Aditya Birla Health Insurance

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  • 5,700+ Network Hospitals
    Check in your City
  • 1,86,244+ Policies Issued
  • 59%+ Incurred Claim Ratio
  • Lifelong Renewability
  • 91% Claim Settlement Ratio
  • In-House Claim Settlement

About Aditya Birla

Established in 2015, Aditya Birla Health Insurance Co Ltd. is a joint venture between the Aditya Birla Group and MMI Holding Limited. It is a partnership between India’s third largest conglomerate and one of South Africa’s largest insurance companies. Together with a legacy of around 122 years, the association is poised to enable individuals and families to lead happier and healthier lives.

Advanced technology at the core enables Aditya Birla Health Insurance to stay in the present. The company covers the insured against basic health diseases, personal accidents, critical illness, cancer and provides daily cash benefits in case of hospitalisation. Further, it policies come with certain features that bridge the gaps in the health insurance industry. Aditya Birla has designed their products with the objective of providing wholesome protection to yourself and to your family.

Key Highlights:

  • No third-party involvement
  • 55+ offices across the country
  • An array of sum insured options
  • 5,700+ leading network hospitals
  • Pre-policy medical health check-ups
  • Cashless facilities in network hospitals
  • 10% and 20% is offered on every no-claim policy year

The main objective of Aditya Birla is to empower and motivate families to prioritize health and lead fulfilling lives. Aditya Birla designs health insurance plans to provide customers with the best coverage and a healthy lifestyle. It is committed to delivering simple and hassle-free hospitalisation experience as well as to include swift processes of getting policyholders to get admitted and discharged. Further, Aditya Birla offers 24x7 access to policy details, digitized medical records, and e-hospital cards to arrange appointments with doctors and specialists as well as to gift ease and transparency to the customers.

Currently, Aditya Birla has a variety of health insurance products to cover the expenses incurred in treatment be it hospitalisation, illness, domiciliary hospitalisation, accidental injury, unseen accidents during the policy period. With the support of top network hospitals in India, the insurance company makes sure cashless treatment is within you and your family reach.

Aditya Birla Health Insurance Plan List

Name of PlanSum Insured
Activ Assure DiamondMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now
Activ Health EnhancedMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now
Cancer SecureMin: 18 Years; Max: 65 Years5 Lakh Get Quotes Now
Activ SecureMin: 5 Years; Max: 65 Years1 Lakh Get Quotes Now
Activ CareMin: 55 Years; Max: 80 Years3 Lakh Get Quotes Now
Activ Health EssentialMin: 91 Days; Max: No Limit50 Thousand Get Quotes Now

Claim Process at Aditya Birla Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Aditya Birla Health Insurance at 1800-270-7000.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Aditya Birla Health Insurance 1800-270-7000.

Aditya Birla Health Insurance User Reviews

  • Reliable and prompt.

    I have been associated with this insurance company for more than 3 years. It is highly reliable and prompt in their actions related to claim settlemen...

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    Irfan Ahmed
    On: Jan 08, 2020 | Views
  • Outstanding insurer.

    Since when I have started using the plans offered by the Aditya Birla, I have been its fan. It is a brand in literal sense. It offers plans of every s...

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    Shweta Chaudhary
    On: Jan 07, 2020 | Views
  • Highly Impressive.

    It’s policies come with certain features that bridge the gaps in the health insurance industry. Aditya Birla has designed their products with th...

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    Malti Gupta
    On: Dec 31, 2019 | Views
  • Relief Providing Insurer.

    The Aditya Birla is an insurer that has been consistently delivering the best insurance plans in the market. It is widely recognised due to its divers...

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    Gautam Yadav
    On: Dec 30, 2019 | Views
  • An insurer for life.

    I am using this platform of to acknowledge the performances of Aditya Birla insurance company and InsuranceDekho itself for their c...

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    Meena Desai
    On: Dec 25, 2019 | Views
  • Kudos to this insurer.

    This is a company that takes care of its policyholders in and out without any doubt. I am a regular customer of this insurer and have taken different ...

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    Aditya Chaurasia
    On: Dec 22, 2019 | Views
  • Respectful and Useful!

    Aditya Birla is a brand I am associated with since 2017. I am very happy with its approach to design products with the objective of providing wholesom...

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    Suresh Gopichand Chavan
    On: Oct 11, 2019 | Views
  • A brilliant insurer.

