The best one.

    Aditya Birla is one of most dependable health insurance companies. MY experience so far with the company has been amazing. Benefits such as day care treatment, road ambulance cover, and others are a great plus. Overall, you get to reap so many benefits without paying a huge amount. I always recommend Aditya Birla to all!

    D
    Dharmendra Mishra
    On: Apr 28, 2019 | Views

Latest Aditya Birla Capital Health Insurance News

Aditya Birla Capital Health Insurance Contact Details

Reach us for help anytime
  • Aditya Birla Capital Health Insurance FAQs

  • On what factors the eligibility to get a health insurance plan depends?

    The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.

    Can I buy a health insurance policy for my 4-year-old kid?

    There are no separate individual plans for kids. But, they can be covered with their parents in either individual or floater plans.

    If I don’t use the cashless facility in how much time claim should be submitted?

    You should submit the claim within 15 days of getting a discharge from the hospital or clinic.

    What is the period in which claim is settled by Aditya Birla Health Insurance firm?

    ABHI settle claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.

    What is the claim settlement ratio of Aditya Birla Health Insurance for the financial year 2017-2018?

    The CSR for Aditya Birla Capital Health for FY 2017-2018 is 92.25%.

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