    It is an insurer that never fails to deliver. The major objective is to empower and motivate families to prioritise health and lead fulfilling lives. ...

    Read More
    Asif Iqbal
    On: Oct 11, 2019 | Views
  • Solution for all health problems.

    The Aditya Birla group is one of the biggest and trusted names in the health insurance sector. It offers almost every sort of plans to customers and s...

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    Sweta Shravani
    On: Oct 04, 2019 | Views
  • Top notch offerings and services!

    I am associated with the Aditya Birla Capital Health Insurance for more than 3 years. I am highly satisfied with its diverse range of benefits and ser...

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    Sanjay Kumar
    On: Oct 04, 2019 | Views
  • Committed to keep me satisfied

    Aditya Birla is not just a trusted brand but also a great brand. Investing in it is one of the best decisions I have taken in my life. It cares for yo...

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    Mukesh Kumar
    On: Sep 26, 2019 | Views
  • Proud to be a part of it!

    I am now to this Aditya Birla Group. But still, I am quite happy and satisfied to be its part. The processes, offerings and promptness of the insurer ...

    Read More
    On: Sep 26, 2019 | Views
  • Instant policy

    There is assistance provided at every end. With the safe payment mode available online, there is benefit for instant policy issuance.  ...

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    Gaurav Samant
    On: Sep 17, 2019 | Views
  • Good work

    Keep up the good work! I am very impressed with the services provided at InsuranceDekho.

    Bhalaram R. Choudhary
    On: Sep 02, 2019 | Views
  • Comprehensive plan

    Aditya Birla one-stop shop for all health insurance needs. Very happy with the purchase.

    Gaurav Kumar Jha
    On: Aug 13, 2019 | Views
  • Happy with Aditya Birla health insurance

    I have Aditya Birla health insurance for the past one year This is the best policy I have had so far. Not only the coverage is broad, but the ben...

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    Anil Chaudhary
    On: May 08, 2019 | Views
  • Satisfactory experience

    It’s been a few months that I invested in Aditya Birla health insurance plan. Until now, there has been no claim. I must say that the coverage o...

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    Sharda Devi
    On: May 07, 2019 | Views
  • Quality investment

    I was searching for an affordable health insurance plan offering excellent coverage. Finally, I came across Aditya Birla health insurance. My current ...

    Read More
    On: May 04, 2019 | Views
  • New to Aditya Birla health insurance

    People from InsuranceDekho recommended Aditya Birla policy after listening to my requirements. This is my first experience with Aditya Birla health in...

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    Arun Patel
    On: May 02, 2019 | Views
  • Great policy by Aditya Birla

    It was my first experience with Aditya Birla health insurance. I must say that I am quite happy with the policy and other services that I have been pr...

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    Puneet Kumar Singh
    On: May 01, 2019 | Views
  • Happy and satisfied customer.

    Aditya Birla has always been my preferred health insurer. I have filed a claim in the past. My experience with it was a good one. I did not have to wo...

    Read More
    Mukesh Kumar
    On: Apr 30, 2019 | Views
  • Aditya Birla recommended to all

    I am extremely thankful to Aditya Birla for helping me with my medical expenses when my father was in hospital. Had it not been for Aditya Birla insur...

    Read More
    Anoop Kumar Srivastava
    On: Apr 29, 2019 | Views
  • The best one.

    Aditya Birla is one of most dependable health insurance companies. MY experience so far with the company has been amazing. Benefits such as day care t...

    Read More
    Dharmendra Mishra
    On: Apr 28, 2019 | Views

Latest Aditya Birla Health Insurance News

Aditya Birla Health Insurance Contact Details

Reach us for help anytime

Aditya Birla Health Insurance FAQs

  • On what factors the eligibility to get a health insurance plan depends?

    The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.

  • Can I buy a health insurance policy for my 4-year-old kid?

    There are no separate individual plans for kids. But, they can be covered with their parents in either individual or floater plans.

  • If I don’t use the cashless facility, then in how much time claim should be submitted?

    You should submit the claim within 15 days of getting a discharge from the hospital or clinic.

  • What is the period in which claim is settled by Aditya Birla Health Insurance firm?

    ABHI settle claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.

  • What is the Incurred Claims Ratio of Aditya Birla Health Insurance for the financial year 2018-2019?

    The ICR for Aditya Birla Capital Health for FY 2018-19 is 59%.

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